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Cheap Car Insurance in Gilbert, Arizona

Looking to learn more about Gilbert and how to get cheap car insurance? Well, Gilbert’s growth over the years has enabled residents more choices when shopping or cheap car insurance. With fewer than 30,000 residents in 1990, the town of Gilbert today has grown into a bustling suburban town of about 243,000. Once known as the Hay Shipping Capital of the World, the former agricultural town how has a diverse economy. Just southeast of Phoenix, Gilbert lies within 73 square miles and is expected to approach build-out over the next decade. At that time, the population will reach an estimated 330,000.

Let Cheap Car Insurance help take the leg work out of shopping for the best car insurance in Gilbert. Let us compare car insurance quotes for you now!

Driving Conditions in Gilbert

The main corridor serving Gilbert is the SanTan Freeway portion of Loop 202. Part of U.S. 60 runs along the town’s northern boundary. Gilbert’s average commute time of just over 25 minutes is on part with that of the average U.S. City, according to Census Bureau data.

For updates, travel advisories and other information on traffic conditions, access For real-time traffic maps, visit

Unique Laws in Gilbert

The town of Gilbert regulates parking, and ordinances state you must park only on asphalt, concrete, cement or gravel lots.

Arizona drivers are permitted to make U-turns at intersections unless there is a sign specifically prohibiting it. Know that if you cut down a cactus considered endangered, you would face a year in prison.

Gilbert Crime Statistics

Consistently ranked among the safest cities in the U.S., Gilbert had the honor of being the largest town with zero murders in 2005.

Within the city, 137 incidents of auto theft were reported for 2015, or a rate of 55.4 incidents per 100,000 people. This is far below that of the Phoenix-Mesa-Scottsdale metro area, where the 2015 auto theft rate was 264 incidents per 100,000 people, according to the National Insurance Crime Bureau. The national average for that year is 220.2 incidents per 100,000 people.

In Arizona, the most stolen vehicles are the 1997 Honda Accord, followed by the 1998 Honda Civic and 2006 full-sized Chevrolet pickup. Full-sized Ford and Dodge pickups were also among the top 5 most stolen autos in Arizona.

Gilbert Safety Requirements

Front-seat occupants must wear seat belts, along with any passenger under age 16, according to Arizona state law. Children under age 8 or under 4 feet, 9 inches tall must ride in a car seat or booster. Seat belt laws are a secondary offense, meaning you won’t be ticketed unless you are pulled over for something else. Teen drivers in Arizona are banned from using cellphones. Though the City of Phoenix has banned it, there is no state law prohibiting texting and driving.

Gilbert Impaired driving laws

If you are pulled over and a test shows you have a blood or breath alcohol concentration of .08 percent or higher – or .04 for commercial drivers, or if a blood alcohol or drug test result is not available, you will lose your driving privilege on the spot, states the Arizona Department of Transportation. If you are under 21, your license may be suspended if there is any alcohol concentration at all. First offenders get 10 days or more in jail, at least a $1,250 fine and must undergo alcohol education or treatment. Also, an ignition interlock device and community service are required.

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Dig you know

Swapping your high heels for a pair of driving shoes can help you qualify for affordable car insurance by avoiding accidents and getting "safer driver" discounts.

Safety Tip

It's easier to get discounted car insurance with a car that has a high safety rating than one without one.

Savings Tip

When you are looking for car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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