Category archives: Savings Tips & Advice

When is it a Good Idea to Use an Insurance Agent?

With the economy in its current state, everyone out there is looking to save a few dollars. Unfortunately, that often means cutting corners and giving up the little luxuries many have become so accustomed to. However, there is one corner you can cut without giving up anything. By shopping around for the best rate on [...]

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When Should I Ask For a Discount on Car Insurance?

In today’s economy it is important to save money whenever you can. One of the best and easiest ways is to save money on car insurance. Getting discounts are pretty easy if you know what to ask for. So, when should a person ask for a discount? One of the best times is obviously after [...]

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Are Men Statistically Bad Drivers?

According to numerous insurance companies young men around the ages of 16 and 25 years old are not safe drivers. They tend to be more reckless behind the wheel of a vehicle, compared to young women around the same age. They are more prone to have an accident than women. According to traffic analysis, men [...]

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Automatic Insurance Coverage for New Cars

Whenever you fiance or lease a new car you’ll have to adhere to the contract terms stating your auto insurance coverages. Normally you the purchaser will go with the required minimum coverage in order to satisfy these terms and conditions, but I ask you, is it a good idea. Depending on the vehicle purchased the [...]

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Stacking your UM/UIM Auto Coverage

Stacking is a way to supply extra coverage to safeguard the driver who has minimum auto insurance. It relates to UM (uninsured motorist) / UIM (underinsured motorist protection) which is not mandatory it is optional. There’s two scenarios for stacking UM/UIM insurance coverage. 1.) If you have multiple cars in your plan with UM/UIM protection [...]

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Risky Drivers Insurance Options That Are Available

Auto insurance these days continues to rise and once you become a risky driver watch the prices for auto insurance skyrocket. Most people do not realize that when you become a risky driver to auto insurers you pay a heavy price in your wallet. This does not mean you are locked out from getting auto [...]

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How 20 Somethings Can Receive The Best Insurance Rate

Auto insurance can be expensive. A lot of factors play into how much you will pay for a premium. One of the main factors is your age. When you reach your twenty’s you think that your insurance premium will be lower but in reality that doesn’t happen until you reach the age of 25. There [...]

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The Top 20 Cars That Have the Lowest Insurance Rates

Save Money on Insurance Over the Life of Vehicle with these Cars! When people think about buying a new car they consider the price, the interest rates, the physical characteristics of the vehicle, and the motoring of the vehicle. The thing that many people forget to consider when purchasing a new or used vehicle is [...]

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How to Avoid a Speeding Ticket and Keep Your Insurance Rates Low

Times are tough right now. The economy is suffering from a crippling recession, bordering on an economic depression. Most people can barely afford to spend on simple luxuries like vacations and new electronics – it’s just a fact. With that in mind, it is safe to say that a mistake like getting a speeding ticket [...]

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12 Secrets Your Auto Insurance Company Won’t Tell You

It is difficult to get a good deal on car insurance today and keeping your premiums from rising is like playing a game wherein you don’t know the rules. Fortunately, there are a dozen tips that will help you save money. Good Credit Every insurance company, including the top five insurance companies, will pull your [...]

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