Cheap Car Insurance in St Louis, Missouri

Cheap car insurance in St. Louis

On the western bank of the Mississippi, St. Louis, along with its famous Gateway Arch, is a popular destination for visitors and home to more than 315,700. It is also the location of two national research universities, Washington University in St. Louis and Saint Louis University.

Driving conditions in St. Louis

Often ranked among the least congested cities in America, St. Louis has an average commute time of about 23 minutes, according to a U.S. Census Bureau report. The average commute nationally is 25.5 minutes. Updated incident reports, construction delays and traffic cams can be accessed at gatewayguide.com.

Unique laws in St. Louis

The open container law is a bit different in Missouri, where there is no state law that prohibits passengers from drinking alcohol in a moving vehicle. There's also no rules within the City of St. Louis that prohibits it, though neighboring St. Charles does.

St. Louis crime statistics

The Gateway City has in recent years topped the FBI's violent cities list, which ranks cities over 100,000 population by crime rates. Property crimes such as auto theft also outpace the national average, with a one in 23 chance of becoming a victim, compared to one in 46 statewide.

St. Louis safety requirements

Drivers and front-seat passengers and those under 16 must wear seat belts, according to the Missouri Department of Transportation. Children must be in a rear-facing seat until age 1 or 20 pounds, and a child younger than 4 or under 40 pounds must be in a child restraint system. Children 4 through 7 weighing between 40 and 80 pounds are required to ride in a booster seat. Those under 21 are prohibited from texting and driving.

St. Louis impaired driving laws

Drivers with a blood alcohol concentration of .08 percent or higher are charged with driving while intoxicated, according to the Missouri Department of Transportation. First offenses are punishable by loss of license for 30 days. A second offense carries a $1,000 fine, 1-year license revocation and up to a year in jail. A third offense brings up to a $5,000 fine and up to 7 years in jail.

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Car Insurance St Louis, Missouri Agents

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  • Aaa Insurance

    EDIT

    9005 Watson Rd
    St Louis, MO 63126
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    Reviews

    the manager there DEBBIE SWAIN is rude, i will take my business somewhere else

  • Aabco National Insurance Agency

    EDIT

    4438 Chippewa St
    St Louis, MO 63116
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    Reviews

    extremely helpful and accomadating. Tina went over and beyond what was necessary to help me find the insurance plan that fit my family needs in my budget! thank you!

  • Charles L Crane Agency

    EDIT

    100 S 4th St Ste 800
    St Louis, MO 63102
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    Reviews

    Extremely knowledgeable and friendly staff willing to assist with Bonds, Commercial, Employee Benefits & Personal Lines insurance. There is no need to look elsewhere for your insurance needs.

  • Cornerstone Insurance Group

    EDIT

    721 Emerson Rd Ste 500
    St Louis, MO 63141
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    Reviews

    While the Employee Benefits section of this organization is stable and full of talented individuals the Property and Casualty section is dangerously uneducated with regards to the proper insurance coverage for businesses. A lack of organization exists. This is certainly not true of everyone, but a risk exists. Seek out second opinions before choosing a broker, abd read your policies carefully.

  • Countyone Insurance Agency

    EDIT

    117 N Kirkwood Rd Ste 102
    St Louis, MO 63122
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    Reviews

    I have known this agency for over 15 years and enjoyed not only working with them from a company position but establishing a lifelong friendship with Charlie, Jean, Claudia, Doug and David.

  • Glenn E Eckert Insurance Agency Inc

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    9700 Reavis Rd
    St Louis, MO 63123
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    Reviews

    Glenn and his staff really helped me out. I had just moved to the area and didn't know many people. I found him on the internet and they were able to help me with my Auto Insurance, Renters Insurance and Motorcycle Insurance In Afton, MO. They were very friendly and informative. I would recommend them to anyone, state farm is the best, if you are looking for an agent that will take the time to get to know you and try to help you, then Glenn Eckert and his staff is right for you.

  • Ivan J Hauser Insurance Agency

    EDIT

    5811 Hampton Ave
    St Louis, MO 63109
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    Reviews

    BUYERS BEWARE. I went to purchase auto insurance from this company and the company quoted me a price for a specific policy. When I bought the policy and paid them apparently the person who sold me the policy did not do what they said they would and entered it in incorrectly. The price of the policy was then altered AFTER our agreement and AFTER money changed hands. Six days later the company told me that I owed them more money for THEIR mess-up. This was of course unacceptable. We had already agreed upon a price with the terms stated and based on the (apparently false) pretenses of the agreement I had left another company that I had been with for a couple of years. I of course called the agency in charge of this policy—Ivan J Hauser Insurance Inc—expecting an easy solution to an easy problem. The difference in the price was only $23 divided over six months. I had FOUR interactions with the agency and each time all they could say was, "We'll check with the underwriters." I could not believe my ears. After the first attempt by the agency to "call the underwriters" the underwriters of course did not alter the price of the policy. I was not happy with accepting the cost of mistake after the agreement and each time I talked with the agency all they could say or do was "call the underwriters". If calling the underwriters did not work the first time, why would it three more times? On the third call I was told that they could suggest that the person who set up the policy with me be "counseled". That, too, is unacceptable. I was not after someone's job; I simple wanted what was right to be done. The company should not pass off the cost of the company's mistakes on to the customer. It was a simple fix; the agency could have simply taken the $23 divided over 6 months upon themselves and not pushed it onto their customer. Any problems between the agency and the company is just that; between the agency and the company. It is just good business sense. Finally Ivan himself called, "to see what could be done about my policy." And do you know what he said to me? "Let me call the underwriters to see what we can do." Outrageous. Then he called back and, naturally, the underwriters could do nothing. He then proceeded to tell me that this was not his fault, it was the fault of the person who set up the policy and mistakes happen because nobody is perfect. This I already understood. But the agency is the representative of the company to the customer and you cannot just try to worm your way out of responsibility because someone else in the company made a mistake. That makes you look worse and demonstrates how this agency will operate with respect to the purchaser. And now, not only was he pointing fingers and shrugging responsibility but he has missed the point entirely. Of course mistakes happen, and the mistake may not have even come from his specific agency, but the measure of an agency is not whether or not a mistake happens, but if that agency is able to deal correctly with that mistake (and not push it off on the the purchaser). An insurance agency is more than underwriters, at least it should be. That same day I cancelled my policy and switched to another insurance company who offered the same policy price. I refuse to have my auto insurance held by an agency that is so impotent that they cannot or choose not to deal with mistakes, cannot or chooses not to broker between the company to do what is right, and does not even have or chooses not to use the good business sense to take on $23 over 6 months to correct the wrong. I had never asked for more than for the company and agency to simple honor the original deal that I bought. Buyers beware.

  • Jeff Parsons

    EDIT

    5415 Hampton Ave
    St Louis, MO 63109
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    Reviews

    My Allstate agent Jeff Parsons is hands down the best insurance agent I've ever dealt with. He is not one of those agents who never answers their phones, Jeff is always available and if he can't take my call immediately he always returns my call the same day. Many insurance agents use gimmicks simply to get you to say yes or to buy something but Jeff is always straightforward about what he is going to do and why. It's his customer service that makes his agency a step above the rest.

    I have to let the world and Jeff know that his customer service exceeds all expectation. First of all HE answers the phone - not a computer and not an assistant. Whenever I call with a concern or problem he finds out what I need and then says,"No problem; I'll take care of it." And he does take care of it - and then the problem or concern just disappears. I would like to have people just like him at each business I have to have interactions with. I am SO HAPPY we switched to Allstate and Jeff.

    ~ Andrea

  • Kirnco Insurance Group

    EDIT

    5103 S Kingshighway Blvd
    St Louis, MO 63109
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    Reviews

    Insurance at a fair price good service get in & out with your insurance.

  • Miller & Miller Insurance Agency

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    4615 S Lindbergh Blvd
    St Louis, MO 63127
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    Reviews

    Have been with Miller & Miller for 17 years. Always helpful and explain everything in a way that's easy to understand. Love supporting a local, family business!

  • O'connor Insurance Agency

    EDIT

    12101 Olive Blvd
    St Louis, MO 63141
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    Reviews

    Had wonderful customer service, very knowledgeable about the industry

  • Paul F Young

    EDIT

    2130 Schuetz Rd
    St Louis, MO 63146
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    Reviews

    I HAVE BEEN A CUSTOMER OF AMERICAN FAMILY OVER 15 YEARS. WE HAVE PAID ON TIME EVERY MONTH. WE WERE ROBBED AT OUR HOUSE, AND ROBBED AGIAN BY AMERICAN FAMILY!!!! PAUL YOUNG IS THERE FOR YOU IF YOU NEED INSURANCE BUT IF YOU HAVE A CLAIM FORGET ABOUT IT. WE WERE TOLD WE WERE COVERED AND EVERYTHING WOULD BE OK. THANK GOD WE EVEN RECORDED THIS CONVERSATION. AFTER TALKING WITH CLAIMS THIS WASNT THE CASE. WE ARE NOW HAVING TO GET AN ATTORNEY TO FIGHT FOR WHAT IS RIGHT!!!!!

  • Progressive Insurance Agency

    EDIT

    1515 N Warson Rd Ste 138
    St Louis, MO 63132
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    Reviews

    My son was recently involved in a car accident. The driver who hit my son's car was insured by Progressive. Progressive took full responsibility for the accident, gave us a rental car while our's was being repaired. They were very accomodating throughout the whole process.

  • Scott R Holdridge

    EDIT

    1800 Lafayette Ave
    St Louis, MO 63104
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    Reviews

    I left State Farm years ago and after my old insurance company raised my rates I switched back to State Farm and called this office for a quote. They were super helpful and polite and have gained a customer for life.

    KarlZ63104's review is dead on. After reviewing on Yelp, I searched online because I was interested in seeing what other people thought about this place.

    Customer service is abysmal. They'll screw something up, you jump through hoops to fix it and then they'll never follow up appropriately.

    The prices are truly unbelievable for the service and what you get. We wound up elsewhere after a series of colossal screw-ups on their end and saved hundreds.

  • The Cornerstone Insurance Grou

    EDIT

    721 Emerson Rd Ste 500
    St Louis, MO 63141
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    Reviews

    While the Employee Benefits section of this organization is stable and full of talented individuals the Property and Casualty section is dangerously uneducated with regards to the proper insurance coverage for businesses. A lack of organization exists. This is certainly not true of everyone, but a risk exists. Seek out second opinions before choosing a broker, abd read your policies carefully.

  • A B Agency
  • A Jay Meier Insurance Agency
  • A T Insurance Agency Group
  • Aaa Insurance
  • Aaa Insurance
  • Abco Insurance Associates
  • Abel Insurance
  • Access Brokerage
  • Accu Rate Insurance Agency
  • Adrian N Baker & Company
  • Adrian N Baker & Company
  • Adrian N Baker & Company
  • Advanced Insurance Services
  • Advantage Insurance Services
  • Advantage Insurance Services
  • Ahm Financial Group
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  • Alex Aboussie & Son
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  • Anderson & Associates Insurance Agency
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  • Anthony J Ewen
  • Aon Risk Services
  • Arch Brokerage
  • Arthur J. Gallagher Risk Management Services
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  • Aytch Financial Service
  • Barry Menzel
  • Ben H Cowins Jr
  • Bene Kelly Insurance Agency
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  • Bernie Whitter Insurance
  • Best Choice Insurance Agency
  • Best Insurance Agency
  • Bette Handy
  • Bill Crum
  • Bittner Insurance Agency
  • Bobby Crosswhite Jr
  • Bowersox Insurance Agency
  • Brad D Shannon
  • Brandon C Riggs
  • Brentwood Insurance Associates
  • Brentwood Insurance Associates
  • Brian Kleekamp
  • Brian T Deters
  • Brooke Agency
  • Brooke Agency - Berhonda Taylor
  • Brooke Agency - Diona Brand
  • Brooke Agency - Jim Crombie
  • Brooke Agency - Joe Patten
  • Brooke Agency - Lisa Nance
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  • Bud Cavanaugh
  • C J Thomas Company
  • Carl Reitz
  • Carlton Aldridge
  • Cbiz Insurance Services
  • Chapman-sander Inc.
  • Charles M Meyer Insurance Agency
  • Charles T Kuchar
  • Christine Tessereau Insurance Agency
  • Chuck Montgomery
  • Clayton-hanley Insurance Service
  • Commercial Insurance Marketing
  • Commonwealth Insurance Agency
  • Country Financial Agency
  • Country Financial Agency
  • Craig Icenhower
  • Crawford-butz Insurance Agency
  • Crestwood Insurance Agency
  • Daniel & Henry Company
  • Daniel S Fowler
  • Daniel Schreiner
  • Darrell Grant
  • Darryl Jones
  • Daryl Hilbert
  • David B Moreland
  • David Twillmann
  • Denean Catching
  • Dennis L Jezusko
  • Dewitt Insurance
  • Dewitt Insurance
  • Dewitt Insurance
  • Dick Roehl Insurance Agency
  • Dierker Knobbe Insurance Services
  • Donna Young
  • Douglas A Foelsch
  • Eagle Insurance Services
  • Elisha Brown
  • Elveeta Macon
  • Emj Insurance Services
  • Equity One Insurance Agency
  • Equity One Insurance Agencyllc
  • Eric Thomas
  • Eric Thurman
  • Evans & Evans Insurance
  • Evelyn Jamison
  • Farmers Insurance Group
  • Farmers Insurance Group
  • Farmers Insurance Group
  • Farmers Insurance Group
  • Farmers Insurance Group
  • First Bosnian Insurance Agency
  • First Command Financial Services
  • Flanigan Insurance Agency
  • Forest B Barton
  • Fred J Sansone
  • Gallaher-tangora-rodes Insurance Agency
  • Garland Bissell
  • Gary Barna
  • Gateway City Insurors
  • Gene Wade Sherrow
  • Gene Wehking
  • George J Bequette Insurance Agency
  • Gerald Harris
  • Gerald S Brendel
  • Gina Murphy
  • Guang Li
  • Harold W Hartman
  • Harrison Minority Insurance Agency
  • Hays Companies
  • Henry J Jefferson
  • Hensley Insurance & Financial Services
  • Holmes Murphy & Associates
  • Howard R Stein
  • Hshc
  • Huntleigh Mcgehee
  • Ibro Tucakovic
  • Independent Insurors
  • Insurance Advisors Of St Louis
  • Insurance Brokers Of America
  • Insurance Concepts Of St Louis
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  • Insurance Consultants - Jack Coleman
  • Insurance Source
  • Insurance Xpress
  • Insurance Xpress
  • Insureamerica
  • Insureone Independent Insurance Agency
  • Insureone Independent Insurance Agency
  • Insureone Independent Insurance Agency
  • International Placement Services
  • Jackie Sclair
  • Jake Schillinger
  • Jamie Dunphy
  • Jenny S Soh
  • Jerome L Howe
  • Jerri S Vegyelek
  • Jim Price
  • Jim Summers
  • Joanna Coil
  • John Hayden
  • John Howard Caby
  • John L Corley
  • Joseph S Pupillo
  • Judy Mcnamara
  • Julie L Fowler
  • Kathleen A Bialock
  • Keith L Kee
  • Kelli A Davies
  • Kelly Clark Wicks
  • Kempf Insurance Agency
  • Kenneth E Rice
  • Kevin M Scott
  • Kim Schwartz
  • Kirn Insurance Agency
  • Koury Agency
  • Kreismann Bayer Insurance Agency
  • Kwentus Insurance Agencies
  • Kwesi O J Akpore & Associates
  • Lawrence Insurance Agency
  • Lehr Insurance Agency
  • Leslie Johnston
  • Lisa Fuller
  • Liss Insurance Agency
  • Lockton Companies
  • Lombardi Insurance Agency
  • Louis Kilo Insurance Agency
  • M R Truckenmiller & Associates
  • Malloy Insurance Group
  • Marcus G Balch
  • Margaret M Martin
  • Mark Harrison
  • Mark Kuhlman
  • Mark S Luetkemeyer
  • Mark Wehking Insurance Agency
  • Marsh Usa
  • Mary Andrews
  • Mary De Celis
  • Matt Stark
  • Mbc Insurance Centre
  • Metlife Resources
  • Meyer Insurance Services
  • Michael A Scott
  • Michael C Balota Insurance Agency
  • Michael Haiducek
  • Michael P Goetz
  • Mike O'connor & Associates Insurance Agency
  • Mikel A Roman
  • Miller-page Insurance Center
  • Missouri Farm Bureau Insurance
  • Missouri General Insurance Agency
  • Missouri Insurance Exchange
  • Murph Murphy
  • Naeger Insurance Agency, Llc
  • Nicholas A Carosello
  • Parker Insurance Group
  • Parker Insurance Group
  • Patrick A Jones
  • Paul Lavigne
  • Paula M Grissom
  • Phil Straubinger
  • Phyllis M Bauer
  • Powers Group
  • Premier Insurance Agency
  • R T Thomas & Company
  • Ralph Graves
  • Randy Littlejohn
  • Ray Kountzman
  • Raymond K Schmittgens
  • Richard A Lewis
  • Richard L Haney Insurance Agency
  • Rithel A Dent
  • Robert C Blanchard
  • Robert E Flowers
  • Robert J Mahon
  • Robert L Klump Insurance Agency
  • Robert L Ware
  • Robert Lilly
  • Robert West
  • Robin D Ellis
  • Robyn Littlejohn
  • Ron E Mydlo
  • Ron Frankenberg
  • Rowell Insurance Agency
  • Roy Coggins
  • Roy Schutz
  • Ryan Malloy
  • Ryan Sanders
  • Sailor & Associates
  • Salvatore N Grillo
  • Sarae L Tinnell
  • Scott Petersen
  • Scott Robertson
  • Sean Sortor
  • Security Leader
  • Shawn Chen Agency
  • Solo Insurance Agency
  • Solo Insurance Service
  • Solo Insurance Services
  • Spencer Dohlen Wode
  • Star Insurance Agency
  • Stephen J Pupillo
  • Steve Boone Agency
  • Steve Thrower
  • Steven L Staniszewski
  • Steven R Hug
  • T G Borton & Associates
  • T Luechtefeld Insurance Agency
  • The Insurance Center
  • The Lavigne Group
  • The Matt Hashley Insurance Agency
  • Thomas C Coriell
  • Thomas J Fischer
  • Tim J Vogel
  • Tim Kilo
  • Timothy G Ladd
  • Timothy P Malloy
  • Tom F Vogel
  • Tom Nagel
  • Toni Smith
  • Tony Carosello
  • Travers Agency
  • Underwriters Service Agency
  • Veronica Edwards-o'brien
  • Walsh Financial Services
  • Wayne Hilzinger Insurance Agency
  • Webb Insurance Services
  • Welsch Flatness & Lutz
  • West County Insurance Agency
  • William R Campbell
  • Yavitz Insurance Agency

Auto body shops St Louis, Missouri

Did you know ?

Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

Safety Tip

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

Savings Tip

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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