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Cheap Car Insurance in Fort Wayne, Indiana

Looking to learn more about Fort Wayne and how you get obtain cheap car insurance? While, Home to an estimated 260,000, Fort Wayne is the second largest city in Indiana after Indianapolis, which is a 2-hour drive away. Known for its barbecue and hot dogs, Fort Wayne lies 50 miles south of the Michigan border, and only 18 miles from the Ohio border. Among the city’s most notable features are the 1928 Embassy Theatre, “BuskerFest” and the nine-day Three Rivers Festival featuring a famous bed race.

Cheap Car Insurance is here to help you get the best car insurance to fit your needs in Fort Wayne. Shop for your auto insurance today!

Driving Conditions in Fort Wayne

Interstate 69 runs through Fort Wayne and Interstate 469 forms a beltway loop around the city.

Rush hour appears not nearly as bad as other cities its size: The average commute time is 19.2 minutes, compared with the U.S. Average of 25.2 minutes, according to Census Bureau data. Road and weather information throughout the state can be accessed at

Unique Laws in Fort Wayne

In Indiana, it is technically illegal to back into a parking space, since it prevents police officers from seeing your license plate. If you are pulled over at night, you are required to turn on your car’s dome light after stopping.

Fort Wayne Crime Statistics

The Fort Wayne Police Department reported 605 cases of auto theft within the city in 2016, three fewer than the previous year. Theft from vehicles is far more prevalent, the police department states, and owners should be particularly wary when parking in restaurants, bars and nightclubs, health and workout facilities and construction sites.

According to the National Insurance Crime Bureau, the 2015 auto theft rate for the Fort Wayne greater metro area was 119 incidents per 100,000 people, compared to the national average of 220 per 100,000.

Fort Wayne Safety Requirements

Drivers and all passengers must wear seat belts, Indiana state law mandates. Children up to age 1 or 20 pounds must ride in a rear-facing seat, and those under 8 must ride in a car seat or booster. Passengers between 8 and 16 must be in a booster if they are under 40 pounds, and must wear a seat belt. Texting and driving is banned in Indiana, and cellphone use is prohibited for drivers under 21.

Fort Wayne Impaired Driving Laws

If you are suspected of driving while intoxicated in Indiana, you will be asked to take a breath test. Refusal means an automatic license suspension for one year, according to the Indiana Criminal Justice Institute. If you take the test and your BAC is .08 or above, your license will be suspended for a minimum of 30 days. First offenders also face more than $5,000 in fines, a jail sentence of up to one year, probation and substance abuse courses.

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Dig you know

Swapping your high heels for a pair of driving shoes can help you qualify for affordable car insurance by avoiding accidents and getting "safer driver" discounts.

Safety Tip

It's easier to get discounted car insurance with a car that has a high safety rating than one without one.

Savings Tip

When you are looking for car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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