Cheap Car Insurance in Minneapolis, Minnesota

Minneapolis Car Insurance Quotes

As the larger of Minnesota's Twin Cities, Minneapolis is a prosperous urban center that spreads outward from St. Anthony Falls on the Mississippi River. The city is known for its famed Chain of Lakes park system and its hip music scene. With bike lanes on most major streets and a number of dedicated bike trails that follow old rail lines, Minneapolis is also known as a top town for bike commuters.

Driving Conditions

Minneapolis is a densely populated city with a relatively congested road network. Major surface streets like University Avenue, Lyndale Avenue and Hennepin Avenue stay busy throughout the day, and Interstates 94 and 394 regularly back up during the morning and evening rush. Over the past decade, Minneapolis has seen a 167 percent spike in bike traffic at major intersections. The preponderance of cyclists places unique demands on local drivers and requires constant vigilance.

Odd or Unique Laws

Minnesota state law prohibits drivers from making U-turns without at least 1,000 feet of visibility in either direction. This means that U-turns are effectively illegal in Minneapolis's hillier districts. Also, motorists who are involved in traffic crashes that cause more than $1,000 in property damage must file a formal police report within 10 days of the accident. Snow is a common occurrence in Minneapolis, and the city's snow emergency system comes with a complex set of parking requirements. During the first day of a three-day snow emergency, street parking is strictly prohibited.

Crime Statistics

In 2012, police recorded 7,050 motor vehicle theft incidents in the Minneapolis-St. Paul metro area. Minneapolis proper saw 470 motor vehicle theft incidents and 4,668 total property crime incidents. The city sees several thousand DUI arrests per year and witnessed just under 10,000 crashes in 2012.

Safety Requirements

Minnesota prohibits all drivers from texting while driving. Although it does not have a full ban on using handheld phones while driving, it does prohibit underage drivers and bus drivers from doing so. Since the state has a primary seat belt law, drivers who fail to use their seat belts may be pulled over. Motorcyclists must wear proper eye protection. Permit-holding motorcyclists must wear approved safety helmets, but fully licensed motorcyclists are not required to do so.

Impaired Driving Law

Minnesota's legal limit is set at a BAC of .08 for underage drivers and adults. First-time offenses carry fines of $700 to $3,000 and a maximum jail sentence of up to one year. First-time offenders must forfeit their licenses for at least 30 days and may be unable to drive for a full year. SR-22 certificates are required for all DUI offenders.

To Get Free Minneapolis Car Insurance Quotes, Either:

  • OR

Car Insurance Minneapolis, Minnesota Agents

Add FREE Listing
  • State Farm: Casey Charlson

    EDIT

    Casey Charlson
    Excellent rates on many types of insurance including auto insurance, renters insurance, life insurance, business insurance, & more. Save up to 40% on auto insurance. Discount rates without discount service.


    What makes your specific agency stand out from your competition?
    State farm insurance offers auto insurance, life insurance, fire insurance, home insurance and more. Call, click or visit our state farm office for more information about our many products and services including, auto insurance, home insurance, condo insurance, renters insurance, motorcycle insurance, flood insurance, farm and ranch insurance, personal insurance, life & annuities, health insurance, disability insurance, long-term care, business & commercial insurance, boat insurance and more. Our insurance agency can also help guide you in your financial decisions by offering mutual funds for your personal retirement, education savings, business retirement and a variety of other account types. State farm bank offers the convenience of online banking, credit cards and loans as well. More details are available by clicking on our website. Like a good neighbor, state farm is there.


    • Save Up To 40% On Auto Insurance.

    • Insurance

    • MN-20475265

    2626 E 82nd St Ste 390
    Minneapolis, MN 55425
    Visit Agent Website

  • State Farm: Cassandra Spear

    EDIT

    Cassandra Spear
    Excellent rates on many types of insurance including auto insurance, renters insurance, life insurance, business insurance, & more. Save up to 40% on auto insurance. Discount rates without discount service.


    What makes your specific agency stand out from your competition?
    State farm insurance offers auto insurance, life insurance, fire insurance, home insurance and more. Call, click or visit our state farm office for more information about our many products and services including, auto insurance, home insurance, condo insurance, renters insurance, motorcycle insurance, flood insurance, farm and ranch insurance, personal insurance, life & annuities, health insurance, disability insurance, long-term care, business & commercial insurance, boat insurance and more. Our insurance agency can also help guide you in your financial decisions by offering mutual funds for your personal retirement, education savings, business retirement and a variety of other account types. State farm bank offers the convenience of online banking, credit cards and loans as well. More details are available by clicking on our website. Like a good neighbor, state farm is there.


    • Save Up To 40% On Auto Insurance.

    • Insurance

    • MN-40266029

    4205 Lancaster Lane N Ste 106
    Minneapolis, MN 55441
    Visit Agent Website

  • Insurance Specialists Team

    EDIT

    Insurance Specialists Team
    We are an independent insurance agency and represent many insurance carriers. We have specialists in each line of insurance. Auto, home, life commercial, work comp, trucking, bonds. We have commercial and personal lines. We can be a one stop shop.


    What makes your specific agency stand out from your competition?
    Because we represent many companies not just one we can offer a variety of choices and options. Insurance needs can be unique and one company likely isn't going to be the best in all situations. We have agents who specialize and have experience and deep knowledge in their specialization.


    • Good Student And Education Level Discounts

      Advanced Quote Discounts

      Aaa Discounts

      Employee Workplace Discounts

      Alumni Association Discounts

      Snapshot Discount

      Defensive Driver

      Senior Discounts

      Multi Vehicle Discounts

      Teachers Discounts

      Multi Policy Discounts

      Longevity Discounts

    • Insurance

    • 20475955

    333 Washington Ave N
    Minneapolis, MN 55401
    Visit Agent Website

  • Kimberly Nybo - State Farm Insurance Agent

    EDIT

    Kimberly Nybo
    A proud state farm agent of over 25 years experience. Stop by our office or call today for a fast and accurate insurance quote! We strive to make your life easier!


    What makes your specific agency stand out from your competition?
    The kim nybo state farm team is proud to serve the columbia heights, mn area with insurance and financial services. Contact our office today for an insurance review to see where we can help get great value on car insurance, auto insurance, and more. We would love the opportunity to earn your business.


    • Multi-line Discounts

    • License

    • MN-20108240

    4634 Central Ave Ne
    Minneapolis, MN 55421
    Visit Agent Website

  • Minneapolis Insurance Team

    EDIT

    Mike Moore
    We are an independent insurance agency and represent many insurance carriers. We have specialists in each line of insurance. Auto, home, life commercial, work comp, trucking, bonds. We have commercial and personal lines. We can be a one stop shop.


    What makes your specific agency stand out from your competition?
    We have specialists in commercial lines and personal lines. We also have health and life insurance specialists. Because we represent many insurance companies and have specialists in each line it makes us tough to beat on advice, coverage and costs. We have proprietary rating software and exclusive and special relationships with some of our carriers.


    • Aaa Discounts

      Alumni Association Discounts

      Defensive Driver

      Multi Vehicle

      Multi Policy Discounts

      Snapshot Discounts

      Senior Discounts

      Alarm Discounts

      Longevity Discounts

      Work Place Discounts

      Education And Good Student

      Advanced Quote Discounts

    • Insurance

    • 40382841

    333 N Washington Ave
    Minneapolis, MN 55401
    Visit Agent Website

  • Ameriguard Agency

    EDIT

    Kristine Shocinski
    I shop over 15 different a+ insurance companies to find you the best insurance at the lowest rate. I take the time to find out what your situation is so i can customize a plan that will best meet your needs and save you the most money. Call or email me today for a free insurance review and quote.


    What makes your specific agency stand out from your competition?
    I don't work for any one insurance company. Instead i work for you to find the right company that will best meet your needs at the lowest rate.


    • Email Me At [email protected] To A Free Quote

    • Minnesota

    • 40170967

    9380 Central Ave Ne, Suite-360
    Minneapolis, MN 55434
    Visit Agent Website

  • Brian Steinert - Ameriguard Agency

    EDIT

    Brian
    Full service independent agency with over 15 a rated companies to make sure you and your family are getting the most competitive rates!


    What makes your specific agency stand out from your competition?
    We have over 15 a rated companies to shop for you and your family or business. Call brian to look at all your options today.


    • Auto

      Home

      Business

      Workers Compensation

    • Property/casualty

    • 20075857

    9380 Central Ave Ne #360
    Minneapolis, MN 55434
    Visit Agent Website

  • Minneapolis Insurance Specialists Team

    EDIT

    Sidney Richard
    We are a group of licensed professionals using our knowledge and experience to assist you in building a comprehensive insurance package. Insurance needs are individual. Each person has a unique set of needs, risks, and plans for the future.


    333 Washington Ave N #300, Minneapolis, Mn 55401
    Minneapolis, MN 55401
    Visit Agent Website

  • Scott Kulberg Agency

    EDIT

    Scott
    Auto/home/life/comercial/health


    6000 Bass Lake Rd Suite 205 Crystal Mn
    Minneapolis, MN 55429
    Visit Agent Website

  • Aaa Insurance

    EDIT

    5400 Auto Club Way
    Minneapolis, MN 55416
    Visit Agent Website

    Reviews

    The license service (driver's license, vehicle registration) is open convenient hours: until 7 M-Th, 6 F, and 5 on Saturday. I went after 4 on a Saturday, and the wait was reasonable, about 30 minutes. Great service!

  • John Arens Insurance Agency

    EDIT

    3259 Johnson St Ne
    Minneapolis, MN 55418
    Visit Agent Website

    Reviews

    I recently switched to State Farm, and not only did they save me a ton of money on my premiums, they helped make the switch, easy and painless on me :-)

    I will be spreading the good word on State Farm and John's office to all my friends!

    My husband and I have several policies with John's office. Anytime I call with a question or concern the ladies in the office are ALWAYS quick to help answer all my questions.
    We recently had some issues with a few of our policies and Brenna was quick to help with all my concerns and helped get everything straightened out.
    We have met with John on several occasions and he goes over all our policies and advises on coverage we need and the not so needed coverages.
    I recommend State Farm and John's office to anyone looking for that personable touch!

  • Ron Vagle

    EDIT

    519 E Hennepin Avenue At Central Avenue Ne
    Minneapolis, MN 55414
    Visit Agent Website

    Reviews

    I was looking for a better auto insurance rate and stopped into this small agency to see what State Farm could do for me. I was welcomed by Nancy as she asked me to explain what I wanted, and what I felt I needed for coverage.nnShe's very pleasant, and very knowledgeable. She offered me several options of coverage and thoroughly explained the differences. She took the time to explain why the rates were different, and what I was gaining or loosing with each option. No one has ever done that before.nnShe also asked a bit about my life, and when I told her I rented, she asked if I had rental coverage. When I said No, she explained that by adding it to an auto policy - and thereby gaining a multiple policy discount - the discount all but covers the added policy. I got much better coverage for an extra $3 per month. My other agent never told me about that.nnI ended up switching to their agency. Nancy is Great. I can't brag enough about what a find she was for me. I tell anyone looking for insurance to give her a call or stop in. It's nice to do business with someone that cares about whats best for you.

    I was looking for a better auto insurance rate and stopped into this small agency to see what State Farm could do for me. I was welcomed by Nancy as she asked me to explain what I wanted, and what I felt I needed for coverage.

    She's very pleasant, and very knowledgeable. She offered me several options of coverage and thoroughly explained the differences. She took the time to explain why the rates were different, and what I was gaining or loosing with each option. No one has ever done that before.

    She also asked a bit about my life, and when I told her I rented, she asked if I had rental coverage. When I said No, she explained that by adding it to an auto policy - and thereby gaining a multiple policy discount - the discount all but covers the added policy. I got much better coverage for an extra $3 per month. My other agent never told me about that.

    I ended up switching to their agency. Nancy is Great. I can't brag enough about what a find she was for me. I tell anyone looking for insurance to give her a call or stop in. It's nice to do business with someone that cares about whats best for you.

  • A Allstar Risk Auto Insurance Agency
  • A-affordable Insurance Agency
  • Abbott Insurance Agency
  • Aklog Asfaw
  • All Lines Insurance Agency
  • Ameriguard Agency
  • Amica General Agency
  • Anderson Insurance & Investment Agency
  • Anderson Phoenix Agency
  • Anytime Auto Insurance Agency
  • Aon Risk Services
  • Awes-seidel-diversified Insurance
  • Bob Belk
  • Bob Walz
  • Brittany E Chan Agency
  • Brown & Brown
  • Brown & Brown Insurance
  • Camilla Hempleman
  • Carlos R Landreau
  • Carmen Insurance Agency
  • Cesar Dominguez
  • Charles Fritz
  • Charles Woodson
  • Choice One Insurance Services
  • Chou Thor
  • Cobb Strecker Dunphy & Zimmerman
  • Daly Agency
  • Dan Cheung Insurance Agency
  • Davies & Rendall Company
  • Dawn M Bartell
  • Dedicated Insurance
  • Deetta Watts
  • Duane Matthews
  • Dyste Williams Agency
  • Edward Coakley
  • Edward Scislow
  • Eric Dahl
  • Farhan A Abdullahi
  • Farmers Insurance Group
  • Fred Linehan
  • Germain Insurance Agency
  • Glover Insurance Agency
  • Gretchen Frana
  • Handberg Agency
  • Hanson Insurance & Financial Services
  • Hennepin Insurance Agency
  • Higgins Insurance Agency
  • Homeservices Insurance
  • Hub-bhj Insurance
  • Insurance Solution Center
  • James B Oswald Company
  • James D Phillips Insurance Agency
  • James Hollister
  • Jay Henry
  • Jean-claude Cau
  • Jeff Meyer Insurance Agency
  • Jerad Leigh
  • John Klinkenberg
  • Juno Jimenez
  • Kelly Mulligan
  • La Progresiva Insurance
  • Lig Insurance Agency
  • Lois A Castaneda
  • Mai T Huynh
  • Maple Leaf Insurance Agency
  • Mark S Larson
  • Mark Wiltse Insurance Agency
  • Marsh Usa
  • Mary Conroy
  • Mary M Trondson Insurance Agency
  • Michael Girsch Agency
  • Michael Styba Agency
  • Millrose Insurance Agency
  • Mohamed A Hashim Insurance Agency
  • Molly Nicholson
  • Murphy Insurance Agency
  • Nevin C Taylor
  • Oakwood Insurance Agency
  • Omid Raboodan
  • Oswald Companies
  • Patrick O Fagerlee
  • Paul R Rozmark
  • Peilen & Peilen
  • Peter Cole
  • R Brouillette Agency
  • Red Carpet Insurance Age
  • Richard King
  • Rjf Agencies
  • Roger Karjalahti Insurance Agency
  • Ron Powers & Associates
  • Rosenbloom & Rosenbloom
  • Stanger Agency
  • Steven Wolfson
  • Superior Access Insurance Services
  • Swett & Crawford
  • The Hays Group
  • The Security Planning Company
  • Thomas K Kilton Insurance Agency
  • Thompson & Associates Insurance Services
  • Travis Cagle Agency
  • Twin City Group
  • Va L Vue
  • Venessa M Bruggeman
  • Wayne Blake
  • Wayne E Moss
  • Wellner Insurance Agency
  • Wells Fargo Insurance
  • Willis Of Minnesota
  • Yolanda Garibay
  • Young Insurance Agency
  • Shofi Fiandaca
  • Earnest Mouton
  • Norman Scheidecker
  • Matthew Sylvest
  • Annie Bogle
  • Khaleelah Guza
  • Leah Schnell
  • Diana Mertins
  • Nidia Eiss
  • William Ondrey
  • Shirleen Dickow
  • Renee Margrave
  • William Sadosky
  • Ashley Josten
  • Zander Cerne
  • Morris Spann
  • Thomas Kernes
  • Yolanda Sady
  • Isaias Chalas
  • Alesha Duplantier
  • Kent Karpe
  • Mitchell Kearsley
  • Jaclyn Winningham
  • Sally Luepke
  • Meredith Parello
  • Joel Kueny
  • Steven Fountaine
  • Joanna Aversa
  • Evelyn Bhat
  • Molly Sibley
  • Bruce Rocio
  • Vincent Borrelli
  • Kristopher Paoli
  • Perry Rhude
  • Gwendolyn Miltenberger
  • Karol Degeer
  • Mildred Slavich
  • Amy Weintraub
  • Shawna Viramontes
  • Vicky Zumbo
  • Kayla Edmands
  • Jan Tieken

Auto body shops Minneapolis, Minnesota

Did you know ?

Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

Safety Tip

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

Savings Tip

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

Remind Me to Save Again!

Want to remember to get quotes later? Get a reminder!
E-mail address:
How many times?
Remind me in: