Find the Cheapest Car Insurance Policy in Missouri

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Cheap Car Insurance in Missouri

Missouri, the heart of the westward expansion, is the birthplace of the Pony Express, the Oregon Trail and the Santa Fe Trail. “The Show Me State” is home to the Ozark Mountains, and has brought such notable Americans to international fame as Mark Twain, Tennessee Williams, T.S. Eliot, Yogi Berra, Chuck Berry and J.C. Penney. With Civil War battle re-enactments to top notch ballet, Missouri holds surprises from border to border. While driving to the next surprise, don’t get bogged down with figuring how to stay protected on the road. CheapCarInsurance.net has done the searching and has brought all the essential information for Missouri drivers right here.

St. Louis, Missouri

How Much Does Auto Insurance Cost in Missouri?

Missouri car insurance rates average $1,895 per year for full coverage and $490 per year for a state minimum coverage policy. Your exact costs will depend on a few factors about your driving record and who all will be on your policy, as well as if you qualify for any discounts. The table below was created from our personal insurance database for average costs by current city and vehicle type:

Auto Insurance Costs by County:Sedan:SUV:Coupe:Truck:Hybrid:
Adair$1,033$856$1,016$911$1,106
Andrew$1,055$874$986$931$1,131
Atchison$1,102$909$1,023$965$1,186
Audrain$947$811$884$911$1,036
Barry$1,044$888$980$948$1,134
Barton$1,069$889$1,002$948$1,141
Bates$1,075$891$1,019$948$1,152
Benton$1,099$912$1,050$972$1,174
Bollinger$1,031$885$976$981$1,110
Boone$922$791$876$905$992
Buchanan$1,081$920$1,019$981$1,171
Butler$1,089$920$1,024$981$1,177
Caldwell$1,055$874$1,087$931$1,131
Callaway$949$813$892$918$1,032
Camden$1,081$926$1,011$1,021$1,177

Minimum Requirements for Car Insurance

Failure to maintain insurance and provide proof of insurance can result in fines, license suspensions and auto impounds.

Getting a New License

DUI/DWI Laws in MO

State Resources for Drivers

State Department of Insurance

Missouri Department of Insurance
301 W. High St.
Room 530
Jefferson City, MO 65101
(573) 751-4126
insurance.mo.gov
Get Directions

Department of Transportation

Missouri Department of Transportation
105 W. Capitol Ave.
Jefferson City, MO 65102
1-888-ASK-MODOT (275-6636)
www.modot.org
Get Directions

Department of Motor Vehicles

Missouri Department of Revenue
Motor Vehicle Titling and Registration
Harry S Truman State Office Building
301 W. High St,
Jefferson City, MO 65101
Driver License: (573) 526-2407
Motor Vehicle: (573) 526-3669
dor.mo.gov/motorv
Get Directions

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