Find the Cheapest Car Insurance Policy in Michigan

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Cheap Car Insurance in Michigan

Michigan, bordering 4 of the 5 Great Lakes, is proud to be known as the state with the most lighthouses. Living in the largest state east of the Mississippi River, Michigan residents enjoy world-class attractions as well as vast scenic wonders. This “Winter Wonderland” attracts tourists for its beauty on the northern peninsula and for its major industry on the southern. Michigan drivers enjoy white winters and warm, pleasant summers, so Cheap Car Insurance has put all the information drivers will need right here in one spot. That way, Michigan drivers can spend time enjoying “The Wolverine State” instead of searching for information.

Average Costs for Car Insurance in Michigan

The average costs for car insurance in Michigan state wide is around $1,156 a year. Your personal auto insurance policy quotes will be determined on quite a few factors. However, here is a quick breakdown of what you can expect your average costs to be based on the vehicle type and city:

County:Sedan:SUV:Coupe:Truck:Hybrid:
Alcona$2,117$1,637$1,971$1,499$1,991
Alger$2,083$1,609$1,946$1,476$1,974
Allegan$2,041$1,504$1,817$1,517$2,017
Alpena$2,110$1,573$1,895$1,493$1,987
Antrim$2,132$1,576$1,905$1,498$2,012
Arenac$2,173$1,616$1,942$1,666$2,175
Baraga$2,182$1,635$1,971$1,545$2,069
Barry$2,315$1,704$2,072$1,714$2,278
Bay$1,982$1,463$1,754$1,418$1,874
Benzie$2,106$1,550$1,877$1,541$2,064
Berrien$1,846$1,372$1,658$1,317$1,728
Branch$2,125$1,580$1,904$1,536$2,040
Calhoun$1,890$1,402$1,696$1,455$1,949
Cass$2,167$1,600$1,923$1,602$2,112
Charlevoix$2,080$1,535$1,847$1,489$1,999

Minimum Requirements for Car Insurance in Michigan

Failure to maintain proper insurance can result in fines and vehicle impounds

New Driver Licenses

DUI Laws and Fines

OWI offenses involving minors, serious injury or death greatly increase penalties including permanent license revocations.

Texting & Driving Laws

Michigan has banned texting for all drivers, according to Distraction.gov. Cell phone use, whether handheld or hands-free, is band from all novice drivers.

State Driving Resources

State Department of Insurance

Michigan Department of Insurance and Financial Services
611 W Ottawa St, 3rd Floor
Lansing, MI 48933-1070
(517) 373-0220
877-999-6442 (Toll-Free)
www.michigan.gov/difs
Get Directions

Department of Transportation

Michigan Department of Transportation
State Transportation Building
425 W. Ottawa St.
P.O. Box 30050
Lansing, MI 48909
(517) 373-2090
www.michigan.gov/mdot
Get Directions

Department of Motor Vehicles

Michigan Secretary of State
3315 Michigan Ave.
Lansing, MI 48912
(888) SOS-MICH
(888) 767-6424
www.michigan.gov/sos
Get Directions

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