Locate cheap car insurance in Arvada, Colorado, a north Denver community that dates back to 1870. These days, an estimated 117,453 residents live in Arvada, which is named after the brother-in-law of its founder, Benjamin Wadsworth. Wadsworth Boulevard is a major north-south corridor within the city, and the first traffic light in Jefferson County was installed at the corner of Wadsworth and Grandview in 1941. Must-see sites in Arvada include Historic Olde Town, a quaint and walkable retail and restaurant district with an open farmers market, unique shops and microbreweries. The Cussler Museum of classic and antique cars is owned by author Clive Cussler.
The ending point for Interstate 76, Arvada is less than 10 miles from downtown Denver, and residents say the drive takes about 20 minutes on weekdays. The busiest commercial streets are Wadsworth Boulevard, 52nd Avenue, 64th Avenue, Ralston Road and Kipling Street. Among issues cited for those who commute in their cars from Arvada is the cost of parking in Denver. Thus, public transportation is recommended for workers whose employers don’t provide parking. The average commute time for Arvada is 25.3 minutes, which is on par with both the Denver metro area average and national average. For updated travel information, visit www.cotrip.org.
Colorado in 2012 revised its marijuana laws allowing those over 21 to possess and consume marijuana. But Arvada leaders that next year enacted a moratorium on retail marijuana sales within city limits, and in 2014 passed a permanent ban.
Across the state, smoking is banned in enclosed work places, bars, restaurants and casinos. Many Colorado drivers do not realize, according to the Colorado Department of Transportation, that they can be cited for driving under the influence of marijuana.
Among more entertaining statues, a much older Colorado law bans riding a horse while under the influence. Other laws that are good to know: You may not “mutilate” a rock within a state park. A law banning sales of alcohol on Sunday was repealed in 2008.
Violent crime is far below the national average in Arvada, while property crimes are slightly higher than the norm.
Arvada’s violent crime rate is 133 offenses per 100,000 residents, vs. the national average of 386 offenses per 100,000 in the U.S. The property crime rate in Arvada was 2,686 offenses per 100,000 residents, slightly above the U.S. average of 2,451 incidents per 100,000 residents. Within the city, 286 vehicles were stolen in 2015, FBI data shows, a rate of 243 incidents per 100,000 residents. The national average for that year was 220 incidents per 100,000 people.
Texting while driving is against Colorado state law, and drivers under 18 are prohibited from using cell phones at all while behind the wheel. The Colorado Department of Transportation conducts periodic “seat belt waves” throughout the year to enforce its seat belt laws. Colorado in 2011 passed an enhanced booster seat law mandating that children up to age 8 must ride in either a child restraint system or properly fitting booster seat. The fine for not buckling is $65 and parents caught with an improperly restrained child are fined $82.
In Colorado, DWAI, or “driving while ability impaired,” is usually a misdemeanor involving motorists who have consumed alcohol or drugs – or both. When a blood or breath test result is between 0.05 and 0.08, then a person is likely to be charged with DWAI. However, when the result is at or over 0.08, the driver will most likely be charged with DUI, or “driving under the influence.” DWAI convictions do not normally result in license revocations, but DUI convictions do. In 2015, Colorado enacted a law making an a fourth DUI conviction automatically eligible for a class 4 felony. No matter what your background, contact us for the best insurance rates in Arvada.
Scot Humrich
All types of insurance from auto, home, life and business.
7502 W 80th Ave Ste 180
Arvada, CO 80003
7728 Vance Dr
Arvada, CO 80003
I called in to get help with my business insurance (I have a photography business and I need a lot of non-standard coverages), and I ended up putting all of my personal insurance through them as well. Not only did they know about all the coverages that I needed, but they were able to save me money on all of my policies across the board. They also offered a lot of coverages that I didn’t ever think I might need. I didn’t purchase a lot of them, but it’s nice to know all of my options and potentials for risks to my business. So if my business ever really picks up, I know what new coverages I need to look into. Thanks Lakeside!
8690 Ralston Rd
Arvada, CO 80002
My experience with Leeper Insurance has been fantastic. They are very experienced and knowledgable profesionals. I have been a long time customer with Leeper Insurance and they have been able to meet all my needs for both personal and commercial insurance. The customer service at this agency is top notch. They are always friendly and eager to help. Keep up the good work!
7609 Grandview Ave
Arvada, CO 80002
I have been a longtime, loyal customer of Joe Kelsey and a lifetime customer of State Farm. I have NEVER had to file a claim. Several months ago, I moved out of the country and put my car in storage. I recently returned for a short trip, and thought it would be easy to take my car out of storage and reinstate my insurance. No such luck.
Eric, the office manager, was rude and said it would take 2 weeks to get my insurance going again as I had to “”reapply”” or something of the sorts. I kept trying to get an answer as to why it would take so long, and I was met with vague comments about this “”being their policy””. I asked, surely, that when people buy a new car they can insure it the day they get it? Otherwise, NO ONE would have a policy with Joe Kelsey, having to drive uninsured for two weeks. Again, Eric gave some vague answer that made no sense.
I started thinking about my history: “”did I do something to make them angry at me?””. Like I said, I have never filed a claim. I have paid on-time for five years, and they have never had to pay anything out due to an accident.
Embarrassingly, I had my father call back to deal with Eric (he is a lawyer and has dealt a lot in insurance law). He was left just as confused and baffled as I was. Eric refused to answer his questions. He asked Eric to find the answers and call us back, we never received a phone call.
Instead of letting it consume my day, I went to another agency and got insured in 15 minutes and am paying 30 dollars less a month for the same plan. I’ll be on the road again tomorrow, but not with Joe Kelsey getting my back, ever again.
Shop around. Joe Kelsey will treat you like dirt just like all of the others, so you might as well get the cheapest option you can find.
Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.
It is easier to get cheap car insurance with a car that has high safety rating than one without one.
When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.
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