Cheap Comparison Quotes Free and Customized





Cheapest Car Insurance in Michigan (MI)

In Michigan, having no-fault automobile insurance is absolutely required. Although you have to buy auto insurance, you still have a choice about which company you choose and what policy you carry with them. Whatever your situation, whether you just got a jump in your premium or just want to save some money, The Office of Financial and Insurance Regulation, or OFIR can help you. They supply information about what affects your premium, and they give you tools to help you choose a different company or information on how to lower your premium.

There are several simple parts to a no-fault policy that must be held on every vehicle in Michigan. They are: a Personal Injury Protection policy, providing help with lost wages, and paying for funeral and medical expenses. Besides the no-fault policy, all Michigan vehicles are required to be covered by a liability policy. What this means is that since there are exceptions to the no-fault policy, Liability will pay for the injuries held by the vehicles as well as the person who were in an accident due to the insured person, including 20 thousand dollars for a single driver’s medical expenses, 40 thousand dollars if there are a driver and other passengers, and 10 thousand dollars for property damages.

Recommended but not required are collision insurance and uninsured motorist coverage. If a driver is responsible for an accident, they will be required to foot the bill for their own repair costs unless they carry collision insurance. With uninsured motorist coverage, when the driver who caused an accident does not carry insurance or their insurance is inadequate, medical expenses and vehicle repairs are paid for. Uninsured motorist coverage also will pay when you are the victim of a hit and run.

Some laws and driving styles are unique only to the state of Michigan. Illegal u-turns are a violation of a civil infraction. Headlights must be white, and there must be two or more, one on each side. Turn signals are required since January 1955, and must be clearly visible from 100 feet. A horn must be audible for 200 feet, with no harsh sounds.

Drivers should look for low cost coverage from various companies online. You can get quotes online to compare rates. Consider looking for discount opportunities especially if you have teenagers in your home to insure. The cheapest coverage should provide the best options at the lowest price. Consult with agents after you have decided on your policy options so that you are confident in your choices.

“ We offer both liability and comprehensive vehicle coverage, and service everyone including women, young drivers, students, new drivers, and everyone else under the sun in Michigan!”

See rates for these popular cities

Largest cities:
Detroit

Tags:
Actual Yearly Savings
  • Mercades
  • $1000
  • Apr 9, 2014
  • Steven
  • $1200
  • Apr 6, 2014
  • Sydney
  • $2400
  • Apr 6, 2014
  • Teddy
  • $1200
  • Apr 5, 2014
  • Shyte
  • $660
  • Apr 2, 2014
  • Janna
  • $1200
  • Apr 1, 2014
  • Bre-on
  • $400
  • Mar 31, 2014
  • Vita
  • $1200
  • Mar 31, 2014
  • Curtis
  • $2400
  • Mar 28, 2014
  • Clinton
  • $400
  • Mar 25, 2014
  • Janelle
  • $1800
  • Mar 25, 2014
  • Amanda
  • $1000
  • Mar 21, 2014
  • Tricia
  • $600
  • Mar 21, 2014
  • Douglas
  • $1000
  • Mar 20, 2014
  • Edmund
  • $1200
  • Mar 18, 2014
  • Dashawn
  • $1100
  • Mar 18, 2014
  • Summer
  • $2016
  • Mar 15, 2014
  • Hashem
  • $1000
  • Mar 14, 2014
  • Test
  • $1500
  • Mar 14, 2014
  • Margaret
  • $2400
  • Mar 14, 2014
  • Jacqueline
  • $2400
  • Mar 14, 2014
  • Jessica
  • $1200
  • Mar 13, 2014
  • Sofrona
  • $400
  • Mar 13, 2014
  • Angela
  • $1200
  • Mar 12, 2014
  • Lenorris
  • $696
  • Mar 11, 2014
  • Robert
  • $500
  • Mar 9, 2014
  • Stacry
  • $2400
  • Mar 9, 2014
  • Adam
  • $2000
  • Mar 8, 2014
  • Naemo
  • $100
  • Mar 8, 2014
  • Maxine
  • $600
  • Mar 7, 2014
  • Kevin
  • $2136
  • Mar 5, 2014
  • Jessica
  • $600
  • Mar 4, 2014
  • Edwin
  • $960
  • Mar 3, 2014
  • Igor
  • $1500
  • Mar 1, 2014
  • Solee
  • $600
  • Mar 1, 2014
  • Ahmed
  • $420
  • Mar 1, 2014
  • Alexander
  • $2268
  • Feb 27, 2014
  • Michael
  • $2400
  • Feb 27, 2014
  • Tyanna
  • $400
  • Feb 26, 2014
  • Natesha
  • $1200
  • Feb 25, 2014
  • Trini
  • $720
  • Feb 23, 2014
  • Wanda
  • $120
  • Feb 22, 2014
  • Alex
  • $1200
  • Feb 22, 2014
  • Courtney
  • $300
  • Feb 19, 2014
  • Brenda
  • $210
  • Feb 18, 2014
  • Ryan
  • $400
  • Feb 16, 2014
  • Mandy
  • $400
  • Feb 13, 2014
  • Brianne
  • $1800
  • Feb 13, 2014
  • Daniel
  • $2000
  • Feb 12, 2014
  • Jaime
  • $1080
  • Feb 12, 2014

Our Commitment

"It's We Stand Behind Our Commitment to do our Best to get You the Lowest Rates Online. Getting cheap auto insurance quotes is so easy now."


One Good Reason to Shop With Us

"After being with my insurance company for just shy of 10 years, and after having shopped at companies that everyone around my hometown swore were the cheapest (including unadvertised "bargain" companies and giant comparison shopping brands), I decided to shop here at CheapCarInsurance and ended up saving just under $1,100 off my annual insurance bill, which is a lot more than I ever could have imagined anyone saving, especially me, an avid online shopper and extreme bargain hunter [...]

This is pretty ridiculous considering the fact that: 1st, I had regularly asked my former insurance company for reviews and discounts; 2nd, I recently got a speeding ticket in a school zone (which I am a bit ashamed to say) just before I switched; and 3rd, that $1,100 savings was before I got an additional discount for bundling my home insurance on my policy (which is a lot lower now too).

Unfortunately, and surprisingly, 10 years of loyalty did not pay off for me, and was replaced by a 5 minute quote that will save me thousands down the road. In short, our family owns 3 cars, and my new rates are about half my old rates; so not bad for the little additional time it took to compare quotes and digitally sign a policy.

Obviously, not everyone will save nearly as much as I did, but it's well worth your 5 minutes to find out, even if you end up only saving a few hundred dollars per year, potentially adding up to thousands over a couple years."

Jared



How Much Did You Save With Us?

Tell us how much you saved, and we will might just feature your savings right here on our site along with our other top savers!

First Name*

Last Name*

Savings (estimate)*

Frequency*

Your Email*

[We'll NEVER use your email address to send you promotional/junk email]

Resources

Compare Actual Vehicle Rates
Going Green
Insurance Resources
State Requirements