The law in South Carolina requires all motor vehicles to carry liability insurance. A liability plan protects others property and injury in the event of an accident. However, there is no coverage for the insured’s property or injuries with a liability plan. It is often recommended if you can afford it, that you carry a bit more than the minimum insurance.
You cannot have a driver’s license issued to you in South Carolina without first providing proof of insurance. Failure to show proof of insurance when requested can result in fines, jail time, or license suspension. You have fifteen days after a ticket to prove your insurance or you can face being arrested or jail time.
If you fail to maintain your car insurance or pay your policy on time, the company must report to the DMV of South Carolina. You will receive a notice requiring immediate action upon your insurance status. Should you fail to comply with the written notice, your license can be revoked or suspended and carry a fine as high as 400.00 to reinstate.
The General is one automobile insurance company that caters to South Carolina. They advertise cheap car insurance rates even to those that would normally have high deductibles. They will work with you if you have let a policy lapse, never had a license, or have a less than perfect driving record.
Geico also provides cheap car insurance in South Carolina. They are available online or via toll free phone numbers. They will provide a fast, accurate insurance quote for you to compare with other agencies. In addition, Geico is nationwide and has developed a good reputation for working with their customers. Claims have been handled with speed and accuracy for all parties involved.
The best way to find the company that meets your standards and offers a cheap rate is to compare. Comparing costs you nothing. In addition be aware of the costs when buying a new vehicle. Some vehicles offer cheaper car insurance than others. If you call and compare insurance rates and premiums before purchasing, you may solve yourself the hassle of getting into a huge debt trying to maintain car insurance.
