Cheap Car Insurance in Sacramento, California

According to UC Davis, Sacramento was named one of the most desirable places to live by Newsweek Magazine. The city's abundance of parkland and trees, its commitment to quality of life for citizens and its historical heritage were the main reasons cited.

Driving Conditions In Sacramento

Traffic is heavy on the freeways and main surface streets during rush hours. Sacramento has some rainy days throughout the year, and temperatures can reach the freezing point during the coldest months of the year. During inclement weather, the roads can be slick. Occasional fog will also contribute to poor visibility. For updated traffic information, Sacramento residents can check the California Highway Patrol office's site.

Unique Laws In Sacramento

In Sacramento, the city codes list several regulations for parking meters. One of the regulations makes it an offense to deposit money in a meter where a person is not parked.

Crime Statistics In Sacramento

The FBI reported 3,346 vehicle theft incidents in 2012, and they also reported 19,967 property crimes in Sacramento that year. According to the California Office of Traffic Safety, there were 3,468 accidents resulting in fatalities or injuries in Sacramento in 2010. The number of alcohol-related traffic accidents was 325 that year.

Safety Requirements In Sacramento

Sacramento enforces California's vehicle codes. According to these codes, children must wear helmets when riding bicycles. However, adults are not required to wear them. People of all ages are required to wear seat belts while a vehicle is moving. Offenders of this law are always given tickets. The state is also strict about texting and driving laws, which prohibit drivers from using handheld devices while on the road. However hands-free systems are allowed.

Impaired Driving Laws In Sacramento

People who are pulled over for drunk driving in Sacramento will be tested. For minors, the BAC limit is 0.01 percent due to the state's zero-tolerance law. The limit is 0.08 percent for adults. Immediate license suspension is enforced. While the minimum term for adults is four months, the minimum suspension of a minor's license is one year. Depending on the surrounding details of each incident, a person's past record and a person's age, the DUI penalties vary. A person may receive a jail sentence, probation, court-ordered classes, vehicle sobriety lock devices or fines. The California Highway Patrol works with several sober driving programs. Auto insurance is also required by California state law. All drivers in Sacramento are required to carry the minimum liability policy. However, the minimum requirement is not always sufficient in all cases. To learn more about affordable auto insurance, request a free quote.

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Car Insurance Sacramento, California Agents

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  • Amanda Blakeman

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    2775 Cottage Way Ste 38
    Sacramento, CA 95825
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    Reviews

    Amanda has unbelievable customer service skills. Her patience is through the roof. No 800 # and always responds promptly.

  • Andrew Long

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    2625 Fair Oaks Blvd Ste 1
    Sacramento, CA 95864
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    Reviews

    FARMERS IS THE BEST INSURANCE THAN ANY OTHER

  • Baciocco Brothers Insurance Agency

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    5330 Madison Ave Ste A
    Sacramento, CA 95841
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    Reviews

    Great service . Easy to talk to!

  • Cost-u-less Insurance Center

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    7213 Florin Mall Dr Ste A
    Sacramento, CA 95823
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    Reviews

    poor customer service....you hear employees blabbing about customer as soon as they walk out and you sit there and think....wtf...

  • E Baciocco

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    5330 Madison Ave Ste A
    Sacramento, CA 95841
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    Great service . Easy to talk to!

  • Eugene C Yates Insurance Agency

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    2021 P St
    Sacramento, CA 95814
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    Reviews

    Taking care of the fine people of Northern California since 1946. Please give us a call at 916-313-6100. Our agents will do a great job for you.

  • John O Bronson Company

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    3636 American River Dr Ste 200
    Sacramento, CA 95864
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    I highly recommend this agency. They are extremely responsive and knowledgeable.

  • Leland Insurance Agency

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    910 Florin Rd Ste 108
    Sacramento, CA 95831
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    Reviews

    Rick and everyone at Leland Insurance are great people to work with. I highly recommend them for all of your insurance needs.

  • Mcclatchy Insurance Agency

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    2410 Fair Oaks Blvd Ste 140
    Sacramento, CA 95825
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    Reviews

    Harold Newbill and his staff are knowledgeable about the products they offer and the companies they represent, and they provide outstanding customer service. Highly recommend.

    Best servicing Insurance Agency in the area. Staff very helpful and knowledgable.

  • Sierra Oak Insurance Services

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    9700 Business Park Dr Ste 105
    Sacramento, CA 95827
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    Love my policy with Sierra Oak and their awesome customer service. Will definitely be continuing my policy when the renewal comes around!

  • Titanic Insurance Services

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    10063 Folsom Blvd Ste C
    Sacramento, CA 95827
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    Reviews

    I was looking to get great deal for my commercial auto insurance for courier service and this guys came through with best price for my situation. Friendly stuff a really good rate, will strongly recommend to others.

    I have been looking for Insurance office with great service but I have a low budget. Titanic Insurance provided me with great service and low prices that fit with my budget. I strongly recomend this office to anyone who want to pay less for their Insurance but still get great personal service.

  • Triton Of California Insurance Services

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    2332 Auburn Blvd
    Sacramento, CA 95821
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    Reviews

    I have several insurance policies with Triton and the staff are always helpful and courteous. They always represent exactly what I am getting for the money I pay and ensure that I understand my policies. The owner is always available, despite growth, and they have kept that family ""feel"" that allow me to feel as though I can trust my home, assets and business for insurance protection. I would never go anywhere else. This agency is trustworthy, reliable and professional.

  • A Aaco Insurance
  • Aaa Insurance
  • Aaa Insurance
  • Aaa Insurance
  • Abd Insurance & Financial Services
  • Abd Insurance & Financial Services
  • Access Capitol Insurance
  • Ach Insurance Agency
  • Alan Cummins
  • Albert Figueroa
  • Allgenes Insurance Agency
  • Alpha Bond Insurance Services
  • Am Cap Insurance Services
  • Ana Rosu
  • Ancal Insurance Agency
  • Ariel Cirineo Belisario Agency
  • Asher Styrsky
  • Baja Insurance Services
  • Baja Insurance Services
  • Baja Insurance Services
  • Bates Insurance Agency
  • Bic Nguyen
  • Big Savings Insurance Agency
  • Big Savings Insurance Agency
  • Bill Batchelder
  • Biner Insurance Agency
  • Bob Smith
  • Bob Spears
  • Bogdonov Insurance
  • Bph Insurance & Financial Services
  • Bph Insurance & Financial Services
  • Brad Lauppe
  • Brett Peterson
  • Brian Clark
  • Brian Mclean
  • Brockman Insurance Agency
  • Brooke Agency - Fausto Bucheli
  • Brooke Agency - Fausto Bucheli
  • Brooke Agency - Fausto Bucheli
  • Brooke Agency - Fausto Bucheli
  • Brooke Agency - Fausto Bucheli
  • Brooke Agency - Michael Del Rosario
  • Brooke Agency - Nick Brozdounoff
  • Brooke Agency - Nick Brozdounoff
  • Brooke Agency - Nick Brozdounoff
  • Brooke Agency - Robert Mutschler
  • Bruce Goodman Insurance Agency
  • By Insurance Center
  • Calco Insurance Brokers & Agents
  • Cameron Insurance Agency
  • Castro Property & Commercial Insurance Agency
  • Center West Insurance Agency
  • Century Capital Insurance Services
  • Cherie Meek
  • Cheryl Rubio Barrios
  • Chris Lo
  • Cliff Cottam Insurance Services
  • Cnk Insurance Service
  • Comia Insurance Agency
  • Connor Insurance Services
  • Cooper & Mitchell Insurance Services
  • Cost-u-less Insurance Center
  • Coverage For Less Insurance
  • Craig Miller
  • Cummins Insurance Agency
  • Cya Insurance Agency
  • Cya Insurance Agency
  • Dan Maust
  • Daniel Auman
  • Daniel Proctor
  • Daniel Valdez
  • Dashers Insurance Services
  • Dashers Insurance Services
  • Dave Heikka
  • David Kelly
  • David Legoullon
  • Different Insurance Agency
  • Domingo Valdez
  • Duane Pascua
  • E Knight Smart
  • Enrique Felix
  • Enterprise Insurance Services
  • Excel Bonds & Insurance Services
  • Farmers Insurance Group
  • Farmers Insurance Group
  • First Command Financial Services
  • Fishers Farmers Insurance Agency
  • Floegel Insurance Services
  • Forster Insurance Services
  • Frank Kwong
  • Freeway Insurance - Sacramento
  • Gary Crum
  • Gary Timmons
  • Go West Insurance Services
  • Go West Insurance Services
  • Greater Metrowest Insurance Agency
  • Ham Insurance Agency
  • Harlan Maita
  • Hebert Insurance Agency
  • Heritage West Insurance
  • Hilb, Rogal & Hobbs
  • Horizon-valley Insurance
  • Hung Truong
  • Interwest Insurance Services
  • Interwest Insurance Services
  • Jack C Chew & Company
  • Jaime Ayala
  • Jaime Ayala
  • James Nelson
  • James Sewell
  • Javaid Akhtar Agency
  • Javed Ahmed
  • Jenkins Athens Insurance Services
  • Jeong Kim
  • Jerry Camero
  • Jessie Lin
  • John Chandler
  • John Harris Insurance Agency
  • John Lee
  • John Taylor Jr
  • Jordan Beck
  • Julie Eshelman
  • June Huang
  • Katie Pexa
  • Kelly Gordon Insurance Agency
  • Kelly Leif
  • Ken Perry
  • Ken Sou
  • Kenneth Smalley
  • Kent Sternberg
  • Kou Xiong
  • Lamont Greer
  • Larry W Sweitzer
  • Leonel Kuri
  • Liliya Vizitiu
  • Lisa Ngo
  • Lori Mccarter Curry
  • Louis Sanchez Insurance Services
  • Marconi Insurance Service
  • Mark Edward Brown
  • Max Lam
  • Mcdowall & Keeney Insurance Associates
  • Mcgee & Thielen Insurance Brokers
  • Medeiros Insurance Agency
  • Melvin Yu
  • Meritage Insurance Services
  • Meron Zeleke
  • Michael Cosby
  • Michael Yee
  • Michele Adams
  • Mohammad Armiti
  • Moira Little
  • Mvp & Associates Insurance Services
  • Naren Mehta
  • Nhuy Insurance Services
  • Nielson Byers
  • Ophelia Riego
  • Owen-dunn Insurance Services
  • Pacific Pointe Insurance
  • Pan American Underwriters
  • Pao Xiong
  • Payless/diamond Auto Insurance Services
  • Pc Insurance Agency
  • Peter S Schiro Insurance Agency
  • Phi Nguyen
  • Point West Insurance Assosciates
  • Premium Auto Insurance
  • Punjab Insurance Agency
  • R C Fischer & Company
  • Ranata Scholl
  • Rich Williams
  • Richard Hefner
  • River Valley Insurance
  • River Valley Insurance/zanze
  • Robert Peterson
  • Roberts & Phillips Insurance
  • Ron Andre
  • Ronald Salmond
  • Russell Vang Insurance & Financial Services
  • Sabh Rang Insurance Services
  • Sam Michaelson
  • Savenow Insurance Service
  • Schmoekel Insurance Agency
  • Seabury & Smith
  • Sherman Chan
  • Sherzer & Associates Insurance Agency
  • Sillect Insurance Services
  • Singh Insurance Agency
  • Sledge Insurance Services
  • Statewide Insurance Services
  • Steve Indrajana
  • Steven Fidler
  • Steven Larson
  • Survival Insurance
  • T H Tax & Insurance Services
  • Teresa Tang
  • Thuy Dao
  • Timothy Aust
  • Titan Auto Insurance
  • Titan Auto Insurance
  • Tuan Nguyen
  • Twfg Insurance Services
  • Van Doren-hamlow Insurance Agency
  • Vicente Bautista
  • W H Swiston & Company
  • Wally Navarrette
  • Warren G Bender Company
  • Wellco Insurance Agency
  • West Coast Auto Insurance Services
  • West One Insurance Services
  • West One Insurance Services
  • William Crandall
  • William R Finney Insurance Agency
  • Wright & Kimbrough
  • Yelena Adova Insurance Services
  • Zachary M Wandell
  • Terri Mazurkiewicz
  • Louise Cuppy
  • Kirbie Balz
  • Alyssa Billman
  • Alexis Landberg
  • Elmer Eppard
  • Everett Hogwood
  • Clara Philbrick
  • Stefanie Haberkorn
  • Semaj Debeer
  • Theresa Zawadzki
  • Emma Romanov
  • Misty Mckinster
  • Kayla Bentz
  • Drew Perra
  • Earl Ellsworth
  • Darlene Crincoli
  • Jefferson Deross
  • Dan Krawitz
  • Jack Krutsch
  • Mattie Minutillo
  • Larry Todorov
  • Yvette Tayloe
  • Paula Parron
  • Karla Rigg
  • Tami Halaby
  • Donald Laurel
  • Ella Pershall
  • Alexander Calcaterra
  • Mildred Eisenhart
  • Sueanna Elliff
  • Thelma Need
  • Tommy Magwood
  • Alexander Ramming
  • Sally Talukder
  • Franklin Cashion
  • Ian Youngerman
  • Antwan Bussan
  • Ryan Zingsheim
  • Pam Tabatabai
  • Aaron Male
  • Claude Genao
  • Eva Combes
  • Lance Cashman
  • Cathy Home
  • Billie Mells
  • Antoine Adolfo
  • Anna Sahlin
  • Fannie Grimard
  • Marshall Schwerin
  • Pam Burrington
  • Lester Hallam
  • Rodney Schorr
  • Renee Danna
  • Cindy Ahlstrom
  • Erik Hallmon
  • Joann Vizza
  • Ellen Kalinski
  • Peggy Hitt
  • Jeffrey Brandy
  • Tarun Hepfer
  • Ann Dykema
  • Kara Kettering
  • Penny Lemmen
  • Ana Montel
  • Sylvia Tull
  • Rhonda Terranova
  • Maxine Lippert
  • Ralph Dardon
  • Mandy Stealey
  • Gerard Mubarak
  • Claris Gassler
  • Mandy Losey
  • Sheryl Olaguez
  • Jill Pfeuffer
  • Greg Bedard
  • Dolores Northam
  • Janie Pfau
  • Adam Schneekloth
  • Rico Castella
  • Sidney Durkin
  • Martha Wadell
  • Brittney Monje
  • Darryl Estell

Auto body shops Sacramento, California

Did you know ?

Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

Safety Tip

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

Savings Tip

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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