Cheap Car Insurance in Kansas City, Missouri

Kansas City is Missouri's largest city and is situated on both the Kansas and Missouri Rivers. The city was incorporated in 1853 as a settlement along the fur trade route in the Midwest. Kansas City is now known for its elaborate, working fountains. It is also known as a center for international law firms and agricultural companies.

Driving Conditions in Kansas City

Every big city has its problems with traffic congestion and roads that have fallen into disrepair. Road conditions in Kansas City make for a bumpy ride, and officials in the city have acknowledged the problem. A project to be completed throughout 2013 aims to resurface roads across the city.

Odd Laws in Kansas City

Officials have repealed the law since it was brought to the attention of lawmakers, but there was a time when it was not illegal to speed on the roads in Missouri.

Kansas City Crime Statistics

- Auto Thefts

Data gathered by the Federal Bureau of Investigation reveals that there were 3,392 auto thefts in Kansas City in 2011. This translates to a rate of 7.4 auto thefts per 1,000 residents.

- Property Crimes

There were 25,545 property crimes in Kansas City in 2011. This translates to a rate of 55.4 property crimes per 1,000 residents.

- Drunk Driving

There were 465 DUI-related crashes in Kansas City in 2011.

- Crash Statistics

According to the Missouri State Highway Patrol, Kansas City had the highest number of accidents per capita in the state in 2011. There were 15,896 traffic crashes in Kansas City.

Kansas City Vehicle and Driving Safety Requirements

The Governors Highway Safety Association maintains a database of information about driving safety requirements in each state. Missouri state law dictates that motorcyclists must always wear a helmet while riding. Drivers under the age of 21 are not permitted to text while driving. Using a cell phone is not banned for drivers age 21 and over.

Seat belts are required for everyone riding in the front seat of a vehicle. Children under the age of 16 must wear a seat belt, and children seven years of age and under must use a booster seat or car seat.

Impaired Driving Laws in Kansas City

The Missouri Department of Revenue advises that the legal limit for blood alcohol content (BAC) level is .08. A BAC level of .04 is considered to be the legal limit for commercial drivers.

The consequences for a DWI in the state of Missouri are dependent on whether a person has previously been charged with a DWI. First-time offenders face a 90-day license suspension. This penalty is increased to five years for second-time offenders and 10 years for third-time offenders. Fines and jail time may also be ordered.

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  • American Family Insurance - Scott D Hocker

    EDIT

    Scott D Hocker
    Scott d hocker 6301 james a reed rd, kansas city, mo 64133. Contact me to learn more about careers at american family insurance.


    What makes your specific agency stand out from your competition?
    Scott d hocker 6301 james a reed rd, kansas city, mo 64133. Contact me to learn more about careers at american family insurance.


    • Insurance

    • Agency

    • 734574928218323

    6301 James A Reed Rd
    Kansas city, MO 64133
    (816) 356-2100
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    Reviews

    Great company!!

  • Cheapest Auto Insurance

    EDIT

    Kyle Peters
    We have been in business for over 35 years. We have served our amazing clients in missouri, oklahoma, kansas, texas, and arkansas ever since. We help get our customers the best rates and back on the road. Whether you don't have a driver's license or have a dui we can still help. Or if you are paying too much we help. As independent insurance agents we use our network to find the best auto policy for you. We work with some of the most trusted companies today. Give us a call for a free anonymous quote.


    What makes your specific agency stand out from your competition?
    We offer affordable auto insurance for everyone. We don't dub ourselves on the best customers service, our clients do that for us. We have many reviews that speak for themselves. We are rates almost 5 out of 5 stars every time.


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      Much More!

    • P&c

    • 8651843

    7211 Nw 83rd Street Suite 255-b
    Kansas city, MO 64152
    8165051877
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  • Auto Insurance Discounters

    EDIT

    James Brummett
    Auto insurance discounters was established in 2001 with one simple goal in mind: to be your trusted source for great insurance at great prices. We've been serving pleased customers across missouri, kansas and oklahoma ever since. Our agents understand that insurance can be a confusing topic, with so many coverage options and policy prices out there. That's why we're here to do the work for you. As an independent insurance agency, auto insurance discounters works with a network of trusted insurance carriers to search for the best policy on your behalf. Our dedication to the job saves you both time and money!


    What makes your specific agency stand out from your competition?
    On top of great coverage, we pride ourselves in offering excellent customer service in order to make the experience of buying insurance simple and valuable. We're happy to explain the details of your policy so you fully understand your investment.


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    • P&c Broker

      L&h Broker

    • 8013681

      286857

    7928 Troost Avenue
    Kansas city, MO 64131
    (816) 444-7928
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  • Bargain Insurance Connection

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    Samir Rasiti
    Auto insurance, car insurance, home insurance; motorcycle insurance; sr22 insurance, commercial vehicle; boat & rv insurance


    What makes your specific agency stand out from your competition?
    We are an independent insurance agency specializing in auto and home insurance. We can also insure people requiring an sr22 filing. Regardless of the license status, we can insure you. We also offer express license reinstatement.


    • N/a

    • Property & Casualty

    • PR209425

    2635 Ne Vivion Rd
    Kansas city, MO 64119
    (816) 453-7722
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  • Debbie Baker

    EDIT

    6300 Walnut St
    Kansas City, MO 64113
    (816) 361-4200
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    Reviews

    I highly suggest using Debbie's agency for all of your insurance needs. They really enjoy putting you first and making sure you have adequate coverage for your lifestyle. If you are looking for new insurance of any kind, contact Debbie!

    Thank you Debbie for all of the hard work you do for my family and I. We have used Debbie for years and can't imagine working on our insurance needs with anyone else.

  • Demasters Insurance

    EDIT

    1130 Westport Rd
    Kansas City, MO 64111
    (816) 531-1000
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    Reviews

    Thanks for the great service, quick turn around and good rates too.

  • Jennifer Hubbs Insurance Agency

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    9759 N Cedar Ave
    Kansas City, MO 64157
    (816) 781-2044
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    Reviews

    Jennifer Hubbs, the agent at this location is a nice person and has her office staffed with helpful and pleasant people. However, exercise extreme caution when insuring your belonings with State Farm. I made a claim for a broken windshield and State Farm refused to pay the full amount to fix/repair my vehicle corrrectly. They tried to have me fix the vehicle at an unqualified glass repair shop that was not even versed in the proper replacement procedure. I was forced to spend hours of my own time researching how to have the glass properly installed. At the end of the day, I was out of pocket my deductible (completely fine) and over $300.00 of my own money to have my vehicle repaired. I spent hours on the phone with various members of the State farm team in different parts of the country trying to get my vehicle fixed correctly. The majority with the exception of one of the reps., were rude, condescending, and arrogant. My agent told me she was powerless to assist me in getting State Farm to do the right thing and fix my vehicle. So again I was forced to pay my deductible and an addtional $300 plus dollars. In this case State Farm was "Not like a good neighbor, and was definitely not there for me". Proceed at your own risk.

  • Kc Insurance

    EDIT

    3215 Main St Ste 100b
    Kansas City, MO 64111
    (816) 753-7599
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    Reviews

    The staff was very professional and able to fully explain my coverages and get me the best rate. Would recommend them to anyone!

  • Steve Conway

    EDIT

    3911 N Oak Trfy
    Kansas City, MO 64116
    (816) 452-6700
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    Reviews

    Whenever I call the office, the staff always picks up and can answer my questions.

    Steve Conway is an attentive agent and answers every question I have. He really goes above and beyond my expectations.

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Auto body shops Kansas City, Missouri

Did you know ?

Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

Safety Tip

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

Savings Tip

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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