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Cheap Car Insurance in Carrollton, Texas

Find cheap car insurance in Carrollton, an old Texas city located about halfway between Denton and Dallas. Home to an estimated 133,169 residents, Carrollton is located in three different counties: Denton, Dallas and Colin. Unlike suburbs born as a result of urban sprawl, Carrollton has a rich history all its own. First settled in the mid-1800s and incorporated in 1913, Carrollton began to grow right after World War II and a population explosion began in 1970. Around the turn of the Century, the Carrollton Pressed Brick Co. operated near the Town Square right next to the Cotton Belt and Frisco railroads, according to town records. Many structures made from these bricks still stand. Bricks from the plant are identified easily, since the name “Carrollton” is embedded on each; they are prized by collectors. The old Town Square remains an active retail area and focal point for gatherings.

Driving Conditions in Carrollton

Interstate 35 goes through Carrollton on its way to downtown Dallas and on to Austin about three hours to the south. The drive into downtown Dallas is 18 miles, or about 25 minutes in light traffic – but don’t expect that during peak hours. Recent studies rank commutes in the Dallas-Fort Worth area as among the worst in the U.S., and planning to get to work before 7:30 a.m. is recommended. The DFW Airport is about 15 miles away and downtown Fort Worth is 35 miles from Carrollton.

According to U.S. Census data, Carrollton’s average commute time of 23 minutes is nearly three minutes shorter than the national average. Just over 10 percent of commuters carpool. Traffic information, cameras, accidents and construction updates can be accessed at

Unique Laws in Carrollton

Carrollton is one of a number of towns with a curfew ordinance, requiring those under 17 to be indoors before 11 p.m. weeknights or midnight on weekends. Violations of curfew can result in anything from community service to writing an essay, according to local police. In recent years, various residents have challenged the city’s “chicken law” forbidding the keeping of fowl in any lot or tract that is zoned residential.

Meanwhile in the rest of Texas, adults can legally ride in the back of a truck, according to state laws, and there are exceptions for children riding in truck beds — one being if the truck is the family’s only vehicle. After an auto accident, there is a two-year statute of limitations on filing a lawsuit for personal injury or property damage.

Carrollton Crime Statistics

FBI statistics compiled for 2016 show 220 violent crimes in Carrollton, four of which were murder or manslaughter. The local violent crime rate of 162 offenses per 100,000 residents is below the average U.S. violent crime rate of 386 per 100,000. The property crime rate in Carrollton was 1,954 per 100,000 residents, also below the U.S. average, which is 2,451 property crimes per 100,000 residents.

Within the city, 258 vehicles were stolen in 2016, FBI data shows, a rate of 189.5 per 100,000 residents. The national average is 236 incidents per 100,000 people.

Carrollton Safety Requirements

Seat belts are mandatory for all drivers and front-seat passengers and for minors whether in the front or rear seats, Texas law states. Fines and court costs of up to $200 can result for not buckling up. After age 4 or 40 pounds, children may graduate from required safety seats to a booster system. A statewide ban on texting while driving went into effect in September 2017, although quite a few D-FW cities (not McKinney, however) already had ordinances in place.

Carrollton Impaired Driving Laws

According to state laws, a person is legally intoxicated and may be arrested and charged with Driving While Intoxicated with a .08 BAC (blood or breath alcohol concentration) in Texas. However, a driver can also be deemed intoxicated if impaired due to alcohol or other drugs regardless of BAC. Both drivers and passengers also can be fined $500 for having an open alcohol container in a car. First offenders face a fine of up to $2,000, three to 180 days in jail, loss of driver’s license for up to 2 years and an annual fee of up to $2,000 for three years to retain a driver’s license. Charges are enhanced if there is a passenger younger than 15 in the car. Regardless of your driving history, you can find cheap care insurance in Carrollton, contact us for rate comparisons.

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  • Streamless Insurance


    Rafael Ortiz

    Streamless owners have been in business since 1991. We specialize in screening your rates. With our experience we make sure your insurance money is put where it is required. Getting claims paid during a time of loss. Rest assure that we highly work with underwriters that have am best rating and strong financial strength.

    our secure database is at most importance to us. As our owners information is also included for their home, auto and other insurance related products. We treat each clients and future prospect information as ours.

    What makes your specific agency stand out from your competition?

    With over 24 years of experience. Our team will listen to your needs and recommend our side of what type of insurance coverage is best suitable for each clients. We understand price is one of the decision maker. But during a loss everyone wish they have full coverage. Streamless is screening your rates!

    message from the owners: we pray each person behind a wheel has insurance. My family is also on the road. Drive safely! Don’t ever drink and drive. God bless us all! Amen!

    • Discount and Special Program offered Special Pricing 10%off Homeowners Insurance Renters Insurance Boat And Jetski Insurance Auto Insurance Commercial And Business Insurance Multipolicy Discount Rv Insurance Loyalty Discount Home Owner Discount

    • License Type

      General Lines Agent

    • License Number


    3108 Old Denton Road Ste 109
    Carrollton, TX 75007

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    Streamless Insurance knows Insurance business in and out. They are over qualified team. Like no other with super excellent advise. I have never knew getting right provider and right coverage matter in Texas. I thought all insurance were same. But call these guys and you will know. 972 820 7000.

  • La Familia Auto Insurance


    Aly Manji

    La familia insurance is a fast growing company that is dedicated to serving all of the insurance needs of its customers. We make sure that our offices are conveniently located and that all our employees offer the very best service. It is our promise to ensure that our customers have a consistently excellent experience, whether it is making a payment or starting a new policy. We promise to always be friendly, cheerful, and make you feel like a member of our family.

    What makes your specific agency stand out from your competition?

    You can count on us to give you the best protection with the best service at the best prices in the dallas/fort worth area. We are your number 1 source for car, home and renters insurance right in your neighborhood. We are committed to getting you lower insurance prices for the same coverages you already have. Dont believe us? We have liability rates starting from as low as $29.

    • Discount and Special Program offered Auto Insurance Homeowners Insurance Renters Insurance Motorcycle Insurance Business & Commercial Insurance Surety Bonds

    • License Type

      Limited Lines Agent

    • License Number


    1200 N. Josey Lane
    Carrollton, TX 75006

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  • Paul Jordan

    1921 E Hebron Pkwy Ste 110
    Carrollton, TX 75007

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    Paul Jordan is the best insurance agent I have ever had! He truly went out of his way to get me the lowest rates possible. I now have Renters and Life insurance for the first time thanks to Paul. He made it possible by getting all three policies for less than I was paying through Progressive for my car insurance alone. I recommend him as an agent to anyone and I will stay a loyal customer for life.

    Courtney Billingsley

  • David Daniel

    1025 W Hebron Pkwy Ste 132
    Carrollton, TX 75010

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    Amy and I were talking and we probably could find cheaper insurance elsewhere, but the level of service ya’ll provide is amazing! Thank you for all you do. n

    Amy and I were talking and we probably could find cheaper insurance elsewhere, but the level of service ya’ll provide is amazing! Thank you for all you do.

  • Terri L Holmes

    2810 E Trinity Mills Rd Ste 105
    Carrollton, TX 75006

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    Great office, nice and helpful employees, kind and thoughtful agent. I recommend this office to everyone I know!! You need insurance, give Terri’s office a call!!!!

  • The Young Insurance Group

    4020 Huffines Blvd Ste 100
    Carrollton, TX 75010

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    Is 0 stars an option? The "VP of Sales" Bentley Fitch is the rudest, most unprofessional person I have ever had the displeasure of dealing with. Foul mouth, condescending, and has limited experience with insurance. I came across this company after doing a BBB search of credible "small time" insurance companies. I called and Bentley answered the phone. I was explaining to Bentley what insurance I was needing, when another phone rang. He cuts me off with "hang on a second" and answers (what must have been his persona phone). He has a short conversation with whoever it was, but he did not even bother to put me on mute as I heard him say "I will deal with that f&*$ing B!tch later." Needless to say, I told him I was no longer interested and went with another company. Stay away from this company.

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Dig you know

Swapping your high heels for a pair of driving shoes can help you qualify for affordable car insurance by avoiding accidents and getting "safer driver" discounts.

Safety Tip

It's easier to get discounted car insurance with a car that has a high safety rating than one without one.

Savings Tip

When you are looking for car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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