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Cheap Car Insurance in Fort Lauderdale, Florida

Find cheap car insurance in Fort Lauderdale, Florida, a happening coastal community only 28 miles north of Miami. With an estimated population of 178,752, the city was once known primarily as a spring break destination, but it’s since shed that image to attract more affluent tourists. In fact, a third of its visitors today are in town for conventions. With its many canals and waterways, Fort Lauderdale has become a major manufacturing and maintenance hub for yachts, serving a home port for more than 40,000 boats.

Driving Conditions in Fort Lauderdale

Fort Lauderdale lies directly off Interstate 95 and not far from the Florida Turnpike, both of which run north-south. With one of the country’s fastest-growing airports and third busiest cruise port, the city sees its share of traffic, with the 6 p.m. hour being among the worst time for driving, according to locals. I-95 offers express lanes to avoid congestion, but some argue the extra 10 to 15 minutes isn’t worth the tolls. The average commute time is just under 25 minutes, according to Census Bureau data. For updates on construction, delays and travel information, access fl511.com.

Unique Laws in Fort Lauderdale

Unless you're in a funeral procession, Florida bans using hazard lights while the vehicle is moving. Florida also is among a small handful of states where you can be ticketed for driving too slow. The state's “Move Over Law” requires drivers to move to the left lane when passing emergency vehicles or police that are stopped on the side of the roadway. Meanwhile, more odd laws still on the books proclaim it illegal to drive over graves or park within intersections.

Fort Lauderdale Crime Statistics

The Miami-Fort Lauderdale-West Palm Beach metro area landed at No. 58 on a list of worst cities for auto theft published by the National Insurance Crime Bureau. The metro reported 20,070 cases of auto theft in 2016, or a rate of 373 incidents per 100,000 people, much higher than the national average of 220 cases per 100,000 people.

Fort Lauderdale Safety Requirements

Drivers and front-seat passengers, as well as all passengers under age 18 must wear seat belts, the Florida Department of Motor Vehicles mandates. Children 3 and under must ride in a federally approved child-restraint, and 4 and 5-year-olds must be “secured by either a federally approved child restraint seat or safety belt,” the department states.

Florida in 2014 made texting while driving a secondary offense, meaning you can receive driver's license “points” for doing so if you are stopped for something else.

Fort Lauderdale Impaired Driving Laws

Florida's DUI laws are considered fairly strict. Any over 21 with a blood alcohol level of .08 will be charged, and first offenders receive a fine, 50 hours of community service, a year probation, up to 6 months imprisonment and a minimum license revocation of 180 days. A 12-hour DUI school is also required. Minors can be charged with a .02 blood alcohol level, or BAL, as it is known in Florida. If this happens, they lose their license for 6 months. No matter what your circumstances, we can help you find cheap car insurance in Fort Lauderdale, contact us for rate comparisons.

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Car Insurance Fort Lauderdale, Florida Agents

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  • Brice Brown State Farm Insurance Agency

    EDIT

    Brice Brown State farm agent since 1988. Call or stop by the office today for a fast and accurate insurance quote!


    What makes your specific agency stand out from your competition? In a world that is ever-changing and busy, it is our aim to ease the stress that can come with insurance by putting a premium on a personalized service. We believe people prefer to have someone they know to help guide them through both good and bad times. It is this belief that stands behind everything we do.


    • Discount and Special Program offered Multi-line Discount Good Driving Discount Good Student Discount Safe Driver Discount

    • License Type

      License

    • License Number

      FL-A031790

    611 S Federal Hwy
    Fort Lauderdale, FL 33301

    Visit Agent Website
    Reviews

    One of the most unprofessional businesses I've ever dealt with. I tried to purchase a higher value life insurance policy after being a State Farm customer for 15 years. It's been two months and I still don't have a policy - or know when if ever I will get one. Mr. Brown himself was rude completely uninterested in helping me when I called today. When I informed him I had reached the end of my patience and would seek out a new agent, he actually told me he was glad to lose me - and then hung up the phone in my ear. Classy operation. State Farm should be ashamed.

    Canceled my Auto insurance 11/15/12. Got a voice mail from Brittany on 11/15/12 confirming got the fax from my auto insurance company that I have coverage with a different company, and would get a prorated refund. When going over my bank statement, I was still being charged. Call Brice Brown saying my insurance was never canceled and did not get no request to. Monday after 2 calls wanting to Brice and called back, saying he got my messages, but he wanted to confirm some information, with someone that was out of the office and was going to call me back the next day. ( Great Customer Service skills ). He is suppose to call me back tomorrow to confirm the account is canceled and a 3 refunds has been processed.

  • Allstate Insurance: Mike Burke

    EDIT

    Mike Burke Insurance agency, home insurance, auto insurance, car insurance, life insurance, motorcycle insurance, recreational vehicles insurance, boat insurance, renters insurance, business insurance.


    What makes your specific agency stand out from your competition? Allstate agent mike burke serving fort lauderdale is committed to helping you find the best quote for your home insurance, auto insurance, car insurance, life insurance, motorcycle insurance, recreational vehicles insurance, boat insurance, renters insurance, business insurance. Meet one of our insurance agents to get a quick insurance quote.


    • Discount and Special Program offered Multi Line Discount Safe Driver Smart Driver Good Driver Student Driver Accident Free Multi Line Discount Multi Line Discount Multi Line Discount Multi Line Discount Multi Line Discount Multi Line Discount

    • License Type

      Insurance License

    • License Number

      E166207

    1040 Bayview Dr #130
    Fort Lauderdale, FL 33304

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  • Tami Satterfield -state Farm Insurance Agent

    EDIT

    Tami Satterfield -state Farm Insurance Agent Serving fort lauderdale, fl with great rates on car insurance, truck insurance, motorcycle insurance, commercial auto insurance and more!


    What makes your specific agency stand out from your competition? Offering car insurance in fort lauderdale, fl. We offer excellent customer service and great rates on all lines of auto insurance. Call us, click our site, or stop in our office for a free rate quote. We look forward to serving you!


    • Discount and Special Program offered Multi- Line Discount

    • License Type

      Insurance

    • License Number

      FL-A202543

    218 S University Dr.
    Fort Lauderdale, FL 33324

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  • L&p Insurance

    EDIT

    Lew Cloninger Full line property and casualty insurance. Auto, home, boat, motorcycle and commercial general liability


    What makes your specific agency stand out from your competition? Our renewal rate is very high. The reason is that we know our insured's. They are not just a number and we try to help them get the best product at the best price for them.


    • Discount and Special Program offered Safe Driver Home Owner

    • License Type

      220 General Lines

    • License Number

      E166115

    2530 N University Dr.
    Fort Lauderdale, FL 33322

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  • Gundie Bonner - State Farm Insurance Agent

    EDIT

    Gundie Bonner State farm insurance agent since 2000. Call or stop by the office today for a fast and accurate insurance quote!


    What makes your specific agency stand out from your competition? Our mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams!


    • Discount and Special Program offered Multi-line Discount Good Student Discount Safe Driver Discount

    • License Type

      License

    • License Number

      FL-A120511

    4705 Sw 148th Ave. Suite 101
    Fort Lauderdale, FL 33330

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  • Casey Insurance Group

    EDIT

    Casey Heer Casey insurance group specializes in car insurance in florida. With casey insurance group, you will find family-friendly care and professional expertise that focuses on you.


    What makes your specific agency stand out from your competition? You want to be sure that your individual needs are met quickly and expertly. With casey insurance group, you will find family-friendly care and professional expertise that focuses on you.


    • Discount and Special Program offered Safeco Insurance

    • License Type

      P&c

    • License Number

      23489164

    811 N Nob Hill Rd
    Fort Lauderdale, FL 33324

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  • Wfg Insurance

    EDIT

    Jeff Whyte Independent insurance agent, car, home and business insurance. We also insure commercial and recreational vehicles. Have a condo? A townhome? We cover that too.


    What makes your specific agency stand out from your competition? I am here early, you can call me at 7:00 am, on your way to work ! And i'll work on you quote immediately. Hopefully by the time you get to your desk. I am very responsive and will answer the phone, no music, no waiting, what you need for your busy life. Quotes are free of course. You do not have to wait for your insurance to end to get a quote or even change, see if you can save money and not wait. you will find reviews on line and more information on the website, i respect your time and i too must have the same insurance as you, there are no magical solutions for agents as consumers, we are in the same boat ! I can also insure that boat or motorcycle or rv or golf cart. i am jeff whyte "insuring a long term relationship with you."


    • Discount and Special Program offered Free Quotes On Line Requests Priorty Bop Business Insurance

    • License Type

      P & C Insurance

    • License Number

      E056083

    218 Commercial Blvd Suite 217
    Fort Lauderdale, FL 33308

    Visit Agent Website
  • Setnor Byer Insurance

    EDIT

    Jordan Price We're here to make your insurance transaction effective and streamlined, while providing you with the kind of professional resources that are certain to be valued. With over 30 years experience providing business and personal insurance throughout the u.S., We can offer you products from the nation's leading insurance companies.


    What makes your specific agency stand out from your competition? Visit our page to get a free, no-obligation, online instant quote in just minutes! http://www.Setnorbyer.Com/request/ezlinks/family_auto.Aspx


    • Discount and Special Program offered Allied Insurance Travelers Mercury Insurance Group Progressive Metlife The Hartford

    • License Type

      Broker-agent

    • License Number

      0D35016

    900 S Pine Island Rd Ste 300
    Fort Lauderdale, FL 33324

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  • American Insurance Agency

    2350 W Oakland Park Blvd
    Fort Lauderdale, FL 33313

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    Reviews

    I was shocked on how great their service was to me in helping me with my auto insurance needs. I felt very comfortable in doing business there. Its a family ran business where the customer is first. I would highly recommend that you try them if you need HOME, AUTO and other types of insurances. Referred 3 friends and they were satisfied by the service.

  • Clawson & Company

    2731 Executive Park Dr Ste 8
    Fort Lauderdale, FL 33331

    Visit Agent Website
    Reviews

    Best Customer Service!! ask for Chip
    Barry
    www.ConciergePalmBeaches.com

  • Dtrt Insurance Group

    2400 E Commercial Blvd Ste 825
    Fort Lauderdale, FL 33308

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    Reviews

    Great service, everyone was helpful and nice.

  • Gulfstream Insurance Group

    3201 N Federal Hwy Ste 200
    Fort Lauderdale, FL 33306

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    Reviews

    HAD THEM SERVICE MY HOT WATER TANK--TECHNICIAN DID AN OUTSTANDIG JOB AT REPAIRING IT.COST WAS RESONABLE----

  • John Galt Insurance

    6300 Nw 5th Way
    Fort Lauderdale, FL 33309

    Visit Agent Website
    Reviews

    NOTHING BUT THE UPMOST PROFFESSIONALS WORKING AT THE JOHN GALT AGENCY, ALWAYS WILLING TO HELP YOU ALONG...

    It is so great to find an insurance agency that can be trusted with the best interests of us customers for a change,,

  • John Galt Insurance Agency

    6300 Nw 5th Way
    Fort Lauderdale, FL 33309

    Visit Agent Website
    Reviews

    NOTHING BUT THE UPMOST PROFFESSIONALS WORKING AT THE JOHN GALT AGENCY, ALWAYS WILLING TO HELP YOU ALONG...

    It is so great to find an insurance agency that can be trusted with the best interests of us customers for a change,,

  • Kirk Colford Insurance Agency

    531 E Commercial Blvd
    Fort Lauderdale, FL 33334

    Visit Agent Website
    Reviews

    Poor record keeping, repeated sloppy mistakes, just couldn't get the data right no matter how many times we brought it to their attention. Then, didn return phone calls.
    Tried to sell double coverage with double talk.
    State farm is a good company, but this agent is not. Find another.

    Very sloppy record keeping, repeated mistakes to policy data, didn't return phone calls. They came up with any and every excuse why is couldn't be done correctly. Could not get things sorted.
    The staff is either not knowledgeable of products or tries to double sell insurance coverage with double talk.
    While State Farm may be a fairly good company this agent is definitely not. Try another.

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Auto body shops Fort Lauderdale, Florida

Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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