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Cheap Car Insurance in High Point, North Carolina

Find cheap car insurance in High Point, N.C., the “home furnishings capital of the world.” Located in what is known as the Piedmont Triad region of North Carolina, High Point is the state’s only city that extends into four different counties. Most lies within Guilford County, with parts stretching into Randolph, Davidson and Forsyth counties. Home to three universities, High Point is so named for its elevation. The city has long been known for furniture, textiles and bus manufacturing. The High Point Furniture Market draws exhibitors and shoppers from around the world. The population was estimated at 108,629 in 2014. Bank of America, Thomas Built Buses and Ralph Lauren are among top employers.

Driving Conditions in High Point

Situated roughly between Winston-Salem and Greensboro, High Point is crossed by Interstate 74 running from the suburbs of Winston-Salem and connecting with Interstate 73 south of Greensboro. Interstate 85 is just south of the city while the original I-85, now designated as Business 85, runs through the southern part of town, intersecting with I-74. The average commute time for High Point is about 20 minutes, six minutes shorter than the U.S. average, according to U.S. Census data. Real-time accident information, construction delays and weather conditions can be accessed online at tims.ncdot.gov/tims. North Carolina travel information is also available by calling 511, an automated system that provides free updates.

Unique Laws in High Point

Beginning in 2017, High Point officials can issue citations for tethering animals unless the owner is there. The first offense comes with a warning, and subsequent offenses can draw up to a $500 fine.

Also in 2017, North Carolina Gov. Roy Cooper signed into law the state’s new “brunch bill,” which allows restaurants begin serving mimosas, Bloody Marys and other alcoholic beverages at 10 a.m. on Sundays instead of noon. The only catch is that local government boards must first approve the measure to enact it, – which Wilmington city leaders promptly did in July 2017.

Happy hours are prohibited in North Carolina except for food specials. In more odd-sounding laws, it is illegal to Rollerblade on state highways or drive on sidewalks in North Carolina. Bingo games may not last longer than five hours and elephants can’t legally be used to plow cotton fields.

High Point Crime Statistics

Violent and property crime rates in High Point are above the national average, while auto theft rates are lower.

Data compiled by the Federal Bureau of Investigation for 2016 states there were 721 violent crimes in High Point, seven of which were murder or manslaughter. The local violent crime rate of 647 offenses per 100,000 residents is above the average violent crime rate of 386 offenses per 100,000 in the U.S.

The property crime rate in High Point the same year (the latest available) was 3,574 offenses per 100,000 residents, also above the U.S. average of 2,451 incidents per 100,000 residents. Within the city, 210 vehicles were stolen in 2016, FBI data shows, a rate of 188 incidents per 100,000 residents. The national average is 236 incidents per 100,000 people.

High Point safety requirements

North Carolina mandates drivers and all passengers wear seat belts. Children under age 16 must ride in an appropriate restraint – a seatbelt for those age 8 or over 80 pounds, or a car seat or booster seat for those under age 8, according to the North Carolina Department of Transportation. For more on child safety restraints, visit buckleupnc.org. Drivers under 18 are prohibited from talking on a cellphone while driving unless it is an emergency, or when talking to a parent or spouse. All drivers in North Carolina are prohibited from texting while driving.

High Point impaired driving laws

Drivers with a blood alcohol concentration of .08 percent or higher are charged with driving while impaired, or DWI, according to the North Carolina Department of Public Safety. The limit is .04 for drivers of commercial vehicles. For drivers who are under 21, no amount of alcohol is legal, according to the NCDPS. There are five “levels” of sentencing for DWI in North Carolina. They range from the most serious, being a 1, to a first offense, which is a 5. If convicted, “Level 5” first offenders face a minimum punishment of up to $200 in fines and jail time from 24 hours to 30 days. A person convicted of DWI will have his or her license suspended for at least one year. Regardless of your background, you can still find cheap car insurance in High Point, N.C.; contact us for quotes and comparisons.

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Auto body shops High Point, North Carolina

  • Ed's Auto Body
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  • Gerber Collision & Glass
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  • Reviews

    Very unknowledgeable, unprofessional and sometime just lying.
    I bought a rental property earlier this year and purchased a rental property policy with the owner Jerry Shaw. I was told it was a replacement policy and he even increased my coberage to $140k even though I purchase the house for less than $90k. He claimed that it was the replacement cost for the house.
    Then in May I had to file a roof hail damage claim on the property and the adjustor from the insurance company came in and took an estimate. Two weeks later, I received a check for the estimate, minus my deductible, minus the depreciation(50%). So I called the insurance company and asked about the depreciation. I thought I would get that part back after replacing the roof. I was told by the insurance company that that was not the case because my policy is Actual Cash Value not Replacement! I was shocked. I called Jerry Immediately, and his first response was that I was misinformed and assured me that my policy is full replacement and I should receive the depreciation back after replacing the roof. So I called the insurance company again and for sure I was told that my policy if not replacement policy. I called Jerry and he told me he would call the Insurance company and find out what was the problem.
    From that point, Jerry began to talk in a way you-know-how. He called me back and told me that my policy is a replacement policy but just not on the roof!!! What a liar!!! There is no such policy in the industry. But anyway, I called the insurance company again and told them what Jerry told me, they were just laughing.
    Anyway, I was very upset and Jerry began to talk his way out by saying something totally different from what he told me before, but just not admitting that he made the mistake. I bited the bullet, and stopped all my business with Shaw insurance
    I filed a complaint to the state insurance board, not expecting any resolution. but Jerry’s response to my complaint made me feel so angry that I want to spread the word out.
    So, if you are looking to do business with them, stay away, they don’t know what they are selling and will definitely lie again in case of their mistake.
    if you are their existing customer, get out, or at least double check your policy to make sure what you got is exactly what you were told. In my case, I should have check the policy declarion to begin with. unfortunately, I failed to do so because I never received one, not until this incidence happened and I requested from both the insurance company and Shaw agent.

Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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