Cheap Comparison Quotes Free and Customized





Cheapest Car Insurance in New Mexico (NM)

New Mexico is another Tort state. Their Tort law involving car accidents means that if you are not the responsible party in the accident the other party is responsible for your damages. These should be recouped by their automobile insurance or through private lawsuits when insurance companies do not take care of the settlements. In addition New Mexico law requires drivers to carry auto liability insurance.

Liability insurance usually has a cap amount that they are required to pay in damages. They also do not include the insured person from personal injury or property damage should they be at fault in the accident. This is just the minimum insurance required by New Mexico law. It is usually recommended that if you are able to provide a bit better coverage that might protect you and your vehicle to do so.

In order to find the cheapest car insurance rates in New Mexico, you should maintain a good driving record. The cleaner your driving history is, the better your chances at getting the lowest rates possible. In addition to keeping a clean driving record, consider online comparison shopping. It is fast, free, and easy to do. You should receive at least three reputable car insurance company quotes for you to pursue.

Be careful when getting a citation in New Mexico. At face value the fine may not seem all that bad for the speeding however, the counties and cities will also tack on local taxes and court costs in addition to the ticket. In addition, New Mexico follows a point system so that citation will also be a mark against your license which can affect the rate of your car insurance.

Geico and Liberty Mutual are two national car insurance companies offering coverage to New Mexico residents. Look them up via the Internet and inquire about the best possible low cost quotes. Be honest with any points on your record or any upcoming points getting added to your record to make sure the rates are accurate. This information is easily obtained by insurance companies and will only cause your initial lower rates to soar after you have entered into a contract with the company so honesty is the best policy. It is always best to give them the most accurate information possible in order to secure the cheapest car insurance. Reach out to agents as well so that you can compare the rates. If you have teenagers, consider looking for affordable coverage that has a discount.

“We offer both liability and comprehensive vehicle coverage, and service everyone including women, young drivers, students, new drivers, and everyone else under the sun in New Mexico!”

See rates for these popular cities

Tags:
Actual Yearly Savings
  • Mercades
  • $1000
  • Apr 9, 2014
  • Steven
  • $1200
  • Apr 6, 2014
  • Sydney
  • $2400
  • Apr 6, 2014
  • Teddy
  • $1200
  • Apr 5, 2014
  • Shyte
  • $660
  • Apr 2, 2014
  • Janna
  • $1200
  • Apr 1, 2014
  • Bre-on
  • $400
  • Mar 31, 2014
  • Vita
  • $1200
  • Mar 31, 2014
  • Curtis
  • $2400
  • Mar 28, 2014
  • Clinton
  • $400
  • Mar 25, 2014
  • Janelle
  • $1800
  • Mar 25, 2014
  • Amanda
  • $1000
  • Mar 21, 2014
  • Tricia
  • $600
  • Mar 21, 2014
  • Douglas
  • $1000
  • Mar 20, 2014
  • Edmund
  • $1200
  • Mar 18, 2014
  • Dashawn
  • $1100
  • Mar 18, 2014
  • Summer
  • $2016
  • Mar 15, 2014
  • Hashem
  • $1000
  • Mar 14, 2014
  • Test
  • $1500
  • Mar 14, 2014
  • Margaret
  • $2400
  • Mar 14, 2014
  • Jacqueline
  • $2400
  • Mar 14, 2014
  • Jessica
  • $1200
  • Mar 13, 2014
  • Sofrona
  • $400
  • Mar 13, 2014
  • Angela
  • $1200
  • Mar 12, 2014
  • Lenorris
  • $696
  • Mar 11, 2014
  • Robert
  • $500
  • Mar 9, 2014
  • Stacry
  • $2400
  • Mar 9, 2014
  • Adam
  • $2000
  • Mar 8, 2014
  • Naemo
  • $100
  • Mar 8, 2014
  • Maxine
  • $600
  • Mar 7, 2014
  • Kevin
  • $2136
  • Mar 5, 2014
  • Jessica
  • $600
  • Mar 4, 2014
  • Edwin
  • $960
  • Mar 3, 2014
  • Igor
  • $1500
  • Mar 1, 2014
  • Solee
  • $600
  • Mar 1, 2014
  • Ahmed
  • $420
  • Mar 1, 2014
  • Alexander
  • $2268
  • Feb 27, 2014
  • Michael
  • $2400
  • Feb 27, 2014
  • Tyanna
  • $400
  • Feb 26, 2014
  • Natesha
  • $1200
  • Feb 25, 2014
  • Trini
  • $720
  • Feb 23, 2014
  • Wanda
  • $120
  • Feb 22, 2014
  • Alex
  • $1200
  • Feb 22, 2014
  • Courtney
  • $300
  • Feb 19, 2014
  • Brenda
  • $210
  • Feb 18, 2014
  • Ryan
  • $400
  • Feb 16, 2014
  • Mandy
  • $400
  • Feb 13, 2014
  • Brianne
  • $1800
  • Feb 13, 2014
  • Daniel
  • $2000
  • Feb 12, 2014
  • Jaime
  • $1080
  • Feb 12, 2014

Our Commitment

"It's We Stand Behind Our Commitment to do our Best to get You the Lowest Rates Online. Getting cheap auto insurance quotes is so easy now."


One Good Reason to Shop With Us

"After being with my insurance company for just shy of 10 years, and after having shopped at companies that everyone around my hometown swore were the cheapest (including unadvertised "bargain" companies and giant comparison shopping brands), I decided to shop here at CheapCarInsurance and ended up saving just under $1,100 off my annual insurance bill, which is a lot more than I ever could have imagined anyone saving, especially me, an avid online shopper and extreme bargain hunter [...]

This is pretty ridiculous considering the fact that: 1st, I had regularly asked my former insurance company for reviews and discounts; 2nd, I recently got a speeding ticket in a school zone (which I am a bit ashamed to say) just before I switched; and 3rd, that $1,100 savings was before I got an additional discount for bundling my home insurance on my policy (which is a lot lower now too).

Unfortunately, and surprisingly, 10 years of loyalty did not pay off for me, and was replaced by a 5 minute quote that will save me thousands down the road. In short, our family owns 3 cars, and my new rates are about half my old rates; so not bad for the little additional time it took to compare quotes and digitally sign a policy.

Obviously, not everyone will save nearly as much as I did, but it's well worth your 5 minutes to find out, even if you end up only saving a few hundred dollars per year, potentially adding up to thousands over a couple years."

Jared



How Much Did You Save With Us?

Tell us how much you saved, and we will might just feature your savings right here on our site along with our other top savers!

First Name*

Last Name*

Savings (estimate)*

Frequency*

Your Email*

[We'll NEVER use your email address to send you promotional/junk email]

Resources

Compare Actual Vehicle Rates
Going Green
Insurance Resources
State Requirements