Cheap Car Insurance in Virginia Beach, Virginia

Virginia Beach has the highest population of any city located in the state of Virginia. The city was incorporated in 1906 as a resort town and continues to be a popular vacation spot to this day. Although much of the economy in the city of Virginia Beach depends upon the resorts and restaurants that attract visitors on a seasonal basis, military bases in the city employ thousands of people from the area.

Driving Conditions in Virginia Beach

Traffic in Virginia Beach is especially congested during the summer months because it is considered to be a resort town. Commuters and vacationers may sit in traffic for extended periods of time during the vacation season, and construction in the surrounding areas can make traffic worse during this time of year. Travelers can find out more about live traffic conditions by visiting the website of the Virginia Department of Transportation.

Unique Laws in Virginia Beach

Visitors to Virginia Beach should be aware of a unique law that restricts their ability to drive within the city. According to the Virginia Beach Motor Vehicle Code, drivers are not permitted to drive a vehicle past the same section of Atlantic Avenue within a three hour period. This law is intended to prevent congestion in this area of the city.

Virginia Beach Crime Statistics

- Auto Thefts

Federal Bureau of Investigation data provides an insight on crime statistics for all major cities in the U.S. This data reveals that the city of Virginia Beach was the site of 450 auto thefts in 2011.

- Property Crimes

Virginia Beach was the site of 12,133 property crimes in 2011.

- Drunk Driving

There were 115 alcohol-related crashes in Virginia Beach in 2012.

- Crash Statistics

According to the Virginia Department of Motor Vehicles, there were 6,419 total crashes in Virginia Beach in 2012.

Virginia Beach Vehicle and Driving Safety Requirements

According to the Governors Highway Safety Association, Virginia has a universal helmet law for motorcyclists. This means that every motorcyclist must wear a helmet. Drivers in cars and trucks must wear a seat belt, and everyone riding in the front seat of a vehicle is required to wear a seat belt.

Children under eight years of age need to be placed in a booster seat or car seat. Everyone else under the age of 18 must wear a seat belt in both the front and back seats.

Impaired Driving Laws in Virginia Beach

The Virginia Department of Motor Vehicles warns drivers that there are tough penalties for driving with a blood alcohol content (BAC) level of .08 or higher in the state. These penalties include fines ranging from $250 to $1,000, up to one year in jail and license revocation that could be permanent.

Ignition locks are required for anyone who has been convicted of a DUI in the state of Virginia. People who have been convicted of two or more DUIs within a 10-year period will have to have one of these locks installed on all of the vehicles that they own now and acquire in the future.

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Car Insurance Virginia Beach, Virginia Agents

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  • Cheeks Insurance Agency


    Willie Cheeks
    Cheeks insurance agency, llc of virginia, north carolina, and georgia is the company that covers all your coverage needs, including homeowners, life, business, and auto insurance. We believe in saving you money, which is why we work hard to shop at the major carriers and find the best rates for your budget. With more than 8 years of experience, we know how to meet your needs every time.

    What makes your specific agency stand out from your competition?
    Cheeks insurance agency is dedicated to providing renowned customer satisfaction while maintaining the highest level of professionalism. Saving our clients time and money is priority. Our licensed and experienced agents have extensive knowledge to assist clients with their needs. Insurance shopping should be simple and cheeks insurance stands out from the competition with their dedication and passion for their customers

    • Bundle Discount

      Good Student Discount

      Multi-vehicle Policy Discount

      Referral Program

    • Property & Casualty, Health, Life & Annuities

    • 131894

    4968 Euclid Rd Ste E
    Virginia beach, VA 23462
    (757) 309-1850
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  • Hampton Roads Insurance Services


    Jack Mullen
    Hampton roads insurance serviceswe are a signature progressive agency & premier partner for anthem blue cross and blue shield.

    What makes your specific agency stand out from your competition?
    We are centrally located in virginia beach and specialize in car insurance, life insurance, health insurance, and homeowners insurance. get a free quote, call us (757) 285-4754

    • Saturday Hours

    • P&c L&h

    • 127232

    633-d Independence Blvd
    Virginia beach, VA 23462
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  • Toby Leffel Insurance Agency


    Toby Leffel
    Leffel insurance agency is a multi-line insurance agency. We offer all forms of insurance for both personal & business .

    What makes your specific agency stand out from your competition?
    We are an independent insurance agency and use a turbo-rater for our quotes. The turbo-rater enables us to shop carriers for the best value based on an individual\\\'s personal situation.

    • Free Quotes And Free In Office Consultation

    • Life, Health And P&c

    • 569891

    921 First Colonial Road
    Virginia beach, VA 23454
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  • Insurance Shopper Va


    Tracia C. Lopez
    We shop insurance for you!

    6052 Providence Rd. Suite 103
    Virginia beach, VA 23464
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  • The Coelho Insurance Agency, Llc


    Virginia auto, home / homeowners, coastal homeowners, waterfront homeowners, commercial insurance. In business since 1995. We are a multiline agency. From affordable discount auto insurance to regular home.latitude: 36.813434 longitude: -76.064361

    800 Seahawk Cir Ste 142
    Virginia Beach, VA 23452
    (757) 437-9647
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    The people at discount auto ins are great, they always go out of their way to help us out. thanks

  • Avery Insurance Agency


    5300 Kempsriver Dr
    Virginia Beach, VA 23464
    (757) 366-0366
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    This is a great place to work.

    One of the last truly personal insurance outfits in the area. Tom Avery will take the time to answer any question I have ever had and will let you know exactly how it is whether you like the answer or not. 100% honest and helpful.

  • Bill Wright Insurance Agency


    4316 Virginia Beach Blvd Ste D
    Virginia Beach, VA 23452
    (757) 486-4000
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    this business and state farm is all about getting your money and they do NOT help when a disaster hits. they penalized my deductible by 669.2% all because I didn't want to bundle my auto policy with my home policy. would not recommend this company to anybody.

  • Brett Pendergast


    372 S Independence Blvd Ste 103
    Virginia Beach, VA 23452
    (757) 499-6813
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    This agent has withdrawn money from our account illegally ignoring my written notice revoking authorization. Stay away from this agent. They are not professional.

  • Charlie Hendrick


    5350 Kempsriver Dr Ste 101
    Virginia Beach, VA 23464
    (757) 523-4115
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    I am very impressed with this agency. I've been to other insurance companies before but this agency has the best customer service hands down.

  • Ernest Spruill


    321 Office Square Ln Ste 101a
    Virginia Beach, VA 23462
    (757) 473-1147
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    Professional and dedicated Agent

  • Frank Owens


    1776 Laskin Rd Ste 201a
    Virginia Beach, VA 23454
    (757) 428-3101
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    I have been with this agent for over 10 years, and finally had enough. Each month I get my bank account drafted. Each month the number they withdraw varies. Usually by just a couple of dollars. I got divorced 7 years ago, and half my mail comes to me by my married name, and the other half by my maiden (which it has been for 7 years). I moved about four months ago and they updated my address. I've been getting my mail at the current address for 3 months. Then I buy a new car and switch my policy from my old car to my new one. Easy, enough. They quote me my monthly fee and my premiums, and I payed. About a week ago, they mailed me a statement to my OLD address under my OLD name. In it it stated I owed $82 becuase I made a "policy change/other" (I quote) and it would be drafted immediately out of my bank account.

    Hold on..... What?! Yes. They sent it to the wrong address after knowing the correct one; under the wrong name; and then sneak in a nice fee which is not explained at all. I have talked with them recently and no one mentioned this. THey have mailed me my new cards and new explanations of my current bill with nothing about this "Fee" in it....

    I am switching. I've had enough. I have a perfect driving record (knock on wood), and get nothing for it. Instead my premiums went up a few months ago... I have tried to be loyal. I'm done.

    Thanks Frank Owens.

  • Harry Patterson


    665 Newtown Rd Ste 107
    Virginia Beach, VA 23462
    (757) 490-8900
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    What a Nice Young man and we are pleased to have him as our agent..

  • Hh & B Insurance


    293 Independence Blvd
    Virginia Beach, VA 23462
    (757) 248-5973
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    I was recommended to contact Shawn at Prosper Insurance by a good friend of mine, who also happens to be my Realtor, while looking for Home Owners Insurance. Since my husband and I are first time home buyers, and I am the one doing the "hard work" of getting all the paperwork in order, I was a little overwhelmed with all of the information out there. Shawn was wonderful and worked amazingly fast to get me not only Home Owners Insurance quotes, but quotes for Auto, Flood, and Term Life Insurance as well. I called the company my husband and I have been using for the last 4 years as our insurance provider (renters, auto and life) to get a Home Owners Insurance quote from them and spent a lot of time on the phone and felt like I was being sold something. The quote wasn't that much better or worse from what Shawn had given me, but since Shawn had gone out of his way to get quotes for those 3 policies on top of the Home Owners, we decided to go with him (plus the rates and policies he gave were better than what we currently have).
    Shawn is very easy to talk to, explains things well and makes sure all of your needs are covered, all without making it feel like a sale. He is easy to reach via phone and email. I have also been in contact with his co-worker Peter about getting a more specific Life Insurance policy quote (which,when bundled with our Auto coverage, will help our Auto Insurance rate go down). Peter also explained things very well and since I have never in my life shopped for Life Insurance, I felt very comfortable talking with him.
    All in all, the folks at Prosper Insurance Group seem like a well rounded, level headed group that don't make you feel pushed into a sale and I would highly recommend at least calling them for a quote or estimate.

    If there was a 6th star Shawn and Prosper Insurance Group would get that too. Shawn delivered on price, coverage, and service. I didn't think my 15 year relationship with my previous insurance could of been beat- I was wrong. Shawn has me covered from top to bottom and I am saving a significant amount of money.

  • Matthew Clifton Roenker Agency


    4870 Haygood Rd
    Virginia Beach, VA 23455
    (757) 671-1111
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    Worst insurance experience of my life...and that's saying something.

    Called to get a quote for auto/homeowners insurance.
    Was told someone would have to call me back within the hour. Someone did call me back within 20mins but i was told they were to busy to give me a quote and would have to call back next week. I told her i would then probably look elsewhere - all she had to say was 'OK'.
    Looks like they don't value new customers or need need new business! Not a good way to build a business!

  • Norrie Hoff Insurance Agency


    1116 Green Run Sq
    Virginia Beach, VA 23452
    (757) 368-3600
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    I have had Home owners insurance with Norrie Hoff for a few years now and have had no real issues. When I went to transfer my Car Insurance from one State Farm agent in another state to this one, I have had the worst luck. For a month now my Insurance has not been transferred at all. It was blamed that an issue with some computer crap was the cause of it and that it would be fixed in two days. Well I am now on a week and it is still not fixed. DO NOT USE THIS AGENCY for anything. Found out what happened with my Insurance ordeal. When I went in to transfer my insurance on May 24th they started my application and messed with my payments on the 24th. From that day up until June 19th I figured things where in progress. When stated on the 19th of June there was a computer issue I accepted it and continued to wait. 25th of June found out that my insurance was not payed and the entire account information was incorrect. Seemed like they used my phone number as my acct number and some random bank that I do not bank with. After I went through the hassle to get another Agent to take my policies, Norrie Hoff agency submitted my application on that day with a post dating of May 24th... Now I am sitting here waiting for them to get my insurance so that it can be transferred to a different agent due to the poor service I have gotten with Norrie Hoff.

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Did you know ?

Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

Safety Tip

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

Savings Tip

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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