Actual Yearly Savings
  • Samantha
  • $180
  • May 20, 2017
  • Omar
  • $2400
  • May 12, 2017
  • Jonathan
  • $1920
  • Apr 10, 2017
  • Ricky
  • $540
  • Mar 11, 2017
  • Yesebia
  • $1200
  • Mar 7, 2017
  • Walter
  • $840
  • Feb 23, 2017
  • Brittany stitch
  • $1800
  • Feb 18, 2017
  • Simon boadi
  • $1440
  • Feb 6, 2017
  • Joshua
  • $1560
  • Jan 18, 2017
  • Vanessa
  • $1404
  • Jan 6, 2017
  • Daniel
  • $600
  • Jan 1, 2017
  • Ariwah
  • $204
  • Dec 30, 2016
  • Aaron
  • $1200
  • Dec 30, 2016
  • Richard
  • $600
  • Dec 29, 2016
  • Jenaye
  • $1800
  • Dec 28, 2016
  • Gerals
  • $3600
  • Dec 27, 2016
  • Boris
  • $600
  • Dec 24, 2016
  • Ahmed
  • $100
  • Dec 18, 2016
  • Patrick
  • $600
  • Dec 17, 2016
  • Matthew gilmore
  • $300
  • Dec 12, 2016
  • Michael desmond
  • $3600
  • Dec 9, 2016
  • Ganesan
  • $100
  • Dec 9, 2016
  • Mamacita
  • $100
  • Dec 8, 2016
  • Nwaigwe
  • $1125
  • Nov 28, 2016
  • Atif ur rehman
  • $360
  • Nov 23, 2016
  • Zack
  • $1920
  • Nov 8, 2016
  • Brandon
  • $1800
  • Oct 2, 2016
  • Alex
  • $198
  • Aug 10, 2016
  • Kylah
  • $2400
  • May 2, 2016
  • Linda
  • $1200
  • Jul 4, 2015
  • Desi
  • $1200
  • Jun 22, 2015
  • Crystal
  • $300
  • Jun 22, 2015
  • Amer
  • $480
  • Jun 5, 2015
  • Jasmine
  • $2400
  • Jun 4, 2015
  • Ted
  • $120
  • May 15, 2015
  • Jeremiah
  • $1200
  • May 13, 2015
  • Cody
  • $1200
  • Apr 28, 2015
  • Arthur
  • $1500
  • Mar 19, 2015
  • Michael
  • $800
  • Mar 4, 2015
  • Babiisasha
  • $910
  • Mar 2, 2015
  • Alex
  • $516
  • Mar 2, 2015
  • Tushar
  • $2400
  • Feb 28, 2015
  • Tim
  • $300
  • Feb 28, 2015
  • Kristina
  • $1200
  • Feb 21, 2015
  • Santos
  • $1000
  • Jan 30, 2015
  • Janine
  • $1200
  • Jan 21, 2015
  • Matt
  • $150
  • Jan 16, 2015
  • Denise
  • $2100
  • Jan 9, 2015
  • Tammie
  • $1800
  • Dec 12, 2014
  • Denise
  • $1800
  • Dec 8, 2014

The Cheap Car Insurance Commitment

We stand behind our commitment to do our best to get you the lowest auto insurance quotes online.

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Now it’s easier than ever to search and shop for cheap auto insurance quotes.

Furthermore, we know our customers want the right amount of coverage to help keep their family safe on the road. That’s why we emphasize on red tape removal and streamline processes to help find cheap full coverage car insurance rates and the cheapest insurance companies for our customers.

One Good Reason to Shop With Us

"After being with my insurance company for just shy of 10 years, and after having shopped

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at companies that everyone around my hometown swore were the cheapest (including unadvertised "bargain" companies and giant comparison shopping brands), I decided to shop here at CheapCarInsurance and ended up saving just under $1,100 off my annual insurance bill, which is a lot more than I ever could have imagined anyone saving, especially me, an avid online shopper and extreme bargain hunter [...]

This is pretty ridiculous considering the fact that: 1st, I had regularly asked my former insurance company for reviews and discounts; 2nd, I recently got a speeding ticket in a school zone (which I am a bit ashamed to say) just before I switched; and 3rd, that $1,100 savings was before I got an additional discount for bundling my home insurance on my policy (which is a lot lower now too).

Unfortunately, and surprisingly, 10 years of loyalty did not pay off for me, and was replaced by a 5 minute quote that will save me thousands down the road. In short, our family owns 3 cars, and my new rates are about half my old rates; so not bad for the little additional time it took to compare quotes and digitally sign a policy.

Obviously, not everyone will save nearly as much as I did, but it's well worth your 5 minutes to find out, even if you end up only saving a few hundred dollars per year, potentially adding up to thousands over a couple years."

- Jared

Whether you need a free car insurance quote or are just shopping around, by filling out our easy-to-use form, we’ll find the best and cheapest full coverage car insurance options tailored to your insurance needs. At Cheap Car Insurance, we are the simplest and safest way to save money on your car insurance!

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Usage Based Car Insurance Programs Great for Consumers

Car insurance is important to many drivers because it protects them from being financially liable in the event of a car accident. Many car insurance companies are trying to create more innovative and creative programs for their customers. They know that consumers want to pay less for their monthly car insurance premiums. Millions of consumers now search the Internet for their car insurance policies so they have more access to finding ways to save money.

Now, a new idea has come to light and it is called usage based automobile insurance. It caters to motor vehicle operators who do not drive long distances every month.

How much can drivers expect to save with this kind of car insurance? Drivers who qualify for the mileage based program can expect to save between ten and thirty percent per month on their car insurance premiums. This could save people around fifty to one hundred dollars per year depending on the model of the car and the state where the person is insured.

How will car insurance companies monitor the mileage of drivers who are enrolled in usage based car insurance programs? Some smaller insurance companies will rely only on the odometer readings that their policy holders report to them. They are basically relying on their policy holders to be honest in order to adjust their car insurance rates.

Larger car insurance companies such as Progressive will rely on forms of technology to monitor the mileage that is driven by the people that is enrolled in the program. Drivers would plug in a device into their on board diagnostic port. The device is small and square and looks like a garage door opener. Progressive is currently only offering the program to twenty four states thus far. The car insurance program is called “Snapshot”.

Will people be accepted in the program right away? Drivers will typically need to wait at least thirty days before they can be enrolled in the usage based auto insurance program. This is because many car insurance companies want to see how much people actually drive per month before giving them discounted car insurance premiums. People will need to plug in the mileage monitoring device for thirty days straight.

The only thing that is measured is the distance traveled. Most would think that the device would have a global positioning satellite installed on it. Car insurance companies should know if people are driving in areas that are known to be unsafe and have many car thefts. However, with this type of car insurance program where the car travels to and is parked for extended periods of time is not taken into account.

Is speed measured by the mileage monitoring device? No, the device cannot measure how fast a car is going when the device is plugged into the port. Speed is not really a factor in how car insurance policies are assessed. The only issue would be if the driver had a bad driving record. The usage based car insurance program is based solely on mileage but some customers will be paying higher premium rates if their driving records are not up to par.

Drivers should really consider trying to enroll in these programs. Many people especially in places like New York and other states with a lot of forms of mass transportation drive very few miles each month. They can really benefit from the fact that they are helping the environment by using mass transportation and are helping to reduce the likelihood that they will be in an accident because they do not drive very far every day. Consumers should start by looking online for usage based car insurance program and see if their monthly mileage meets the requirement.

Source: komo news