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Cheap Car Insurance in Clarksville, Tennessee

Find cheap car insurance in Clarksville, a southern military town bordering the Kentucky state line. The seat of Montgomery County, Clarksville is home to an estimated 150,287 residents, many of whom enjoy golfing, boating and dirt-track racing. The city became a household name in 1966 after the release of a No. 1 hit by the Monkees titled “Last Train to Clarksville,” and parts of the music video were filmed there.

Fort Campbell is only 10 miles from downtown, located on both sides of the Tennessee-Kentucky line. With a lower-than-average cost of living, Clarksville is a growing city and was recently ranked by Money Magazine among the nation’s top 10 cities for “computer-age Millennials looking for bigger paychecks.” Austin Peay State University draws an average to 10,000 students to Clarksville.

Driving Conditions in Clarksville

Within 500 miles of two-thirds of the country, Clarksville lies about 50 miles northwest of Nashville via Interstate 24, which runs roughly along its eastern border north into Kentucky. Traffic on I-24 is dependent on the time of day, as well as any construction or accidents. The average commute time for Clarksville is 22 minutes, relatively short compared to the national average of just under 26 minutes, and residents report that the city is very spread out, thus it takes a 20-minute drive to get to most destinations.

Fort Campbell Boulevard, Wilma Rudolph Road and Madison Street have been named as the three most dangerous in the city based on the number of traffic crashes.

The website, smartway.tn.gov/traffic, displays real-time information on accidents, construction and weather-related delays. Information is also dispersed through the Tennessee Department of Transportation’s Twitter account. Drivers can access road and traveling conditions by calling 511, an automated voice response system through which callers can ask for specific roadways or regions.

Unique Laws in Clarksville

Clarksville city leaders in 2016 removed a limit on the number of liquor licenses that could be issued within the city. An original cap of one license per 6,000 residents was passed in 1963.

Tennessee laws forbid anyone to stand on the roadway to solicit either a ride or employment from drivers.

Also, if your car’s sound system can be heard 50 feet away, it is considered excessive noise. Shooting at game from your car also is illegal, as is using a lasso to catch a fish, sharing your Netflix password or failing to install a hitching post in front of your business. A (thankfully) vague law prohibits “crimes against nature,” and parents may not require children to pick up trash from the road on Easter Sunday.

Clarksville Crime Statistics

FBI statistics compiled for 2016 shows 935 violent crimes in Clarksville, 12 of which were murder or manslaughter and 718 of which were aggravated assault. The local violent crime rate of 613 offenses per 100,000 residents is nearly double the average U.S. violent crime rate of 386 per 100,000. The local property crime rate is 2,526 per 100,000 residents, just a tad higher than the U.S. average of 2,451 per 100,000 residents.

Within Clarksville, 182 vehicles were stolen in 2016, FBI data shows, a rate of 119 per 100,000 residents. The national average is 220 incidents per 100,000 people, according to the National Insurance Crime Bureau.

Clarksville Safety Requirements

Texting while driving is illegal and all drivers and passengers must wear seat belts, according to the Tennessee Department of Safety and Homeland Security. In addition, motorcyclists and their passengers must wear helmets that meet federal safety standards.

Approved car seats are required for children up to age 3, and booster systems are required for those 4 to 8 years old who are under 4 feet, 9 inches tall. Infants under age 1 must ride in a rear-facing seat. Drivers must move over when possible while passing a stopped emergency vehicle with its lights engaged.

Clarksville Impaired Driving Laws

Drivers over 21 with a blood or breath alcohol content of .08 are higher can be charged with driving under the influence, as can those under 21 with a .02 result, Tennessee laws state. First-time offenders are subject to a $350 minimum fine and 48 hours in jail, plus paying for towing and storage. Charges are enhanced if the driver’s BAC is higher than the legal limit or if children in the car at the time of arrest.

Note that open alcohol containers anywhere in the car are illegal, according to the Tennessee Department of Safety and Homeland Security. Contact us to compare rates for cheap auto insurance in Clarksville.

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Car Insurance Clarksville, Tennessee Agents

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  • Scott Bryant - State Farm Insurance Agent

    EDIT

    Scott Bryant

    Serving clarksville, with great rates on car insurance, truck insurance, motorcycle insurance, commercial auto insurance and more!


    What makes your specific agency stand out from your competition?

    Offering car insurance in clarksville. We offer excellent customer service and great rates on all lines of auto insurance. Call us, click on our website or stop in the office today for a free rate quote. We look forward to serving you.


    • Discount and Special Program offered Multi-line Discount Safe Driver Discount Good Driver Discount Good Student Discount

    • License Type

      Insurance

      Insurance

    • License Number

      TN-720212

      KY-DOI-843081

    1810 Madison St
    Clarksville, TN 37043

    Visit Agent Website
    Reviews

  • Southern Insurance

    EDIT

    Adam

    All types of insurance, auto insurance, home insurance, life insurance, business insurance, commercial insurance.,


    What makes your specific agency stand out from your competition?

    What makes this specific agency stand out from the competition is great service twenty four hours a day.


    • Discount and Special Program offered Multi Car And Home Owner

    • License Type

      P & C

    • License Number

      110167542

    1130 Main St
    Clarksville, TN 37040

    Visit Agent Website
    Reviews

    This guy is crazy. He drinks on the job, accuses his employees of breaking in after hours, changing the open / closed sign, and using toilet paper while not stealing anything. Not an honest operation.

  • Augustine Insurance Agency

    EDIT

    Augustine Insurance Agency

    Good, sound, friendly insurance advice can save you time and money. Since 1972 locally-owned and operated augustine insurance has been helping customers match their insurance needs with their budget.


    What makes your specific agency stand out from your competition?

    Augustine insurance provide solutions personalized to fit for your auto, home, boat and life insurance needs. We work for you. We can help!


    • Discount and Special Program offered Na

    • License Type

      Na

    • License Number

      NA

    111 N Riverside Dr
    Clarksville, TN 37040

    Visit Agent Website
  • Augustine Insurance Agency

    EDIT

    Augustine Insurance Agency

    Good, sound, friendly insurance advice can save you time and money. Since 1972 locally-owned and operated augustine insurance has been helping customers match their insurance needs with their budget.


    What makes your specific agency stand out from your competition?

    Augustine insurance provide solutions personalized to fit for your auto, home, boat and life insurance needs. We work for you. We can help!


    • Discount and Special Program offered Na

    • License Type

      Na

    • License Number

      NA

    2857 Fort Campbell Blvd
    Clarksville, TN 37042

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  • Sharon Patterson

    2017 Wilma Rudolph Blvd
    Clarksville, TN 37040

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    Reviews

  • Insurance Usa

    3430 Fort Campbell Blvd Ste 104
    Clarksville, TN 37042

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    Reviews

    Okay, I will admit I had my doubts about this place. I figured “”Eh, insurance isn’t the sort of thing to ‘nickle and dime’ on, but I need to save money…””

    I just want to say the ladies working here worked tirelessly to help me. I work a hectic schedule and due to my work hours and the unfortunate situation I was in (I won’t go into details here) I was in a bind as far as sorting out my issues. The staff took note of my problems, remembered my name and situation when I called and when I would come in, and did what they could to help me the best they could, apologizing for things that weren’t their fault, and expressing sympathy and understanding. In all honesty, I felt they genuinely care for their clients and I personally felt at ease with them on my side. Who you have your insurance through is your decision, but know that these agents will take care of you.

    When working and going through hard times, the most nerve racking thing in the world can be not having peace of mind. They eased my concerns and I would like to personally recommend them.

    IF YOU NEED CAR INSURANCE, GO SEE MS. BAGGETT. SHE WENT OUT OF HER WAY TO HELP ME OUT AND GOT ME A GREAT DEAL ON MY CAR INSURANCE!

  • Sue Mcintosh-lowe

    1671 Fort Campbell Blvd Ste 4
    Clarksville, TN 37042

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    Reviews

    Called for months to get a question answered and never could get a straight answer. Finally called the Allstate corporate office to get my answer. They were great. I feel if these folks can not answer a question, how will they handle a real problem in a time of need?

    I really enjoyed working with Susie. She always returned my calls and got me the help I needed.

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Dig you know

Swapping your high heels for a pair of driving shoes can help you qualify for affordable car insurance by avoiding accidents and getting "safer driver" discounts.

Safety Tip

It's easier to get discounted car insurance with a car that has a high safety rating than one without one.

Savings Tip

When you are looking for car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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