Home > Agent Directory > Missouri

Cheap Comparison Quotes Free and Customized

Get the lowest quote in under 3 minutes!

Cheap Car Insurance in Kansas City, Missouri

Kansas City is Missouri's largest city and is situated on both the Kansas and Missouri Rivers. The city was incorporated in 1853 as a settlement along the fur trade route in the Midwest. Kansas City is now known for its elaborate, working fountains. It is also known as a center for international law firms and agricultural companies.

Driving Conditions in Kansas City

Every big city has its problems with traffic congestion and roads that have fallen into disrepair. Road conditions in Kansas City make for a bumpy ride, and officials in the city have acknowledged the problem. A project to be completed throughout 2013 aims to resurface roads across the city.

Odd Laws in Kansas City

Officials have repealed the law since it was brought to the attention of lawmakers, but there was a time when it was not illegal to speed on the roads in Missouri.

Kansas City Crime Statistics

- Auto Thefts

Data gathered by the Federal Bureau of Investigation reveals that there were 3,392 auto thefts in Kansas City in 2011. This translates to a rate of 7.4 auto thefts per 1,000 residents.

- Property Crimes

There were 25,545 property crimes in Kansas City in 2011. This translates to a rate of 55.4 property crimes per 1,000 residents.

- Drunk Driving

There were 465 DUI-related crashes in Kansas City in 2011.

- Crash Statistics

According to the Missouri State Highway Patrol, Kansas City had the highest number of accidents per capita in the state in 2011. There were 15,896 traffic crashes in Kansas City.

Kansas City Vehicle and Driving Safety Requirements

The Governors Highway Safety Association maintains a database of information about driving safety requirements in each state. Missouri state law dictates that motorcyclists must always wear a helmet while riding. Drivers under the age of 21 are not permitted to text while driving. Using a cell phone is not banned for drivers age 21 and over.

Seat belts are required for everyone riding in the front seat of a vehicle. Children under the age of 16 must wear a seat belt, and children seven years of age and under must use a booster seat or car seat.

Impaired Driving Laws in Kansas City

The Missouri Department of Revenue advises that the legal limit for blood alcohol content (BAC) level is .08. A BAC level of .04 is considered to be the legal limit for commercial drivers.

The consequences for a DWI in the state of Missouri are dependent on whether a person has previously been charged with a DWI. First-time offenders face a 90-day license suspension. This penalty is increased to five years for second-time offenders and 10 years for third-time offenders. Fines and jail time may also be ordered.

To Get Free Kansas City Car Insurance Quotes, Either:

  • Get a Free Quote Above
  • OR
  • Contact an Agent Below

Car Insurance Kansas City, Missouri Agents

Add FREE Listing

Auto body shops Kansas City, Missouri

Did you know ?

Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

Safety Tip

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

Savings Tip

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

Remind Me to Save Again!

Want to remember to get quotes later? Get a reminder!


E-mail address:
How many times?
Remind me in: