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Cheapest Car Insurance in Florida (FL)

Getting cheap car insurance is Florida is easy, if you do your homework and shop around. By law, you are required to have insurance for your cars with a minimum coverage of $10,000 for personal injury protection or PIP and $10,000 for property damage liability or PDL.

If you are new to the area, when you are looking to register your vehicle or obtain insurance you will commonly hear the phrase, “Florida Coverage.” This simply means that your policy must be issued by an insurance company that is licensed by the Florida Department of Financial Services.

However, you should ask question regarding Florida’s “no-fault” insurance clause. It is actually a bit different in each state. Yet, in Florida, the no-fault policy really covers the medical bills. Usually, in a no-fault situation each driver’s medical expenses would be covered by their insurance policy. But, property damage will usually still be covered by the at fault party’s insurance. This is important to know when looking for insurance in Florida, as it may persuade you to carry higher limits than the required amount.

Florida has a large amount of aggressive drivers, and the seeing vehicles run a red light are common occurrences in the state. The traffic is heavy and often backed up; so road rage is also an issue. Still, the weather is still one of the biggest factors on the Florida highways. The frequent heavy rains and heavy winds can often make driving difficult. So, Florida driver must stay alert. And, they need the peace of mind of knowing that they are covered.

There are insurance companies all over the state of Florida and insurance is easy to find. Small insurance companies may be known for the cheapest policies. However, larger insurance companies will tend to be more reliable and they will usually try to make sure that you are covered for any accident and you have coverage for bodily injuries. Some of the more popular Florida insurers are Nationwide, Geico, Progressive, Esurance, and Liberty Mutual. However all of the larger companies are present throughout the state.

The most important thing to remember is shop around. And, although you should look for cheap car insurance Florida, make sure that your insurance policy will keep you protected from whatever may arise. One great option to find low cost insurance is to get car insurance quotes Florida. At the click of a mouse, you can compare insurance premium rates. It is very convenient and can help you find the cheapest and best policy that will suit your needs.

If you have young drivers such as teenagers to insure then look for an insurer who can try to get you a discount. This can make the coverage more affordable so get shopping today and ask agents to assist you.

“ We offer both liability and comprehensive vehicle coverage, and service everyone including women, young drivers, students, new drivers, and everyone else under the sun in Florida!”

See rates for these popular cities

Largest Cities:
Miami

Tags:
Actual Yearly Savings
  • Mercades
  • $1000
  • Apr 9, 2014
  • Steven
  • $1200
  • Apr 6, 2014
  • Sydney
  • $2400
  • Apr 6, 2014
  • Teddy
  • $1200
  • Apr 5, 2014
  • Shyte
  • $660
  • Apr 2, 2014
  • Janna
  • $1200
  • Apr 1, 2014
  • Bre-on
  • $400
  • Mar 31, 2014
  • Vita
  • $1200
  • Mar 31, 2014
  • Curtis
  • $2400
  • Mar 28, 2014
  • Clinton
  • $400
  • Mar 25, 2014
  • Janelle
  • $1800
  • Mar 25, 2014
  • Amanda
  • $1000
  • Mar 21, 2014
  • Tricia
  • $600
  • Mar 21, 2014
  • Douglas
  • $1000
  • Mar 20, 2014
  • Edmund
  • $1200
  • Mar 18, 2014
  • Dashawn
  • $1100
  • Mar 18, 2014
  • Summer
  • $2016
  • Mar 15, 2014
  • Hashem
  • $1000
  • Mar 14, 2014
  • Test
  • $1500
  • Mar 14, 2014
  • Margaret
  • $2400
  • Mar 14, 2014
  • Jacqueline
  • $2400
  • Mar 14, 2014
  • Jessica
  • $1200
  • Mar 13, 2014
  • Sofrona
  • $400
  • Mar 13, 2014
  • Angela
  • $1200
  • Mar 12, 2014
  • Lenorris
  • $696
  • Mar 11, 2014
  • Robert
  • $500
  • Mar 9, 2014
  • Stacry
  • $2400
  • Mar 9, 2014
  • Adam
  • $2000
  • Mar 8, 2014
  • Naemo
  • $100
  • Mar 8, 2014
  • Maxine
  • $600
  • Mar 7, 2014
  • Kevin
  • $2136
  • Mar 5, 2014
  • Jessica
  • $600
  • Mar 4, 2014
  • Edwin
  • $960
  • Mar 3, 2014
  • Igor
  • $1500
  • Mar 1, 2014
  • Solee
  • $600
  • Mar 1, 2014
  • Ahmed
  • $420
  • Mar 1, 2014
  • Alexander
  • $2268
  • Feb 27, 2014
  • Michael
  • $2400
  • Feb 27, 2014
  • Tyanna
  • $400
  • Feb 26, 2014
  • Natesha
  • $1200
  • Feb 25, 2014
  • Trini
  • $720
  • Feb 23, 2014
  • Wanda
  • $120
  • Feb 22, 2014
  • Alex
  • $1200
  • Feb 22, 2014
  • Courtney
  • $300
  • Feb 19, 2014
  • Brenda
  • $210
  • Feb 18, 2014
  • Ryan
  • $400
  • Feb 16, 2014
  • Mandy
  • $400
  • Feb 13, 2014
  • Brianne
  • $1800
  • Feb 13, 2014
  • Daniel
  • $2000
  • Feb 12, 2014
  • Jaime
  • $1080
  • Feb 12, 2014

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One Good Reason to Shop With Us

"After being with my insurance company for just shy of 10 years, and after having shopped at companies that everyone around my hometown swore were the cheapest (including unadvertised "bargain" companies and giant comparison shopping brands), I decided to shop here at CheapCarInsurance and ended up saving just under $1,100 off my annual insurance bill, which is a lot more than I ever could have imagined anyone saving, especially me, an avid online shopper and extreme bargain hunter [...]

This is pretty ridiculous considering the fact that: 1st, I had regularly asked my former insurance company for reviews and discounts; 2nd, I recently got a speeding ticket in a school zone (which I am a bit ashamed to say) just before I switched; and 3rd, that $1,100 savings was before I got an additional discount for bundling my home insurance on my policy (which is a lot lower now too).

Unfortunately, and surprisingly, 10 years of loyalty did not pay off for me, and was replaced by a 5 minute quote that will save me thousands down the road. In short, our family owns 3 cars, and my new rates are about half my old rates; so not bad for the little additional time it took to compare quotes and digitally sign a policy.

Obviously, not everyone will save nearly as much as I did, but it's well worth your 5 minutes to find out, even if you end up only saving a few hundred dollars per year, potentially adding up to thousands over a couple years."

Jared



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