Cheap Car Insurance in San Antonio, Texas

Most people have heard of the Alamo and its history. San Antonio is the fortunate city that can boast of being the location for the famous Alamo Mission, and it is a major reason that people wish to visit this city every year.

Driving Conditions

In the spring and fall, San Antonio experiences rain that may result in less visibility for drivers. The city doesn't receive snow every year, so this form of precipitation does not complicate the driving situation. When snow does fall, it tends to melt away quickly so that drivers are not bothered by snow on the roads. However, flooding can be a major issue in San Antonio at times.

Odd Laws

Residents are not allowed to possess any portion of the Encyclopedia Britannica because of the recipe for beer that is contained within.

Speaking of beer, state law requires that if people are going to stand up while they drink, they must only take three sips at a time.

Crime Statistics

According to the U.S. Census Bureau, there were 6,671 reported property crimes in the city. Of these 6,671 incidents, there were 422 vehicle thefts, 4,926 larcenies and 1,322 burglaries.

Safety Requirements

Seatbelt Law

In Texas, it doesn't matter who is in the vehicle or where these people are sitting because they are required by law to wear their fastened safety belts while the automobile is in motion. The fine for breaking this law is $250.

Helmet Law

If motorcycle riders are 20 years of age or younger, they are required to wear helmets while they are operating their motorcycles. Riders who are 21 years of age or older must also wear helmets. However, they will be exempt from following this law if they attend a safety course or purchase a state-approved insurance policy.

Handheld Law

The use of wireless communication devices is prohibited for all drivers who are under the age of 18. They may use their handheld cellular phones if they are 18 years of age or older, but they will need to stop using these devices before they enter a school zone.

Texting Law

Texting is not allowed in San Antonio.

Impaired Driving Law

Drivers under the age of 21 are not allowed to operate a motor vehicle after having ingested alcohol. The charge of driving while intoxicated (DWI) will apply if they are 21 years of age or older and have a blood alcohol content (BAC) of .08 percent or higher.

The fine can be as high as $2,000 for a first offense. Their licenses may be suspended for one year, and they may be required to spend a maximum of six months in jail. In order to have their licenses re-instated, they may need to present the SR-22 as proof of insurance.

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  • Gdl Professional Insurance Agency


    Ruben Lopez
    We specialize en low cost insurance, hablamos español prices start at #35.00 per month for basic liabilty, we accept credit cards. You can quote and buy on line. We can insure you even if you have no license, suspended licence, matricula, mexican licence

    12436 West Ave Suite A San Antonio, Tx. 78216
    San antonio, TX 78216
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  • Access Insurance Services - Tim H Banowsky


    15600 San Pedro Ave Ste 401
    San Antonio, TX 78232
    (210) 499-5433
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    I have My Home Owners Policy with Access and Tim Miller is always looking out for me! If he can save me money He will do everything He can to make sure it happens! If You Need Insurance Go To Access They Will Take Care Of You !!!!!

    I have had my renters and auto policy with Access Insuance for 3 years and they have always been courteous and profesional. Every time I call their office I am assisted in a timely manner and their agents are all highly experienced profesionals. I highly recommend this company.

  • Auto Nsure


    919 Sw Military Dr Ste 105
    San Antonio, TX 78251
    (210) 921-6400
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    After jumping from Fred Loya, to Geico, to farmers, and numerous other agencies, I finally was able to get a quote and purchase a policy over the phone. Trouble free since then. After having this insurance for 1 year, they even called me to give me a review of my coverage and told me they had a lower rate for me with one of the insurance companies they work with. They take payments out automatically and I can even print my insurance cards off the internet. Great job auto Nsure!

    This company is awful.
    horrible with the supposible dealership they have and their employees are unlincesed, not customer friendly, and business is a scam. Prices are redicilous. and Marcus Garza, man that dude is a looney tic

  • Bexar Insurance Group


    4402 San Pedro Ave
    San Antonio, TX 78212
    (210) 734-2226
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    I love how they are open late evenings and on saturday, for full service on my policies. I have auto, home, boat, jetski and atv vehicles, all with Bexar Insurance and it is the best rates, hands down!

    A friend told me to call Bexar Insurance and boy am I glad I did. I was buying my car at Ancira on a sunday and I never expected anyone to answer but they did! I got a great rate and even had an agent come to meet me at the dealership.

  • Brian Mcloughlin


    8425 Bandera Rd
    San Antonio, TX 78250
    (210) 523-1250
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    I was in need of several different types of insurance coverages during the Christmas holidays. Joseph C was very accommodating. He went out of his way to get me the coverage that I needed in a short period of time. This was not an easy task during the holidays due to the reduced staff at the main headquarters. The ladies in the office were also very freindly and helpful.

    Joseph C. was VERY accommodating. He went out of his way to get the coverages that I needed in a short am8unt

  • Danny Gunnels


    2414 Babcock Rd Ste 105
    San Antonio, TX 78229
    (210) 647-0065
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    Horrible Customer Service. Rosaelia Mireles, the acting manager in charge, did not send me a copy of my new insurance cards after multiple requests via phone, email, & online. In order to update an address change to have the cards mailed to me, my policy was cancelled/changed without my consent. I have since transferred to a new agent. When I call State Farm customer service I am auto redirected to "my agent" whom per Rosaelia Mireles, is always out of town till next Tuesday. To Mr.Gunnel- if you are not receiving the complaints from your customers I would take a moment to review the sole person you leave in charge/responsible to run your business for you. Something as simple as mailing me a copy of my insurance cards should not be that difficult. Nothing necessarily against state farm but I have since transferred agents & would NEVER RECOMMEND MR. GUNNELS OFFICE AS LONG AS ROSE MIRELES is the one who handles your request.

  • David Ison Insurance


    1383 E Bitters Rd Ste 1
    San Antonio, TX 78216
    (210) 490-1494
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    I got professional service at a great price. The Agent was helpful and explained coverages to me at a level I could understand.

  • Dean Insurance Services


    6836 San Pedro Ave Ste 125
    San Antonio, TX 78216
    (210) 805-8898
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    The agents were very helpful and answered all my questions. They made sure to take care of me.

    Outstanding customer service, friendly and prompt. I haven't had any troubles with this company and I'll continue to go through them will all my car insurance needs.

  • Emil Laskowski Insurance Agency


    8918 Tesoro Dr Ste 100
    San Antonio, TX 78217
    (210) 828-2265
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    Sweet family. Very happy with service. I was refferred over years ago & have always been able to trust them w/ finding me the lowest rates and best coverage. A while back my nephew almost switched to allstate & was glad the agents explained the differences between his current home insurance policy and the allstate one. He didn't realize the large amount of coverage he 'd be losing by switching. The agents know their stuff. They've never tried to pressure or sell me on anything either which I appreciate. Once you find something good, you stick with it & this is where I plan to stay.

    This place was very professional yet family oriented which I liked. Everyone was willing to help with my account.

  • First Command Financial Services


    6243 Ih 10 W Ste 250
    San Antonio, TX 78201
    (210) 735-0653
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    This life insurance agent is licensed with Midland National Life Insurance Company or one of its affiliates.

    Don't Trust Midland National Life or Midland Annuity. They have been sued all over the country for their sales practices that amount to ripping off senior citizens.


    Ask your life insurance agent for alternatives to Midland National. If they are unwilling to suggest any you may want to consider another insurance agent.

    You just have to wonder whether Midland has managed to trash whatever good name they used to have.

    Midland National is part of the Sammons Financial Group and is affiliated with the North American Company for Life and Health and Midland Annuity.

  • Gabe Juarez Jr


    1747 Citadell Plz Ste 207
    San Antonio, TX 78209
    (210) 822-9485
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    Skip all the b.s. ads you see on TV I called Gabe and got an unbeatable rate even after shopping around. You can email me for a reference [email protected] or call me 800 821 2176 x 1 I'd recommend them highly for insurance.

    Chad Hart
    Inertia Tours Inc.
    [email protected]
    800 821 2176 x 1

  • Gregg Gandy


    13421 Blanco Rd
    San Antonio, TX 78216
    (210) 492-0314
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    I have used them for over 20 years. Good customer service.

  • Independent Insurance Center


    1739 Citadell Plz
    San Antonio, TX 78209
    (210) 821-5080
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    We offer better value by having access to dozens of excellent, reputable insurers to match up with your needs for your situation. We're particularly competitive at Auto and Home Insurance combination packages, Commercial Liability and Property, Bonds. We also offer Life and Health Insurance. Give us a call. Thank you! David Kay

  • Jim Boren


    16845 Blanco Rd Ste 102b
    San Antonio, TX 78232
    (210) 492-5744
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    Tried to get a claim paid out for 2500 less than I was owed. Zero integrity. Stay away.

    We had AllState over 17 years. we got transferred to this agent about 11 years ago. last week I checked Esurance (TV Ads) rates for our two cars. I SAVED $2,200 per year ($966 vs. $3,160)! and Doubled coverage. So I emailed him to cancel our Auto. Friday 11.9.2012 he responded that he is canceling ALL our policies (Home, Rental property, and motorcycle) because without auto, it is not profitable. Monday 11.13.2012, he called me to make sure I am moving all our policies immediately. I told him I am working on it but I wonder why after 17 years he never called me to review our policies instead of overcharging us $2,200. ANSWER: "It is always our fault, isn't it? Never your fault." I asked what he means. He said "you didn't have a problem when you made a roof claim last year and got $7,000. Now you have a problem". I said that is Home policy and we had no auto claims. He said "you can't pay the insurance but you can drive a mercedes?" I knew then he was waste of time.

  • Jon Patel


    12000 Huebner Rd Ste 100
    San Antonio, TX 78230
    (210) 558-7592
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    This company made it rather easy to sign up and gave a pretty competitive rate, however once I found a better rate they were not willing to budge at all. At this point I didn't mind after all they did go above and beyond to get my policy active on the date that I needed it. So I decided to cancel my policy and this is when the problems started. They attempted to debit my bank account countless number of times even though I cancelled my account. I have received several calls and informed each person that my account was closed and even provided them with an agent ID and confirmation of my original cancellation. I spoke with a receptionist and she became very rude on the phone. I would definitely not recommend this company due to poor customer service. Save yourself from the inconvenience!!!

  • Payless Auto Insurance Agency


    4615 W Commerce St
    San Antonio, TX 78237
    (210) 436-4366
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    Best customer service and great low rates, what more can you ask for

  • Raul Benitez


    1506 Culebra Rd
    San Antonio, TX 78201
    (210) 736-4014
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    He has wonderful people skills and enjoys every costumer .... Also gets the best prices for your budget... Just a great place to shop for car insurance !!!!

  • Roger Haynes


    13909 Nacogdoches Rd Ste 103
    San Antonio, TX 78217
    (210) 656-4082
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    They ARE the BEST. I've been with this office for 22 years and have had claims involving auto, roofing, and plumbing leaks. For each incident they were quick to respond and very helpful in explaining options. I credit them for fair and quick resolution and I highly recommend them.

    I have been insured with Roger for over 15 years, he and his staff have always bent over backwards for myself and my family to make sure we are taken care of. They are friendly and exceptional people, we have come to think of them as family. We would highly recommend them.

  • Scott H Spring


    2241 Nw Military Hwy
    San Antonio, TX 78213
    (210) 340-6699
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    Great Company to do business with, I have a 97 Deville with full coverage thank you very much.

  • Texan's Choice Insurance Agency


    13409 Nw Military Hwy Ste 308
    San Antonio, TX 78231
    (210) 492-7000
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    As a customer with the Dustin Tays agency I have been more than happy. The company I was with before them had horrible customer service and horrible turnaround time resolving problems. This has not been the case with Allstate. Dustin has been on top of things from day one and I have no complaints.

    this guy is a thief!! Doesnt know what he's doing and steals and lies to get what he wants!! Dont TRUST him!!! NO STARS!!

  • Tim Lucas


    21790 Bulverde Rd Ste 101
    San Antonio, TX 78259
    (210) 494-6700
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    I asked Tim to mail a check to my new address over the phone, the check was sent to the old address. I called and he got an attitude saying he sent it where I told him to send it. Rather than just sending a replacement check to the correct address, he debated things with me. I don't want an insurance guy that argues with clients. Two thumbs down.

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  • Ed Castillo
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  • Elissa Gonzalez
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  • Elnora Redgrave
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  • Enrique Covarrubias
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  • Fernando Massad
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  • Fleming Conner
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  • Jennifer Denise Lemus
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  • Michael A Mika
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  • Michael Miles Keogh
  • Michael Seros
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  • Miguel Baylon
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  • Monica M Venegas
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  • Nancy Lebherz
  • Natalia A Olveda
  • Nathan Pattison
  • Nationwide Sales Solutions
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  • Norma G Maldonado
  • Norris Elam
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  • Phil Huizar
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  • Ralph Pena
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  • Ricardo Garza
  • Ricardo Luna
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  • Terry Padilla
  • Texan Insurance Agency
  • Texas Insurance Agency
  • Texas United Insurance Service
  • Texstar Insurance Services
  • The Factor Insurance Group, Llc
  • The Hulett Group
  • The May Group
  • The May Group
  • The Solutions Group
  • Thelma Aleman
  • Theresa H Alonzo
  • Thomas Esquivel Insurance Agency
  • Thomas H Hotaling
  • Thomas Ira Turner
  • Thomas Peel
  • Thomas Powell
  • Tim Mcbroom
  • Titan Auto Insurance
  • Titan Auto Insurance
  • Tito Torralba
  • Todd Overend
  • Tom F Reyes, Iii
  • Tom Gueringer
  • Tom Moore & Associates
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  • Tony Asgari
  • Tony Burris
  • Torralba Insurance Agency
  • Toubin Insurance Agency
  • Trent Rosenkranz
  • Twfg Insurance Services
  • Twfg Insurance Services
  • United Insurance Services Agency
  • Usaa General Agency
  • Valle & Associates
  • Valle & Associates Insurance Service
  • Vera Salgado
  • Vicki Auth
  • Virginia Gottsacker Quiroga
  • Vista Wholesale Insurance Partners
  • Vsc Insurance
  • Wallace Cook Agency
  • Walthall Sachse & Pipes
  • Ward Miller
  • Wendy Jo Coggins
  • Westex Insurance Agency
  • Whitaker Insurance Associates
  • William Cantu
  • William Shurtz
  • Xavier Pena
  • Yogi Ybarra
  • Yolanda N Young
  • Young Insurance Agency
  • Young Insurance Agency
  • Young Insurance Agency
  • Yvette Ruiz
  • Yvonne Lucretia Aguilar
  • Marvin Lottes
  • Latasha Startup
  • Donnie Hargis
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  • Dave Eno
  • Arnold Liebermann
  • Rohan Fullmore
  • Melissa Warr
  • Erica Glaviano
  • Eleanor Sande
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  • Phillip Parthemore
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  • Diane Mosiman
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  • Charlie Xenakis
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  • Wendy Clingman
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  • Aquaysha Durnil
  • Iosif Dalmau
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  • Claude Esmail
  • Erica Spilsbury
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  • Ronald Rickenbacker
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  • Jan Stabenow
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  • Terry Zoucha
  • Margie Crafton
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  • Paula Flick
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  • Diana Boerger
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  • Judy Karber
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  • Sean Wanous
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  • Alexander Broberg
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  • Bernie Bottoni
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  • Minnie Ciccone
  • Audrey Masud
  • Charay Gerfen
  • Daniel Choudhury
  • Sean Lass
  • Bernard Macfadden
  • Linda Barot
  • Lucy Chou

Did you know ?

Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

Safety Tip

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

Savings Tip

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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