Cheap Car Insurance in Dallas, Texas

Dallas is third on the list of cities with the most Fortune 500 companies headquartered within their borders.

Driving Conditions

A couple of days during the year, the area receives freezing rain and ice that can make the roads very slippery.

Odd Laws

The weather doesn't cause too many problems on the roads, but officials still thought that they needed to control it, and they enacted legislation for this purpose. If people are going to commit crimes in Texas, they will need to let their intended victims know what they are going to do before they do it. The law requires that they give this notice at least 24 hours before the crimes are committed.

Crime Statistics

In 2012, the U.S. Census Bureau received a report that 5,531 property crimes were committed in Dallas. This means that criminals perpetrated 1,506 burglaries and 3,215 larcenies. Also, 810 automobiles were stolen.

Safety Requirements

Seatbelt Law

If a driver is operating a vehicle in Dallas, this person is required to wear a fastened safety belt. Anyone riding as a passenger in a moving vehicle must also wear a safety belt. The fine for failing to follow this law is $250.

Helmet Law

Motorcycle riders are required to wear protective helmets if they are under the age of 21. When motorcycle enthusiasts reach the age of 21, they can apply to be exempt from this law if they take a safety course or buy the appropriate insurance policy.

Handheld Law

New drivers who have not had their learner's permits for at least six months are not allowed to use their handheld cellular telephones while they are driving. If Dallas drivers are under the age of 18, they are not allowed to use any type of wireless communications while they are operating their vehicles. Drivers 18 years of age and older may use their handheld cell phones, but they must set these devices aside before they enter a school zone.

Impaired Driving Law

Drivers under the age of 21 will be charged with driving while intoxicated (DWI) if they have any traceable amount of alcohol in their blood. Dallas drivers who are 21 years of age or older may be arrested on a DWI charge if their blood alcohol content (BAC) is equal to .08 percent or higher. This charge can result in a $2,000 fine and a one-year license suspension. Some people receive a jail sentence, and it can be as long as six months. After a suspension, Dallas residents may be required to have the SR-22 form filed on their behalf by their insurance companies.

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  • State Farm: Brent Cooper

    EDIT

    Brent Cooper
    We have been serving the auto insurance needs of dallas, tx since 1987. 24/7 insurance quotes & service.


    What makes your specific agency stand out from your competition?
    We focus on auto insurance throughout the dallas, tx area, including the entire dfw metroplex. In a world that is ever-changing and busy, it is our aim to ease the stress that can come with insurance by putting a premium on personalized service. We believe people prefer to have someone they know to help guide them through both good and bad times. It is this belief that stands behind everything we do.


    • License

    • TX-690302

    5232 Forest Ln Ste 111
    Dallas, TX 75244
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    Reviews

    Brent Cooper and his team of employees does a great job of helping you understand your insurance and making sure you are getting the best buy and right coverage. You can call them any time of the day or night and someone will gladly help you. State Farm is the best and Brent Cooper's agency is the best.

    Brent's office has insured my family for many years. They take time to discuss your needs and don't just try to sell you a "cheap" policy. Many of my friends, family, and co-workers now do business with Brent's State Farm office. If you want service, use Brent. If you think you know it all and never need to ask a question or get an opinion, call one of those 800 number insurance companies and talk to a lizard or a duck.

  • Steven Graves Insurance

    EDIT

    Steven Graves
    Home and auto insurance in dallas, texas


    3500 Oak Lawn Ave Ste 110
    Dallas, TX 75219
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    Reviews

    Thank you Steven Graves Insurance Agency. You and your staff are so helpful and took care of us. While I lost my husband to cancer. My Kids and I are going to be fine, because of you caring about us. 11 years ago you took the time to determine (in great detail) how much it would cost to take care of our family if my husband should die. Now that he is gone, we have nothing to worry about because you took care of us. Thank you....Thank you....Thank you. I could never repay you for what you have done.

    A nice experience. We moved here Calf. and needed a good insurance agent. We found a GREAT insurance agent. Both my Realtor and mortgage broker suggested Steven Graves Insurance Agency. We call them and several other companies. None of the other companies acted like they had any idea as to what they were doing. Steven Graves Insurance Agency gave us professional service, quoted us with several insurance companies and not just one like the others. Steven's price's were MUCH lower and his service is outstanding. We now use and recommend Steven Graves Insurance Agency for our home, health, life and car insurance. We highly recommend Steven Graves.

  • Cheapest Auto Insurance

    EDIT

    Tim Stanton
    Cheapest auto insurance in dallas, texas has been writing car insurance for over 30 years and we continue to deliver the most affordable rates in the industry. Our goal is simple: deliver the best customer service possible and find the best rates for our clients. Our online quotes are unmatched and are really the easiest way to get a quote online. Its only takes less than 30 seconds. So get a free anonymous quote today and we will get to work right away for you! no matter your driving record and even if you don't have a drivers license we can get you a quote! even if you're not home you can still get a policy started over the phone! We also offer evening hours! we offer liability, non owners, sr-22, full coverage, 24 hour towing and roadside, and much more! Come see us online and get a quote in under 10 seconds at: https://www.Aautoandhomeinsurance.Com/dallas-tx/ or give us a call at: (214)760-4883


    What makes your specific agency stand out from your competition?
    We accept: suspended licenses no license foreign license passport foreign id non-owners sr-22 tickets accidents no problem!


    • Prior Insurance

      Safe Driver

      Homeowner

      Pay Your Policy In Full

      Autopay

      Defensive Driving

      Marriage

      Non Smoker

      Common Law Marriage

      Multi-vehicle

    • Pnc

    • 2124254

    3255 W Camp Wisdom Rd
    Dallas, TX 75237
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  • Action Insurance

    EDIT

    Lindsay Halloway
    We specialize in car insurance. We speak spanish. We can do quotes over the phone and by email if need be.


    What makes your specific agency stand out from your competition?
    We care deeply about our customers. We know that you want the cheapest rate, and so we will do whatever it takes to find it for you.


    • Home Owners Discount

      Prior Insurance Credit Discount

      Marriage Discount

      Multicar Discount

    • Property/casualty

    • 2120299

    17330 Preston Rd Suite 200d Office #205
    Dallas, TX 75252
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  • Porter-brandenburg Agency, Inc.

    EDIT

    Jim Porter
    We are committed to serving you based upon strict confidentiality and ethical standards. Our insurance clients recognize and appreciate the value-added service of having an independent agent assist them with their insurance purchase and coach and consult with them on various insurance related decisions. We offer personal lines including auto, motorcycle, home and renters insurance. We specialize in business and commercial insurance including commercial property, general liability, business auto, professional liability and workers compensation insurance. We are conveniently based in dallas, and also serve richardson, plano, garland, mesquite and the surrounding areas in texas.


    What makes your specific agency stand out from your competition?
    Our service often begins with an analysis of your insurance needs, developing a program to fit those needs and placing your insurance with the right company. As an independent agent, we are not limited to one company and we are able to place coverage with any company with whom we hold an agency company contract. In addition, we have brokerage arrangements that permit us to write insurance with more than 300 different insurance companies. We have adopted the motto of the independent insurance agents association: "we represent you first"


    • Contractors Insurance

      Senior Living Center Insurance

      Church/non-profit Insurance

      Technology Insurance

      Employment Practices Liability Insurance (epli)

    • General Lines Agent

    • 789087

    12160 Abrams Rd, Suite 107
    Dallas, TX 75243
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  • Bks Insurance Agency

    EDIT

    John Bks
    We are a small agency looking to expand.


    18383 Preston Rd Ste 230
    Dallas, TX 75252
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  • Get A Policy.com

    EDIT

    Jim Jenkins
    Texas home, auto, life, and health insurance agency.


    Dallas, TX
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  • Stanley R. Smith Insurance Agency

    EDIT

    Stanley Smith
    When it comes to car insurance, it's smart to arm yourself with information to make the best decisions. I'm here to help. Start a conversation with us at (972) 789-1111 to learn more about our auto policies and ways you can save.


    5495 Belt Line Road, Ste 105
    Dallas, TX 75254
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  • Nationwide Insurance - The Rod Hanks Agency, Inc

    EDIT

    Rod Hanks
    My agency has served dallas area families since 1999. We help families save money on auto insurance, home insurance, life insurance, and business insurance. Give us a call today and start saving today.


    6300 Samuel Blvd Suite 105 Dallas, Tx
    Dallas, TX 75228
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  • A-max Auto Insurance

    EDIT

    10215 N. Central Expwy
    Dallas, TX 75231
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    Reviews

    They overcharge Service Fees and don't even give you a receipt for it. When you ask them for it the quote you all sort of laws.

  • Aaa Insurance

    EDIT

    3001 Knox St #102 & 200
    Dallas, TX 75205
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    Reviews

    I've had AAA insurance for years through AAA California and never had a problem. I've spent more time on the phone since I changed to Texas AAA six months ago than I did in the previous eight years with my former insurer. Lost forms, policies cancelled without warning, disinterested phone help, misleading information from the phone drones. You name it, they do it. Don't bother with these idiots!

  • Aaa Insurance

    EDIT

    5445 Belt Line Rd
    Dallas, TX 75254
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    Reviews

    My interaction with this AAA Insurance office has always been pleasent. The agents there are smart, informative and caring. They have been able to save me over $350 a year on my auto insurance. I used their AAA roadside assistance last week and the tow truck was at my location within 30 minutes of my call. I never have to pay any money out of pocket b/c with my Plus membership i get 100 miles worth of towing for free. They also gave me GPS location (similar to LOJACK) for my car if it ever get stolen for FREE, this cost me $595 on my 2010 car that I purchased before i got AAA. Hands down the value they offer is unmatched by any insurance company i have ever seen.

    The phone number for the above office is incorrect. They can be reached directly at 214-706-3081 for fast local service.

  • Cerra Insurance Agency

    EDIT

    2031 S Buckner Blvd Ste C
    Dallas, TX 75217
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    Reviews

    Lowest rates in Texas. I shopped for auto, home and business and CERRA saved me money from my previous company. The staff was fast and friendly. Muchas Gracias CERRA!!!

  • Danny Venz Insurance Agency

    EDIT

    4848 Lemmon Ave Ste 106
    Dallas, TX 75219
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    Reviews

    Danny venz has been my agent for 14 years and in that time has been very professional in his dealings with me and all my insurance needs. I look forward to continuing to do business with State Farm and Danny Venz.

    Great folks who are very prompt and courteous

  • David Rembert Agency

    EDIT

    8235 Douglas Ave Ste 625
    Dallas, TX 75225
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    Reviews

    http://www.rembertagency.com

  • Herbert M Sheaner Jr Insurance Agency

    EDIT

    2501 Abrams Rd
    Dallas, TX 75214
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    Reviews

    Call one of our friendly customer service reps for a quote or analysis of your current insurance. Thank you, we appreciate the opportunity to serve you.

  • Insurance Plus

    EDIT

    2555 Inwood Rd Ste 247
    Dallas, TX 75235
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    Reviews

    I was able to get my car insurance started the same day over the phone and with a great rate. Thanks guys.

    This is a very good Agency for Homeowners insurance. The were able to get windstorm and hurricane coverage for our Home insurance here in houston texas.

  • Michael S Jarrell

    EDIT

    6500 E Mockingbird Ln Ste 100
    Dallas, TX 75214
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    Reviews

    Recently I was robbed and in their haste to get away they crashed into my van and my house. Farmers told me it would be 8-10 days until and adjuster could come look at the damage to my house. The garage door and garage were not good. After complaining about the length of time to get an adjuster to my house they sent Mr nice guy out. For the 2 hours in my house he was telling me he would fix this, that, everything damaged. Then he said he was going to cut us a check that day. So I called and set-up a company to replace my garage door and opener. Well, then his "" magic"" started. He came back in and the first words out of his mouth were "" your not getting a check today. He "" depreciated every repair and even depreciated the LABOR to zero.. How can LABOR- WHICH HAS NOT EVEN BEEN DONE- BE DEPRECIATED???. He said if I did all of the 4k worth of repairs I could submit a claim and he would see if he could get me around 1,800.00 back. That sounds great- whose going to pay for the GARAGE DOOR? and the other damage to my house. I wonder if the fact that my policy is up for renewal at the end of Feb. has anything to do with it- shocking-. Another adjuster came and looked at the van-2k worth of damage- while he was leaving he said he would give me a call on Friday- still have not heard from him either. Lastly, my agent- Mr Jarrell here- I have left him several messages- still has not called- guess he does not have time for people who have been sending him money for 15-20yrs- file a claim on your house for the first time and lo and behold he can't call you back- sweet. We have paid him and farmers thousands of dollars and he can't even return a phone call-when you need it.

  • Phil Garnett

    EDIT

    634 Preston Royal Shopping Center Suite 201
    Dallas, TX 75230
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    Reviews

    S.C. -Just wanted to say thanks for the review. I just switiched my auto to John's office. He came out of this way to offer me and my son a cold drink and expland all the auto coverages to me. I saved money, got a free coke, alot of free State Farm stuff all in 30 min. SWEET

    They made it easy for me to switch from my current company. Friendly and knowledgeable service what more can you ask for.

  • Roach Howard Smith & Barton

    EDIT

    9330 Lbj Fwy Ste 1500
    Dallas, TX 75243
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    Reviews

    USED THIS SITE TO LOCATE NEW SERVICE CUSTOMER GOING IN AT NEW LOCATION. FOUND THE CUSTOMER SERVICE & WAS ABLE TO PROCEED. THANKS FOR A SITE THAT WORKS!

  • Roderick Walker

    EDIT

    4333 Gannon Ln Ste 111
    Dallas, TX 75237
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    Reviews

    Roderick and the other agents in his office are extremely professional, courteous, knowledgeable and accessible. They are always ready and willing to answer any question and solve any problem regarding my coverage.

  • Scott Laduke

    EDIT

    2702 Mckinney Ave Ste 102
    Dallas, TX 75204
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    Reviews

    I would strongly urge all who insure thru State Farm and especially Scott LaDuke's office to seek quotes from other insurance companies. I found his quote to be 2x higher than other State Farm offices and 3x higher than other insurance companies.

    The agent was great, she BEAT my progressive rate, AND I got Renters insurance all for a lower cost than I was just paying for car insurance! PLUS I got a free map! Go now!

  • Steven Graves

    EDIT

    3500 Oak Lawn Ave Ste 110
    Dallas, TX 75219
    Visit Agent Website

    Reviews

    Thank you Steven Graves Insurance Agency. You and your staff are so helpful and took care of us. While I lost my husband to cancer. My Kids and I are going to be fine, because of you caring about us. 11 years ago you took the time to determine (in great detail) how much it would cost to take care of our family if my husband should die. Now that he is gone, we have nothing to worry about because you took care of us. Thank you....Thank you....Thank you. I could never repay you for what you have done.

    A nice experience. We moved here Calf. and needed a good insurance agent. We found a GREAT insurance agent. Both my Realtor and mortgage broker suggested Steven Graves Insurance Agency. We call them and several other companies. None of the other companies acted like they had any idea as to what they were doing. Steven Graves Insurance Agency gave us professional service, quoted us with several insurance companies and not just one like the others. Steven's price's were MUCH lower and his service is outstanding. We now use and recommend Steven Graves Insurance Agency for our home, health, life and car insurance. We highly recommend Steven Graves.

  • Stewart Insurance

    EDIT

    437 W 12th St
    Dallas, TX 75208
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    Reviews

    Phone just rings after hours. You can't even leave a message. Stewart senior is forgetful and never calls you back

  • Stewart Insurance Agency

    EDIT

    437 W 12th St
    Dallas, TX 75208
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    Reviews

    Phone just rings after hours. You can't even leave a message. Stewart senior is forgetful and never calls you back

  • Twfg Insurance Services

    EDIT

    5999 Summerside Dr Ste 230
    Dallas, TX 75252
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    Reviews

    Mr. Cantu is a great insurance guy. He is a strait shooter. He will tell you the truth about what is the best way for you to go on your insurance. I like that is an insurance guy.

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  • Scott Gesell
  • Sds Insurance Agency
  • Securian Financial Network
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Did you know ?

Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

Safety Tip

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

Savings Tip

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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