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Cheap Car Insurance in Eugene, Oregon

Find cheap car insurance in Eugene, a scenic college town in the Pacific Northwest. Home of the University of Oregon and Lane Community College, Eugene is only 50 miles from the cost. Its population was estimated 166,575 in 2016. The city is credited with being the first to have one-way streets, and as the birthplace of the now famous Nike swoosh logo. A popular spot for cycling, kayaking and other outdoor pursuits, Eugene lies within Lane County – where nearly half of the land in the county is under the management of the U.S. Forest Service.

Driving Conditions in Eugene

Interstate 5 runs north-south along the Eugene’s eastern border, providing a direct route to Portland about 100 miles north and to Medford about 170 miles south. The average commuter in Oregon gets to work in 22 minutes, nearly four minutes faster than the national average. Eugene times are even better, with an average commute of less than 19 minutes, according to Census data. Eugene’s pleasant commute despite being a growing city has been attributed to its reputation is a cycling-friendly city. Real time traffic advisories and conditions can be accessed at, a site maintained by the Oregon Department of Transportation.

Unique Laws in Eugene

Eugene City Council in 2017 passed a trial ordinance banning dogs downtown, in the interest of improving public safety. Exemptions include service or law enforcement animals and dogs that happen to be passing through in a car. Oregon laws ban car owners from leaving vehicle doors open “longer than necessary,” according to a list of odd laws collected by Kupper Automotive. However, it is OK to drive on sidewalks as long as one gives pedestrians the right of way. Many stop signs are marked, “Right turn permitted without stopping,” meaning those turning right should basically yield. Also, be aware that no one can refuel his or her own vehicle without a special permit.

Eugene Crime Statistics

As Oregon’s second largest metro, the Eugene-Springfield has higher crime rates than the state and national average, according to FBI data. Total crime dropped about 5 percent from 2015 to 2016, according to Eugene’s Police Department, with considerable increases year-over-year in prostitution, arson and forgery. Auto theft increased about 3 percent. Still, the Eugene metro area landed at No. 88 on a ranking of worst U.S. cities for auto theft published for 2016 by the National Insurance Crime Bureau. The report lists Eugene’s auto theft rate at 306 incidents per 100,000 people. The national average is 220 incidents per 100,000 people.

Eugene Safety Requirements

According to the Oregon Department of Transportation, children must be restrained in safety seats until they weigh 40 pounds and infants must be secured rear-facing until they are 2 years old, unless the child turned a year old before May 26, 2017. State laws ban texting and use of handheld phones unless it is an emergency situation. Oregon lawmakers in 2017 passed a more strict hands-free law that doesn’t allow drivers to touch their phones or any mobile device while they are behind the wheel. Drivers also may not have devices in their laps.

Eugene Impaired Driving Laws

Like most other states, Oregon sets its blood alcohol concentration at .08 or higher for charges of driving under the influence. For those driving vehicles requiring a commercial driver’s license, the BAC is .04 and the BAC drops to any amount for those under 21. A first offense is a misdemeanor resulted in a 90-day license revocation, minimum $1,000 fine and possible jail time of up to one year. First offenders may be eligible to drive, however, under a hardship or probationary permit. Whatever your situation, contact us to find cheap auto insurance in Eugene.

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Dig you know

Swapping your high heels for a pair of driving shoes can help you qualify for affordable car insurance by avoiding accidents and getting "safer driver" discounts.

Safety Tip

It's easier to get discounted car insurance with a car that has a high safety rating than one without one.

Savings Tip

When you are looking for car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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