Cheap Car Insurance in Albuquerque, New Mexico

Albuquerque is the largest city in New Mexico and home to a burgeoning film industry. Recently made famous as the setting of the TV show Breaking Bad, Albuquerque is also well-known for its medical school, research facilities and nearby military base. Tourists often travel to the area for the annual balloon festival, which features thousands of hot air balloons floating over the city.

Driving Conditions

Like the rest of the state, Albuquerque enjoys relatively mild weather year round. Gusts of wind and flash flooding can pose road hazards during the spring and summer, and occasional snow storms can lead to icy conditions in the winter. Traffic can get congested at the city center, especially during peak commuting times.

Odd Or Unique Laws

Cell phone use while driving in Albuquerque is limited to hands-free devices. This law is consistent with other cities in New Mexico.

Crime Statistics

Albuquerque is ranked 20th for car thefts according to the NICB. There were 3,730 cars stolen in Albuquerque in 2012, which is a 5 percent decrease since 2010.

Other recent crime data, shown on the City of Albuquerque site, reveals property vandalism rates to be around 10,000 crimes annually. The site lists an average of around 35,000 traffic violations annually.

Safety Requirements

Albuquerque has several motor vehicle safety laws to remember while driving in the city:
-- All passengers in the front or rear seat of any moving vehicle must wear a seatbelt at all times.

-- All children up to age 7 must be seated in an appropriately sized booster seat or child's car seat.

-- Individuals under the age of 18 must wear a helmet while riding or operating a motorcycle or ATV, but helmets are not legally mandated for adults.

-- Texting and handheld cell phone operation are illegal while driving within city limits. Use of a Bluetooth or other hands-free device is permissible.

Impaired Driving Law

Albuquerque's DUI laws are the same as those in the rest of the state. The legal driving limit is .08 BAC. The state's implied consent law means that all drivers must consent to a chemical test. Refusal will result in a one-year license suspension.

The first DUI offense will lead to up to 90 days in jail, one year of a revoked license and one year of an ignition interlocking system. Subsequent offenses will result in harsher penalties, including longer jail times and heavy fines. After the third offense, the DUI is treated as a felony and can lead to a lifetime license suspension.

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  • Beth Wells - State Farm Insurance Agent


    Beth Wells
    Focused on serving the auto insurance needs of albuquerque, nm since 1985. Call or stop by our office for fast and accurate insurance quotes for albuquerque.

    What makes your specific agency stand out from your competition?
    Our mission is to become your first choice for all of your insurance needs by building a relationship with you and helping protect you from the risks you face every day. Our experienced team is here to help you with auto insurance throughout the albuquerque nm area. When the unfortunate incidents occur we pledge to be there to assist you.

    • Free Auto Insurance Quote

    • Property And Casualty

    • NM-65382

    7400 Montgomery Blvd Ne Ste 5
    Albuquerque, NM 87109
    (505) 883-3742
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  • Aaa Insurance


    10501 Montgomery Blvd Ne
    Albuquerque, NM 87111
    (505) 291-6611
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    The website doesn't go to it takes you to a Canadian website. The website doesn't serve the United States, even though the yellowpages said it does.

  • Associated Insurance Professionals


    10701 Coors Blvd Nw
    Albuquerque, NM 87114
    (505) 898-9100
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  • Associated Insurance Professionals


    139 Old Coors Dr Sw Ste C
    Albuquerque, NM 87121
    (505) 836-5511
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  • Barry Rampy


    5850 Eubank Blvd Ne Ste B34
    Albuquerque, NM 87111
    (505) 294-1541
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    These folks are great, will help you every step of the way !

  • Gallegos Insurance & Financial Services


    7001 San Antonio Dr Ne Ste H
    Albuquerque, NM 87109
    (505) 823-2301
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    It is so refreshing to call an insurance agency and to get a call back! Thank you for being so timely and for focusing on resolving my situation. I am very happy to be insured by your agency.

  • John C Marcelli Insurance Agency


    12611 Montgomery Suite A 3
    Albuquerque, NM 87111
    (505) 293-0100
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    The service I received from Debbie was as great. Every detail
    explained and was determined to help me save money on both my car and
    renters insurance.

    The service I received from Debbie was as great. Every detail nexplained and was determined to help me save money on both my car and nrenters insurance.

  • Lanell Anderson Insurance Agency


    5608 Menaul Blvd Ne
    Albuquerque, NM 87110
    (505) 881-0550
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    Nothing but lovely staff--always friendly! Always take care of any problems or questions I may have right away!

  • Mike Volk Insurance Agency


    5201 Zuni Rd Se
    Albuquerque, NM 87108
    (505) 232-2886
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    I never write reviews, but had a bad experience here. Detailed it on the other listing for Mike Volk!

  • Steve Kunkle Insurance Agency


    1336 Wyoming Blvd Ne
    Albuquerque, NM 87112
    (505) 292-5940
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    Steve Kunkle is a great man of character. He treats his clients and his staff with total respect. His knowledge and honesty are truly unmatched. I have spent plenty of time in his office and seen how he does business. Amazingly nice and always approachable.

    My wife and I have been with Steve Kunkle's agency for about 17 years for a reason, SERVICE! Any time we have had a problem, a question, or a concern, everyone and I mean everyone has always jumped at the oppertunity to help us. Weather it be insurance, financial, or even personal. The great thing is they always do so with a smile on their face, and a willingness to get the job done. Thanks Steve, Kaitlin, and the rest of your fantastic office for always putting my wife and I, and all of your customers first. You guys ROCK! Sincerly, The Godfreys

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Did you know ?

Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

Safety Tip

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

Savings Tip

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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