Cheap Car Insurance in Columbus, Ohio

Want to know more about Columbus and how you can get cheap car insurance? Well, Columbus is the largest city in Ohio. The capital city of Ohio was founded in 1812 as a socioeconomic center. Located in the center of the state of Ohio, Columbus is now known as an academic center of the Midwest due to its high numbers of universities, libraries and museums.

Let Cheap Car Insurance help take the leg work out of shopping for the best car insurance in Columbus, OH. Get your auto insurance quote today!

Driving Conditions in Columbus

Drivers in Columbus are forced to face the longest commute times and most congested traffic in the state. A study conducted by the Texas A&M Transportation Institute found that commuters in Columbus spend an average of 40 hours per year stuck in traffic.

Unique Laws in Columbus

Ohio state law dictates that people who are operating a motor vehicle must obey a request to slow down if such a request is relayed by a person on horseback. The ability to enforce this law is questionable, and it is unlikely that a horseback rider will make such a request of a driver.

Columbus Crime Statistics

For 2015, here’s the breakdown for three crime categories in Columbus, according to the FBI:

  • Burglary — 7,219 incidents
  • Larceny — 23,021 incidents
  • Vehicle theft — 3,113 incidents

Columbus Vehicle and Driving Safety Requirements

Seat belt law

By law, every driver and front-seat passenger in Ohio must wear a seat belt. Every child under 8 must be secured in a booster seat or other approved child safety seat (unless the child is at least 4 feet, 9 inches tall), while any child 8 to 15 must wear a seat belt if he or she is not sitting in a child safety seat.

Distracted driving law

It’s against the law to text while driving in Ohio, but you can talk on a cellphone while driving (unless you’re under 18). 

An adult driver who’s guilty of texting while driving can be fined up to $150. If you’re a driver under 18, the maximum penalty is a $150 fine and a six-month license suspension for the first offense; for a second offense, the penalty doubles.

Helmet Law

By law, a motorcycle operator 18 and older in Ohio who’s had a valid motorcycle license for at least a year does not have to wear a helmet. An operator under 18 must wear a helmet, though. All motorcycle passengers must follow the rules that apply to the operator. Anyone caught without a helmet faces a fine of up to $75.

Ohio has no law requiring bicycle operators or passengers to wear helmets.

Impaired Driving Law

What’s called DWI or DUI in other states is called OVI (operating under the influence) in Ohio.

In the case of a “low test” — meaning lower-level results on a chemical test to determine OVI — a first-time offender in Ohio faces at least three days in jail, a one-year license suspension and a $375 fine. Under the “high test” scenario (with higher-level test results) a first-time offender faces at least six days in jail, a one-year license suspension, a $375 fine and mandatory yellow OVI license plates.


Maximum penalties for a first-time “low test” offender are six months in jail, a three-year license suspension and a $1,075 fine, while maximum penalties for a first-time “high test” offender are six months in jail, a three-year license suspension, a $1,075 fine and mandatory yellow OVI license plates.

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Car Insurance Columbus, Ohio Agents

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  • Kim Roe State Farm Insurance Agency


    Kim Roe
    Affiliated with state farm since 2000. Call or stop by our office today for a fast & accurate auto insurance quote.

    What makes your specific agency stand out from your competition?
    Our office strives to provide our customers with the most efficient and professional service. We take time to complete a personalized comprehensive review of our customer's insurance needs. We want to be the first and preferred choice for all of our customers' insurance needs in columbus, oh. We focus on auto insurance & we strive to provide the best insurance experience in ohio.

    • Multi-line Discount

    • License

    • OH-994363

    1288 Bethel Road
    Columbus, OH 43220
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  • Catanzaro Insurance


    Anthony Catanzaro
    Please visit our website: www.Catanzaroinsurance.Comproudly located in historic german village in columbus, catanzaro insurance is an independent insurance agency helping people with auto/car insurance, flood insurance, homeowners insurance, business/commercial insurance and life insurance. At catanzaro insurance, we believe that if you genuinely care about people first, the rest will fall into place.serving the entire state of ohio we understand you have a choice when it comes to insurance. Catanzaro insurance will assess your situation thoroughly and provide you with the best options to choose from. In the end we think our effort and expertise will make catanzaro insurance your obvious choice.

    What makes your specific agency stand out from your competition?
    Catanzaro insurance is an independent insurance agency, meaning we are free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Catanzaro insurance represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.

    • Please Contact For Current Specials!

    • Property, Casualty, Personal & Life

    • 16497716

    729 S 3rd St Unit# 2
    Columbus, OH 43206
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  • Richards Insurance Agency


    Scott Richards
    Looking for affordable insurance? We know that it can be difficult to find the right insurance that fits your needs. That's why, here at richards insurance, we want to help you make sure you get the right coverage that fits your needs.

    What makes your specific agency stand out from your competition?
    We are an independent agency with the customer in mind. We have relationships with dozens of insurance companies, allowing you to get the right price with the right service. Whether you have the ideal history, preferred companies desire, or a not so perfect history, we find the right coverage, with the best company, at the best price for you. Make the latest changes to your policy directly from our website twenty-four hours a day, seven days a week. Use any of our convenient forms located at the left for policy service directly from your home or office. As an independent insurance agent we can offer the right coverages with the personal touch you would expect from your neighborhood insurance agent.

    • Teachers

      Good Drivers

      Good Students

      Safe Drivers

    • Personal, Health, And Life

    • 602798

    3092 Northwest Blvd.
    Columbus, OH 43221
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  • Creekside Insurance Agency


    Jon Murray
    Great service and rates. Health,auto,commercial auto,life,,voluntary group benefits.Motorcycle and boat insurance

    83 Granville St Gahanna,ohio
    Columbus, OH 43230
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  • Aaa Insurance


    2066 Crown Plaza Dr
    Columbus, OH 43235
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    Marilyn, who has handled several out of country vacations is extremely helpful. She has personal and professional experience with traveling and is very nice too boot! She also follows through when promised.

    I stopped by this location to pick up information for an upcoming trip to Spain. Although there is not a lot available, the staff was very helpful and the material was mailed very quickly.

  • Bud Kulp


    1717 Bethel Rd
    Columbus, OH 43220
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    When I was 21 my parents helped me find a State Farm agent in the OSU area. They were partial to State Farm as this whom they were with. I am single and own two vehicles and a home in which was all covered under a policy held with Budd Kulp. After 8yrs of never being late on a payment (since it is auto drafted from my checking acct) and yes I will acknowledge I have a fast car in which I did have a number of incidents, 2 of which drop off next month. I was sent a letter letting me know that one of my vehicles was dropped. I did not receive a call to inform me of this. I was extremely disappointed for the lack of customer service, but honestly to think back I have actually never spoken to Bud Kulp himself. The woman who cancelled my policies could have cared less as after a 5 minute conversation the rest of my policies were cancelled. I will admit she was polite as she stated I could have everything effective the same day the one policy was cancelled. And lasty thank you State Farm as I now have a agent who calls me and was able to get me the approximate deal I had with State Farm before I was dropped. He is also a free agent and will be shopping around each time the policy is up for renewal.

  • Debbie Montgomery Insurance Agency


    1880 Schrock Rd
    Columbus, OH 43229
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    I would like to take this opportunity to say that I have enjoyed my relationship with Debbie Montgomery and her staff at State Farm. It is so nice, in this day of bad customer service, to have a question or a
    problem and be able to call them and get a Friendly, Live, Helpful and Knowledgeable person willing to help you.
    I have never had bad or even marginal service from the Montgomery group. I have been with State Farm for 26 years and will continue with State Farm and Debbie Montgomery's group as long as she is in business.

  • Dressel & Evans Agency


    1527 Northwest Blvd
    Columbus, OH 43212
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    I thought I was saving big money with other insurance....until I talked to this company. Not only did I get local personal service but they saved me big over what I had with lizard. Call him for a quote and see for yourself.


    This company is top notch. Great Service! Be sure to ask for Jim.

  • Margot N O'dell Insurance


    136 S Stygler Rd
    Columbus, OH 43230
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    Great Customer Service, willing to work with you, knowledgeable in insurance, Free quotes and reviews on renewal.

  • Matt Simonds Insurance Agency


    2986 N High St
    Columbus, OH 43202
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    Matt Simonds ironed out some very complicated, byzantine problems we had getting our car repaired. I found him to be very pleasant and clearly interested in getting to the bottom of issues. I'd recommend him to a friend or family member.

    Matt has been an excellent agent and I have been a client of his since he first opened. I can honestly say that his office is one of the few places where I actually get genuine customer service with a smile. Most other places I get services from could learn a lot from Matt. The world would be a better place with more quality service providers in it like the team in Matt's office. What a pleasure to deal with, and a genuinely nice guy. If you need something insurance related, give him a try for a can't miss great experience, I'm happy that I did.

  • Murray & Sons Insurance Agency


    301 S Hamilton Rd
    Columbus, OH 43213
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    Tamara is great! Saved big on switching from Nationwide. They sell Nationwide too but being independent, they price other insurance companies and give you the best rate. Unlike prior agent, they review and rewrite policies frequently so prices go down, not up!

  • Nick Miller & Associates Insurance Agency


    6834 Caine Rd
    Columbus, OH 43235
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    This agency cares about you and will continue to earn your business.

  • Ohio Insurance Advisors


    111 W Johnstown Rd
    Columbus, OH 43230
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    I really like working with Ohio Insurance Advisors because they know our business. We have been with them for half a decade and wouldn't think about changing to another company.

    This is a great insurance agency. I've stuck with them and have never been disappointed. I'm satisfied with the costs, coverage, and how available the staff are when they are needed.

  • Thomas-fenner-woods Agency


    1500 Lake Shore Dr Ste 400
    Columbus, OH 43204
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    Family owned business since 1932 and offers all lines of insurance.

  • A E Mcguire & Associates
  • Aa Affordable Insurance Agency
  • Aaa Insurance
  • Aba Insurance Agency
  • Ahmed Elmi
  • Alan R Woolever
  • All Ohio Insurance Agency
  • American Agency
  • Amicon Insurance
  • Anderson Insurance Agency
  • Anthony Roberts & Company
  • Apollo Insurance Agency
  • Archer-meek-weiler Agency
  • Augustine Insurance Agency
  • B Rupp Agency
  • Ballou Insurance Agency
  • Bates & Company
  • Baum & Associates Insurance Agency
  • Baydan Insurance Agency
  • Beim & Grundstein Insurance Agency
  • Ben Dempsey Agency
  • Benchmark Insurance
  • Benchmark Insurance
  • Bennett Insurance Agency
  • Best Hoovler Mcteague Insurance Services
  • Best Hoovler Mcteague Insurance Services
  • Bill Alsnauer
  • Bob Zedeker
  • Botkin Insurance Services
  • Brad Cummins
  • Bradley Insurance Group
  • Brian D Wright
  • Brian K Boyed
  • Brooke Agency - Livinus Nwankpa
  • Brooke Agency - Mark Hedman & Jonathan Anglin
  • Bruce Rothermund
  • Burby Insurance Group
  • Burns Agency
  • Callif Insurance Agency
  • Carney Insurance
  • Carolyn Murray
  • Central Insurance Agency
  • Central Ohio Insurance Connection, Llc
  • Charles A Jacoby
  • Charles R Barr
  • Colemont Insurance Brokers
  • Collins Insurance Agency
  • Columbus Agency
  • Conley Insurance Center
  • Connor Insurance Agency
  • Crichton Brandon Jackson Ward
  • Crystal Gooch Smith
  • Cugino Insurance & Financial Services
  • Dan Evans Insurance Agency
  • Danduran & Associates Insurance Agency
  • Danny Hilton
  • David C Cook
  • David Gausepohl
  • David K Sichko
  • David Stanley & Associates
  • Defusco & Associates Insurance Agency
  • Dehan Enterprises
  • Derrick U Spencer
  • Detwiler Insurance Agency
  • Dulin Insurance Agency
  • Edward Moriarty
  • Edwin Velez Insurance Agency
  • Enterprise Insurance Agency
  • Eric D Snider Insurance Agency
  • Eric Ley Insurance Agency
  • Ernie F Epitropoulos
  • Evergreen Insurance Agency
  • Farmers Insurance Group
  • Farmers Insurance Group
  • Farmers Insurance Group
  • Ferrell Insurance Agency
  • Ford Adam Insurance Agency
  • Franchise Insurance Agency
  • Frank & London Insurance Agency
  • Frye Insurance Services
  • Gardiner Allen Deroberts Insurance
  • Gary Bepler
  • Gary Bertelsen
  • Gary Snowden
  • Gianna R Cone Insurance Agency
  • Glen H Crowell
  • Glenn R Williams
  • Gold Merit
  • Grant Insurance Agency
  • Green Light Insurance
  • Gregg Rothermund
  • Grubers Columbus Agency
  • Guardian Insurance Agency
  • Guy Williams Insurance Agency
  • Gwynn Vaughan Insurance
  • Hamilton Insurance
  • Hamilton Road Insurance Agency
  • Hbwcolumbus
  • Henderson Insurance Agency
  • Hilb, Rogal & Hobbs
  • Hoovler Financial & Insurance Services Agency
  • Horizon Insurance Services
  • Howard K Tyler Insurance Agency
  • Howard R Moccabee
  • Howell & Howell Agency
  • Insurance First
  • Insurance Intermediaries
  • Insurance Intermediaries
  • Insurance Office Of Central Ohio
  • Insurance Services Agency
  • Insurance Unlimited Agency
  • Integrated Financial Systems
  • Isner Insurance Associates
  • J R Scott Insurance Agency
  • Jack Gilkerson
  • Jamie Koutras
  • Jenkins-richardson Insurance Agency
  • Jerry Doherty
  • Jerry P Geswein
  • Jerry Timko Insurance Agency
  • Jill Rufener
  • Jimmy L Moore Jr Insurance Agency
  • John Butler
  • John R Eyster
  • John Snyder
  • John W Dawson Insurance
  • Jonathan C Bloom
  • Joyce Pae
  • K Theodore Asakura
  • Keith L Burley
  • Keith Shrider
  • Kent Williamson Insurance C/o Town & Village
  • Kerrie A Bolon
  • Kimberly Company
  • Kimberly Derwent
  • Kuhl Financial Concepts
  • Lanier Upshaw
  • Larry Noll - State Farm
  • Laura Ramirez
  • Lauterbach & Eilber
  • Ledbetter Insurance Group
  • Lengal Financial
  • Lev Barinskiy
  • Lisa S Diemer
  • Lonnie Perlman
  • Loren Moss Agency
  • Loretta Powell
  • Loring R Richardson
  • M/i Insurance Agency
  • M/i Insurance Agency
  • Maloof Insurance Agency
  • Mark E Watson & Associates
  • Mark Reissig
  • Mary S Shade
  • Matthew R Taylor
  • Merry Insurance Agency
  • Metlife Auto & Home
  • Metlife Auto & Home - Goldmeier Insurance
  • Metlife Auto & Home - Walter Mosley
  • Michael Boggs
  • Michael Farrell
  • Mid-ohio Insurance Agency
  • Mike Brenner
  • Mike Cline Insurance Agency
  • Morgan Hubble Smith Insurance Agency
  • Morstan General Agency Of Ohio
  • Nancy Acevedo
  • Neace Lukens
  • Ned Hodkinson
  • Neville Lyimo
  • Newmann-godful Insurance Agency
  • Newmann-godful Insurance Agency
  • Norman Davis
  • Offenberg & Associates Insurance Agency
  • P R Hurlbut Insurance & Financial Services
  • P R Hurlbut Insurance & Financial Services
  • Palmer Miller Nelson Insurance Agency
  • Parks & Associates
  • Pat Grove
  • Patricia A Dews
  • Patrick J Conley
  • Pfeifer-ornstein Insurance Agency
  • Phillips Insurance Agency
  • Potts Insurance Agency
  • Putnam White Lewis Insurance Agency
  • Ramzi A Shehadeh
  • Ray Cook
  • Ray Insurance Agency
  • Reed Ellison Collins Agency
  • Reed Insurance Agency
  • Renee Dutton
  • Rensch Insurance Agency
  • Rex Rudolph
  • Reynold A Molino
  • Richard B Yoke
  • Robert Causey
  • Robert Erlanger
  • Ron Ambrozy
  • Russell A Popp Insurance Agency
  • Scott C Corbin
  • Scott Dawson
  • Scott T Good Insurance Agency
  • Shelli Davis
  • Sihle Insurance Group
  • Sky Insurance
  • Smith Insurance Services
  • Smith-purdum & Associates Agency
  • Snyder Insurance Agency
  • Sokol Insurance Agency
  • Soller Insurance Agency
  • Specialty Brokerage/wf Services
  • Stephen Uhlman
  • Steve Kelley
  • Steve Nelson
  • Suzanne Rizer
  • T A Swain
  • Ted Briggs
  • The Brubaker Insurance Agencies
  • The James B Oswald Company
  • The James B Oswald Company
  • The Johnson Insurance Agency
  • The Matson Agency
  • Theodore White Jr Insurance Agency
  • Thomas Byrd
  • Thomas L Crumrine Agency
  • Thomas L Crumrine Agency
  • Thomas S Andrews
  • Tia Services
  • Tim Reis Insurance Agency
  • Todd M Berry
  • Tom Price
  • Tom Wilson Insurance Agency
  • Topping Insurance Agency
  • Town & Village Insurance Service
  • Trevis A Davie
  • Tri-wood Insurance Agency
  • Usi Insurance Services
  • Van Dunn
  • Vic Jimenez
  • W E Davis Insurance Agency
  • Wachovia Insurance Services
  • Webb & Webb Agency
  • Wells Fargo Insurance Services
  • Wendy Sams
  • Westfield Services
  • Will Turner
  • William F Thompson
  • William P Wood
  • Winkel Insurance Agency
  • Yelena Uchiteleva
  • York Insurance Agency

Did you know ?

Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

Safety Tip

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

Savings Tip

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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