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Cheap Car Insurance in Antioch, California

Find cheap car insurance in Antioch, a California town northeast of San Francisco. Once known as Smith’s Landing, Antioch is one of the oldest towns in the state. It was later renamed for the biblical city of Antioch. Part of Contra Costa County, it was built along the San Joaquin-Sacramento River Delta. Today, Antioch is a bedroom community and home to an estimated 110,542 residents. In 2009, the town received national attention after kidnapping victim Jaycee Dugard was discovered alive there. The top employers for the city are Kaiser Permanente, the local school district, Delta Medical Center, Wal-mart, Antioch Auto Center, Costco and Macy’s.

Driving Conditions in Antioch

State Route 4 is the main corridor in and out of Antioch, with State Route 160 splitting off northward across the San Joaquin River. According to U.S. Census data, most adult residents work in larger cities toward Oakland and San Francisco. The closest interstate, I-80, is about a half-hour away.

Because it’s mainly a commuter town in the greater San Francisco Bay Area, it goes without saying that traffic in Antioch is not going to be a picnic. In 2014, Antioch was ranked among the top 10 stressful cities to live in for California, based on factors such as crime, divorce rates and, of course, commuting times. The average commute time for Antioch is 39 minutes, which compares poorly the national average of about 26 minutes.

Live traffic cams and maps can be found online at

Unique Laws in Antioch

The city council of Antioch in 2017 passed an ordinance banning hourly motel rentals to reduce prostitution, drug use and trafficking, as well as an one prohibiting new retail shops that specialize in tobacco products and drug paraphernalia. Antioch also is the first East Bay city to designate a protected habitat protected for western burrowing owls, after a group of them were evicted from an area slated for a new housing development in 2009.

Beginning in 2017, both public and private employers in California can no longer ask job applicants about past salaries. If asked, they must give applicants a pay range for the job they are seeking. The goal of the new law is to narrow the wage gap, the law’s supporters say.

Also recent is SB 1140, which exempts clergy who object to same-sex marriages from having to perform them. New laws also prohibit picketing a funeral one hour before or one hour after the service.

Newcomers are often pleased to learn that California’s liquor laws are not nearly as strict as other states, with sales allowed at nearly all hours, plus Sundays. They should also take note that California drivers who smoke with a minor 17 and under in the car can be fined up to $100, according to the California Health and Safety Code.

Antioch Crime Statistics

Crime rates in Antioch are higher than average, and the auto theft rate is particularly so.

Data compiled by the Federal Bureau of Investigation for 2016 states there were 760 violent crimes in Antioch, nine of which were murder or nonnegligent manslaughter. The local violent crime rate of 678 offenses per 100,000 residents is significantly above the national average of 386 offenses per 100,000 people.

The property crime rate in Antioch the same year was 3,291 offenses per 100,000 residents, also above the U.S. average of 2,451 incidents per 100,000 residents. Within the city, 916 vehicles were stolen in 2016, FBI data shows, a rate of 817 incidents per 100,000 residents. This is more than three times the national average of 236 incidents per 100,000 people.

Antioch safety requirements

California law requires children younger than 2 to be secured in a rear-facing safety seat, unless they weigh more than 40 pounds or at least 40 inches tall. All children under age 8 or shorter than 4 feet 9 inches tall must ride in a federally-approved restraint system.

As of 2017, drivers may not use a hand-held device while driving even to access GPS; GPS systems must be mounted within the car. Minors may not use cellphones while driving unless in an emergency.

According to the California Office of Traffic Safety, the “Click It Or Ticket” program ensures drivers they will receive a ticket if they or their passengers do not wear safety belts.

Antioch impaired driving laws

Drivers in California can be charged with DUI, or driving under the influence, if they are found to have a BAC of .08 or higher, according to the state’s Department of Motor Vehicles. For those driving vehicles requiring a commercial driver’s license, the BAC threshold falls to .04, whether the driver holds a commercial driver’s license or not. Any trace of alcohol – or a BAC of .01 or more – can result in charges for those under 21 or drivers who are already on DUI probation. If arrested, you may immediately lose your license and be issued a temporary one for 30 days. No matter what your background or driving record, contact us for cheap auto insurance rates in Antioch, Calif.

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Dig you know

Swapping your high heels for a pair of driving shoes can help you qualify for affordable car insurance by avoiding accidents and getting "safer driver" discounts.

Safety Tip

It's easier to get discounted car insurance with a car that has a high safety rating than one without one.

Savings Tip

When you are looking for car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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