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Cheap Car Insurance in Hawaii (HI)

Despite being an expensive state to live in, Hawaii’s auto insurance has been following a trend, getting lower steadily. Lower then just sixteen states in 2000, the statistics went up in the following year, lower then twenty-two states in 2003 and twenty-one states in 2004. It is safe to say that today, Hawaii’s auto insurance rates are the lowest they have ever been, and despite the high price of gas, bound to get even lower.

With the Open Container Law, the driver as well as the passenger are told not to be able to have open containers of alcohol in the vehicle. There is no ban on cell phones in the state of Hawaii. The regular speed limit is fifty, the highway limit a speed of forty-five.

One well-known insurance company in Hawaii is AIG. With the difference in driver’s styles of driving, they can and often do customize their auto insurance policies for the specific driver. Using various service offerings, the Hawaii driver can make their auto insurance policy their own. With Group discounts, the Drive Safe Discount, Easy Payment Plans, and their convenient locations, AIG can fit your policy around your lifestyle.

Another well-known insurance company is Progressive. While they do not taylor your needs to your policy as AIG does, they do offer different quotes for you to compare them to. Often you can save money with them over even AIG. And the quote is free!

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One Good Reason to Shop With Us

"After being with my insurance company for just shy of 10 years, and after having shopped at companies that everyone around my hometown swore were the cheapest (including unadvertised "bargain" companies and giant comparison shopping brands), I decided to shop here at CheapCarInsurance and ended up saving just under $1,100 off my annual insurance bill, which is a lot more than I ever could have imagined anyone saving, especially me, an avid online shopper and extreme bargain hunter [...]

This is pretty ridiculous considering the fact that: 1st, I had regularly asked my former insurance company for reviews and discounts; 2nd, I recently got a speeding ticket in a school zone (which I am a bit ashamed to say) just before I switched; and 3rd, that $1,100 savings was before I got an additional discount for bundling my home insurance on my policy (which is a lot lower now too).

Unfortunately, and surprisingly, 10 years of loyalty did not pay off for me, and was replaced by a 5 minute quote that will save me thousands down the road. In short, our family owns 3 cars, and my new rates are about half my old rates; so not bad for the little additional time it took to compare quotes and digitally sign a policy.

Obviously, not everyone will save nearly as much as I did, but it's well worth your 5 minutes to find out, even if you end up only saving a few hundred dollars per year, potentially adding up to thousands over a couple years."

Jared



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