Cheap Car Insurance in Fort Worth, Texas

Want to know more about Fort Worth and how to get cheap car insurance? Well, Fort Worth, Texas is a city of approximately 778,000 located in northern Texas. Founded in 1849, Fort Worth has grown into a sprawling city that is known for the Art Deco style of its buildings and its unique ability to combine Texas traditions including the rodeo with modern cultural pursuits.

Lett Cheap Car Insurance help take the leg work out of shopping for the best car insurance in Forth Worth, Texas. Let us compare car insurance quotes for you now!

Driving Conditions in Fort Worth

Fort Worth is known to have problems with flooded roads during the spring months. Ongoing problems with flooded road conditions have been reported be news outlets including NBC Dallas-Fort Worth.

Odd Driving Laws in Fort Worth

The Texas Department of Transportation verifies the odd fact that windshields are not inspected or required according to Texas state law. However, windshield wipers are both required and inspected.

Fort Worth Crime Statistics

Crime statistics that are related to vehicles can greatly impact car insurance rates. According to the FBI, authorities in Fort Worth reported these crime statistics for 2015:

  • 6,005 burglaries
  • 21,489 larcenies
  • 2,258 vehicle thefts

Fort Worth Vehicle and Driving Safety Requirements

Seat Belt Law

In Texas, every driver and passenger must buckle up, and every child under 8 must ride in a child safety seat or booster seat (unless that child is 4 feet, 9 inches or taller), according to the Texas Department of Transportation. Violation of the seat belt law can lead to a fine of $25 to $250, in addition to court costs.

Distracted Driving Law

Effective Sept. 1, 2017, Texas will prohibit texting while driving. Under the law, a first-time offense for texting while driving can lead to a fine of $25 to $99, with a fine for a repeat offense ranging from $100 to $200.

Helmet Law

All motorcycle riders under 21 must wear helmets. A rider 21 and older can go without a helmet if he or she has passed a motorcycle safety course or is covered under an approved insurance plan.

Impaired Driving Law

A driver in Texas can be accused of DWI if he or she has a blood alcohol concentration (BAC) of 0.08 percent or higher, according to the state Department of Transportation. However, a driver can be considered impaired due to alcohol or other drugs, no matter what the BAC is. A driver or passenger can be fined as much as $500 for having an open alcohol container in a vehicle.

A first-time DWI offender in Texas faces:

  • A fine up to $2,000
  • A jail sentence up to 180 days
  • Loss of your driver’s license for up to a year
  • An annual fee of $1,000 or $2,000 for three years to keep your driver’s license

If a driver is hit with two DWI convictions within a five-year period, he or she has to install a special ignition switch that prevents that them driving after drinking.

In Texas, you can be hit with a charge of child endangerment for driving while intoxicated if any passengers under 16 were passengers in your vehicle. An offender can be fined $10,000, sentenced to two years in prison and lose his or her driver’s license for 180 days.

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Car Insurance Fort Worth, Texas Agents

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  • Eloy Leal - State Farm Insurance Agent


    Eloy Leal
    State farm insurance agent since 1985. Call or stop by the office today for a fast and accurate quotes!

    What makes your specific agency stand out from your competition?
    In a world that is ever-changing and busy, it is our aim to ease the stress that can come with insurance by putting a premium on personalized service. We believe people prefer to have someone they know to help guide them through both good and bad times. It is this belief that stands behind everything we do.

    • Multi-line Discounts

      Good Driving Discounts

      Good Student Discounts

      Safe Driver Discounts

    • License

    • TX-795857

    5621 Bunker Blvd
    Fort Worth, TX 76148
    Visit Agent Website

  • Eloy Leal - State Farm Insurance Agent


    Eloy Leal
    State farm agent since 1985. Call or stop by the office today for a fast and accurate insurance quote !

    What makes your specific agency stand out from your competition?
    In a world that is ever-changing and busy, it is our aim to ease the stress that can come with insurance by putting a premium on personalized service. We believe people prefer to have someone they know to help guide them through both good and bad times. It is this belief that stands behind everything we do.

    • Multi-line Discount

      Good Driving Discount

      Good Student Discount

      Safe Driving Discount

    • License

    • TX-795857

    5621 Bunker Blvd
    Fort Worth, TX 76148
    Visit Agent Website

  • Anna L Lopez


    2020 Altamesa Blvd Ste B
    Fort Worth, TX 76134
    Visit Agent Website


    Pam provided prompt customer service and good rates. She is also honest - I have shopped around to check rates and service - we are still with her after almost 10yrs.

  • Citi Assurance Services


    3001 Meacham Blvd Ste 200
    Fort Worth, TX 76137
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    I paid into Citibank's credit protection for 2 accounts, 1 for more than 10 years, culminating to more than $8000.

    I have been unemployed since April 2012, have submitted claims twice for review, and now 5 months later have been declined coverage based on the fact I am a consultant.

    The impact of Citibank Credit Protector/Payment Aid underwriting with this decision is the difference of me going bankrupt or not., hence the policy would pay at least $1000 monthly to cover my account.

    Very disappointed customer.

  • Clint Goin


    7420 N Beach St Ste 234
    Fort Worth, TX 76137
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    I have used this branch of State Farm for at least ten years and they have served me very well. Whether it be a wreck, an A/C disaster, or a burgulary, they are always there to help me understand the policy and make it work in my best interest. Plus they KNOW me. Theresa kept up with my knee replacement and asked about it as I recovered. They are like old friends who are there when I need them.

  • Clinton Bradley


    1415 Summit Ave
    Fort Worth, TX 76102
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    Are you tired of being haggled by other insurance companys? Go see brian gil at bradley insurance co and you can counf on being treated excellent! I can vouch for brian at bradley as he treated me and my family like family :-)

    Chef Kyle

  • Darren Miller


    4608 Bryant Irvin Rd Ste 449
    Fort Worth, TX 76132
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    I've been with Darren Miller's State Farm for over a year now and I really am impressed with their customer service. Tabitha is new there and she has been very helpful!

    Dear Ed,
    I am writing you in regards to an accident I recently had and how my State Farm Agent, Darren Miller helped us.

    My wife and I went for a ride on our motorcycles on a beautiful Saturday afternoon. About an hour into our ride, a car moving into my lane clipped me. Luckily he just missed my wife, but I went down traveling about 45 mph.

    I must tell you that I have never been involved in a collision prior to this, and being on a motorcycle made it even more traumatic. I was lucky to have only recieved minor wounds, I had some road rash and my bike was wrecked. The ambulance arrived along with the police and a small crowd had gathered. The whole situation was chaotic. My wife and I had no idea what to do. We were concerned about how this would be handled by the car drivers insurance agent as he was at fault.

    I was in a bit of shock and didn't know what to do. My wife, being the smart one, contacted our insurance agent, Darren Miller. Darren immediately calmed my wife down telling her as long as I was OK, everything would be allright. And within 20 minutes of being called Darren was at the site of the accident. I cannot begin to describe how his presence that day made everything better. Darren advised us on how the accident would be handled by the other insurance company, Allstate. He arranged for a tow truck to come pick up my motorcycle and he made sure it was properly loaded on the truck to ensure that it didn't recieve any further damage. And he even assisted the other driver getting his car in a drivable condtition. And most importantly, Darren calmed my wife and myself ensuring us we would get through this day OK. Darren then transported me to the motorcycle shop and assisted with the paperwork for repairing my bike.

    I cannot stress enough my gratitude for having a State Farm agent like Darren Miller that day, and every other day for that matter. It is good to know we have an insurance company and agent we can count on.

    Doug Hoenig

  • Deer Horn Insurance Agency


    5345 Rendon Rd
    Fort Worth, TX 76140
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    My premiums increased heavily every year even though no claims were ever filed.The one year we got a hail storm and I had to file a claim they only wanted to pay for a partial roof on my house.The owner of deerhorn insurance would not answer the phone or return my calls.Im done!

    Wonderful...Always right on it when I have questions. Works hard to get you the best deals. Super Nice and very knowledgeable. Be working with her for 8+ years through many life changes.

  • First Command Financial Services


    1 Firstcomm Plz
    Fort Worth, TX 76109
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  • Heather Lee Insurance


    6263 Mccart Ave Ste 301
    Fort Worth, TX 76133
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    Randy and Heather were really nice and very professional. They compared insurance companies for me and found a great rate.

  • Liberty Insurance Resource


    3318 E Belknap St
    Fort Worth, TX 76111
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    The moment I called "Liberty Bail Bonds" I was extended a very warm and comforting welcome. This was my first time experiencing something of this magnitude and I had no clue as to where to start. The staff was extremely knowledgeable and dedicated to helping me through this very delicate situation. There service was Fast. THANK YOU LIBERTY BAIL BONDS!!!

    I recently had need for a bail bond company and I found Liberty Bail Bonds to be fast,
    professional, and courteous. I would highly reccomend them to anyone in need of
    this service.

  • Sue N Boenker


    3029 Roberts Cut Off Rd
    Fort Worth, TX 76114
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    I've had my insurance with Sue Boenker for well over 10 years, and would be crushed if I couldn't use her agency. Each and every employee I've ever spoken to has been helpful, gracious and friendly. I've moved twice miles and miles away from what might be considered her sales area, but would never consider changing my insurance coverage to another agent!

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  • Jack Lucko
  • James Corley
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  • Jerry Ballard
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  • Joe Matthews
  • Jon Derrick
  • Jorge A Pacheco
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  • Tommy Kyser
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  • Tyler Mcglasson
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  • Todd Pavelich
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  • Morris Szott
  • Clyde Bowan
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  • Brianna Lani
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Did you know ?

Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

Safety Tip

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

Savings Tip

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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