Get the Cheapest Car Insurance Quotes in Connecticut

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How to Compare Cheap Car Insurance Quotes
Cheap Car Insurance

Connecticut is on record as the United States’ third smallest state, it holds number four on the list of most densely populated states. Marking the southern border of the official New England region of the U.S., historically strong maritime roots give this state its East Coast charm and Atlantic ocean allure. Quaint farms and stately horse properties contrast pleasantly with the ever-busy Cheshire, New Haven and Tri-State Area. Drivers find historic sites all across the “Nutmeg State”, and CheapCarInsurance.net wants to protect and inform drivers as they make their way through. Following is a bundle of useful information to help drivers stay informed and protected

Average Connecticut Car Insurance Costs

  • In Connecticut on average state minimum liability costs around $78 a month or $935 a year. Full Coverage policies cost around $217 a month or $2,610 a year.

CheapCarInsurance pulls cost date from recent real time auto policy quotes across the state. Data is based on a driver profile of a single person with a clean driving record that is middle aged and drives a modern vehicle. 

Connecticut Car Insurance

Cheapest Car Insurance Companies in Connecticut

See our comparison data of cheap auto insurance providers and policy rates for state minimum liability and full coverage here:

Insurance Company:Minimum Liability:Monthly:Full Coverage:Monthly:
GEICO$691$58$1,970$164
State Farm$837$70$2,043$170
Amica$977$81$2,933$244
Allstate$986$82$3,418$285
Progressive$1,184$99$2,684$224
Average Cost:$935$78$2,610$217

Average Cost for Car Insurance by CT City

Search for your city in Connecticut to find the average cost for state minimum and full coverage policies based on your current city:

CT City:Minimum Liability:Monthly:Full Coverage:Monthly:
Abington$1,022$85$2,837$236
Amston$812$68$2,386$199
Andover$857$71$2,441$203
Ansonia$1,139$95$3,123$260
Ashford$814$68$2,363$197
Avon$883$74$2,403$200
Ballouville$1,037$86$2,884$240
Baltic$825$69$2,383$199
Bantam$862$72$2,484$207
Barkhamsted$860$72$2,488$207
Beacon Falls$1,033$86$2,878$240
Berlin$941$78$2,538$211
Bethany$1,158$96$3,107$259
Bethel$912$76$2,597$216
Bethlehem$895$75$2,628$219

Average Car Insurance Premium Costs by Vehicle Type

Car insurance premiums in Connecticut have been steadily above the national average for nearly two decades. However, NAIC.org, indicates that the state’s car insurance premiums as a percentage of income have remained below the national average over the last decade. See the average cost for CT auto policies by vehicle type below:

Vehicle Type:Minimum Liability:Monthly:Full Coverage:Monthly:
Car (4door):$1,023$85$2,442$203
Hybrid Electric:$982$82$2,671$223
Luxury Coupe:$848$71$3,237$270
SUV:$977$81$2,154$180
Truck:$1,009$84$2,739$228

Minimum Requirements for Car Insurance in Connecticut

New Driver Licensing Requirements

Does Age Affect Car Insurance Premiums in CT?

Age is a factor in Connecticut for what you can expect to pay for your car insurance. Here is a breakdown of costs for auto policies based on your age group:

Age:Minimum Liability:Monthly:Full Coverage:Monthly:
17$3,452$288$8,824$735
18$2,902$242$7,724$644
20$1,850$154$5,127$427
22$1,362$114$3,905$325
24$1,154$96$3,369$281
29$955$80$2,791$233
34$936$78$2,665$222
39$931$78$2,607$217
44$934$78$2,596$216
49$932$78$2,570$214


How Does a Driving Violation or DWI Affect My Car Insurance Rates in CT?

Driving Violations:AnnualPremium
Clean Driving Record:$730$61$2,125$177
1 Speeding Ticket:$819$68$2,412$201
1 At Fault Accident$1,018$85$2,988$249
1 DUI Violation:$1,258$105$3,853$321
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