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Cheap Car Insurance in Arvada, Colorado

Locate cheap car insurance in Arvada, Colorado, a north Denver community that dates back to 1870. These days, an estimated 117,453 residents live in Arvada, which is named after the brother-in-law of its founder, Benjamin Wadsworth. Wadsworth Boulevard is a major north-south corridor within the city, and the first traffic light in Jefferson County was installed at the corner of Wadsworth and Grandview in 1941. Must-see sites in Arvada include Historic Olde Town, a quaint and walkable retail and restaurant district with an open farmers market, unique shops and microbreweries. The Cussler Museum of classic and antique cars is owned by author Clive Cussler.

Driving Conditions in Arvada

The ending point for Interstate 76, Arvada is less than 10 miles from downtown Denver, and residents say the drive takes about 20 minutes on weekdays. The busiest commercial streets are Wadsworth Boulevard, 52nd Avenue, 64th Avenue, Ralston Road and Kipling Street. Among issues cited for those who commute in their cars from Arvada is the cost of parking in Denver. Thus, public transportation is recommended for workers whose employers don't provide parking. The average commute time for Arvada is 25.3 minutes, which is on par with both the Denver metro area average and national average. For updated travel information, visit www.cotrip.org.

Unique Laws in Arvada

Colorado in 2012 revised its marijuana laws allowing those over 21 to possess and consume marijuana. But Arvada leaders that next year enacted a moratorium on retail marijuana sales within city limits, and in 2014 passed a permanent ban.

Across the state, smoking is banned in enclosed work places, bars, restaurants and casinos. Many Colorado drivers do not realize, according to the Colorado Department of Transportation, that they can be cited for driving under the influence of marijuana.

Among more entertaining statues, a much older Colorado law bans riding a horse while under the influence. Other laws that are good to know: You may not “mutilate” a rock within a state park. A law banning sales of alcohol on Sunday was repealed in 2008.

Arvada Crime Statistics

Violent crime is far below the national average in Arvada, while property crimes are slightly higher than the norm.

Arvada's violent crime rate is 133 offenses per 100,000 residents, vs. the national average of 386 offenses per 100,000 in the U.S. The property crime rate in Arvada was 2,686 offenses per 100,000 residents, slightly above the U.S. average of 2,451 incidents per 100,000 residents. Within the city, 286 vehicles were stolen in 2015, FBI data shows, a rate of 243 incidents per 100,000 residents. The national average for that year was 220 incidents per 100,000 people.

Arvada Safety Requirements

Texting while driving is against Colorado state law, and drivers under 18 are prohibited from using cell phones at all while behind the wheel. The Colorado Department of Transportation conducts periodic “seat belt waves” throughout the year to enforce its seat belt laws. Colorado in 2011 passed an enhanced booster seat law mandating that children up to age 8 must ride in either a child restraint system or properly fitting booster seat. The fine for not buckling is $65 and parents caught with an improperly restrained child are fined $82.

Arvada Impaired Driving Laws

In Colorado, DWAI, or “driving while ability impaired,” is usually a misdemeanor involving motorists who have consumed alcohol or drugs – or both. When a blood or breath test result is between 0.05 and 0.08, then a person is likely to be charged with DWAI. However, when the result is at or over 0.08, the driver will most likely be charged with DUI, or “driving under the influence.” DWAI convictions do not normally result in license revocations, but DUI convictions do. In 2015, Colorado enacted a law making an a fourth DUI conviction automatically eligible for a class 4 felony. No matter what your background, contact us for the best insurance rates in Arvada.

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Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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