Actual Yearly Savings
  • Ricky
  • $540
  • Mar 11, 2017
  • Yesebia
  • $1200
  • Mar 7, 2017
  • Walter
  • $840
  • Feb 23, 2017
  • Brittany stitch
  • $1800
  • Feb 18, 2017
  • Simon boadi
  • $1440
  • Feb 6, 2017
  • Joshua
  • $1560
  • Jan 18, 2017
  • Vanessa
  • $1404
  • Jan 6, 2017
  • Daniel
  • $600
  • Jan 1, 2017
  • Ariwah
  • $204
  • Dec 30, 2016
  • Aaron
  • $1200
  • Dec 30, 2016
  • Richard
  • $600
  • Dec 29, 2016
  • Jenaye
  • $1800
  • Dec 28, 2016
  • Gerals
  • $3600
  • Dec 27, 2016
  • Boris
  • $600
  • Dec 24, 2016
  • Ahmed
  • $100
  • Dec 18, 2016
  • Patrick
  • $600
  • Dec 17, 2016
  • Matthew gilmore
  • $300
  • Dec 12, 2016
  • Michael desmond
  • $3600
  • Dec 9, 2016
  • Ganesan
  • $100
  • Dec 9, 2016
  • Mamacita
  • $100
  • Dec 8, 2016
  • Nwaigwe
  • $1125
  • Nov 28, 2016
  • Atif ur rehman
  • $360
  • Nov 23, 2016
  • Zack
  • $1920
  • Nov 8, 2016
  • Brandon
  • $1800
  • Oct 2, 2016
  • Alex
  • $198
  • Aug 10, 2016
  • Kylah
  • $2400
  • May 2, 2016
  • Linda
  • $1200
  • Jul 4, 2015
  • Desi
  • $1200
  • Jun 22, 2015
  • Crystal
  • $300
  • Jun 22, 2015
  • Amer
  • $480
  • Jun 5, 2015
  • Jasmine
  • $2400
  • Jun 4, 2015
  • Ted
  • $120
  • May 15, 2015
  • Jeremiah
  • $1200
  • May 13, 2015
  • Cody
  • $1200
  • Apr 28, 2015
  • Arthur
  • $1500
  • Mar 19, 2015
  • Michael
  • $800
  • Mar 4, 2015
  • Babiisasha
  • $910
  • Mar 2, 2015
  • Alex
  • $516
  • Mar 2, 2015
  • Tushar
  • $2400
  • Feb 28, 2015
  • Tim
  • $300
  • Feb 28, 2015
  • Kristina
  • $1200
  • Feb 21, 2015
  • Santos
  • $1000
  • Jan 30, 2015
  • Janine
  • $1200
  • Jan 21, 2015
  • Matt
  • $150
  • Jan 16, 2015
  • Denise
  • $2100
  • Jan 9, 2015
  • Tammie
  • $1800
  • Dec 12, 2014
  • Denise
  • $1800
  • Dec 8, 2014
  • Nidia
  • $960
  • Dec 7, 2014
  • Debora
  • $240
  • Dec 4, 2014
  • Christian
  • $1200
  • Nov 26, 2014

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Unfortunately, and surprisingly, 10 years of loyalty did not pay off for me, and was replaced by a 5 minute quote that will save me thousands down the road. In short, our family owns 3 cars, and my new rates are about half my old rates; so not bad for the little additional time it took to compare quotes and digitally sign a policy.

Obviously, not everyone will save nearly as much as I did, but it's well worth your 5 minutes to find out, even if you end up only saving a few hundred dollars per year, potentially adding up to thousands over a couple years."

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Resources

Cheapest Car Insurance in Virginia (VA)

Arlington National Cemetery, the Blue Ridge Mountains, Jamestown and the Shenandoah Valley are just a few of Virginia’s destinations that bring visitors flooding into the state all year long. George Washington, Thomas Jefferson and Robert E. Lee called “The Old Dominion” home, and the colonial era is still alive with re-enactments and world class collections all across the state. Virginia’s coastline provides mesmerizing Atlantic panoramas, and the Blue Ridge range is home to a host of mountain wildlife which can be spotted from a number of drives through the state. Whether driving through the mountains, cruising along the coastline or pulling up to historic Mt. Vernon, CheapCarInsurance.net wants to make sure Virginia drivers are protected and informed. All the useful facts for driving and insuring in Virginia have been picked from all over and organized right here.

STATS

Car Insurance Quotes for Virginia

Bedford County Car Insurance

Located between Roanoke and Lynchburg, fast-growing Bedford County is part of the Lynchburg metro area. The county seat of Bedford only recently rejoined the county after being an independent city from 1968 until 2013.

Bedford County is the storied site of more than $43 million worth of buried treasure, according to three encrypted texts known as the Beale Papers. Thus, the county has drawn treasure hunters since the 19th Century. The National D-Day Memorial draws an estimated 60,000 visitors per year since it opened in 2001. Actor Erik Estrada, known for his role in the police TV drama "ChiPs," was once a full-time deputy sheriff in Bedford County.

County Sedan Suv Coupe Truck Hybrid
Bedford$1,030.00$820.00$1,084.00$994.00$1,076.00

Fairfax County Car Insurance

Bordering the Potomac River and within arm's reach of Washington DC is Fairfax County, Va. Its county seat, Fairfax, is an independent city and thus not technically part of the county. Home to the CIA headquarters and the National Counterterrorism Center, Fairfax County is home to seven Fortune 500 companies.

Fairfax is the location of George Washington's Mount Vernon, a must-see for travelers. The Smithsonian National Air and Space Museum Steven F. Udvar-Hazy Center is the Air and Space Museum's annex in the Chantilly area near Washington Dulles Airport.

County Sedan Suv Coupe Truck Hybrid
Fairfax$1,164.00$950.00$1,254.00$1,122.00$1,205.00

Virginia Beach Car Insurance

One of five Virginia cities formed from an entire county and thus independent, Virginia Beach is the most populous city in the state. Located at the mouth of Chesapeake Bay, it is part of an area known as "America's First Region," which includes cities such as Chesapeake, Hampton and Newport News.

Virginia Beach is a resort city, its oceanfront developed with hotels and restaurants. Annual events include the East Coast Surfing Championship, North American Sand Soccer Championship and a beach soccer tournament. At Cape Henry is the Cape Henry Memorial marks the first landing of the settlers that eventually established Jamestown.

County Sedan Suv Coupe Truck Hybrid
Virginia Beach City$1,083.00$888.00$1,162.00$1,046.00$1,120.00

Prince William County Car Insurance

Named for the third son of King George II, Prince William County is located along the Potomac River across from Charles County, Maryland. The county seat is Manassas, which is independent of the county itself.

Major employers are the school system, U.S. Department of Defense and the county. Part of the Marine Corps Base Quantico, which includes the FBI Academy and principal training center for the Drug Enforcement Administration, is located in the southern part of Prince William County. The National Museum of the Marine Corps, located Triangle, draws more than 500,000 visitors each year.

County Sedan Suv Coupe Truck Hybrid
Prince William$1,157.00$944.00$1,242.00$1,116.00$1,198.00

Loudoun County Car Insurance

Part of the Washington-Arlington-Alexandria metro area, Loudoun County has undergone heavy suburbanization since 1990, and serves as headquarters for several high-tech companies. Still, it has retained a strong rural economy as well, including the equine industry. The county also has 22 wineries.

Leesburg, the county seat, is home to the restored, early 19th Century home of George C. Marshall, a general and diplomat who earned the Nobel Peace Prize. Morven Park is a museum at the estate of Virginia Gov. Westmoreland Davis. The landing for the only remaining ferry across the Potomac, running since 1828, is located just outside Leesburg on a quiet, winding road.

County Sedan Suv Coupe Truck Hybrid
Loudoun$1,034.00$846.00$1,110.00$1,002.00$1,074.00

Chesterfield County Car Insurance

Bounded by the James and Appomattox rivers, the County of Chesterfield is just south of Richmond. The county is home to about 317,000. Its seat is Chesterfield Court House, an unincorporated community of only 2.3 square miles, with a population of about 3,500.

Forty-one international companies have operations in Chesterfield County, including Amazon.com, Capital One and Honeywell International. The top employer is the manufacturer DuPont. Residents frequent Pocahontas State Park for hiking and kayaking.

County Sedan Suv Coupe Truck Hybrid
Chesterfield$1,102.00$896.00$1,180.00$1,063.00$1,142.00

Henrico County Car Insurance

The oddly shaped County of Henrico wraps around Richmond, Va.'s north side. It is one of the oldest counties in the U.S., established as one of the eight original shires of Virginia in 1634. It remains one of only two counties in the state that maintains its own roads.

Henrico County contains part of Richmond National Battlefield Park – Civil War Visitor Center. The Richmond International Raceway hosts the Monster Energy NASCAR Cup Series and NASCAR Xfinity Series.

County Sedan Suv Coupe Truck Hybrid
Henrico$1,088.00$887.00$1,161.00$1,052.00$1,128.00

City of Norfolk Car Insurance

Independent of but equivalent to a county, the city of Norfolk is historically a strategic military and transportation point. Adjacent to the Chesapeake Bay and Elizabeth River, the city is home to the largest Navy base in the world, Naval Station Norfolk, as well as the corporate headquarters for Norfolk Southern Railway and Maersk Line Ltd.

Traditionally a transportation and distribution hub, a recent refocus on downtown and addition of a cruise ship terminal has increased tourism in Norfolk. Big draws for visitors are the Chrysler Museum of Art, Norfolk Botanical Gardens, USS Wisconsin and the Virginia Zoo.

County Sedan Suv Coupe Truck Hybrid
Norfolk City$1,178.00$961.00$1,257.00$1,138.00$1,220.00

City of Chesapeake Car Insurance

Located near the independent cities of Virginia Beach and Norfolk, Chesapeake is independent of a county government. With many square miles of protected farmland and wetlands, it is the second largest city by land area in the state. The city is divided into six boroughs, some with smaller communities within.

Chesapeake contains a large portion of Great Dismal Swamp. A popular spot for visitors is the Dismal Swamp Canal Trail for hiking, biking and kayaking. The Chesapeake Arboretum encompasses 46 acres with a running creek and trails. Oak Grove Lake Park includes a lake where fishing is allowed, but boating and swimming are not.

County Sedan Suv Coupe Truck Hybrid
Chesapeake City$1,078.00$882.00$1,155.00$1,040.00$1,116.00

Arlington County Car Insurance

Just across the Potomac River from the nation's capital is Arlington County, Va., a county of just 26 square miles, the smallest self-governing county in the U.S. It is the location of the Pentagon, and its economy is fueled by various federal agencies and government contractors headquartered there.

Arlington is reportedly the highest income county in the U.S. Its main employer is the U.S. Department of Defense. Must-sees for visitors to Arlington are the Tomb of the Unknown Soldier, U.S. Marine Corps War Memorial and Arlington National Cemetery.

County Sedan Suv Coupe Truck Hybrid
Arlington$1,072.00$875.00$1,158.00$1,035.00$1,112.00

County Sedan Suv Coupe Truck Hybrid
Accomack$1,085.00$866.00$1,144.00$1,044.00$1,131.00
Albemarle$1,060.00$845.00$1,120.00$1,026.00$1,106.00
Alexandria City$1,157.00$942.00$1,244.00$1,117.00$1,199.00
Alleghany$942.00$750.00$1,000.00$906.00$984.00
Amelia$1,178.00$928.00$1,228.00$1,144.00$1,227.00
Amherst$1,008.00$806.00$1,068.00$974.00$1,052.00
Appomattox$1,022.00$813.00$1,074.00$987.00$1,068.00
Arlington$1,072.00$875.00$1,158.00$1,035.00$1,112.00
Augusta$930.00$741.00$990.00$894.00$968.00
Bath$946.00$754.00$1,004.00$910.00$989.00
Bedford$1,030.00$820.00$1,084.00$994.00$1,076.00
Bland$1,083.00$854.00$1,162.00$1,025.00$1,126.00
Botetourt$982.00$781.00$1,038.00$946.00$1,022.00
Bristol$1,024.00$809.00$1,098.00$972.00$1,061.00
Brunswick$1,143.00$902.00$1,194.00$1,106.00$1,189.00
Buchanan$1,198.00$948.00$1,286.00$1,136.00$1,241.00
Buckingham$1,112.00$885.00$1,167.00$1,078.00$1,166.00
Buena Vista City$930.00$740.00$988.00$894.00$970.00
Campbell$1,009.00$806.00$1,067.00$973.00$1,052.00
Caroline$1,084.00$867.00$1,144.00$1,047.00$1,126.00
Carroll$1,018.00$804.00$1,086.00$969.00$1,058.00
Charles City$1,119.00$892.00$1,184.00$1,079.00$1,163.00
Charlotte$1,140.00$896.00$1,188.00$1,105.00$1,188.00
Charlottesville City$1,008.00$804.00$1,070.00$976.00$1,048.00
Chesapeake City$1,078.00$882.00$1,155.00$1,040.00$1,116.00
Chesterfield$1,102.00$896.00$1,180.00$1,063.00$1,142.00
Clarke$986.00$790.00$1,046.00$952.00$1,030.00
Colonial Heights City$1,091.00$888.00$1,168.00$1,052.00$1,130.00
Covington City$947.00$755.00$1,005.00$911.00$990.00
Craig$995.00$793.00$1,056.00$958.00$1,041.00
Culpeper$1,116.00$894.00$1,179.00$1,078.00$1,160.00
Cumberland$1,128.00$898.00$1,183.00$1,094.00$1,180.00
Danville City$1,095.00$874.00$1,150.00$1,056.00$1,140.00
Dickenson$1,184.00$936.00$1,271.00$1,121.00$1,227.00
Dinwiddie$1,137.00$910.00$1,204.00$1,098.00$1,182.00
Essex$1,044.00$834.00$1,096.00$1,011.00$1,086.00
Fairfax$1,164.00$950.00$1,254.00$1,122.00$1,205.00
Fairfax City$1,132.00$924.00$1,224.00$1,093.00$1,171.00
Falls Church City$1,076.00$880.00$1,165.00$1,039.00$1,118.00
Fauquier$1,143.00$922.00$1,212.00$1,106.00$1,190.00
Floyd$1,080.00$850.00$1,146.00$1,031.00$1,128.00
Fluvanna$1,094.00$873.00$1,153.00$1,060.00$1,144.00
Franklin$1,074.00$853.00$1,132.00$1,034.00$1,120.00
Franklin City$1,082.00$868.00$1,146.00$1,043.00$1,126.00
Frederick$969.00$776.00$1,029.00$935.00$1,012.00
Fredericksburg City$1,072.00$870.00$1,146.00$1,034.00$1,112.00
Galax City$1,013.00$800.00$1,080.00$963.00$1,052.00
Giles$1,025.00$806.00$1,090.00$975.00$1,066.00
Gloucester$1,021.00$830.00$1,082.00$986.00$1,060.00
Goochland$1,150.00$928.00$1,222.00$1,114.00$1,195.00
Grayson$1,037.00$818.00$1,104.00$986.00$1,078.00
Greene$1,076.00$857.00$1,136.00$1,042.00$1,124.00
Greensville$1,090.00$872.00$1,150.00$1,051.00$1,136.00
Halifax$1,081.00$858.00$1,134.00$1,044.00$1,128.00
Hampton City$1,111.00$910.00$1,188.00$1,072.00$1,150.00
Hanover$1,060.00$861.00$1,130.00$1,025.00$1,102.00
Harrisonburg City$921.00$737.00$982.00$886.00$957.00
Henrico$1,088.00$887.00$1,161.00$1,052.00$1,128.00
Henry$1,071.00$854.00$1,126.00$1,032.00$1,114.00
Highland$951.00$758.00$1,010.00$916.00$994.00
Hopewell City$1,093.00$884.00$1,160.00$1,050.00$1,133.00
Isle Of Wight$1,088.00$878.00$1,149.00$1,049.00$1,130.00
James City$950.00$770.00$1,014.00$920.00$984.00
King And Queen$1,078.00$862.00$1,131.00$1,044.00$1,124.00
King George$1,089.00$872.00$1,143.00$1,054.00$1,132.00
King William$1,074.00$858.00$1,128.00$1,038.00$1,118.00
Lancaster$1,030.00$822.00$1,084.00$998.00$1,072.00
Lee$1,145.00$900.00$1,227.00$1,082.00$1,186.00
Lexington City$938.00$748.00$998.00$904.00$982.00
Loudoun$1,034.00$846.00$1,110.00$1,002.00$1,074.00
Louisa$1,120.00$890.00$1,181.00$1,079.00$1,168.00
Lunenburg$1,143.00$898.00$1,192.00$1,108.00$1,192.00
Lynchburg City$990.00$800.00$1,054.00$956.00$1,030.00
Madison$1,078.00$859.00$1,138.00$1,042.00$1,124.00
Manassas City$1,118.00$914.00$1,203.00$1,078.00$1,158.00
Martinsville City$1,060.00$846.00$1,116.00$1,022.00$1,102.00
Mathews$988.00$800.00$1,046.00$958.00$1,030.00
Mecklenburg$1,106.00$870.00$1,157.00$1,072.00$1,150.00
Middlesex$994.00$804.00$1,049.00$963.00$1,036.00
Montgomery$900.00$725.00$964.00$862.00$938.00
Nelson$1,058.00$842.00$1,116.00$1,024.00$1,106.00
New Kent$1,028.00$831.00$1,091.00$996.00$1,070.00
Newport News City$1,088.00$891.00$1,163.00$1,050.00$1,126.00
Norfolk City$1,178.00$961.00$1,257.00$1,138.00$1,220.00
Northampton$1,079.00$862.00$1,136.00$1,040.00$1,124.00
Northumberland$1,032.00$824.00$1,086.00$1,000.00$1,074.00
Norton City$1,116.00$876.00$1,195.00$1,052.00$1,154.00
Nottoway$1,160.00$915.00$1,208.00$1,126.00$1,208.00
Orange$1,100.00$880.00$1,164.00$1,063.00$1,148.00
Page$937.00$747.00$996.00$902.00$976.00
Patrick$1,057.00$832.00$1,122.00$1,008.00$1,102.00
Petersburg City$1,112.00$898.00$1,181.00$1,071.00$1,154.00
Pittsylvania$1,091.00$870.00$1,146.00$1,054.00$1,137.00
Poquoson City$996.00$810.00$1,062.00$964.00$1,031.00
Portsmouth City$1,122.00$920.00$1,198.00$1,084.00$1,160.00
Powhatan$1,156.00$932.00$1,226.00$1,120.00$1,200.00
Prince Edward$1,136.00$894.00$1,184.00$1,100.00$1,182.00
Prince George$1,090.00$880.00$1,158.00$1,048.00$1,130.00
Prince William$1,157.00$944.00$1,242.00$1,116.00$1,198.00
Pulaski$1,023.00$808.00$1,093.00$972.00$1,061.00
Radford$905.00$728.00$967.00$868.00$944.00
Rappahannock$1,114.00$892.00$1,176.00$1,078.00$1,162.00
Richmond$1,042.00$831.00$1,094.00$1,008.00$1,084.00
Richmond City$1,197.00$971.00$1,280.00$1,148.00$1,238.00
Roanoke$954.00$771.00$1,020.00$918.00$990.00
Roanoke City$954.00$772.00$1,020.00$919.00$992.00
Rockbridge$948.00$755.00$1,007.00$912.00$990.00
Rockingham$918.00$734.00$980.00$882.00$954.00
Russell$1,094.00$862.00$1,172.00$1,034.00$1,138.00
Salem$932.00$754.00$997.00$896.00$966.00
Scott$1,082.00$854.00$1,158.00$1,025.00$1,124.00
Shenandoah$918.00$733.00$978.00$882.00$956.00
Smyth$1,050.00$828.00$1,124.00$996.00$1,090.00
Southampton$1,088.00$876.00$1,148.00$1,048.00$1,131.00
Spotsylvania$1,100.00$890.00$1,168.00$1,062.00$1,144.00
Stafford$1,101.00$891.00$1,176.00$1,061.00$1,144.00
Staunton City$922.00$736.00$984.00$888.00$961.00
Suffolk City$1,091.00$886.00$1,156.00$1,050.00$1,130.00
Surry$1,092.00$879.00$1,153.00$1,052.00$1,136.00
Sussex$1,088.00$872.00$1,149.00$1,049.00$1,134.00
Tazewell$1,146.00$900.00$1,230.00$1,080.00$1,187.00
Virginia Beach City$1,083.00$888.00$1,162.00$1,046.00$1,120.00
Warren$1,008.00$808.00$1,065.00$974.00$1,054.00
Washington$1,034.00$816.00$1,107.00$982.00$1,073.00
Waynesboro City$934.00$746.00$995.00$900.00$974.00
Westmoreland$1,084.00$866.00$1,138.00$1,050.00$1,130.00
Winchester City$962.00$771.00$1,023.00$928.00$1,002.00
Wise$1,128.00$884.00$1,207.00$1,063.00$1,166.00
Wythe$1,034.00$816.00$1,102.00$983.00$1,076.00
York$1,002.00$814.00$1,068.00$968.00$1,037.00

CheapCarInsurance.net Methodology

Car insurance quotes are for one car and one driver who has state minimum coverage with $500 comprehensive and collision deductibles. The hypothetical driver is 40 years old, female, married, employed, a college graduate, and has good credit. She has no moving violations, claims, or lapse in coverage. The vehicles are assumed to be garaged on premises, used primarily for commuting, and driven 16,000 miles per year. Car insurance quotes include commonly available discounts and are estimates and not guaranteed.

Average Car Insurance Premiums

Virginia’s average insurance premiums remain consistently lower than the national average. NAIC.org also revealed that the state’s average premiums as a percentage of income also remain below the national average.

Drunk Driving Fatalities

Although Virginia’s drunk driving fatalities’ average matched the nation’s in 2011, The National Highway Traffic Safety Administration shows an up and down relationship to the national average over the last two years.

Teen Drinking and Driving

The Centers for Disease Control reported that Virginia teens drink and drive less than the majority of their counterparts.

Vehicular Theft in Virginia

In a 2012 report by the FBI, Virginia’s vehicle theft rate was reported to be 110.9, down nearly 10 points from the year before. The state’s rate is far below the national average and continues to decline.

LAWS & REGULATIONS

Although Virginia’s government has been consistently ranked as the most efficient in the U.S., driving laws and regulations are constantly changing. These quick facts cover all the necessary Virginia driving information to help drivers stay ahead of the change and equipped to stay better protected while on the road.

Virginia’s Minimum Requirements for Car Insurance

The Virginia Department of Motor Vehicles offers 2 requirements for drivers who own a state-registered vehicle: Liability Insurance and Uninsured Motorist Coverage. Drivers wishing to forego insurance may choose to pay an Uninsured Motorist Vehicle Fee. The fee allows drivers to abstain from insuring their vehicle; however, in the event of damage or injury resulting from an accident the driver caused, any and all assets may be seized to pay for the damages.

  • Liability minimums in Virginia:
    • $25,000 per individual.
    • $50,000 per traffic accident
    • $20,000 per traffic accident in which property was damaged.

The Virginia Bureau of Insurance has produced a helpful brochure for car insurance purchasers entitled Auto Insurance Consumer’s Guide.

New Driver Licensing Requirements

According to the Virginia Department of Motor Vehicles (DMV), every driver in the state must possess a valid driver’s license within 60 days of residency. New drivers may apply for a Learner’s Permit (explained below) at age 15 years, 6 months, and they may apply for a Driver’s License at age 16 years, 3 months.

To obtain a permit or a license, the applicant must successfully pass the vision and knowledge tests. The road skills test is required only for the driver license, and it cannot be taken prior to holding a permit for at least 60 days. Different ages have certain requirements that must be fulfilled:

  • If under 19 years of age, new drivers must complete an approved driver education course and obtain a Learner’s Permit.
  • If under 18 years of age, a parent or legal guardian must sign the driver education certificate.
  • If over 19 years of age, the applicant must either complete the driver education course to apply for a regular driver’s license or hold a Learner’s Permit for 60 days.

Included in the driver education criteria must be 14 in-car instruction periods. These periods must be evenly divided between behind-the-wheel driving and in-car observation of other student drivers.

The permit allows the applicant to drive only with:

  • A licensed adult who is 21 years of age or older and is seated in the seat adjacent to the driver, OR
  • A licensed driver who is 18 years of age or older and is the driver’s legal guardian, brother, sister, half-brother, half-sister, step-brother or step-sister.

If the permit holder is between 16 years, 3 months and 18 years of age, he/she may drive alone provided:

  • The applicant has held a permit for at least 9 months, AND
  • The applicant possesses a driver education completion certificate.

The following tests must be successfully completed be each applicant:

  • Vision Screening. The minimum requirements for an unrestricted driver license includes a visual acuity of 20/40 or better and a visual field of 100 degrees or more. A daylight driving restriction may be given to applicants with a visual acuity between 20/40 and 20/70 and a visual field between 100 and 70 degrees. Bioptic telescopic lens restrictions are also available for drivers who require them.
  • Knowledge Test. The Virginia Driver’s Manual provides the source material for the 2-part knowledge test. The test covers traffic signs in part 1 and general driving knowledge in part 2. A 100 percent in part 1 is required before moving on to part 2. A passing grade in part 2 is 80 percent.Failing the test has a few stipulations:
    • If under 18, the applicant must wait 15 days to re-take.
    • If 18 or older, the applicant may re-take the test within the 15 days; however, a $2.00 fee will be required.
    • Upon a third failure, regardless of age, the applicant must take or re-take the classroom portion of the driver education requirement prior to re-testing.
  • Road Test. If the applicant is under 19, this test is administered within the driver education course. Drivers over 19, must pass the road test by providing a licensed, insured and registered vehicle. The test administrator will ride with the applicant while he/she follows commands to demonstrate a variety of driving maneuvers.
    Failing the test requires a 2-day waiting period, and upon a third failure, the driving portion of the driver educations requirement must be taken or re-taken.
  • Fees. The following fees are required:
    • Learner Permit: $3 plus $4 annual fee
    • Regular License: $32 ($4 per year for the 8-year license)

DUI/DWI Laws

  • BAC limit: .08 Virginia State Law (ยง 18.2-266) enforces DUI penalties and describes the determinate factors involved in an offense. The Virginia DMV has produced a concise brochure that details the far-reaching effects of DUI. The brochure can be accessed on their website.
  • First Offense:
    • License revocation: 1 year
    • Fine: minimum $250
    • Ignition Interlock Device (IID) installed on the driver’s primary vehicle
  • Second Offense within 10 years:
    • Jail: minimum 10 days. If the second offense occurs within 5 years of prior offense, the minimum jail term is 20 days.
    • License revocation: 3 years
    • Fine: minimum $500
    • IID installed on the driver’s primary vehicle, as well as any vehicle the driver co-owns or operates.
  • Third Offense within 10 years:
    • Jail: 90 days. If the third offense occurs within 5 years of a prior offense, the minimum jail term is 6 months.
    • License revocation: mandatory indefinite
    • Fine: maximum $1,000
    • Permanent vehicle forfeiture
  • In addition to these penalties, a $1,000 restitution fee may be required in each case.
  • Additional penalties are required for offenses including minor passengers, injury collisions or property damage.

Texting & Driving Laws

Neither bus drivers nor novice drivers may use a cellphone while driving, and no driver may text while driving. Distraction.gov

Unique Laws

Virginia is a great state, but even a great state can have some odd laws on the books. For example, swearing at someone over the phone is illegal, and bathtubs must be kept in the backyard. If a barbershop is operating without a permit, the permit states that the barbershop’s permit will be revoked! And spitting on a seagull is not permitted!

RESOURCES

State Department of Insurance

State Corporation Commission
Bureau of Insurance
Tyler Building
1300 E. Main St.
Richmond, VA 23219
(804) 371-9741
1-800-552-7945 (in-state only)
www.scc.virginia.gov/boi
Get Directions

Department of Transportation

Virginia Department of Transportation
1401 E. Broad St.
Richmond, VA 23219
800-367-7623 (toll-free)
www.virginiadot.org
Get Directions

Department of Motor Vehicles

Virginia Department of Motor Vehicles
2300 W. Broad St.
Richmond, VA 23269
(804) 497-7100
www.dmv.state.va.us
Get Directions

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