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Cheap Car Insurance in Dearborn, Michigan

Find in Dearborn, Mich., an auto manufacturing city considered part of the Detroit metro area. Located in Wayne County, Dearborn has an estimated population of 94,444 — about 4,000 lower than the official census in 2010. Ford remains its largest employer, followed by ADP and Automotive Components Holdings. Dearborn is the birthplace of Henry Ford, and the Henry Ford Museum is among popular stops for visitors. It is also home to the University of Michigan-Dearborn. Dearborn is not to be confused with Dearborn Heights, a smaller, neighboring city in the same county.

Driving Conditions in Dearborn

According to crash records, the intersection of Ford Road and Mercury Road in Dearborn is particularly dangerous, with more than 70 accidents in 2017.

Highway 12, or Michigan Avenue, bisects Dearborn, running northeast to Detroit, which is less than 10 miles away. Interstate 94 cuts through the city’s eastern edge, then heads west to Ann Arbor and eventually to Chicago about 300 miles away. Highway 39, or Southfield Freeway, is the central north-south corridor in Dearborn, intersecting with Michigan Avenue near the Rouge River crossing and the Fairlane Town Center development. The average commute time for Dearborn, according to U.S. Census Bureau data, is only 20 minutes, about 6 minutes shorter than the U.S. average. Traffic may not be as much of a problem in Michigan, but winter weather is a different story. Michigan authorities recommend drivers check for advisories at www.michigan.gov/roadconditions or by calling 800-381-8477. State police update advisories at least twice per day from November to March.

The Michigan Department of Transportation provides real-time traffic maps, cameras through downloadable apps and through its website at mdotnetpublic.state.mi.us/drive/.

Unique Laws in Dearborn

Outdated Michigan laws prohibit cursing in front of women and children, though it is unknown whether women and children can be charged if they are the guilty party. The laws also state that the Star Spangled Banner must be performed as an “entire and separate composition without embellishments,” thus any medleys involving the National Anthem are out. Thankfully, the Michigan code continues to be enforced regarding duels, which are basically a gunfight between disagreeing parties. Michigan residents also may not scalp steamboat tickets or put deformed humans on exhibit except for scientific and medical purposes.

Dearborn Crime Statistics

Data compiled by the Federal Bureau of Investigation for 2016 states there were 348 violent crimes in Dearborn, only one of which was murder. The local violent crime rate of 367 offenses per 100,000 residents is slightly below the national average of 386 offenses per 100,000 people.

The property crime rate in Dearborn the same year was 2,948 offenses per 100,000 residents, above the U.S. average of 2,451 incidents per 100,000 residents. Within the city, 327 vehicles were stolen in 2016, FBI data shows, a rate of 345 incidents per 100,000 residents. The national average is 236 incidents per 100,000 people.

Dearborn safety requirements

Michigan has a “primary” seat belt law, which means law enforcement can stop and ticket motorists solely for not buckling up. State law also requires children younger than 4 be secured in an approved safety seat. After age 4, they must be in a booster seat until age 8 or until they are 4 feet, 9 inches tall. Everyone else in the car must wear seat belts unless they are at least 16 years of age and riding in the back seat. A rear-facing car seat can be installed in a front seat only if there is no rear seat or the rear seat is occupied by children under four, and the airbag for that seat is turned off, according to the Michigan State Police. Since 2010, texting and driving have been prohibited statewide, and lawmakers are currently debating a bill banning cellphone use while driving, though there are no current bans against it.

Dearborn impaired driving laws

Drivers with a blood alcohol concentration of .08 or higher are charged with driving OWI, or Operating While Intoxicated, in Michigan, which also has an OWVI, or Operating While Visibly Impaired, law for drivers who are under .08 but are obviously impaired. Charges are enhanced if a driver’s BAC is .17 or more. The BAC drops to .02 for those under 21. First offenders face up to 93 days in jail, plus fines, license suspension for 30 days and a possible ignition interlock device, which is not cheap either. For those with an enhanced charge for high BAC, it’s up to 180 days in jail, higher fines and up to 360 hours of community service for a first offense. No matter what you circumstances, we can help find cheap car insurance rates in Dearborn, Mich.

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Auto body shops Dearborn, Michigan

  • Fordson Auto Collision
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  • Reviews

    Well where do i start. Northeast is a boring school
    they have many great dancers, but there dances are horrible.

    its kick turn kick turn . and on.

    they go on stage with bras.
    honestly even the 5 year olds are wearing these skimpy outfits.

    Overall you will learn here but there competition team is boring.

    and they are nasty stuck up girls.

    plus theres one star.

    there competiton team is getting smaller and smaller.

    nobody wants to go there anymore.

    no team spirit.
    not a good school .

    Many other schools have beat northeast.

    northeast is an average school now.

    and they got kicked off FDC. HAHAHAH.
    that stinks.

    well DONT GO HERE.

  • East Born Collision
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Swapping your high heels for a pair of driving shoes can help you qualify for affordable car insurance by avoiding accidents and getting "safer driver" discounts.

It's easier to get discounted car insurance with a car that has a high safety rating than one without one.

When you are looking for car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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