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Cheapest Car Insurance in Georgia (GA)

It is illegal in Georgia to drive without minimum liability car insurance coverage. Georgia also has many misconceptions about its unique driving laws. It is important to understand the driving laws of any state you are driving through, because being found in violation of those laws often has dire consequences.

Any driver in the state of Georgia is required to maintain personal liability insurance. Bodily injury protection (BIP) and personal injury protection (PIP) protection limits have to be set at least at $25,000 per person or $50,000 to everyone involved in an isolated incident. Property damage insurance must be equivalent to at least $25,000 for every occurance.

Optional, affordable Georgia car insurance coverage includes collision, comprehensive, uninsured and under-insured motorist coverage, towing and labor coverage, and rental reimbursement coverage. In the event of an accident, these additional coverages can be worth much more than the premiums paid to obtain them. Collision coverage pays for any physical damage to your car as the result of colliding with an object, so long as the cost of damages exceeds your deductable. A higher deductible means more out-of-pocket expense each month, but will make this insurance much more affordable. The overall premium is based upon the value of your vehicle. Comprehensive coverage insures you against damage caused from fire, weather, vandalism and theft. Uninsured/underinsured motorist coverage protects you against other drivers who may be driving illegally, whether entirely without insurance or without satisfactory liability allowances.

In Georgia, residents often pay high premiums. In 2003, the average insurance premium was around $920, or $6 above the national average. Rates decreased in 2007 by .5% to 1%, and it’s important to shop around for a cheap Georgia car insurance provider at these new low rates! Insurance companies also offer discounts. You can make sure you are getting the best rate by shopping around and comparing discounts for good grades, good driving records, etc. Young drivers can be expensive to insure, so avoid breaking the bank by planning ahead.

The  state of Georgia has currently been the subject of some confusion. An email hoax was recently launched in 2007, stating that a number of new laws were being enacted. This email is largely a hoax. There are several new laws pending in the Georgia State Legislature that would restrict the use of mobile phones by school bus drivers, prohibit the use of cellular or mobile devices by drivers under the age of 18, and establishing point penalties for such conduct. This can help young drivers be more responsible. Many teenagers get into accidents because they are distracted.

Many people are struggling so their goal is to find low cost affordable car insurance coverage. This can e done by getting car insurance quotes GA. You can get quotes from companies and compare the rates so that you get the best premiums possible. Agents can help you with your search for the cheapest premiums around so ask about getting a discount today.

“ We offer both liability and comprehensive vehicle coverage, and service everyone including women, young drivers, students, new drivers, and everyone else under the sun in Georgia!”

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Actual Yearly Savings
  • Mercades
  • $1000
  • Apr 9, 2014
  • Steven
  • $1200
  • Apr 6, 2014
  • Sydney
  • $2400
  • Apr 6, 2014
  • Teddy
  • $1200
  • Apr 5, 2014
  • Shyte
  • $660
  • Apr 2, 2014
  • Janna
  • $1200
  • Apr 1, 2014
  • Bre-on
  • $400
  • Mar 31, 2014
  • Vita
  • $1200
  • Mar 31, 2014
  • Curtis
  • $2400
  • Mar 28, 2014
  • Clinton
  • $400
  • Mar 25, 2014
  • Janelle
  • $1800
  • Mar 25, 2014
  • Amanda
  • $1000
  • Mar 21, 2014
  • Tricia
  • $600
  • Mar 21, 2014
  • Douglas
  • $1000
  • Mar 20, 2014
  • Edmund
  • $1200
  • Mar 18, 2014
  • Dashawn
  • $1100
  • Mar 18, 2014
  • Summer
  • $2016
  • Mar 15, 2014
  • Hashem
  • $1000
  • Mar 14, 2014
  • Test
  • $1500
  • Mar 14, 2014
  • Margaret
  • $2400
  • Mar 14, 2014
  • Jacqueline
  • $2400
  • Mar 14, 2014
  • Jessica
  • $1200
  • Mar 13, 2014
  • Sofrona
  • $400
  • Mar 13, 2014
  • Angela
  • $1200
  • Mar 12, 2014
  • Lenorris
  • $696
  • Mar 11, 2014
  • Robert
  • $500
  • Mar 9, 2014
  • Stacry
  • $2400
  • Mar 9, 2014
  • Adam
  • $2000
  • Mar 8, 2014
  • Naemo
  • $100
  • Mar 8, 2014
  • Maxine
  • $600
  • Mar 7, 2014
  • Kevin
  • $2136
  • Mar 5, 2014
  • Jessica
  • $600
  • Mar 4, 2014
  • Edwin
  • $960
  • Mar 3, 2014
  • Igor
  • $1500
  • Mar 1, 2014
  • Solee
  • $600
  • Mar 1, 2014
  • Ahmed
  • $420
  • Mar 1, 2014
  • Alexander
  • $2268
  • Feb 27, 2014
  • Michael
  • $2400
  • Feb 27, 2014
  • Tyanna
  • $400
  • Feb 26, 2014
  • Natesha
  • $1200
  • Feb 25, 2014
  • Trini
  • $720
  • Feb 23, 2014
  • Wanda
  • $120
  • Feb 22, 2014
  • Alex
  • $1200
  • Feb 22, 2014
  • Courtney
  • $300
  • Feb 19, 2014
  • Brenda
  • $210
  • Feb 18, 2014
  • Ryan
  • $400
  • Feb 16, 2014
  • Mandy
  • $400
  • Feb 13, 2014
  • Brianne
  • $1800
  • Feb 13, 2014
  • Daniel
  • $2000
  • Feb 12, 2014
  • Jaime
  • $1080
  • Feb 12, 2014

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One Good Reason to Shop With Us

"After being with my insurance company for just shy of 10 years, and after having shopped at companies that everyone around my hometown swore were the cheapest (including unadvertised "bargain" companies and giant comparison shopping brands), I decided to shop here at CheapCarInsurance and ended up saving just under $1,100 off my annual insurance bill, which is a lot more than I ever could have imagined anyone saving, especially me, an avid online shopper and extreme bargain hunter [...]

This is pretty ridiculous considering the fact that: 1st, I had regularly asked my former insurance company for reviews and discounts; 2nd, I recently got a speeding ticket in a school zone (which I am a bit ashamed to say) just before I switched; and 3rd, that $1,100 savings was before I got an additional discount for bundling my home insurance on my policy (which is a lot lower now too).

Unfortunately, and surprisingly, 10 years of loyalty did not pay off for me, and was replaced by a 5 minute quote that will save me thousands down the road. In short, our family owns 3 cars, and my new rates are about half my old rates; so not bad for the little additional time it took to compare quotes and digitally sign a policy.

Obviously, not everyone will save nearly as much as I did, but it's well worth your 5 minutes to find out, even if you end up only saving a few hundred dollars per year, potentially adding up to thousands over a couple years."

Jared



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