Cheap Car Insurance in Wichita, Kansas

Wichita is the largest city in the state of Kansas. Often cited as one of America's “most livable cities,” Wichita is known for its wallet-friendly and culturally accessible environs.

Driving Conditions

Driving in Wichita can be particularly hazardous in winter weather. Kellogg Avenue and Interstate 135 both feature elevated roadways, as does K-96. Unlike surface streets, elevated roadways receive air flow on both sides. This puts them at risk of collecting more snow and ice than roads at ground-level.

Until December of 2014, Highway US-54 may take longer to drive down, as it is being widened from a two to four-lane road.

Odd or Unique Laws

Wichita has its share of arcane laws, one of which is that anyone can be jailed for up to a year if they call someone and make lewd comments. An outdated statute also states that motorists have to get out of their vehicles and fire a shot gun three times before driving through the Douglas and Broadway intersection.

Crime Statistics

The FBI reports that Wichita experienced 19,456 property crimes and 1,901 auto thefts in 2011. In the same year, there were 181 alcohol-related fatalities in Wichita and 11,470 charges of driving under the influence in Kansas. In 2010, the state experienced 96,087 traffic accidents, 2,820 of which were related to alcohol.

Safety Requirements

Kansas requires anyone in the front seat to wear a seatbelt unless they have a special exemption. Between ages four and 14, children must wear seatbelts. Kids who are under 40 pounds or not yet four years of age must be in a car seat. According to the Child Passenger Safety Act, children who are shorter than 4'9” or not yet eight years old must sit in a car or booster seat.

Texting while driving is illegal in Wichita, Kansas. Anyone possessing a learner permit or an intermediate license is not allowed to use a cell phone. Only those individuals age 17 and younger are required to wear helmets while on motorcycles.

Impaired Driving Law

If a person is under 21 in Wichita, the legal alcohol limit is .02 percent. If a person is over 21, the legal limit is .08 percent. For an individual's first drunk driving conviction in Wichita, he or she may pay anywhere from $500 to $1,000 and get his or her license suspended for a minimum of 30 days. In addition, he or she may be jailed for up to six months. If a person's license is suspended for multiple moving violations, driving under the influence or while intoxicated, he or she is required to file a SR-22.

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  • Andre Hale State Farm Insurance


    Andre Hale
    Providing insurance and financial services

    6121 E Central Ave
    Wichita, KS 67208
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    I went into the office to make a payment like I always do, but to my suprise there were new faces that I didn't know from my ten years of being with State Farm. I was given a new agent because my old agent retired. Melissa Garcia and her team are wonderful. They have made this transition easy and are willing to listen and help their clients whenever they need. Melissa and her team have such an eager passion to do right by their clients, that I know I am in good hands and very secure with my policies at Melissa Garcia's agency. If you are not greeted with a friendly, warm smile and handed a refreshment with a drink the moment you step into your insurance office, then I encourage you to stop by Melissa's office and see what you're missing!

  • Rich Hutfles Agency Inc


    Rich Hutfles

    5813 E Central Ave Wichita Ks
    Wichita, KS 67208
    (316) 618-0526
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  • Auto Insurance Express


    Ren Andre
    Auto insurance, car insurance, auto insurance quote, sr22, fast sr22, fast id card, insurance, insurance agency, insurance in wichita kansasformerly affordasurance

    564 S. Oliver
    Wichita, KS 67218
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  • Andy Woodward Insurance Agency


    2020 N Tyler Rd
    Wichita, KS 67212
    (316) 773-4800
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    Office gals are super efficient and friendly! Very impressed with agency. Would definitely recommend to anyone shopping for insurance.

    Expect the best service you have ever had in Insurance!

  • Anthony Cope


    935 S Woodlawn St
    Wichita, KS 67218
    (316) 682-5500
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    Called in for a quote on car insurance, talked to the nicest person ever! Stopped in to buy the insurance, and everyone was so nice and helpful. I never had an insurance agent that cared about me, until now. Thanks!

  • Auto Acceptance Insurance Agency


    1644 S Oliver St
    Wichita, KS 67218
    (316) 688-4454
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    Never once in 20 yrs had any problem with Brian ,he has helped my husband an I out of alot of things!!!!

    This is one of the worst businesses I have encountered. I was treated GREAT....When I handed my money over to pay for the isurance and after that I was nothing but a pay day to them. This is a place I would not EVER recomend to anyone...Not even my WORST ENEMY....!!! They have crappy customer service after they get your money in hand they don't care about you....CUSTOMERS BEWARE!!!! Pay the little bit extra to get REAL insurance that will cover you if you get into an accident and serve their purpose of being your insurance. If they don't do their job of insuring you WHY DO YOU HAVE THEM??? Oh yea so they can rip you off!
    BE CAREFULL....If you are going through them KEEP EVERY LITTLE PIECE OF PAPER THEY GIVE YOU! Every date....EVERYTHING!!! Don't trust them.... :/ The only reason they are getting a star at all is beacuse they require you to give at least one to post a rating...

  • Cia-clites Insurance Associate


    325 W 31st St S
    Wichita, KS 67217
    (316) 522-8470
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    Ron found me an insurance company that has given me great service and unbelievably low rates; I must have gotten quotes from just about every major insurance provider I could find; all of them asking more a month than I am paying now. Ron and Aaron are always ready to assist you in any way they can, they always make me feel like my business is more important than anything- and that feeling starts the minute I walk in their door, and they say my name when they say Hello. I couldn't and wouldn't ask for better insurance agents.

    Easy to find by name of company. Friendly people. Good customer service provided by owners/employees of CIA. They are willing to check several companies to get the best rate for you. They will check again at renewal to see if they can get a better rate with a different company.

  • David K Kauffman


    5825 E Central Ave
    Wichita, KS 67208
    (316) 686-3059
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    Be careful they will make you promises to write a policy then make mistakes costing you to have it cancelled. Very unprofessional and filled a complaint with Kansas Insurance Office Against them. I will say do not use them!

  • David Lawrence Insurance Agency


    3610 W Central Ave
    Wichita, KS 67203
    (316) 945-5775
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    David has been my agent for about twenty years. Every time that I've had a claim or a question he has been outstanding to work with.
    Just yesterday morning at 4AM I was awakened by my wife because of a leaking pipe in the basement ceiling and a flooded wall and floor. I called David'd 24 hour line and explained the situation, got a case number assigned, got set up with a good friend of mine that owns a Service Master franchise (Dan Kreis - 3351 W Central), and things got rolling! Within a few hours my carpet was pulled back, the padding removed, de-humidifers and fans set up, and Service Master took pictures of everything to submit to State Farm with their report, making the whole process seamless for me.
    Even though the morning started out pretty bad, by noon everything was taken care of and I headed to the Y to enjoy the rest of my day off, very greatful that David Lawrence was my agent and that he had things set up with a great restoration company that I could trust as well.

  • Doug Desbien


    534 N Ridge Rd
    Wichita, KS 67212
    (316) 946-0900
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    I recieved very professional, personal service from the Novacek agency. Very quick to return your calls, too.

  • Kevin Shields


    13121 E 21st St N Ste 101
    Wichita, KS 67230
    (316) 686-5968
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    I've found their office to be very professional and accomodating. I really enjoy working with their staff. I highly recommend their office to anybody looking for a great insurance agency!

    Met Kevin a couple of years ago. State Farm is like having a personal friend not just a nig company as an insurnace agent.

  • Mciver Insurance


    6331 W Maple St
    Wichita, KS 67209
    (620) 459-6404
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    I told my children about this place ..... I trust Bobbie just that much she is the best. My Grandson says she has good candy and even cartoons to watch while Mema is busy... Shes the bomb..........
    Star rating **************************

  • Shelby Brock


    530 N Ridge Rd Ste A
    Wichita, KS 67212
    (316) 722-9009
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    These agents help me get insurance for a 100$ cheaper a month for my beat up car when I had bad credit and no money. They have continued to offer me cheap insurance as I increased my policy to include 2 cars, including a brand new one, home, renters, and life insurance for a very affordable price. When they forgot to fax documents to my loan holders for my car, my loan payment was increased. I called them and they fixed everything right away and was very apologetic that they had forgotten to fax this information for me. I have been with this company for 10 years with a 2 year stent in between that I went with progressive and I must say that I have never been disappointed with them. My husband has used Geico and Progressive and I have used progressive but none has been as awesome to work with as State Farm and Shelby Brock has been very helpful that I recommend this branch to anyone!

  • Steven Pore


    6700 W Central Ave
    Wichita, KS 67212
    (316) 721-4746
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    Thanks so much!

  • Terry Johnson


    303 S Hillside St
    Wichita, KS 67211
    (316) 683-6571
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    Terry and his group of agents provide excellent, personalized and friendly service.

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  • Sherry Hickerson
  • Shon Chapman
  • Sonya Pina
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  • Stanford A Miller
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  • Steven Pickard
  • Steven Rogers
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  • Ted E Shannon
  • Thomas L May Insurance Services
  • Thomas Nelson
  • Timothy Davis
  • Tracy Rutledge
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Did you know ?

Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

Safety Tip

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

Savings Tip

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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