2008 Insurance Costs Comparison

Please read the story that covers this report that compares all cars together, regardless of car class. The report below allows sorting of the data, within each class of vehicle. Please feel free to refer to this data when shopping for cheap car insurance rates.


Comparison of Differences in Insurance Costs For Passenger Cars, Station Wagons/Passenger Vans, Pickups, And Utility Vehicle On The Basis Of Damage Susceptibility [February 2008]

The National Highway Traffic Safety Administration has provided the information in this booklet in compliance with Federal law as an aid to consumers considering the purchase of new vehicles. The booklet compares differences in insurance costs for different makes and models of passenger cars, utility vehicles, light trucks, and vans on the basis of damage susceptibility for the vehicle. However, it does not indicate a vehicle’s relative safety for occupants.

The following table contains the best available information regarding the effect of damage susceptibility on insurance premiums. It was taken from data compiled by the Highway Loss Data Institute (HLDI) in its December 2007 Insurance Collision Report, and reflects the collision loss experience of passenger cars, utility vehicles, light trucks, and vans sold in the United States in terms of the average loss payment per insured vehicle year for model years 2005-2007. NHTSA has not verified the data in this table.

The table presents vehicles’ collision loss experience in relative terms, with 100 representing the average for all passenger vehicles. Thus, a rating of 122 reflects a collision loss experience that is 22 percent higher (worse) than average while a rating of 96 reflects a collision loss experience that is 4 percent lower (better) than average. The table is not relevant for models that have been substantially redesigned for 2008, and it does not include information about models with insufficient claim experience.

Although many insurance companies use the HLDI information to adjust the “base rate” for the collision portion of their insurance premiums, the amount of any such adjustment is usually small. It is unlikely that your total premium will vary more than 10 percent depending upon the collision loss experience of a particular vehicle. If you do not purchase collision coverage or your insurance company does not use the HLDI information, your premium will not vary at all in relation to these rankings. In setting insurance premiums, insurance companies mainly rely on factors that are not directly related to the vehicle itself (except for its value). They mainly consider driver characteristics (such as age, gender, marital status, and driving record), the geographic area in which the vehicle is driven, how many miles are traveled, and how the vehicle is used. However, some companies adjust their premiums for personal injury protection and medical payment coverage if the insured vehicle has features that are likely to improve its crashworthiness, or ability to protect occupants from injury or death, such as air bags. Different insurance companies often charge different premiums for the same driver and vehicle. Therefore, to obtain complete information about insurance premiums, you should contact insurance companies or their agents directly.

Test data relating to vehicle crashworthiness is available from NHTSA’s New Car Assessment Program (NCAP). NCAP test results demonstrate relative frontal, side, and rollover crash protection in new vehicles. Information on vehicles that NHTSA has tested in the NCAP program can be obtained on the information label on vehicles at new car dealers, by calling the agency’s toll-free Auto Safety Hotline at 888-327-4236, and through the NHTSA Web page at: SafeCar.gov

Note: Every model represents over 1,000 insured vehicle years and at least 100 claims. The
experience for previous or discontinued models from 2005 – 2007 is included in the class averages.

 

Click on any of the green column header to sort (ascending/descending).

Mini Cars
Category Make Model Relative Average Loss Payment Per Insured Vehicle Year
Two-Door Models 114
Two-Door Models Toyota Yaris 103
Two-Door Models Hyundai Accent 110
Four-Door Models 125
Four-Door Models Kia Rio 116
Four-Door Models Hyundai Accent 131
Four-Door Models Chevrolet Aveo 135
Four-Door Models Toyota Yaris 141
Station Wagons 110
Station Wagons Chevrolet Aveo 96
Station Wagons Honda Fit 100
Station Wagons Kia Rio 105
Sports Models 147
Sports Models Mazda MX-5 Miata convertible 82
Sports Models Lotus Elise 435
Small Cars
Make Model Relative Average Loss Payment Per Insured Vehicle Year
Two-Door Models 143
Volkswagen New Beetle convertible 73
Chrysler PT Cruiser convertible 83
Volkswagen New Beetle 85
Mini Cooper convertible 91
Mini Cooper 92
Ford Focus 112
Saturn ION Quad Coupe 120
Volkswagen Rabbit 127
Pontiac G5 135
Volkswagen GTI 136
Honda Civic 144
Chevrolet Cobalt 147
Hyundai Tiburon 196
Scion tC 205
Chevrolet Cobalt SS supercharged 209
Honda Civic Si 210
Four-Door Models 124
Volkswagen GTI 95
Honda Civic Hybrid 100
Saturn ION 105
Volkswagen Rabbit 107
Toyota Prius 108
Honda Civic 109
Toyota Corolla 116
Ford Focus 117
Hyundai Elantra 118
Nissan Versa hatchback 120
Chevrolet Cobalt 129
Nissan Versa 130
Kia Spectra 131
Suzuki Reno 131
Suzuki Forenza 131
Suzuki Aerio 132
Suzuki Aerio 4WD 133
Subaru Impreza 4WD 134
Honda Civic Si 138
Nissan Sentra 139
Mazda 3 141
Subaru Impreza WRX 4WD 275
Station Wagons 97
Dodge Caliber 4WD 66
Kia Rondo 66
Ford Focus 81
Chrysler PT Cruiser 88
Dodge Caliber 89
Chevrolet HHR 91
Pontiac Vibe 95
Suzuki SX4 4WD 98
Suzuki Forenza 99
Toyota Matrix 102
Subaru Impreza 4WD 109
Mazda 3 Mazdaspeed 114
Mazda 3 115
Kia Spectra hatchback 127
Subaru Impreza WRX 4WD 144
Sports Models 123
Pontiac Solstice convertible 84
Saturn Sky convertible 85
BMW Z4 convertible 101
Porsche Cayman 135
Mercedes SLK class convertible 136
Porsche Boxster convertible 154
Honda S2000 convertible 176
MidSize Cars
Make Model Relative Average Loss Payment Per Insured Vehicle Year
Two-Door Models 118
Volkswagen Eos convertible 67
Toyota Camry Solara convertible 77
Pontiac G6 convertible 96
Chevrolet Monte Carlo 115
Toyota Camry Solara 117
Honda Accord 129
Pontiac G6 135
Mitsubishi Eclipse 154
Four-Door Models 109
Subaru Outback 4WD 72
Hyundai Azera 80
Saturn Aura 84
Chrysler Sebring 88
Hyundai Sonata 90
Toyota Camry Hybrid 93
Mercury Milan 99
Honda Accord 99
Ford Fusion 4WD 100
Volkswagen Passat 102
Volkswagen Passat 4WD 105
Volvo S40 4WD 106
Volkswagen Jetta (NEW) 106
Toyota Camry 106
Ford Fusion 108
Chevrolet Malibu 113
Kia Optima (NEW) 114
Subaru Legacy 4WD 116
Honda Accord Hybrid 118
Mazda 6 hatchback 120
Acura TSX 123
Mazda 6 124
Nissan Altima 124
Pontiac G6 126
Mazda 6 4WD 128
Mitsubishi Galant 131
Volvo S40 (NEW) 131
Nissan Maxima 136
Station Wagons 81
Subaru Outback 4WD 66
Mazda 6 85
Subaru Legacy 4WD 88
Mazda 5 90
Volvo V50 94
Chevrolet Malibu Maxx 97
Volkswagen Passat 98
Volvo V50 4WD 108
Audi A3 110
Audi A3 4WD 134
Sports Models 143
Ford Mustang Shelby GT500 55
Ford Mustang GT convertible 93
Ford Mustang convertible 101
Mitsubishi Eclipse convertible 109
Chevrolet Corvette convertible 110
Chevrolet Corvette 121
Lexus SC 430 convertible 123
Porsche 911 convertible 123
Ford Mustang 127
Ford Mustang GT 136
Porsche 911 Coupe 151
Nissan 350Z convertible 157
Mazda RX-8 176
Cadillac XLR convertible 187
Chevrolet Corvette Z06 193
Mercedes SL class convertible 196
Nissan 350Z 217
Luxury Models 129
Saab 9-5 station wagon 67
Audi A4 Quattro station wagon 4WD 74
Saab 9-3 station wagon 91
Saab 9-3 convertible 98
Lincoln MKZ 4dr 4WD 99
Saab 9-3 4dr 100
Infiniti G35 4dr 103
Lincoln MKZ 4dr 106
BMW 3 series 4dr 4WD 107
Acura TL 4dr 108
Saab 9-5 4dr 108
Lexus ES 350 4dr 111
BMW 3 series 2dr 4WD 114
Volvo S60 4dr 116
Volvo S60 4dr 4WD 117
Infiniti G35 4dr 4WD 122
BMW 3 series 4dr 126
Mercedes C class 4dr 4WD 128
Jaguar X-Type station wagon 4WD 129
Audi A4 Quattro 4dr 4WD 129
Lexus IS 350 4dr 130
Acura 3.5 TL 4dr 132
Mercedes CLK class convertible 148
Lexus IS 250 4dr 149
Mercedes C class 4dr 152
Jaguar X-Type 4dr 4WD 153
Audi A4 4dr 156
BMW 3 series 2dr 161
Lexus IS 250 4dr 4WD 168
Audi S4 Quattro 4dr 4WD 186
Infiniti G35 2dr 190
Mercedes CLK class 2dr 190
Volvo S60 R 4dr 4WD 201
Large Cars
Make Model Relative Average Loss Payment Per Insured Vehicle Year
Four-Door Models 92
Mercury Montego 67
Mercury Montego 4WD 68
Ford Five Hundred 4WD 69
Buick Lucerne 72
Ford Five Hundred 72
Buick LaCrosse 72
Chrysler 300 4WD 79
Chevrolet Impala 86
Ford Taurus 93
Toyota Avalon 96
Chrysler 300 96
Kia Amanti 100
Chrysler 300 HEMI 4WD 100
Chrysler 300 HEMI 102
Pontiac Grand Prix 103
Dodge Charger 129
Dodge Charger HEMI 136
Station Wagons/Minivans 85
Dodge Caravan 68
Dodge Magnum 4WD 93
Dodge Magnum HEMI 108
Dodge Magnum 112
Dodge Magnum HEMI 4WD 118
Sports Models 214
Jaguar XK convertible 165
Aston Martin DB9 225
Luxury Models 138
Volvo V70 station wagon 4WD 77
Volvo V70 station wagon 79
BMW 5 series 4dr 4WD 94
Volvo C70 convertible 100
Cadillac DTS 4dr 104
Audi A6 4dr 109
Jaguar XJ series 4dr 112
Audi A6 Quattro 4dr 4WD 114
Audi A6 4WD station wagon 115
Infiniti M35 4dr 123
Acura 3.5 RL 4dr 4WD 125
Infiniti M35 4dr 4WD 126
Lexus GS 350 4dr 4WD 126
Mercedes E class station wagon 4WD 134
Mercedes E class 4dr 4WD 135
Lexus GS 350 4dr 139
Mercedes E class 4dr 140
Jaguar S-type 4dr 142
BMW 530 XiT 4WD station wagon 143
Cadillac CTS 4dr 143
Cadillac STS 4dr 2WD/4WD 144
BMW 5 series 4dr 161
Mercedes E class station wagon 162
Infiniti M45 4dr 162
Cadillac STS V8 4dr 2WD/4WD 172
Jaguar XJR 4dr 189
Lexus GS 430 4dr 194
BMW 6 series convertible 201
Mercedes CLS class 4dr 212
Jaguar XJ series 4dr LWB 218
BMW 6 series 2dr 223
Cadillac CTS-V 4dr 236
Lexus GS 450h Hybrid 4dr 243
Mercedes CL class 2dr 257
BMW M5 4dr 317
Very Large Cars
Make Model Relative Average Loss Payment Per Insured Vehicle Year
Four-Door Models 74
Mercury Grand Marquis 72
Ford Crown Victoria 83
Station Wagons/Minivans 68
Buick Terraza 62
Dodge Grand Caravan 63
Honda Odyssey 63
Saturn Relay 63
Chrysler Town & Country LWB 65
Ford Freestar 66
Chevrolet Uplander 68
Chrysler Town & Country SWB 70
Kia Sedona 72
Hyundai Entourage 73
Chevrolet Uplander SWB 76
Mercury Monterey 77
Toyota Sienna 78
Toyota Sienna 4WD 79
Nissan Quest 86
Luxury Models 158
Lincoln Town Car 4dr 95
Lexus LS 460 4dr 112
Lincoln Town Car 4dr LWB 139
Mercedes S class 4dr LWB 4WD 151
BMW 7 series 4dr 157
Audi A8 Quattro 4dr 4WD 158
BMW 7 series 4dr LWB 166
Audi A8L Quattro 4dr 184
Mercedes S class 4dr LWB 207
Lexus LS 460 L 4dr 218
Bentley Continental Flying Spur 4dr 4WD 239
Bentley Continental GT 2dr 266
Maserati Quattroporte 4dr 429
Small Pickups
Make Model Relative Average Loss Payment Per Insured Vehicle Year
Two-Door Models 95
GMC Canyon 74
GMC Canyon 4WD 77
Toyota Tacoma 4WD 88
Toyota Tacoma 91
Chevrolet Colorado 94
Ford Ranger 101
Chevrolet Colorado 4WD 106
Ford Ranger 4WD 112
Mazda B 114
Two-Door Plus Models 99
Dodge Dakota club 4WD 79
GMC Canyon ext. 80
Dodge Dakota club 83
Chevrolet Colorado ext. 4WD 88
Mazda B plus 90
Mitsubishi Raider ext. cab 91
GMC Canyon 4WD ext. 97
Chevrolet Colorado ext. 97
Ford Ranger supercab 99
Toyota Tacoma xtra 4WD 102
Toyota Tacoma xtra 104
Nissan Frontier king 105
Ford Ranger supercab 4WD 112
Nissan Frontier king 4WD 113
Mazda B plus 4WD 130
Four-Door Models 96
Dodge Dakota quad 81
Dodge Dakota quad 4WD 83
Nissan Frontier crew LWB 4WD 87
Nissan Frontier crew LWB 88
Chevrolet Colorado crew 4WD 88
GMC Canyon crew 90
Toyota Tacoma double long bed 4WD 92
GMC Canyon 4WD crew 94
Toyota Tacoma double long bed 96
Chevrolet Colorado crew 97
Toyota Tacoma double 101
Nissan Frontier crew 103
Mitsubishi Raider double cab 103
Toyota Tacoma double 4WD 109
Nissan Frontier crew 4WD 112
Mitsubishi Raider double cab 4WD 115
Large Pickups
Make Model Relative Average Loss Payment Per Insured Vehicle Year
Two-Door Models 83
Chevrolet Silverado 1500 4WD 70
Ford F-150 4WD 76
Ford F-150 77
Chevrolet Silverado 1500 4WD (NEW) 78
Chevrolet Silverado 1500 80
GMC Sierra 1500 4WD 80
GMC Sierra 1500 82
Dodge Ram 1500 90
Dodge Ram 1500 4WD 94
Chevrolet Silverado 1500 (NEW) 124
Two-Door Plus Models 84
Ford F-150 supercab 4WD 72
Chevrolet Silverado 1500 ext. 4WD 73
GMC Sierra 1500 ext. 4WD (NEW) 73
GMC Sierra 1500 ext. (NEW) 75
GMC Sierra 1500 ext. 4WD 78
Ford F-150 supercab 82
Chevrolet Silverado 1500 ext. 4WD (NEW) 84
Chevrolet Silverado 1500 ext. 90
GMC Sierra 1500 ext. 94
Chevrolet Silverado 1500 ext. (NEW) 108
Nissan Titan king 4WD 115
Nissan Titan king 121
Four-Door Models 87
Chevrolet Silverado 1500 crew 4WD (NEW) 70
Toyota Tundra double 4WD 74
Chevrolet Silverado 1500 crew 4WD 74
Toyota Tundra crew max 75
Ford F-150 supercrew 4WD 76
GMC Sierra 1500 crew 4WD (NEW) 77
GMC Sierra 1500 crew 4WD 79
Ford F-150 supercrew 81
Lincoln Mark LT crew cab 82
Dodge Ram 1500 mega cab 4WD 82
GMC Sierra 1500 crew 84
Dodge Ram 1500 quad 87
Chevrolet Silverado 1500 crew (NEW) 89
Dodge Ram 1500 quad 4WD 90
Chevrolet Silverado 1500 crew 91
Dodge Ram 1500 mega cab 92
Toyota Tundra double 92
Toyota Tundra crew max 4WD 100
Lincoln Mark LT crew cab 4WD 104
GMC Sierra 1500 crew (NEW) 105
Nissan Titan crew 4WD 109
Nissan Titan crew 117
Very Large Pickups
Make Model Relative Average Loss Payment Per Insured Vehicle Year
Two-Door Models 82
Ford F-250 60
Ford F-250 4WD 67
GMC Sierra 2500 4WD 68
Chevrolet Silverado 2500 4WD 75
Ford F-350 4WD 86
Dodge Ram 2500 4WD 92
Dodge Ram 2500 93
GMC Sierra 2500 95
Chevrolet Silverado 2500 99
Chevrolet Silverado 3500 4WD 131
Dodge Ram 3500 4WD 131
Two-Door Plus Models 85
GMC Sierra 2500 ext. 4WD 71
Ford F-350 supercab 78
Chevrolet Silverado 2500 ext. 79
GMC Sierra 2500 ext. 84
Ford F-250 supercab 4WD 85
Chevrolet Silverado 2500 ext. 4WD 87
GMC Sierra 3500 ext. 4WD 88
Chevrolet Silverado 3500 ext. 4WD 94
Ford F-250 supercab 95
Ford F-350 supercab 4WD 107
Four-Door Models 95
Chevrolet Silverado 2500 crew 79
Chevrolet Silverado 2500 crew 4WD (NEW) 79
Dodge Ram 3500 mega cab 85
Ford F-250 supercrew 88
Chevrolet Silverado 2500 crew 4WD 90
GMC Sierra 2500 crew 4WD 92
Dodge Ram 2500 quad 4WD 92
GMC Sierra 3500 crew 93
Ford F-250 supercrew 4WD 94
Chevrolet Silverado 3500 crew 95
Dodge Ram 2500 quad 95
Dodge Ram 3500 quad 4WD 97
Ford F-350 supercrew 4WD 99
Dodge Ram 2500 mega cab 99
Ford F-350 supercrew 103
GMC Sierra 2500 crew 104
Chevrolet Silverado 3500 crew 4WD 107
Dodge Ram 3500 quad 108
Dodge Ram 2500 mega cab 4WD 111
Dodge Ram 3500 mega cab 4WD 111
GMC Sierra 3500 crew 4WD 114
Sport Utility Vehicles
Make Model Relative Average Loss Payment Per Insured Vehicle Year
Small Sport Utility Vehicles 80
Jeep Wrangler 2dr 4WD 44
Jeep Patriot 4dr 4WD 48
Ford Escape 4dr 4WD 67
Honda CR-V 4dr 67
Honda CR-V 4dr 4WD 69
Jeep Compass 4dr 4WD 71
Ford Escape 4dr 71
Subaru Forester 4dr 4WD 74
Mercury Mariner 4dr 4WD 74
Saturn Vue 4dr 75
Hyundai Tucson 4dr 4WD 76
Mercury Mariner 4dr 77
Saturn Vue 4dr 4WD 78
Kia Sportage 4dr 4WD 78
Kia Sportage 4dr 79
Jeep Compass 4dr 81
Hyundai Tucson 4dr 81
Ford Escape Hybrid 4dr 82
Mercury Mariner Hybrid 4dr 4WD 83
Honda Element 4dr 4WD 84
Pontiac Torrent 4dr 85
Toyota RAV4 4dr 85
Honda Element 4dr 86
Toyota RAV4 4dr 4WD 87
Ford Escape Hybrid 4dr 4WD 89
Chevrolet Equinox 4dr 4WD 94
Pontiac Torrent 4dr 4WD 94
Chevrolet Equinox 4dr 95
Saturn Vue Hybrid 4dr 96
Mazda CX-7 4dr 98
Mitsubishi Outlander 4dr 98
Suzuki Grand Vitara 4dr 4WD 108
Suzuki Grand Vitara 4dr 116
Mitsubishi Outlander 4dr 4WD 129
Midsize Sport Utility Vehicles 75
Jeep Wrangler 4dr 33
Jeep Wrangler 4dr 4WD 46
Mercury Mountaineer 4dr 4WD 51
Ford Edge 4dr 51
Ford Edge 4dr 4WD 54
Dodge Nitro 4dr 4WD 55
Hyundai Santa Fe 4dr 4WD 59
Buick Rendezvous 4dr 60
Ford Explorer Sport Trac 4dr 4WD 60
Ford Freestyle 4dr 62
Ford Explorer 4dr 4WD 62
Honda Pilot 4dr 62
Honda Pilot 4dr 4WD 64
Nissan Xterra 4dr 4WD 65
Dodge Nitro 4dr 65
Ford Explorer Sport Trac 4dr 66
Toyota Highlander 4dr 66
Toyota Highlander 4dr 4WD 69
Ford Freestyle 4dr 4WD 70
Ford Explorer 4dr 70
Toyota FJ Cruiser 2dr 4WD 70
Toyota Highlander Hybrid 4dr 4WD 70
Toyota 4Runner 4dr 4WD 71
Hummer H3 4dr 4WD 72
Hyundai Santa Fe 4dr 73
Honda Ridgeline 4dr 4WD 73
Toyota 4Runner 4dr 73
Kia Sorento 4dr 73
Jeep Liberty 4dr 4WD 75
Nissan Pathfinder 4dr 76
Toyota Highlander Hybrid 4dr 76
Nissan Xterra 4dr 77
Nissan Pathfinder 4dr 4WD 79
Jeep Grand Cherokee 4dr 4WD 79
Kia Sorento 4dr 4WD 79
GMC Envoy 4dr 79
GMC Envoy 4dr 4WD 80
Nissan Murano 4dr 81
Jeep Liberty 4dr 82
Jeep Grand Cherokee 4dr 82
Subaru B9 Tribeca 4dr 4WD 83
Chrysler Pacifica 4dr 84
Suzuki XL7 4dr 85
Chevrolet TrailBlazer 4dr 4WD 85
Chevrolet TrailBlazer 4dr 87
Chrysler Pacifica 4dr 4WD 88
Mitsubishi Endeavor 4dr 89
Isuzu Ascender 4dr 4WD 89
Nissan Murano 4dr 4WD 90
Mitsubishi Endeavor 4dr 4WD 92
Toyota FJ Cruiser 2dr 92
Isuzu Ascender 4dr 96
Large Sport Utility Vehicles 77
GMC Acadia 4dr 4WD 30
Saturn Outlook 4dr 33
GMC Acadia 4dr 39
Chrysler Aspen 4dr 55
Ford Expedition 4dr 4WD 57
GMC Yukon 4dr 62
Chevrolet Tahoe 4dr 4WD 67
Chevrolet Tahoe 4dr 69
Toyota Sequoia 4dr 70
Jeep Commander 4dr 70
Toyota Sequoia 4dr 4WD 74
Ford Expedition 4dr 77
Jeep Commander 4dr 4WD 77
Nissan Pathfinder Armada 4dr 78
Chrysler Aspen 4dr 4WD 78
GMC Yukon 4dr 4WD 79
Nissan Pathfinder Armada 4dr 4WD 82
Dodge Durango 4dr 86
Dodge Durango 4dr 4WD 87
Volkswagen Touareg 4dr 4WD 108
Very Large Sport Utility Vehicles 74
Chevrolet Suburban 1500 4dr 54
Chevrolet Suburban 1500 4dr 4WD 57
GMC Yukon XL 1500 4dr 60
GMC Yukon XL 1500 4dr 4WD 71
Chevrolet Avalanche 1500 4dr 4WD 80
Hummer H2 4dr 4WD 81
Hummer H2 SUT 4dr 4WD 82
Chevrolet Avalanche 1500 4dr 86
Ford Expedition EL 4dr 4WD 88
Ford Expedition EL 4dr 96
Luxury Sport Utility Vehicles
Make Model Relative Average Loss Payment Per Insured Vehicle Year
Midsize Luxury Sport Utility Vehicles 92
Lincoln MKX 4dr 4WD 38
Lincoln MKX 4dr 54
Acura MDX 4dr 4WD 63
Volvo XC90 4dr 65
Volvo XC90 4dr 4WD 69
Buick Rainier 4dr 4WD 70
Acura RDX 4dr 4WD 72
Buick Rainier 4dr 78
BMW X5 4dr 4WD 82
Saab 9-7X 4dr 4WD 85
BMW X3 4dr 4WD 94
Mercedes M class 4dr 4WD 98
Lexus RX 350 4dr 4WD 99
Lexus RX 350 4dr 104
Infiniti FX35 4dr 105
Lexus RX 400h Hybrid 4dr 4WD 107
Cadillac SRX 4dr 108
Infiniti FX35 4dr 4WD 114
Lexus RX 400h Hybrid 4dr 130
Infiniti FX45 4dr 4WD 137
Large Luxury Sport Utility Vehicles 94
Land Rover LR3 4dr 4WD 63
Toyota Land Cruiser 4dr 4WD 65
Lexus GX 470 4dr 4WD 78
Lexus LX 470 4dr 4WD 88
Infiniti QX56 4dr 92
Cadillac Escalade 4dr 4WD 95
Cadillac Escalade 4dr 103
Infiniti QX56 4dr 4WD 107
Audi Q7 4dr 4WD 111
Land Rover Range Rover 4dr 4WD 112
Land Rover Range Rover Sport 4dr 4WD 114
Mercedes GL class 4dr 4WD 129
Mercedes R class 4dr 4WD 133
Mercedes G class 4dr 4WD 172
Very Large Luxury Sport Utility Vehicles 106
Lincoln Navigator 4dr 4WD 94
Cadillac Escalade ESV 4dr 4WD 101
Lincoln Navigator 4dr 111
Cadillac Escalade EXT 4dr 4WD 135
Cargo/Passenger Vans
Make Model Re lative Average Loss Payment Per Insured Vehicle Year
All Cargo/Passenger Vans 62
Ford E-150 Econoline Wagon 46
Ford E-350 Econoline Wagon 48
Ford E-250 Econoline 57
Ford E-150 Econoline 58
Ford E-350 Econoline 62
GMC Savana 2500 cargo series 62
Chevrolet Express 1500 cargo series 63
Chevrolet Express 2500 cargo series 63
GMC Savana 3500 cargo series 63
Chevrolet Express 3500 series 66
GMC Savana 1500 cargo 80
Chevrolet Express 3500 cargo series 85
GMC Savana cargo 1500 series 4WD 86
Chevrolet Express 1500 cargo series 4WD 88
The specialty section truck section has been eliminated because most of these vehicles have been reclassified as sport utility vehicles. * LWB = Long Wheelbase Source: www.nhtsa.dot.gov.

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"After being with my insurance company for just shy of 10 years, and after having shopped at companies that everyone around my hometown swore were the cheapest (including unadvertised "bargain" companies and giant comparison shopping brands), I decided to shop here at CheapCarInsurance and ended up saving just under $1,100 off my annual insurance bill, which is a lot more than I ever could have imagined anyone saving, especially me, an avid online shopper and extreme bargain hunter [...]

This is pretty ridiculous considering the fact that: 1st, I had regularly asked my former insurance company for reviews and discounts; 2nd, I recently got a speeding ticket in a school zone (which I am a bit ashamed to say) just before I switched; and 3rd, that $1,100 savings was before I got an additional discount for bundling my home insurance on my policy (which is a lot lower now too).

Unfortunately, and surprisingly, 10 years of loyalty did not pay off for me, and was replaced by a 5 minute quote that will save me thousands down the road. In short, our family owns 3 cars, and my new rates are about half my old rates; so not bad for the little additional time it took to compare quotes and digitally sign a policy.

Obviously, not everyone will save nearly as much as I did, but it's well worth your 5 minutes to find out, even if you end up only saving a few hundred dollars per year, potentially adding up to thousands over a couple years."

Jared



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