Alaska requires drivers to insure their automobiles with a limited liability coverage plan. The law is very specific about the amount of insurance that must be provided. There must be a 50,000.00 policy for injuries or death to any one person. 100,000.00 for any deaths or injuries in a single collision and 25,000.00 policies for property damage. In addition you must show your proof of insurance at any accident scene to the reporting officer. Failure to comply or carry the mandated auto insurance will get your license revoked for 90 days to one year.
A key factor in cheap car insurance in Alaska will be the amount of points on your driver license or record. Alaska counts your traffic violations on a point system. Insurance companies will require this information when giving you a new insurance quote or in assisting you lower your car insurance costs. The best chance to get cheap car insurance in Alaska is to maintain a very good driving record.
All State Auto Insurance gives Alaska drivers with a good, safe driving history a 20% discount on their policies. They are a good source for finding cheap car insurance in Alaska if you have maintained your points on your license.
There are also several Alaska based companies that offer quotes on-line. These may be worth looking into if you prefer to deal face to face with an insurance broker and want to find low cost affordable coverage. The two cities with the most insurance brokers locally appear to be Juneo and Anchorage.
In addition to keeping your driving record clean, there is one other odd law in Alaska that is worth a mention. Make sure you never strap your dog to the top of your car! Not only is it unsafe for Fido it can cost you a ticket. So keep Fido indoors because it is best for him and your insurance rates.
If you want to insure young drivers, it is best to talk to agents by phone or email. Teenagers bring more risk to insure so comparing companies can help to protect your wallet from harm.
Be sure to get a free online auto insurance quote at the top of this page before you leave. Getting cheap car insurance quotes in Alaska couldn’t be easier. We strive to not only be low cost, but rather to be the cheapest company around!
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