Cheap Car Insurance in Diboll, Texas
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- Terrell Insurance Agency
- Hannah Baugher
- Alisha Bliss
- Gerald Crump
- Jp Shaw Insurance AgencyReviews
Very unknowledgeable, unprofessional and sometime just lying.
I bought a rental property earlier this year and purchased a rental property policy with the owner Jerry Shaw. I was told it was a replacement policy and he even increased my coberage to $140k even though I purchase the house for less than $90k. He claimed that it was the replacement cost for the house.
Then in May I had to file a roof hail damage claim on the property and the adjustor from the insurance company came in and took an estimate. Two weeks later, I received a check for the estimate, minus my deductible, minus the depreciation(50%). So I called the insurance company and asked about the depreciation. I thought I would get that part back after replacing the roof. I was told by the insurance company that that was not the case because my policy is Actual Cash Value not Replacement! I was shocked. I called Jerry Immediately, and his first response was that I was misinformed and assured me that my policy is full replacement and I should receive the depreciation back after replacing the roof. So I called the insurance company again and for sure I was told that my policy if not replacement policy. I called Jerry and he told me he would call the Insurance company and find out what was the problem.
From that point, Jerry began to talk in a way you-know-how. He called me back and told me that my policy is a replacement policy but just not on the roof!!! What a liar!!! There is no such policy in the industry. But anyway, I called the insurance company again and told them what Jerry told me, they were just laughing.
Anyway, I was very upset and Jerry began to talk his way out by saying something totally different from what he told me before, but just not admitting that he made the mistake. I bited the bullet, and stopped all my business with Shaw insurance
I filed a complaint to the state insurance board, not expecting any resolution. but Jerry's response to my complaint made me feel so angry that I want to spread the word out.
So, if you are looking to do business with them, stay away, they don't know what they are selling and will definitely lie again in case of their mistake.
if you are their existing customer, get out, or at least double check your policy to make sure what you got is exactly what you were told. In my case, I should have check the policy declarion to begin with. unfortunately, I failed to do so because I never received one, not until this incidence happened and I requested from both the insurance company and Shaw agent.
- Joe Hancock
- Gibbs Insurance Agency
- Jim Waters
- Wes London
- Farmers Insurance Group
Did you know ?
Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.
It is easier to get cheap car insurance with a car that has high safety rating than one without one.
When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.