Cheap Car Insurance in Boise, Idaho

Knowing a little about Boise can help you find cheap car insurance. Boise is the capital city and most populous city in Idaho, Boise lies on the river of the same name in the southwestern part of the state, about 40 miles from the Oregon border. Home to about 223,154 residents, its major employers include St. Luke's Health Systems, Micron Technology and Boise State University. Known for its trees, trails and culture, Boise is described by locals as a relatively affordable city with pleasant scenery and weather.

Let Cheap Car insurance help take the leg work out of shopping for the best car insurance in Boise, ID. Let us compare insurance quotes for you now!

Driving Conditions in Boise

Interstate 84 runs through Boise, connecting it with Portland, Oregon and Salt Lake City, Utah. Interstate 184, which links the I-84 with the downtown area, is known locally as “the Connector.”

Boise landed in the No. 23 spot in a 2016 listing of the 100 Best Cities for Driving published by the personal finance website WalletHub. The list was based on factors such as traffic congestion, gas, maintenance and insurance prices.

Compared to average U.S. Cities commute of just over 25 minutes, Boise has a shorter commute time at 17 minutes, according to Census Bureau data. Current information on accidents, construction and weather-related delays is available by dialing 511 or at Real-time traffic cams can be accessed at

Unique Laws in Boise

A unique law regarding cyclists in Idaho has given rise to the phrase “Idaho stop,” meaning to treat a stop sign as a yield sign and a red light as a stop sign, which is required for cyclists.

Many of the most interesting and entertaining laws in Idaho involve fishing. For example, in Boise, it is against the law to fish from the back of a camel. Another interesting state law is that it is illegal to hunt from a helicopter, even if it isn't flying.

Boise Crime Statistics

Although crime rates in Boise are higher than the rest of the state, it has been ranked on several publications' safest cities lists.

Auto thefts for 2016 were up slightly from the prior year, but remain lower than the national average.

Boise had 782 cases of auto theft in 2015 and 932 in 2016, according to the National Insurance Crime Bureau, going from a rate of 115 incidents per 100,000 people to 187 per 100,000. The national average for car theft is 220 incidents per 100,000 people.

Boise Safety Requirements

Cellphones while driving are not banned in Idaho, but texting while driving is, per a 2012 state law.

Idaho’s child passenger safety laws require all children 6 or younger ride in an appropriate child safety restraint. This is a primary law, meaning you can be pulled over and ticketed for violations. The driver and all passengers in a moving vehicle are required to wear seat belts.

Boise Impaired Driving Laws

Idaho is not like other states in that a driver age 21 or older will receive a DUI charge if his or her blood alcohol level is higher than 0.08 -- or .02 if he or she is under 21. The BAC limit is .04 for commercial drivers. First-time offenders face up to 6 months in jail, fines and license suspension. An ignition interlock device will be required on a second and third offense.

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Car Insurance Boise, Idaho Agents

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  • Kathleen Rankin - State Farm Insurance Agent


    Kathleen Rankin
    State farm agent since 1990. Call or stop by the office today for a fast & accurate auto insurance quote.

    What makes your specific agency stand out from your competition?
    Our mission is to become your first choice for all of your insurance needs by establishing a personal relationship with you and helping you understand the risks you face every day. We focus on auto insurance throughout the boise, id area. When the unfortunate incidents occur we pledge to be there to assist you-through the good & the bad. For those that do not know us, we are known for our service beyond the contract.

    • Multi-line Discount

    • Property And Casualty

    • ID-87428

    6900 W Overland Rd
    Boise, ID 83709
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  • Idaho's Best Insurance


    Sandra Spreier
    We offer idaho's best value insurance for health, home, life, auto, and business insurance. As a local boise broker you will always get great service from familiar faces. We help you compare quotes from the "a" rated insurance companies available in idaho.

    What makes your specific agency stand out from your competition?
    As idaho's best insurance, we take the time to explain your coverage so you can make an informed decision about your insurance. You do not have to worry about your coverage or having your insurance jack up your price. We re-shop your insurance every renewal to make sure you are getting the best value for your dollar.

    • Safe Driver Discount

      Driver's Education Discount

      Good Student Discount

      Umbrella Insurance

      Multi Car Discount

      Broadform Insurance

      Low Mileage Discount

      Your Health Idaho Licensed Agent

      Continuous Coverage Discount

      Medicare Supplements

      Good Credit Discount

      Sr-22 Insurance

    • Insurance

    • 3763002

    8150 W Emerald St Ste 190
    Boise, ID 83704
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  • Kelly Wallace Allstate Agency


    Kelly Wallace
    Auto insurance, home insurance, business insurance, life insurance, motorcycle insurance, boat insurance, recreactional insurance

    1843 S. Broadway Ave, Suite 202a
    Boise, ID 83706
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  • Bob Herring


    1523 E Boise Ave
    Boise, ID 83706
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    Oldsam remember there are always two side to every story. I have had Bob for and agent for over twenty years. He has taken care of me and my family for those twenty years. I think that say's alot about someone and their ability to provide excellent service when needed. Current clients know wonderful the service has been. I am only concerned about my insurance needs not a family issue with his mother. And my needs have been met for over twenty years very nicely. Thank you Bob.

    Outstanding customer service, extremely knowledgeable, and a genuine concern for my welfare is what makes Bob Herring the number one State Farm agent in my book. I can count on his expert opinions, along with his ability to direct me with my investments. Five stars all the way!!!

  • Phil Drick


    5254 W Chinden Blvd
    Boise, ID 83714
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    If you are looking for an Insurance Agent that is attentive, caring, and willing to make sure your family is covered in any situation, Phil Drick and his team are awesome. We have been with Phil and his team for more than 15 years. We trust Phil and his team with our home, auto and lives! He has always gone out of his way to help us understand our policies and works with us on everything.

    Phil has been my agent for years. He helped my family when we had a major water catastrophe to my home. (I was out of town at the time, which made things very difficult). Phil took care of everything! I don't know what I would have done without his help and the help of his office staff.

  • Aaa Insurance
  • Adam Bramble
  • Alan Gummersall
  • Alliance Insurance & Mortgage
  • Allstate Insurance Agent - Kelly Wallace
  • Amy Gatherum
  • Anderson-shea Insurance Agency
  • Angela Webb Insurance Agency
  • Associated Insurance Services
  • Bailey Insurance Agency
  • Baxter-newell Insurance Services
  • Blaine & Company
  • Bobbie Showers
  • Butler Insurance Services
  • Can-do Insurance Corporation
  • Charles Howard
  • Chow & Company Insurance
  • Christensen & Associates Insurance Agency
  • David Frechette
  • David M Kuck
  • David Smith
  • Del V Rawlins
  • Dennis Kuntz
  • Dennis L Kuntz
  • Duffy Benton
  • Duke Insurance & Investments
  • Dwayne J Ellis
  • Emerald Insurance Agency
  • Eric Jeglum
  • Farmers Insurance Group
  • Farmers Insurance Group
  • Frank Jardine
  • Fred A Moreton & Company
  • Fuhriman-leavitt Insurance Agency
  • Gemma D Toth
  • Geoff Lewis Insurance Agency
  • Harris/dean Insurance
  • Hartley Insurance
  • Higgins & Rutledge Insurance
  • Holly Wallace
  • Insurance Services Of Idaho
  • Insurserv
  • Irwin Rogers Insurance Agency
  • James Matthews
  • Jason Duda
  • Jason Finley
  • Jay Stevenor
  • Jennifer Moorman
  • Joseph A Blackwood
  • Joseph D Stallings
  • Joseph Stallings
  • Jws Agency
  • Kathy Wraspir
  • Kerri L Avery
  • Kurt Pfleger
  • Kyle Mueller
  • Leavitt Group
  • Les Quinn
  • Lyle Anderson
  • M G (bud) Beatty, Jr
  • M Sid Nield Insurance Agency
  • March Insurance Group
  • Mark R Nielebeck
  • Martin Brown
  • Metlife Auto & Home
  • Michael Brooks
  • Michael S May
  • Nate D Lowry
  • Pankratz Insurance Agency
  • Paul Moyes
  • Payne Financial Group
  • Perkins Insurance Agency
  • Phil Price
  • Pipal Anderson
  • Post Insurance Services
  • Premier Insurance
  • Randy Klein Insurance Agency
  • Randy Warfel
  • Reakes
  • Rechelle Boston
  • Richardson Insurance Services
  • Ricketts & Associates
  • Rob Link
  • Robert Fenn
  • Robert Gagnon
  • Rod Brooks
  • Ron Hoppins
  • Ronald C Beckman
  • Ryan L Keen
  • Shauna Mickens Insurance Agency
  • Silver Key Insurance
  • Smith Insurance Agency
  • Steven D Capps
  • Ted Calixtro
  • Todd Lingel
  • Tom Heffner
  • Tom Heffner
  • Tom Pemberton Insurance Agency
  • Tracy Oldenburg
  • Travis Kuntz
  • Vernon J Brollier Agency
  • Von Heiden Insurance Group
  • Weaver-van Deusen Insurance Agency
  • Wells Fargo Insurance Services
  • Western States Insurance Agency
  • Western States Insurance Agency
  • Worthen-craig Agencies
  • Susan Lethcoe
  • Diane Winder
  • Agatha Bergo
  • Rekha Bolitho
  • Doreen Razzaq
  • Donna Hundt
  • Mildred Ormond
  • Sherri Bains
  • Milton Szala
  • Lance Rosin
  • Shirley Dinatale
  • Ray Schetter
  • Candice Rupe
  • Guiqing Arturo
  • Floyd Ulery
  • Jaclyn Padfield
  • Angel Mabray
  • Connie Pough
  • Ayaz Hoxha
  • Jason Laverdure
  • Zyskowski
  • Sonia Co
  • Ted Jerge
  • Mandy Koga
  • Gerald Raine
  • Dennis Salmon
  • Devin Otanez
  • Karen Kulakowski
  • Kerry Sowder
  • Olivia Vanderaa
  • Rob Borgert
  • Carla Schreiter
  • Diane Soltero
  • Meghan Sens
  • Jermaine Reigner
  • Vincent Lewerenz
  • Howard Mccarroll
  • Charles Feltz
  • Jacob Simco
  • Wayne Wolven
  • Kristina Wimbush

Auto body shops Boise, Idaho

Did you know ?

Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

Safety Tip

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

Savings Tip

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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