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Cheap Car Insurance in El Monte, California

Locate cheap car insurance in El Monte, the California city once known as the end of the Santa Fe Trail. Nestled in the San Gabriel Valley east of Los Angeles, El Monte is home to approximately 115,000. Original settlers found the area rich and fertile, and a railroad depot was established in 1873. Gay’s Lion Farm was a popular tourist attraction until 1942, housing more than 200 African lions featured in movies during the 1920s and 30s. The Metro-Goldwyn-Mayer logo was created using two lions from the farm, which closed during World War II and never reopened. A memorial statue remains on Interstate 10 at Valley Boulevard, and the farm’s original lion statue still stands at El Monte High School.

Driving Conditions in El Monte

El Monte lies on Interstate 10, about 13 miles from downtown Los Angeles. On a ranking of Worst Los Angeles Suburbs for Commuters released in 2014, El Monte placed in the middle of the pack at No. 32. The list factors in average commute times, gas and insurance costs. The average commute time for suburban workers in the L.A. metro is 28.44 minutes one way, the study reported.

The average commute time for El Monte is just over 30 minutes, slightly longer than the L.A. County average and about 5 minutes longer than the U.S. average, according to Census Bureau data. Live traffic cams and maps can be found online at

Unique Laws in El Monte

El Monte has some interesting old laws. For example, it is illegal to keep, operate, maintain or own a pinball machine, or to dispose of a tobacco-related product such as a cigarette butt on a playground.

California recently passed some unique laws, such as one requiring film producers to get permission from a board-certified pediatrician before filming a child under 1 month old. Also recent is SB 1140, which exempts clergy who object to same-sex marriages from having to perform them. New laws also prohibit picketing a funeral one hour before or one hour after the service.

Newcomers are often pleased to learn that California’s liquor laws are not nearly as strict as other states, with sales allowed at nearly all hours, plus Sundays. They should also take note that California drivers who smoke with a minor 17 and under in the car can be fined up to $100, according to the California Health and Safety Code.

El Monte Crime Statistics

Overall crime rates in El Monte are below the national average, with car theft being a notable exception. Data compiled by the Federal Bureau of Investigation for 2016 shows 448 violent crimes in El Monte, three of which were murder or manslaughter. The local violent crime rate of 381 offenses per 100,000 residents is slightly below the average violent crime rate of 386 offenses per 100,000 in the U.S. The property crime rate in El Monte was 2,131 offenses per 100,000 residents, also below the U.S. average of 2,451 incidents per 100,000 residents. Within the city, 688 vehicles were stolen in 2016, FBI data shows, a rate of 586 incidents per 100,000 residents. The national average is 236 incidents per 100,000 people.

El Monte Safety Requirements

California law requires children younger than 2 to be secured in a rear-facing safety seat, unless they weigh more than 40 pounds or at least 40 inches tall. All children under age 8 or shorter than 4 feet 9 inches tall must ride in a federally-approved restraint system.

As of 2017, drivers may not use a hand-held device while driving even to access GPS; GPS systems must be mounted within the car. Minors may not use cellphones while driving unless in an emergency.

According to the California Office of Traffic Safety, the “Click It Or Ticket” program ensures drivers they will receive a ticket if they or their passengers do not wear safety belts.

El Monte Impaired Driving Laws

Drivers in California be charged with driving under the influence if they are found to have a blood alcohol content, or BAC, of .08 or higher, according to the state’s Department of Motor Vehicles. For those driving vehicles requiring a commercial driver’s license, the BAC threshold falls to .04 whether the driver holds a commercial driver’s license or not. Any trace of alcohol – or a BAC is .01 – can result in charges for those under 21 or those on DUI probation. If arrested, a driver may immediately lose his license and be issued a temporary one for 30 days. No matter your background, contact us for cheap auto insurance rates in El Monte.

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Dig you know

Swapping your high heels for a pair of driving shoes can help you qualify for affordable car insurance by avoiding accidents and getting "safer driver" discounts.

Safety Tip

It's easier to get discounted car insurance with a car that has a high safety rating than one without one.

Savings Tip

When you are looking for car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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