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Cheap Car Insurance in Cary, North Carolina

Find cheap car insurance in Cary , one of three metro areas that make up what is known as the Research Triangle region which is home to the nation’s top research universities. A close and fast-growing suburb city of Raleigh, Cary in 2015 had an estimated 162,230 residents, more than two-thirds of whom have an associate degree or higher.

The western portion of Cary is considered the most affluent and educated, and the entire city boasts more than 80 miles of greenways and a massive nature preserve. Cary is home to companies such as 3Dsolve, Cotton Inc., Epic Games and IntelliScanner Corp.

Driving Conditions in Cary

Primary corridors through Cary are Interstate 40 along its eastern edge and U.S. Route 1 running toward Raleigh. Cary Parkway is a semi-circular road that serves as a partial outer loop. The city is part of the greater Raleigh metro, where traffic is unavoidably congested during rush hours. The average commute time Raleigh drivers is just over 25 minutes, according to a U.S. Census Bureau.

Average commute time for Cary, is only 22 minutes. Real-time accident information, construction delays and weather conditions can be accessed online at North Carolina travel information is also available by calling 511, an automated system that provides free updates.

Unique Laws in Cary

North Carolina Gov. Roy Cooper in 2017 signed into law the state’s new “brunch bill,” which allows restaurants begin serving mimosas, Bloody Marys and other alcoholic beverages at 10 a.m. on Sundays instead of noon.

The only catch is that local government boards must first approve the measure to enact it. Happy hours are prohibited in North Carolina except for food specials. In more odd-sounding laws, it is illegal to Rollerblade on state highways or drive on sidewalks in North Carolina. Bingo games may not last longer than five hours and elephants can’t legally be used to plow cotton fields.

Cary Crime Statistics

Cary in 2015 took the top spot on a Safest City in America list published by 24/7 Wall St., which based its findings on the FBI Uniform Crime Report for that year. Cary’s violent crime rate is listed at 51 incidents per 100,000 people, well below the national average of 373 per 100,000 people.

Within the city, only 63 auto thefts, were reported in 2015, an astounding rate of 48 incidents per 100,000 people. The national average for the same year is 220 incidents per 100,000 people.

Cary Safety Requirements

North Carolina mandates drivers and all passengers wear seat belts. Children under age 16 must ride in an appropriate restraint – a seatbelt for those age 8 or over 80 pounds, or a car seat or booster seat for those under age 8, according to the North Carolina Department of Transportation. For more on child safety restraints, visit .

Drivers under 18 are prohibited from talking on a cellphone while driving unless it is an emergency, or when talking to a parent or spouse. All drivers in North Carolina are prohibited from texting while driving.

Cary Impaired Driving Laws

Drivers with a blood alcohol concentration of .08 percent or higher are charged with driving while impaired, or DWI, according to the North Carolina Department of Public Safety. The limit is .04 for drivers of commercial vehicles. For drivers who are under 21, no amount of alcohol is legal, according to the NCDPS.

There are five “levels” of sentencing for DWI in North Carolina. They range from the most serious, being a 1, to a first offense, which is a 5. If convicted, “Level 5” first offenders face a minimum punishment of up to $200 in fines and jail time from 24 hours to 30 days. A person convicted of DWI will have his or her license suspended for at least one year. Regardless of your background, you can still find cheap car insurance in Cary, contact us for quotes and comparisons.

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Car Insurance Cary, North Carolina Agents

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  • Sean Pan

    2761 Nc Highway 55
    Cary, NC 27519

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    You will not find a better agent then Bruce Adorian. He and his staff are terrific! As far as State Farm, I’ve been a customer for years— in New York, California, Virginia and now in North Carolina. Great coverage and thanks to Bruce, great customer service.

    Hey everyone,
    Do you have a health policy with State Farm through PAN,SHEN?
    Well I do and they are not sticking to the agreement we have.
    I just had my rates jump about $80 per year when my policy stated said they would not raise my rates for two years.
    That was what they verbally told me.
    Now I have to go back and look through everything to see if they snuck a different agreement in my folder.
    If it happened to me then it is a good chance they are doing it to others as well.
    Check all of your stuff befoer you sign with them.

  • Jay Adkins

    218 Towne Village Dr
    Cary, NC 27513

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    Don’t do business with this agency. I had to cancel my policy with them because my bank would not finance and I called David/them in a reasonable amount of time within 10 min of purchasing the policy. On top of that their rate was 300.00 more then competitors and sh**ty practice. Had to call my bank to dispute the charges and get my money back. Why would I pay insurance on a car that I don’t drive and didn’t purchase. Will also cancel my renters insurance as well.

    What a wonderful group of people. The BEST Allstate Agency in North Carolina!

  • Jaclyn Lucas

    3460 Ten Ten Rd B106
    Cary, NC 27518

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    Full service agency, owner and staff helped me with all my insurance needs. I have been using them for years. I am very satisfied.

    Great agency to work with. Worked with me to look at all my coverages and save me money.

  • Daniel T Crocker

    103 New Edition Ct
    Cary, NC 27511

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    I prefer personal service when purchasing insurance. Mr Crocker is attentive, reliable and provides competitive rates. I recommend his services.

  • The Adcock Agency

    219 E Chatham St Ste 101
    Cary, NC 27511

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    My auto and home insurance is with Erie, purchased through the Adcock Agency. I’ve been a customer since moving to the area in 1994. Like pgcapex, I wouldn’t consider another agency.

    Every interaction I’ve had with them has been completely positive. I wish everyone were as competent and caring as these guys!

    I have been a customer for over 10 years. I have always been pleased with their offerings and services. They are professional and thorough in their analysis and considerations for insuring me. I have Car, Home and Boat insurance with them and would not consider anyone else. We happen to be insured by Erie and have been more than pleased with their services as well.

    Highly rate, recommend and endorse them. Stephanie is the greatest.

  • Lipstone Insurance Agency

    208 New Edition Ct
    Cary, NC 27511

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    Lipstone Insurance has provided great service to me and saved me significant money. I recommend them to anyone.

  • Insurance Doctor Agency Of Cary

    169 Se Cary Pkwy
    Cary, NC 27511

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    I was looking into buying a new car and wanted to make sure I could afford the insurance on it before I did. The quote was good so I went ahead and bought the car. Once I changed over the policy, I received the first bill. It was $70 more than I was quoted, a month! I immediately called thinking this was a mistake (since this was the second time I got a reasonable quote and then a larger bill, although the first time they fixed it.) When they told me that the amount was correct and they could do nothing I told them I’d most likely cancel the policy, the lady on the other side of the phone got upset, yelled “”fine!”” into the phone and hung up on me.

    I then tried to cancel the policy and received a warning that if I did I would owe $950 the day the policy expired. Needless to say, I don’t recommend this agency, I’m counting the days until they release me from my policy so I can get a much cheaper policy, which I already found.

  • Chuck Tickle
  • Peggy Burch
  • Brian V Barber
  • Carter Glass
  • Gary W Nobles
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  • Sally Cox
  • Bilal Hall
  • Carter Glass
  • Dan Harris
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  • Andy Owens
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  • Mvp Insurance Group
  • Steve Moore
  • Terrence E Nobles Jr
  • John Hughes
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  • Ed Moore & Associates
  • Simpson Insurance Agency
  • Dbs Insurance Of Cary
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  • B William Gunter
  • Cameron Bagherpour
  • Melvin Patrick Insurance Agency
  • Vandy Ennis Agency
  • Charter Insurance Group
  • Insurance Direct
  • Bowen Insurance Agency
  • Brooke Agency - Brooks Barbee
  • Apple Auto Insurance Center
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  • Willis Of North Carolina
  • First Command Financial Services
  • Worldwide Insurance Network
  • Donna Diane Stoyanovich Agency
  • James W Epps Agency
  • Pelnik Insurance & Financial Services
  • Keith Gutz
  • David Rogne
  • Colleen Maun
  • Jennifer Utt
  • Sharon Cooks
  • Derrick Thate
  • Howard Adolph
  • Laticia Goehl
  • Raymond Fedor
  • Rosie Benston
  • Keith Remedies
  • Paul Vanderiet
  • Thelma Axelrod
  • Bryan Bronstein
  • Gregory Esteban
  • Jimmy Unverzagt
  • Jenna Cruikshank
  • Virgil Hardister
  • Christine Tilghman

Auto body shops Cary, North Carolina

Dig you know

Swapping your high heels for a pair of driving shoes can help you qualify for affordable car insurance by avoiding accidents and getting "safer driver" discounts.

Safety Tip

It's easier to get discounted car insurance with a car that has a high safety rating than one without one.

Savings Tip

When you are looking for car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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