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Cheap Car Insurance in Grand Prairie, Texas

Find cheap car insurance in Grand Prairie, a family-friendly city right in the heart of the Dallas-Fort Worth metroplex. An estimated 190,682 people call Grand Prairie home. The city is located right on the border between Tarrant and Dallas counties in a heavily populated metroplex that is sometimes shortened to DFW. The city comes by its name honestly, located on a large prairie and graced with Texas bluebonnets each spring. Though it is its own city, it is home to Dallas-Fort Worth draws such as Verizon Theatre, Traders Village flea market and Uptown Theater.

Driving Conditions in Grand Prairie

Traffic among the various cities within the DFW metroplex is unavoidably congested during rush hours and Grand Prairie is no exception, with Interstate 30 running through its northern section near busy visited attractions such as Six Flags over Texas and AT&T Stadium in Arlington. Interstate 20 also runs east-to-west through the southern third of the city.

The average commute for Grand Prairie is 26 minutes, right on par with the overall Dallas-Fort Worth commute time as well as the national average, according to the U.S. Census Bureau. Current information on accidents, construction and weather-related delays is available at transguide.dot.state.tx.us, or drivetexas.org.

Unique Laws in Grand Prairie

In Texas, adults can legally ride in the back of a truck, according to Texas state laws. There are even exceptions when it comes to children riding in truck beds, one being if the truck is the family’s only vehicle. After an auto accident, there is a two-year statute of limitations on filing a lawsuit for personal injury or property damage.

Grand Prairie Crime Statistics

Violent and property crime rates in Grand Prairie have remained below national averages and lower than most of its DFW neighbors. In the Dallas-Fort Worth-Arlington metroplex, there were 20,229 cases of auto theft in 2016, or a rate of 309 incidents per 100,000 people. The rate is lower for Grand Prairie alone, where there were 261 incidents per 100,000 people. The national average is 220 incidents per 100,000 people, according to the National Insurance Crime Bureau. Up-to-date crime reports and maps can be found at the city’s website, gptx.org.

Grand Prairie Safety Requirements

Texting and driving has been banned per city ordinance in Grand Prairie, but even if it wasn’t, a statewide ban goes into effect in September 2017. Seat belts are mandatory for all drivers and front-seat passengers and for minors whether in the front or rear seats, Texas law states. Fines and court costs of up to $200 can result for not buckling up. After age 4 or 40 pounds, children may graduate from required safety seats to a booster system.

Grand Prairie impaired driving laws

According to state laws, a person is legally intoxicated and may be arrested and charged with Driving While Intoxicated with a .08 BAC (blood or breath alcohol concentration) in Texas. However, a driver can also be deemed intoxicated if impaired due to alcohol or other drugs regardless of BAC. Both drivers and passengers also can be fined $500 for having an open alcohol container in a car. First offenders face a fine of up to $2,000, three to 180 days in jail, loss of driver’s license for up to 2 years and an annual fee of up to $2,000 for three years to retain a driver’s license. Charges are enhanced if there is a passenger younger than 15 in the car. Regardless of your background or circumstances, it’s not impossible to find cheap car insurance in Grand Prairie; contact us for rate comparisons.

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Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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