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Cheap Car Insurance in Fresno, California

Need to learn more about Fresno, California and how you can get cheap car insurance? Well, according to Fresno Pacific University, Fresno is the number one farm county in the nation. It is also the birthplace of the raisin industry, which California became famous for later.

Cheap Car Insurance will compare auto insurance for you in Fresno, California. We will make sure to get you the best car insurance rates in town.

Driving Conditions In Fresno

Fresno State University keeps up with travel advisories. This information is also available from the California Department of Transportation. Traffic can be heavy during the rush hours of the day. During winter months, the roads may be wet and slick. The city is also foggy at times, which can create hazardous conditions. It is important to stay current with road conditions and closures when the weather is bad.

Unique Laws In Fresno

In the City of Fresno’s ordinances, it is against the law to drink beer or any other intoxicating beverage on a playground. It is also illegal for elementary schools to host poker tournaments.

Crime Statistics In Fresno

FBI reports show that there were 4,301 vehicle theft incidents reported in Fresno in 2012. There were 25,737 property crime incidents reported. According to the California Office of Traffic Safety, there were 1,262 vehicle accidents in 2010 that resulted in fatalities or injuries. Of those accidents, 152 were alcohol related.

While In 2015, authorities in Fresno reported 4,429 burglaries, 14,184 larcenies and 2,993 vehicle thefts, according to the FBI.

Safety Requirements In Fresno

Seat Belt Law

All drivers and passengers in California must wear a seat belt.

A child under 2 must ride facing the rear of a vehicle in a child passenger safety seat, according to the California Highway Patrol, unless the child weighs at least 40 pounds or stands at least 40 inches tall. A child under 8 must be secured in a child safety seat in the back seat of a vehicle.

Distracted Driving Law

Motorists can’t hold a wireless telephone or electronic wireless communication device when they’re behind the wheel, the California Highway Patrol says; however, hands-free use is permitted. Rather than a device being held, it must be mounted in the 7-inch square in the lower corner of the windshield farthest away from the driver or in a 5-inch square in the lower corner of the windshield closest to the driver. Another option is to affix the device to dashboard where it does not block the driver’s view of the road and does not interfere with airbag deployment.

Helmet Law

Anyone under 18 has to wear a helmet when riding a bicycle on a street, bikeway or public bike path or trail. Helmet use also is required for anyone under 18 who’s riding a scooter or skateboard, or using inline skates.

Impaired Driving Law

For drivers over 21, the blood alcohol concentration (BAC) for DUI is 0.08 percent. A first-time DUI conviction can result in a $1,000 fine, in addition to more than $2,600 in penalty assessments; a six-month jail term; a six-month license suspension; a 30-day vehicle impoundment; and installation of an “interlock” breath device in the driver’s vehicle.

Under California law, there’s “zero tolerance” for anyone under 21 who’s nabbed for DUI. The state Department of Motor Vehicles automatically suspends or revokes the driving privileges of a driver under 21 who was busted for DUI (alcohol or a combination of alcohol and drugs) who had a BAC of 0.01 percent or higher, or refused to take a blood alcohol screening or test.

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Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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