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Cheap Car Insurance in Centennial, Colorado

Find cheap car insurance in Centennial, Colorado, a Denver area city that incorporated in 2001. Chosen by voters at its incorporation, the city’s name is a tribute to Colorado’s admission to the Union in the year 1876, the centennial of the Declaration of Independence. The population was over 100,000 at the time, making it the largest incorporation in U.S. history. Today, an estimated 110,000 residents live within the Centennial’s 28 square miles. Since the city is relatively new, many mailing addresses still labeled Aurora, Littleton or Englewood are really located in Centennial, which tends to cause some confusion. IKEA in 2011 opened its second largest store in the U.S. in Centennial, the first IKEA store in Colorado.

Driving Conditions in Centennial

Centennial lies on Interstate 25, which runs north straight into downtown Denver and south into New Mexico. Most of the city’s businesses and entertainment centers are along the freeway.

Major east-west corridors are Araphoe and E. Dry Creek roads. A trip into Denver can range from 25 to more than 40 minutes, depending on traffic and where in the city one lives.

Despite being on busy I-25, the average commute time for Pueblo is just under 24 minutes, according to Census Bureau data, which is about three minutes under the national average and the Denver metro average of 26 minutes.

For updated travel information, visit www.cotrip.org.

Unique Laws in Centennial

In 2012, Colorado changed its state marijuana laws, allowing those over 21 to possess and consume marijuana. Pueblo, however, is among cities that ban growing marijuana outdoors. In addition, any type of smoking is banned throughout the state in enclosed work places, bars, restaurants and casinos. Many Colorado drivers do not realize, according to the Colorado Department of Transportation, that they can be cited for driving under the influence of marijuana.

Meanwhile, a much older Colorado law bans riding a horse while under the influence. Other laws that are good to know: You may not mutilate a rock within a state park. A law banning sales of alcohol on Sunday was repealed in 2008.

Centennial Crime Statistics

Centennial consistently reports lower crime rates than the U.S. average. Data compiled FBI stats for 2015, the latest available for Centennial, reports 137 violent crimes within the city that year. Its violent crime rate of 124 offenses per 100,000 residents is significantly below the national average rate of 386 offenses per 100,000 people. The property crime rate in Centennial the same year was 1,185 offenses per 100,000 residents, also lower than the U.S. average of 2,451 incidents per 100,000 residents.

Centennial Police reported 118 auto thefts, 97 of which were later recovered, in 2015, according to the annual report from the Colorado Auto Theft Intelligence Coordination Center. The most stolen car in Colorado is the Honda Civic, followed by the Accord. The CATICC strongly encourages those with ATVs, farm vehicles, scooters and trailers to safeguard them through vehicle registration, VIN etching and devices such as LoJack. For information, visit lockdownyourcar.org or nicb.org.

Centennial safety requirements

Texting while driving is against Colorado state law, and drivers under 18 are prohibited from using cell phones at all while behind the wheel. The Colorado Department of Transportation conducts periodic “seat belt waves” throughout the year to enforce its seat belt laws. Colorado in 2011 passed an enhanced booster seat law mandating that children up to age 8 must ride in either a child restraint system or properly fitting booster seat. The fine for not buckling up is $65, and parents caught with an improperly restrained child are fined $82.

Centennial impaired driving laws

In Colorado, DWAI, or “driving while ability impaired,” is usually a misdemeanor involving motorists who have consumed alcohol or drugs – or both. When a blood or breath test result is between 0.05 and 0.08, then a person is likely to be charged with DWAI. However, when the result is at or over 0.08, the driver will most likely be charged with DUI, or “driving under the influence.” DWAI convictions do not normally result in license revocations, but DUI convictions do. In 2015, Colorado enacted a law making an a fourth DUI conviction automatically eligible for a class 4 felony. No matter what your background, contact us for the best insurance rates in Centennial, Colo.

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Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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