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Cheap Car Insurance in Hampton, Virginia

Find cheap car insurance in Hampton, Va., a waterfront military town and part of what is known as the Hampton Roads metro. Located on the southeast end of the Virginia Peninsula, Hampton is the site of Langley Air Force Base, the nation's first dedicated to aircraft, and the heart of military aviation training, research and development for more than a century.

Hampton University, or HU, was founded here in 1868. Surfing, jazz and the American Music Festival are popular in Hampton, as are birding and boating at Great Dismal Swamp.

Driving Conditions in Hampton

A healthy and extensive network of streets and bridges conquer the issues that would present an issue for a city that is more than 60 percent water. Interstate 64 runs through Hampton and connects it with Norfolk across the bay. The average commute for Hampton is right at 22 minutes, shorter than the national average of 26 minutes and just a few seconds longer than neighboring Norfolk and Newport News, according to Census Bureau data.

Current information on accidents, construction and weather-related delays is available by calling 511. Real-time traffic information also can be accessed and smartphone apps can be downloaded for Virginia 511 Web at 511virginia.org.

Unique Laws in Hampton

Since federal courts have ruled that panhandling is a form of expression and protected by the First Amendment, Hampton this year began posting signs at intersections to discourage panhandling and encourage would-be donors to contribute to charities instead. The city in 2017 enacted a leash law for all dogs not on their owners' property or within a designated dog park.

Drivers who smoke in the car with a child under 8 can be fined $100, according to Virginia laws. There's also a fine for opening a car door when it's “not reasonably safe” to do so, such as in the path of an oncoming vehicle or cyclist. Drivers may cross double yellow lines to pass a pedestrian or anyone “moved by human power,” such as a bicycle, skateboard or scooter, provided it is safe to do so.

Bicycles, mopeds and other non-motorized vehicles are now included in the list of vehicles for which a motorist can be cited for following too closely.

Hampton Crime Statistics

FBI statistics compiled for 2016 show 442 violent crimes in Hampton, three of which was murder. The majority, 198, were aggravated assaults and 40 were rapes. The local violent crime rate of 326 offenses per 100,000 residents is slightly below the average U.S. violent crime rate of 386 per 100,000. The property crime rate in Hampton was 2,209 offenses per 100,000 residents, also below the U.S. average of 3,431 per 100,000.

In Hampton, 320 vehicles were stolen in 2016, FBI data shows, a rate of 236 per 100,000 residents, just above the national average of 220 incidents per 100,000.

Hampton Safety Requirements

Unless it's an emergency call, learner’s permit holders in Virginia may not use a cellphone or other wireless devices while driving, even if it is in hands-free mode. No matter where they are sitting in the vehicle, everyone under age 18 must wear a seat belt or ride in a child safety seat, according to the state's Department of Motor Vehicles, and everyone in the front seat must wear a seat belt regardless of age. Texting behind the wheel is banned for all ages.

Children must ride in a safety or booster seat until their eighth birthday, according to the Virginia Department of Health, and this requirement is based solely on age and not height or weight. The child restraint law is considered a primary law, meaning you can be pulled over for violating it with no other infractions. Help is available for those who cannot afford proper child restraints by calling the Department of Health at 1-800-732-8333.

Hampton Impaired Driving Laws

According to the Virginia Department of Motor Vehicles, a driver who is over the age of 21 will receive a DUI charge if his or her blood alcohol level is higher than .08. Those who refuse a test receive an automatic seven-day license suspension. First offenders receive a fine of $250 and one-year license revocation.

Punishment increases to include a five-day jail sentence for a BAC of .15 and 10 days for .20 or higher. Ignition interlocks may also be ordered, including for first offenders. Regardless of your background or circumstances, it's not impossible to find cheap car insurance in Hampton; contact us for rate comparisons.

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Car Insurance Hampton, Virginia Agents

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  • Jack Lubore

    22 S King St
    Hampton, VA 23669

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    Reviews

    Jack Lubore and Lisa Dougherty are the best! I have had State Farm for several yeas and due to job relocations I have been involved with more than one agency. Overall I am happy with State Farm Insurance and then to have such caring and involved agents working with me on yet another relocation was so welcomed. n n nI had a couple of personal issues in the move and Lisa met with me, helped me with what I needed (not in her job description) and got Jack involved. They were great and all ended well. Being alone in a new area causes me to be even more aware of kindness shown when doing business with companies in the area. n n nI met Lisa for lunch, what a nice thing for her to do to take time to have lunch with someone new to the area. It was like having lunch with a friend of many years. Jack called to welcome me to the agency and to Hampton, VA and he invited me to walk over to the agency and meet everyone. I do intend to do that and soon. n n nIt is rare when you get the opportunity to write great comments about a company AND their representatives. In this instance I have only pros and no cons with State Farm and certainly with this agency.

    Jack Lubore and Lisa Dougherty are the best! I have had State Farm for several yeas and due to job relocations I have been involved with more than one agency. Overall I am happy with State Farm Insurance and then to have such caring and involved agents working with me on yet another relocation was so welcomed.


    I had a couple of personal issues in the move and Lisa met with me, helped me with what I needed (not in her job description) and got Jack involved. They were great and all ended well. Being alone in a new area causes me to be even more aware of kindness shown when doing business with companies in the area.


    I met Lisa for lunch, what a nice thing for her to do to take time to have lunch with someone new to the area. It was like having lunch with a friend of many years. Jack called to welcome me to the agency and to Hampton, VA and he invited me to walk over to the agency and meet everyone. I do intend to do that and soon.


    It is rare when you get the opportunity to write great comments about a company AND their representatives. In this instance I have only pros and no cons with State Farm and certainly with this agency.

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Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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