Car insurance is a often a mystery to many people. Many times people will just randomly buy car insurance without taking the time to check and see if they have enough coverage or if they are getting the best deal. Car insurance can be expensive but the more you know, the better prepared you will to buy your car insurance.
Car insurance is required by law, and in Washington state you have certain state car insurance requirements. It is very important to know the minimum car insurance requirements because in Washington a violation of this is a minium $450 fine. Washington requires that you have Bodily Injury Liability $25,000 per person and $50,000 per accident limit. You are also required to have Property Damage Liability with a $10,000 Limit. Washington does not require that you have uninsured motorist coverage, but this is something that can come in handy.
There are other things that you should know about automobile laws in the state of Washington. One important thing is that Washington follows a Tort system. What this means to you is that when an accident occurs someone must be found at fault, and that person will be responsible for all the damages. Washington also offers a “no fault” coverage that you can add to your auto insurance policy. This coverage provides Personal Injury Protection.
There are many companies that provide car insurance coverage in Washington. You can shop around many companies to make sure you are getting the best deal on your coverage. Remember that you need to check prices on your car insurance every year to make sure you are getting the best deal, because the cheapest price on car insurance can change from year to year.
Many people have heard of Progressive car insurance because of their recent commercials featuring “Flo”. Progressive often offers very cheap car insurance because you can customize your coverage to exactly what you need, that way your not paying for things that you don’t want.
Liberty Mutual also offers cheap car insurance in Washington. Liberty Mutual offers very competitive affordable coverage, and you can purchase your policy online. This is a great feature if you need to buy your car insurance right away.
Compare the rates for low cost coverage carefully. See which providers will offer you a discount. Teenagers especially can benefit from getting multiple quotes from agents at insurance companies because they need the best coverage to save as much money as possible.
“Â We offer both liability and comprehensive vehicle coverage, and service everyone including women, young drivers, students, new drivers, and everyone else under the sun in Washington!”