Actual Yearly Savings
  • John
  • $564
  • Jul 24, 2017
  • Chet narayan
  • $200
  • Jul 6, 2017
  • Amber
  • $3600
  • Jun 27, 2017
  • Damaso
  • $1200
  • Jun 5, 2017
  • Samantha
  • $180
  • May 20, 2017
  • Omar
  • $2400
  • May 12, 2017
  • Jonathan
  • $1920
  • Apr 10, 2017
  • Ricky
  • $540
  • Mar 11, 2017
  • Yesebia
  • $1200
  • Mar 7, 2017
  • Walter
  • $840
  • Feb 23, 2017
  • Brittany stitch
  • $1800
  • Feb 18, 2017
  • Simon boadi
  • $1440
  • Feb 6, 2017
  • Joshua
  • $1560
  • Jan 18, 2017
  • Vanessa
  • $1404
  • Jan 6, 2017
  • Daniel
  • $600
  • Jan 1, 2017
  • Ariwah
  • $204
  • Dec 30, 2016
  • Aaron
  • $1200
  • Dec 30, 2016
  • Richard
  • $600
  • Dec 29, 2016
  • Jenaye
  • $1800
  • Dec 28, 2016
  • Gerals
  • $3600
  • Dec 27, 2016
  • Boris
  • $600
  • Dec 24, 2016
  • Ahmed
  • $100
  • Dec 18, 2016
  • Patrick
  • $600
  • Dec 17, 2016
  • Matthew gilmore
  • $300
  • Dec 12, 2016
  • Michael desmond
  • $3600
  • Dec 9, 2016
  • Ganesan
  • $100
  • Dec 9, 2016
  • Mamacita
  • $100
  • Dec 8, 2016
  • Nwaigwe
  • $1125
  • Nov 28, 2016
  • Atif ur rehman
  • $360
  • Nov 23, 2016
  • Zack
  • $1920
  • Nov 8, 2016
  • Brandon
  • $1800
  • Oct 2, 2016
  • Alex
  • $198
  • Aug 10, 2016
  • Kylah
  • $2400
  • May 2, 2016
  • Linda
  • $1200
  • Jul 4, 2015
  • Desi
  • $1200
  • Jun 22, 2015
  • Crystal
  • $300
  • Jun 22, 2015
  • Amer
  • $480
  • Jun 5, 2015
  • Jasmine
  • $2400
  • Jun 4, 2015
  • Ted
  • $120
  • May 15, 2015
  • Jeremiah
  • $1200
  • May 13, 2015
  • Cody
  • $1200
  • Apr 28, 2015
  • Arthur
  • $1500
  • Mar 19, 2015
  • Michael
  • $800
  • Mar 4, 2015
  • Babiisasha
  • $910
  • Mar 2, 2015
  • Alex
  • $516
  • Mar 2, 2015
  • Tushar
  • $2400
  • Feb 28, 2015
  • Tim
  • $300
  • Feb 28, 2015
  • Kristina
  • $1200
  • Feb 21, 2015
  • Santos
  • $1000
  • Jan 30, 2015
  • Janine
  • $1200
  • Jan 21, 2015

The Cheap Car Insurance Commitment

We stand behind our commitment to do our best to get you the lowest auto insurance quotes online.

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Now it’s easier than ever to search and shop for cheap auto insurance quotes.

Furthermore, we know our customers want the right amount of coverage to help keep their family safe on the road. That’s why we emphasize on red tape removal and streamline processes to help find cheap full coverage car insurance rates and the cheapest insurance companies for our customers.

One Good Reason to Shop With Us

"After being with my insurance company for just shy of 10 years, and after having shopped

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at companies that everyone around my hometown swore were the cheapest (including unadvertised "bargain" companies and giant comparison shopping brands), I decided to shop here at CheapCarInsurance and ended up saving just under $1,100 off my annual insurance bill, which is a lot more than I ever could have imagined anyone saving, especially me, an avid online shopper and extreme bargain hunter [...]

This is pretty ridiculous considering the fact that: 1st, I had regularly asked my former insurance company for reviews and discounts; 2nd, I recently got a speeding ticket in a school zone (which I am a bit ashamed to say) just before I switched; and 3rd, that $1,100 savings was before I got an additional discount for bundling my home insurance on my policy (which is a lot lower now too).

Unfortunately, and surprisingly, 10 years of loyalty did not pay off for me, and was replaced by a 5 minute quote that will save me thousands down the road. In short, our family owns 3 cars, and my new rates are about half my old rates; so not bad for the little additional time it took to compare quotes and digitally sign a policy.

Obviously, not everyone will save nearly as much as I did, but it's well worth your 5 minutes to find out, even if you end up only saving a few hundred dollars per year, potentially adding up to thousands over a couple years."

- Jared

Whether you need a free car insurance quote or are just shopping around, by filling out our easy-to-use form, we’ll find the best and cheapest full coverage car insurance options tailored to your insurance needs. At Cheap Car Insurance, we are the simplest and safest way to save money on your car insurance!

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Resources

Can Your Trust Your Claim Adjuster?

Imagine cruising down Main Street and as you cross an intersection a car broadsides you. Your car spins sideways and the airbag is triggered. Your car has extensive damage and you end up in the hospital for minor injuries. The next few weeks or months are going to be spent dealing with car repairs, hospital bills and insurance claims. Behind all of this will be a claims adjuster, and how you deal with them could determine if you are fairly reimbursed for your repair and medical bills.

What is a Claims Adjuster?
Auto claims adjusters can work independently for a number of insurance companies or attached to a single insurance company. They investigate the facts of an accident and approve or decline a claim. If a claim is to be paid they will determine the amount offered for your car or medical bills. Claim adjusters inspect your car, take photos and review police reports to determine if they will honor a claim. While the majority of adjusters are honest people just doing their jobs, its important to remember that the insurance company signs their paychecks and their number one goal is to settle claims as inexpensively as possible.

How to Deal With an Adjuster
There are many ways that you can help an adjuster pay out less than you deserve. Knowing how to handle your dealings with an adjuster can make a big difference in your claim check.

Review Your Policy – Before meeting with an adjuster be sure to review your policy and have a full understanding of the coverage it offers. Familiarize yourself with sections involving claims and your rights in the claim process. Does your policy allow you to hire your own adjuster?

Shut Up – When dealing with an adjuster it is best not to admit fault or give anything other than the bare minimum details. If you end up fighting the settlement offer and find yourself in court these initial statements can end up hurting your case. Do not discuss the specifics of your injuries and do not allow them to access your full medical records.

Be Polite and Take Notes – Getting angry and abusive has never helped a claims negotiation. Stay calm and polite. When dealing with an adjuster be sure to take notes. Get the name of everyone you talk to and who they are representing. Keep all of these notes in a file which you may need if you end up in court.

Never Take the First Offer – A quick settlement may sound great, but it could end up costing you a fortune. Adjusters often get a bonus if they settle cases quickly. Don’t pad their paycheck. Never settle quickly and don’t take their first offer. While you may feel fine after an accident, a week later you may find you have been injured or your injuries are much more extensive than you first thought. If you have signed a settlement offer you could find yourself on the hook for your medical bills.

The same goes for a car settlement. Start gathering comparative car values as soon as you can. Be prepared to negotiate with the adjuster if you are not happy with the settlement offer. Request that they only use the top five comparatives which can raise the average value, raising your payout.

Avoid Preferred Shops – Every adjuster has a preferred repair shop that they will try to steer you to if your car is being repaired. Politely decline and take it to the shop of your choice. Preferred shops will often repair a car to the insurers specifications, which might not be in your best interest.

Be sure that you read and understand any paperwork before signing it. Be patient and do your research when dealing with an auto insurance claim. If your injuries are extensive you may want to consider hiring a lawyer. Arming yourself with these tips should help you get the best settlement possible.