Cheap Car Insurance in Birmingham, Alabama
The largest city is Alabama has plenty of options for cheap car insurance. Birmingham is home to an estimated 212,500, as well as a healthy craft beer and chef-owned gourmet restaurant scene. A regional commercial center, the city is the headquarters for two major banks, Regions and BBVA. A relatively low cost of living, scenic beauty and job opportunities have earned Birmingham a spot on many “Best Places to Live” rankings.
Driving Conditions in Birmingham
GPS maker TomTom ranked Birmingham as the fifth best U.S. City for traffic, based on its fifth annual Traffic Index. The report used trip data from its 400 million users to study gridlock in major cities. Birmingham's traffic congestion adds just under 14 percent to a typical commute time, the report states, while the norm for large U.S. cities is around 20 percent.
Census Bureau data reports Birmingham has an average commute time that is on par with the U.S. average of just over 25 minutes.
Real-time cameras, maps and traffic information can be accessed at alitsweb2.dot.state.al.us.
Unique Laws in Birmingham
Alabama laws prohibit 16-year-old drivers from having more than 4 occupants in the car unless accompanied by a parent or guardian, and they cannot drive between midnight and 6 a.m. unless going to school, work or a medical emergency.
A list of odd laws assembled by Thrillist points out that Alabama, thankfully, has banned driving while blindfolded. A 1964 Birmingham law states it is illegal “for a toilet facility to become so unclean “that foul and offensive odors arise therefrom.” Other city statues ban putting slugs or buttons into parking meters, skating outside a church while services are in session or riding a bicycle at “a speed greater than reasonable and prudent under the conditions then existing.”
Birmingham Crime Statistics
Often ranked as one of the country's most violent cities, Birmingham ranked fifth in homicides for 2015, according to FBI data, and 8th for property crimes.
The Birmingham-Hoover metro area had 3,671 cases of auto theft in 2016, according to the National Insurance Crime Bureau, or a rate of 337 incidents per 100,000 people. The rate is a jump from the prior year, when the auto theft rate in Birmingham was on par with the U.S. average of 220 incidents per 100,000 people.
Birmingham Safety Requirements
Drivers and front-seat passengers must wear seat belts in Alabama. Babies up to a year old or 20 pounds must ride in a rear-facing infant seat, and those up to age 5 or 40 pounds must ride in a child safety seat. Five-and 6-year-olds are required to ride in booster seats and anyone under 15 must wear a seat belt. Drivers aged 16 and 17 with intermediate licenses are banned from using cellphones. Texting and driving has been prohibited in Alabama since 2012.
Birmingham Impaired Driving Laws
Much like the rest of the U.S., the legal breath or blood alcohol content in Alabama is 0.08.
There is no minimum mandatory jail sentence for first-time offenders, but they will pay up to $2,000 in fines and receive a driver's license suspension of 90 days, according to the Alabama Law Enforcement Agency. Second offenders serve a minimum of 48 hours in jail and pay higher fines, while third offenders spend 60 days in jail and can pay up to $10,000 in fines with up to three years license revocation.
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Chris Dorris - State Farm Insurance Agent
EDITChris Dorris
State farm insurance agent since 1990 here in hoover, al. Call or stop by the office today for a fast and accurate insurance quote!What makes your specific agency stand out from your competition?
Rule #1 - if we don't take care of the customer, somebody else will! We focus on auto insurance, home insurance, renters insurance and life insurance throughout the hoover, al area. When the unfortunate incidents occur we pledge to be there to assist you-through the good & the bad.Good Driving Discount
Good Student Discount
Multi-line Discount
Safe Driver Discount
License
AL-37893
2717 John Hawkins Parkway Suite 115
Birmingham, AL 35244
Visit Agent WebsiteA State Farm Agency
EDITMichael O'neal
13 year state farm agent with fully licensed staff offering home, auto, life and health insurance. Stop by, call, or click for a quote today!512 Montgomery Hwy, Ste 100 Birmingham, Al
Birmingham, AL 35216
Visit Agent WebsiteAaa Insurance
2400 Acton Rd
Birmingham, AL 35243
Visit Agent WebsiteReviewsAAA Travel is the best travel agency around! They always get me the best deals. My agent provides me with the best advice and recommendations to make sure I have a wonderful trip.
AAA Travel did an awesome job booking my last vacation. Agent was very knowledgeable and they beat the price I found on the Internet. Will use the again!
Ashley A Bruette Agency
3430 Independence Dr
Birmingham, AL 35209
Visit Agent WebsiteReviews...you like the best and most friendly service!! Ashley has been my agent for 2 years and was able to offer my my car insurance for over $250 less and my homeowners $85 less that my previous company. When I was unfortunate enough to have a claim, she was very patient in dealing my thousands of questions and was able to ease my stress by helping me to understand it and alk me through the process as painless as possible. I don't think you could ask for a better insurance agent!
Ashley has been a wonderful agent over the years. She was just a phone call away when my car had a flat tire leaving work one night. Someone was there to fix my flat in no time and I was on my way. Ashley is a great agent and I recommend her to everyone!!
Greenhalgh Insurance Agency, Inc.
3144 Cahaba Heights Rd
Birmingham, AL 35243
Visit Agent WebsiteReviewsThe agents that work here are always polite and helpful. top rate company
J E Mike Bell
1214 Forestdale Sq
Birmingham, AL 35214
Visit Agent WebsiteReviewsJimmy and Rusty are true professionals. They help to make this complicated decision simple with out using pushy tactics.
Super helpful and friendly
Rene' Burke
4851 Cahaba River Rd Ste 117
Birmingham, AL 35243
Visit Agent WebsiteReviewsI am retired from the insurance industry with more than forty years in the property and casualty fields. I realize the importance of having a knowledgeable and aggressive agent to handle my personal insurance. Rene', is not only knowledgeable and aggressive, but she is always available.
Rene and her staff were very thorough and helpful with all of my insurance needs that fit my particular situations. They explained my coverages and made sure I understood each policy auto, home, and life before leaving the office. Would definitely recommend them!
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Auto body shops Birmingham, Alabama
- Birmingham Auto Painting And Collision CenterView Details
- Homewood Auto Body SpecialistView Details
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Did you know ?
Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.
Safety Tip
It is easier to get cheap car insurance with a car that has high safety rating than one without one.
Savings Tip
When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.
