Despite being an expensive state to live in, Hawaii’s auto insurance has been following a trend, getting lower steadily. Lower than just sixteen states in 2000, the statistics went up in the following year, lower then twenty-two states in 2003 and twenty-one states in 2004. It is safe to say that today, Hawaii’s auto insurance rates are the lowest they have ever been, and despite the high price of gas, bound to get even lower.
With the Open Container Law, the driver as well as the passenger are told not to be able to have open containers of alcohol in the vehicle. There is no ban on cell phones in the state of Hawaii. The regular speed limit is fifty, the highway limit a speed of forty-five.
One well-known insurance company in Hawaii is AIG. With the difference in driver’s styles of driving, they can and often do customize their auto insurance policies for the specific driver. Using various service offerings, the Hawaii driver can make their auto insurance policy their own. With Group discounts, the Drive Safe Discount, Easy Payment Plans, and their convenient locations, AIG can fit your policy around your lifestyle.
Another well-known insurance company is Progressive. While they do not tailor your needs to your policy as AIG does, they do offer different quotes for you to compare them to. Often you can save money with them over even AIG. And the quote is free! It is a good idea to look for low cost and affordable coverage a few months before your policy comes up for renewal. There are many great insurance companies who employ agents who can help you find the best and cheapest coverage around. If you have teenagers then look for policies that offer a discount for good grades.
“Â We offer both liability and comprehensive vehicle coverage, and service everyone including women, young drivers, students, new drivers, and everyone else under the sun in Hawaii!”