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Cheap Car Insurance in Arlington, Texas

Want to know more about Arlington, Texas and how to obtain cheap car insurance? Well, Arlington is a city in Texas that is located in the metropolitan area that includes the larger cities of Dallas and Fort Worth. The city can trace its roots back to a trade settlement that was established in the area in the 1840s. Arlington now provides sports fans with the opportunity to attend baseball games at the Texas Rangers stadium and football games at the Dallas Cowboys stadium.

Cheap Car Insurance will compare auto insurance for you in Arlington, Texas. We will make sure to get you the best car insurance rates in town.

Driving Conditions in Arlington

In 2016, the average driver in the Dallas-Fort Worth metro area, including Arlington, spent nearly 60 hours stuck in traffic. That put Dallas-Fort Worth at seventh worst in the U.S. for traffic congestion and 16th worst in the world. 

Roads around Arlington in the Dallas-Fort Worth metropolitan area can get heavily congested during busy times of the day. National transportation research group TRIP reports that over one-quarter of the transportation issues in the state of Texas are located in this area.

Unique Laws in Arlington

Unlike many other states, the state of Texas no longer requires headlight aim to be tested during the inspection process. The reason given for the decision to change this requirement relates to a high rate of failure, but drivers may want to take it upon themselves to ensure their headlights are properly aimed in order to increase nighttime visibility.

Arlington Crime Statistics

- Auto Thefts: The FBI collects data each year related to crimes committed in large cities. Arlington was the site of 878 car thefts in 2015 which is down from 2011 where it reported 1,063 auto thefts.

- Property Crimes: According to the FBI, Arlington was the site of 13,346 property crimes which is down from 2011 total of 17,208 total.

- Crash Statistics: The Texas Department of Transportation says 6,270 car crashes happened in Arlington in 2015, with 27 deaths reported.

Arlington Vehicle and Driving Safety Requirements

Governors Highway Safety Association data reveals that drivers must ensure that any children riding in their vehicle are kept safe in a child restraint if they are under the age of eight. Child restraints should be used based on the height and weight of the child. Unique helmet laws in Texas require motorcyclists to wear a helmet if they do not have health insurance coverage to pay for any injuries sustained during an accident. Motorcyclists must be over the age of 20 and are required to complete a safety course before they can legally ride without a helmet.

Impaired Driving Laws in Arlington

In Texas, a driver can be charged with DWI if he or she has a blood alcohol concentration (BAC) of at least 0.08, according to the state Department of Transportation. However, a driver can be considered impaired due to alcohol or other drugs, regardless of BAC. Whether you’re a driver or passenger, you can be fined up to $500 for having an open alcohol container in a vehicle.

If you’re convicted of DWI in Texas for the first time, you face:

  • A fine up to $2,000
  • A jail sentence up to 180 days
  • Loss of your driver’s license for up to a year
  • An annual fee of $1,000 or $2,000 for three years to keep your driver’s license

After racking up two or more DWI convictions in five years, you must install a special ignition switch that prevents your vehicle from being driven if you’ve been drinking.

Under Texas law, you can be charged with child endangerment for driving while intoxicated if you were carrying passengers under age 16. If you’re convicted of that crime, you can be fined up to $10,000, sentenced up to two years in prison and lose your driver’s license for 180 days.

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Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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