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Cheapest Car Insurance in Montana (MT)

Some of the car insurance companies in Montana ready to help you find low cost insurance premiums include: Billings Car Insurance, Butte Car Insurance, Great Falls Car Insurance and Helena Car Insurance. These seem to be some of the most popular.

There are some factors that are taken into consideration when calculating a driver’s premiums in Montana. Do you follow the urban speed limit of 65 mph and the highway speed of 70? The blood alcohol level is .08. If you have been caught with a DUI or DWI this will raise your premiums as with most states. There currently is no ban on headset or regular cell phone usage while driving but teenagers especially should not talk on the phone while driving.

Montana state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident. Property Damage Liability coverage with a minimum limit of $10,000 is required as well. This basic coverage is often referred to as 25/50/10 coverage.

A Tort system is used in the state of Montana. Someone will be found at fault for causing the accident, and that person and their insurance company are responsible for all damages.

You can get coverage to protect yourself in the event that the other motorist in an accident is uninsured or underinsured. Montana does not require this coverage, but it is strongly encouraged by the state of Montana that you purchase it. This is to protect yourself from any financial hardship you may be stuck with, when you are not the one at fault. It is said that approximately 21 of Montana’s auto insurance companies write the policies for the state. This makes shopping for insurance very competitive. There are many online companies that will help you find some of the cheapest auto insurance premiums specifically in the state of Montana as well. Compare the rates that you are given. This will help you find the best coverage. Some insurers might even offer you a discount so make sure to keep your eyes peeled.

Many of Montana’s drivers are uninsured due to dangerous driving habits and low earnings. If you are caught doing this, it can bring $250 to $500 in fines, 10 days to 6 months in jail, and/or seizure of your license plates. If this happens, you may not be able to renew your plates, registration or driver’s license.

“ We offer both liability and comprehensive vehicle coverage, and service everyone including women, young drivers, students, new drivers, and everyone else under the sun in Montana!”

See rates for these popular cities

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Actual Yearly Savings
  • Mercades
  • $1000
  • Apr 9, 2014
  • Steven
  • $1200
  • Apr 6, 2014
  • Sydney
  • $2400
  • Apr 6, 2014
  • Teddy
  • $1200
  • Apr 5, 2014
  • Shyte
  • $660
  • Apr 2, 2014
  • Janna
  • $1200
  • Apr 1, 2014
  • Bre-on
  • $400
  • Mar 31, 2014
  • Vita
  • $1200
  • Mar 31, 2014
  • Curtis
  • $2400
  • Mar 28, 2014
  • Clinton
  • $400
  • Mar 25, 2014
  • Janelle
  • $1800
  • Mar 25, 2014
  • Amanda
  • $1000
  • Mar 21, 2014
  • Tricia
  • $600
  • Mar 21, 2014
  • Douglas
  • $1000
  • Mar 20, 2014
  • Edmund
  • $1200
  • Mar 18, 2014
  • Dashawn
  • $1100
  • Mar 18, 2014
  • Summer
  • $2016
  • Mar 15, 2014
  • Hashem
  • $1000
  • Mar 14, 2014
  • Test
  • $1500
  • Mar 14, 2014
  • Margaret
  • $2400
  • Mar 14, 2014
  • Jacqueline
  • $2400
  • Mar 14, 2014
  • Jessica
  • $1200
  • Mar 13, 2014
  • Sofrona
  • $400
  • Mar 13, 2014
  • Angela
  • $1200
  • Mar 12, 2014
  • Lenorris
  • $696
  • Mar 11, 2014
  • Robert
  • $500
  • Mar 9, 2014
  • Stacry
  • $2400
  • Mar 9, 2014
  • Adam
  • $2000
  • Mar 8, 2014
  • Naemo
  • $100
  • Mar 8, 2014
  • Maxine
  • $600
  • Mar 7, 2014
  • Kevin
  • $2136
  • Mar 5, 2014
  • Jessica
  • $600
  • Mar 4, 2014
  • Edwin
  • $960
  • Mar 3, 2014
  • Igor
  • $1500
  • Mar 1, 2014
  • Solee
  • $600
  • Mar 1, 2014
  • Ahmed
  • $420
  • Mar 1, 2014
  • Alexander
  • $2268
  • Feb 27, 2014
  • Michael
  • $2400
  • Feb 27, 2014
  • Tyanna
  • $400
  • Feb 26, 2014
  • Natesha
  • $1200
  • Feb 25, 2014
  • Trini
  • $720
  • Feb 23, 2014
  • Wanda
  • $120
  • Feb 22, 2014
  • Alex
  • $1200
  • Feb 22, 2014
  • Courtney
  • $300
  • Feb 19, 2014
  • Brenda
  • $210
  • Feb 18, 2014
  • Ryan
  • $400
  • Feb 16, 2014
  • Mandy
  • $400
  • Feb 13, 2014
  • Brianne
  • $1800
  • Feb 13, 2014
  • Daniel
  • $2000
  • Feb 12, 2014
  • Jaime
  • $1080
  • Feb 12, 2014

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One Good Reason to Shop With Us

"After being with my insurance company for just shy of 10 years, and after having shopped at companies that everyone around my hometown swore were the cheapest (including unadvertised "bargain" companies and giant comparison shopping brands), I decided to shop here at CheapCarInsurance and ended up saving just under $1,100 off my annual insurance bill, which is a lot more than I ever could have imagined anyone saving, especially me, an avid online shopper and extreme bargain hunter [...]

This is pretty ridiculous considering the fact that: 1st, I had regularly asked my former insurance company for reviews and discounts; 2nd, I recently got a speeding ticket in a school zone (which I am a bit ashamed to say) just before I switched; and 3rd, that $1,100 savings was before I got an additional discount for bundling my home insurance on my policy (which is a lot lower now too).

Unfortunately, and surprisingly, 10 years of loyalty did not pay off for me, and was replaced by a 5 minute quote that will save me thousands down the road. In short, our family owns 3 cars, and my new rates are about half my old rates; so not bad for the little additional time it took to compare quotes and digitally sign a policy.

Obviously, not everyone will save nearly as much as I did, but it's well worth your 5 minutes to find out, even if you end up only saving a few hundred dollars per year, potentially adding up to thousands over a couple years."

Jared



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