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Cheap Car Insurance in Boise, Idaho

Knowing a little about Boise can help you find cheap car insurance. Boise is the capital city and most populous city in Idaho, Boise lies on the river of the same name in the southwestern part of the state, about 40 miles from the Oregon border. Home to about 223,154 residents, its major employers include St. Luke's Health Systems, Micron Technology and Boise State University. Known for its trees, trails and culture, Boise is described by locals as a relatively affordable city with pleasant scenery and weather.

Let Cheap Car insurance help take the leg work out of shopping for the best car insurance in Boise, ID. Let us compare insurance quotes for you now!

Driving Conditions in Boise

Interstate 84 runs through Boise, connecting it with Portland, Oregon and Salt Lake City, Utah. Interstate 184, which links the I-84 with the downtown area, is known locally as “the Connector.”

Boise landed in the No. 23 spot in a 2016 listing of the 100 Best Cities for Driving published by the personal finance website WalletHub. The list was based on factors such as traffic congestion, gas, maintenance and insurance prices.

Compared to average U.S. Cities commute of just over 25 minutes, Boise has a shorter commute time at 17 minutes, according to Census Bureau data. Current information on accidents, construction and weather-related delays is available by dialing 511 or at 511.idaho.gov. Real-time traffic cams can be accessed at boisetrafficcams.com.

Unique Laws in Boise

A unique law regarding cyclists in Idaho has given rise to the phrase “Idaho stop,” meaning to treat a stop sign as a yield sign and a red light as a stop sign, which is required for cyclists.

Many of the most interesting and entertaining laws in Idaho involve fishing. For example, in Boise, it is against the law to fish from the back of a camel. Another interesting state law is that it is illegal to hunt from a helicopter, even if it isn't flying.

Boise Crime Statistics

Although crime rates in Boise are higher than the rest of the state, it has been ranked on several publications' safest cities lists.

Auto thefts for 2016 were up slightly from the prior year, but remain lower than the national average.

Boise had 782 cases of auto theft in 2015 and 932 in 2016, according to the National Insurance Crime Bureau, going from a rate of 115 incidents per 100,000 people to 187 per 100,000. The national average for car theft is 220 incidents per 100,000 people.

Boise Safety Requirements

Cellphones while driving are not banned in Idaho, but texting while driving is, per a 2012 state law.

Idaho’s child passenger safety laws require all children 6 or younger ride in an appropriate child safety restraint. This is a primary law, meaning you can be pulled over and ticketed for violations. The driver and all passengers in a moving vehicle are required to wear seat belts.

Boise Impaired Driving Laws

Idaho is not like other states in that a driver age 21 or older will receive a DUI charge if his or her blood alcohol level is higher than 0.08 -- or .02 if he or she is under 21. The BAC limit is .04 for commercial drivers. First-time offenders face up to 6 months in jail, fines and license suspension. An ignition interlock device will be required on a second and third offense.

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Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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