Cheap Car Insurance in El Paso, Texas

El Paso is a city located in the most western part of Texas. The city is on the border of Mexico and is considered to be one of the safest cities of its size in the U.S. El Paso was founded in 1680 by Spanish explorers and was chosen for its location along the Rio Grande. Many visitors flock to the city because of its abundance of annual cultural festivals and events.

Driving Conditions in El Paso

The good news about driving conditions in El Paso is that the city has not made it to the top of any lists for high levels of congestion or damaged roads. Drivers can learn about current traffic issues by visiting the website of the City of El Paso.

Unique Laws in El Paso

Driving laws across Texas are similar to those in other states, but drivers who need to have their car inspected may run into an odd law. The Texas Department of Safety states that the windshield of a car is not inspected, but working windshield wipers are a must.

El Paso Crime Statistics

- Auto Thefts Federal Bureau of Investigation data indicates that there were 1,456 auto thefts in the city of El Paso in 2011. - Property Crimes FBI data indicates that 16,312 property crimes occurred in the city of El Paso in 2011. - Crash Statistics The Texas Department of Transportation reports that there were 13,030 total crashes in El Paso in 2012. - Drunk Driving There were 725 alcohol-related crashes in El Paso in 2012.

El Paso Vehicle and Driving Safety Requirements

Governors Highway Safety Association information indicates that motorcycle helmet laws in the state of Texas are different than those enforced in other states. Anyone under the age of 21 must wear a helmet, and helmets are also required for people who have not completed safety training and motorcyclists who do not have health insurance coverage. Children ages seven and under must be in either a booster seat or car seat. Seat belt restraints are required for all other passengers. School bus drivers may not text or use a cell phone to make a call if there are children on the bus.

Impaired Driving Laws in El Paso

Driving While Intoxicated (DWI) in Texas is defined as driving with a blood alcohol content (BAC) level greater than .08. The Texas Department of Transportation reminds both drivers and passengers that it is illegal to have an open container of any alcoholic beverage in a car. Fines of up to $500 can be imposed for violating this law. Fines for a DWI charge range from $2,000 to $10,000. High fines may be imposed when a person who is driving with a child in the car is charged with a DWI. First-time offenders face a minimum of three days in jail, and people who have been convicted of three or more DWIs could spend up to 10 years in jail. Annual fees are charged to offenders after their licenses are reinstated. These hefty fees range from $1,000 to $2,000.

 
 

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  • Pan American Insurance

    EDIT

    Martha Medina
    When you're looking for the best rates and friendliest assistance on any type of insurance needs, look no further than pan american insurance. With multiple locations across texas and new mexico, we offer fast, convenient access to a wide range of insurance needs.


    What makes your specific agency stand out from your competition?
    We are fiercely independent and loyal to you!pan american insurance is an independent insurance agency that works for you. Since 1988, larry medina has welcomed home, auto and business owners across texas and new mexico in the “pan american family.”we represent more than 20 companies across the area, allowing us to find you the best coverage, the lowest rates and the widest range of options.any car, any driver, any record—that’s our promise to you. We’ll get you the coverage you need. Liability plans are available for as low as an average of $24 per month for qualified drivers.we also offer great plans for your home, business and even traveler’s insurance!


    • Multi-policy Discounts

      Traveler's Insurance

      Auto Insurance

      Home Insurance

      Business Insurance

      Motorcycle Insurance

      Rv Insurance

      Boat Insurance

      Bonds

      Flood Insurance

      Renters Insurance

      Workers Compensation Insurance

    • Property & Casualty

    • 568573

    4675 Montana Ave
    El Paso, TX 79903
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  • Keller National

    EDIT

    Michelle Delisio
    Auto, home, life, business, health insurance


    14513 Smokey Point Dr El Paso, Texas
    El Paso, TX 79938
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  • Aaa Insurance

    EDIT

    655 Sunland Park Dr Ste J3
    El Paso, TX 79912
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    Reviews

    great service for home and auto insurance. ask for Eric Estrada, wonderful guy and helped me out so much!

  • All Peoples Insurance Agency

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    6431 Doniphan Dr Ste B
    El Paso, TX 79932
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    Reviews

    This business has the worst punctually. They don't open on time and the only customer service is terrible. She has a bad attitude and does not know how to handle customers. People should waste their time and money with them.

  • Daniel Corona

    EDIT

    1568 Joe Battle Blvd Ste 106
    El Paso, TX 79936
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    Reviews

    I switched insurance companies because Allstate was getting ridiculously expensive, and they still went ahead and charged my account even after I cancelled. According to them they issued a credit for the amount, but it has been 12 days and I do not see my money anywhere. According to my bank there are no pending transactions either. This office lacks good costumer service. These are rookie mistakes, I DO NOT recommend getting your insurance through them.

  • Frank Parga Jr

    EDIT

    414 Executive Center Blvd Ste 104
    El Paso, TX 79902
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    Reviews

    great customer service. very good prices. can't complain

  • Infinite Insurance Agency

    EDIT

    2931 George Dieter Dr
    El Paso, TX 79936
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    Reviews

    I congratulate Infinite Insurance on their new beautiful office. They have been more thatn helpful to me in the success of my business. I wish them well and may they have many more years of success, they deserve it. Thank You Infinite Insurance.

    The staff at Infinite Insurance was very friendly. I am definitely glad I switched.

  • Joe M Bernal

    EDIT

    6414 Gateway Blvd E
    El Paso, TX 79905
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    Reviews

  • Manny M Casillas

    EDIT

    1212 N Yarbrough Dr Ste 105
    El Paso, TX 79925
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    Reviews

  • Meridian Insurance Agency

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    1443 N Lee Trevino Dr Ste 5
    El Paso, TX 79936
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    Reviews

    I RECENTLTY CALLED THIS MOM AND POP INSURANCE PLACE TO PURCHASE A FULL COVERAGE POLICE FOR MY VEHICLE, AND SINCE MY HUSBAND WAS GOING TO BE THE SOLE DRIVER OF THE VEHICLE THIS MAN HAD A HUGE FIT AND STARTED YELLING AT ME STATEING THAT HE DID NOT NEED MY BUSINESS AND JUST TO GO TO FRED LOYA? I WAS PUZZLED AND PRETTY UPSET ..I THOUGHT TO MYSELF "OH MY GOSH HOW RUDE".. SO I WENT TO FRED LOYA AND THEY WERE GREAT THEY WERE VERY PROFESSIONAL AND THIS IS A COMPANY A BIG ONE SO YOU CAN TRUST THAT THEY WILL BE COURTIOUS. I WOULD NEVER NEVER RECOMMEND THIS MERIDIAN MOM AND POP INSURANCE PLACE. ITS OBVIOUS THEY HAVE NO BUSINESS SKILLS WHAT SO EVER. DEFINITELY MORE THAN 2 THUMBS DOWN.....

  • Raul Mondragon Ii

    EDIT

    10780 Pebble Hills Blvd Ste J
    El Paso, TX 79935
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    Reviews

    i have been with mr mondragon for years. he and his office staff have the absolute greatest customer service in the city. they go beyond their call of duty to assist their customers. i would recommend anybody to switch to allstate.

  • Rene Aguilar

    EDIT

    620 N Resler Dr Ste A
    El Paso, TX 79912
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    Reviews

    Great service! I have always received very good service, and all of their producers are very informative. I wouldn't want to be with any other agent.

  • Rey Estrada Insurance Agency

    EDIT

    1420 Airway Blvd Ste 20
    El Paso, TX 79925
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    Reviews

    This is a horrible insurance company! My husband is in the military and was looking for something good but cheap. Suddenly they dropped my husband's insurance for no reason, leaving us uninsured, without telling us. When we called they told us that they would call back, never did. We called back only to get Rey's mother! She was rude, didn't let us speak, and then hung up on us. Don't trust them! They will screw you over! They also took an additional $150 from my account and said they would give it back, never did and told us they would put it towards next month, again never did! DON'T GIVE YOUR MONEY TO THIS COMPANY!!! They are horrible!

    Scams, lies, and unprofessionalism.
    This company is a group of scam artists who will give you fake paperwork, and they will not protect you in an accident.
    Worst service i have ever witnessed, all our paperwork was fake.

  • Robin Byrd

    EDIT

    1320 N Zaragoza Rd Ste 103
    El Paso, TX 79936
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    Reviews

    AAAAAAAAAAAAAAAAAAA++++++++++++ SUPER FAST,SUPER NICE,VERY PROFESSIONAL

  • Ron Montgomery

    EDIT

    5640 Montana Ave Ste C
    El Paso, TX 79925
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    Reviews

    This office has state certifide staff. All knowledgable in many fields of coverage and legal matters. No gimmicks just straight up front explanations in leimans terms. My parents hsvr been taken care of for years and always on top of the coverages because of the helpful staff



















  • Steve Wilson

    EDIT

    8041 N Mesa St Ste L
    El Paso, TX 79932
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    Reviews

    I have my home, auto and a life policy with this agency and they do a good job of explaining coverage without the hard sell. Always available to answer my questions. Good service.

  • Victor F Nevarez Agency

    EDIT

    7924 Gateway Blvd E Ste 150
    El Paso, TX 79915
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    Reviews

    I have been very pleased with the rates and customer service that Victor and his staff have provided me. I would certainly recommend this insurance company to all my friends and relatives.

  • Yolanda Marquez Estrada

    EDIT

    1127 N Zaragoza Rd
    El Paso, TX 79907
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    Reviews

    AVOID AVOID AVOID!!!!!!!! Tricia Staiger with Allstate in Jenks, Oklahoma, mistreated, defrauded and lied to us. Our rates would fluctuate so dramatically monthly towards the high side, and every month I'd call to figure out why it was increased and she'd decrease it. The following month the rates would be up again and she'd tell me she will have to call Allstate herself to figure out why they are increasing our rates. Sometimes she wouldn't get back to me and I'd have to call again. THere were times she wouldn't answer the phone if I was calling twice that day to check up on the status. SHE IGNORED HER CLIENT!!!! SHE STUDDERS WHEN SHE LIES!!!!! If she ever studders in her quotes or in your discrepancies of your policy, remember she's LYING to you! I can go on and on on my horrendous experience with Tricia Stager and ALLSTATE overall in the last 9 years, but I'll stop here. You get my point.

    All employees need to be retrained..... Any changes to the policy are accompanied by a hell and a half and a multitude of hurddles because they can't do it..... more like they don't know how. Can't get straight answers and need to call 800# everytime to get help from competent individuals. The employees don't know what a declaration page is, to say the least..... its only part of every policy holders' paperwork BUT they have never heard of it and they gave me all sorts of other jibberish BUT when i called the 800# they new exactly what i was talking about. Stay away from this agent and go somewhere else... theres plenty of other Allstate representatives in the neighboring areas, GO TO SOMEONE ELSE!!!!

  • Yolanda Marquez Estrada

    EDIT

    11345 Montwood Dr Ste B
    El Paso, TX 79936
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    Reviews

    AVOID AVOID AVOID!!!!!!!! Tricia Staiger with Allstate in Jenks, Oklahoma, mistreated, defrauded and lied to us. Our rates would fluctuate so dramatically monthly towards the high side, and every month I'd call to figure out why it was increased and she'd decrease it. The following month the rates would be up again and she'd tell me she will have to call Allstate herself to figure out why they are increasing our rates. Sometimes she wouldn't get back to me and I'd have to call again. THere were times she wouldn't answer the phone if I was calling twice that day to check up on the status. SHE IGNORED HER CLIENT!!!! SHE STUDDERS WHEN SHE LIES!!!!! If she ever studders in her quotes or in your discrepancies of your policy, remember she's LYING to you! I can go on and on on my horrendous experience with Tricia Stager and ALLSTATE overall in the last 9 years, but I'll stop here. You get my point.

    All employees need to be retrained..... Any changes to the policy are accompanied by a hell and a half and a multitude of hurddles because they can't do it..... more like they don't know how. Can't get straight answers and need to call 800# everytime to get help from competent individuals. The employees don't know what a declaration page is, to say the least..... its only part of every policy holders' paperwork BUT they have never heard of it and they gave me all sorts of other jibberish BUT when i called the 800# they new exactly what i was talking about. Stay away from this agent and go somewhere else... theres plenty of other Allstate representatives in the neighboring areas, GO TO SOMEONE ELSE!!!!

  • Action Insurance Agency
  • Adrian Armijo
  • Adrienne Palmer
  • Alfredo Morales
  • Alfredo Ronquillo
  • Ali Boureslan
  • Alisa A Gonzalez
  • All People's Insurance
  • Alpha Insurance Services
  • American Agency
  • Angelo F Attaguile
  • Annette Haverly
  • Armando Jimenez
  • Art Gonzalez
  • Arturo O Gonzalez
  • Asap Insurance
  • Baca Insurance
  • Barhorst Insurance Group
  • Bartley Dee Corbin
  • Berger-briggs Re & Insurance
  • Bert Calderon
  • Bill Castorena
  • Blanca Soforo
  • Border Solutions Group
  • Brooke Agency - Elizabeth Navarro
  • Brown & Brown
  • C Y Chiu
  • Cardon Insurance Agency
  • Carl Atteberry
  • Carlos D Licona
  • Carolina Chapa
  • Catalina Palma
  • Cd Lee - Britton Insurance Agency
  • Cesario Bustamante
  • Cielo Vista Insurance Agency
  • Colonial Insurance Agency
  • Commercial Insurance Brokers
  • Cynthia Aguilar Insurance Agency
  • Damon Scott Crossland Agency
  • Damon Scott Crossland Agency
  • Daniel Andrus
  • Daniel Marquez
  • Darren W Means
  • Dave Potter
  • David Barron-rajme
  • David Michael Hatton
  • Debra Pena
  • Desert West Insurance Agency
  • Dolores Darancou
  • Don Brown
  • Don Green
  • Eduardo Flores Agency
  • Eileen Martinez
  • El Paso Discount Insurance
  • Enrique A Garcia
  • Ericka Leon
  • Ernesto Gonzalez
  • Estrada & Associates Insurance
  • Eva Martinez
  • Farmers Insurance - Espinoza Insurance Agenc
  • Farmers Insurance Group
  • Farmers Insurance Group
  • Farmers Insurance Group
  • Farmers Insurance Group
  • Farmers Insurance Group
  • Farmers Insurance Group
  • Farpon Auto Insurance Agency
  • Fernando Carmona
  • First Command Financial Services
  • Fred Loya Insurance
  • Fred Loya Insurance
  • Fred Loya Insurance
  • George L Munoz
  • Global Insurance Services
  • Gloria Sanchez
  • Gold Key Insurance
  • Gold Key Insurance
  • Grodin Maresca Insurance & Associates
  • Hector Aguirre
  • Home Insurance Agency
  • Homer Reza Agency
  • Hub International
  • Hugo Bustillos Insurance Agency
  • I Car Insurance Agency
  • Insurance Systems
  • Irma Rojo
  • Jaime Munoz
  • Jaime Portillo
  • Jaime Vela
  • Jason Holguin
  • Jerry G Bowden
  • Jesus Gonzalez
  • Jesus Pineda
  • Joe Aragon
  • Joe Loya
  • John Choi
  • John D Williams Company
  • John Pennington Jr
  • Jose A Castillo
  • Jose Castaneda
  • Jose Flores
  • Joseph Borkouski
  • Juanita Sierra & Associates
  • Judy Throckmorton
  • K&s Insurance Agency Of El Paso
  • Kraig Belcher
  • Leon Insurance Agency
  • Linda Laverde
  • Lorena Valenzuela
  • Lorena Villa
  • Lou Lobato
  • Louie Casillas
  • Luis Cortez
  • Luis Lopez
  • Lupe Lopez
  • Lyn Milliken
  • M Dean Balmer
  • M Mason Company - Texas Agency Alliance
  • M&m Insurance Services
  • Manny Morales
  • Manny R Casillas Jr
  • Margo Lowder
  • Maria A Mendoza
  • Maria Eugenia Rogers
  • Marie Esparza
  • Mario Rodriguez
  • Michele Watson
  • Mike Engelbaum
  • Mike Halpin Insurance Agency
  • Mike Rosales
  • Mr Zaragoza Insurance Agency
  • Oliverio J Cisneros
  • Omar Salazar
  • One Stop Auto Insurance
  • Oscar Arrieta
  • Oscar Arrieta
  • Pan American Insurance
  • Pat Aguilar
  • Pinon & Associates Financial
  • Polvogt Insurance & Financial Services
  • Poorman's Insurance Group
  • Preferred Insurance Agency
  • Presciliano Ortega Jr Agency
  • Quality Auto Insurance #2
  • Quality Insurance Agency
  • Ralph Dickerson
  • Ramon Rivera, Jr
  • Richard Gonzales
  • Richard Hernandez
  • Richard Hernandez
  • Richard Hernandez
  • Richard Sheraga
  • Richard Weeks Insurance Services
  • Richard Weeks Insurance Services
  • Rick Altheide
  • Rick Ledesma
  • Robert Ledesma
  • Robert Wiener
  • Rogers & Belding Insurance Agency
  • Ron Pena
  • Ron Stuart
  • Rosa Linda Madrid
  • Roy Lewis
  • Roy Portillo
  • Ruben Castaneda
  • Ruben Enriquez Insurance Agency
  • Rudy Ledesma
  • Rudy Ledesma
  • Rudy Saucedo
  • Russell Wiggs
  • Sally Arreola
  • Sandra Serna
  • Sapien Insurance & Associates
  • Saul Martinez
  • Sellers Insurance Agency
  • Sergio A Martinez
  • Sergio Jacquez
  • Sonny Chavez
  • Stateline Insurance Solutions
  • Stinson & Son Insurance Agency
  • Sue Choi
  • Terry Chaumont
  • Terry Jimenez
  • Texas Auto Insurance Agency
  • The Licona Insurance Group
  • The Luna Insurance Group
  • Tom Ferguson
  • Tom Heinlein
  • Tom Silverthorn
  • Tony Ramos Insurance Agency
  • Twin City Insurance
  • Victor F Nevarez Agency
  • Victor Hernandez
  • Victor Lechugha Insurance Agency
  • Victor M Uranga
  • Vince Quintana
  • Yvonne Ruiz
  • Zulema Valles
  • Anthony Stours
  • David Thakore
  • Tracie Pocasangre
  • Sheila Naum
  • Dana Morsey
  • Tracy Waterford
  • Brianna Kuper
  • Steve Letbetter
  • Herman Hubner
  • Lewis Siler
  • Marissa Groll
  • Lloyd Courneya
  • Marguerite Gschwind
  • Michele Rini
  • Rashad Courtland
  • Kara Suttner
  • Vera Stoermer
  • Shawn Rycroft
  • Allan Reichart
  • Sherri Maroulis
  • Alisha Coppage
  • Wiley Giggey
  • Vina Cosgrave
  • Ruben Espey
  • Dominique Huver
  • Frederick Hultman
  • Jeffery Kubina
  • Ray Brainard
  • Ellis Gatzemeyer
  • Angel Mellinger
  • Melanie Loughead
  • Lois Hickerson
  • Shawna Cordery
  • Bruce Schlegel
  • Darla Cobbett
  • Kelli Murchie
  • Edgar Motton
  • Henry Ide
  • Tim Pautler
  • Kandy Chrusciel
  • Maxine Osterman
  • Kenya Balkaran
  • Tracey Hone
  • Mario Semo
  • Phillip Difiore
  • Edward Krichbaum
  • Mattie Slade
  • Krystal Karwacki
  • George Vivanco
  • Rebecca Rohrs
  • Kole Faille
  • Tracey Lawing
  • Seth Shaklee
  • Fayta Gleed
  • Asami Dasalla
  • Brooks Gasner
  • Margarita Conk
  • Neil Pinuelas
  • Ali Haby
  • Richard Kelber
  • Iosif Fazal
  • Rhys Gears
  • Danielle Morss
  • Ernest Cogburn
  • Tommy Shattles
  • Rosie Rade
  • Erica Mathias
  • Laura Stackpole
  • Douglas Yeakey
  • Donnie Bretz
  • Deanna Gladys
  • Jerome Grohowski
  • Katie Warnock
  • Vanessa Sharpless
  • Karlene Fafard
  • Evelyn Rustad
  • Paula Beetz
  • Chester Nickoli
  • Tami Stipek
  • Jamie Seidl

Did you know ?

Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

Safety Tip

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

Savings Tip

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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