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Cheap Car Insurance in Independence, Missouri

Locate cheap car insurance in Independence, a Missouri city located due west of Kansas City on the Missouri River. Though Kansas City is the center of government for Jackson County, Independence retains its original status as the county seat. The origin point for the Oregon, Santa Fe and California trails, Independence is home to the Harry S. Truman Library and Museum and National Historic Site. Famous residents of Independence include outlaws Frank and Jesse James, and President Harry S Truman. As Kansas City's largest suburb, its population in 2016 was estimated at 117,030.

Driving Conditions in Independence

Independence is located at the intersection of Interstate 470, which forms part of a large loop around Kansas City, and Interstate 70, which takes commuters west directly into downtown KC. I-470 continues northward as Route 291 and forms a major north-south corridor through Independence. Truman Road is another major corridor linking the city with downtown Kansas City as well as eastern unincorporated Jackson County. Independence has an average commute time of about 23 minutes, according to a U.S. Census Bureau report, a couple of minutes shorter than the average commute nationally is 25.5 minutes, but a hair longer than the average Kansas City time of just under 22 minutes. Updated incident reports, construction delays and traffic cams can be accessed kcscout.net.

Unique Laws in Independence

New laws in Missouri were recently enacted to help cities such as Independence tackle the problem of abandoned and dangerous buildings. Missouri laws also now allow both teachers and students to keep a gun inside their cars on school campuses as long as firearms are hidden. Rather than a suspension, students 17 or older who bully or fight in school can now face felony charges in Missouri. Those caught with less than 10 grams of marijuana and who have no prior offenses will get charged and pay a fine in Missouri, but they don't serve any jail time. This also means that adults with no prior records can legally carry up to 10 grams of pot without getting into legal trouble.

The open container law is a bit different in Missouri, where there is no state law that prohibits passengers from drinking alcohol in a moving vehicle.

Independence Crime Statistics

Data compiled by the Federal Bureau of Investigation for 2016 states there were 601 violent crimes in Independence, nine of which were murder or manslaughter. The city's violent crime rate of 512 offenses per 100,000 residents is above the average violent crime rate of 386 offenses per 100,000 in the U.S.

The property crime rate in Independence was 5,445 offenses per 100,000 residents, more than two times the U.S. average of 2,451 incidents per 100,000 residents. Within the city, 956 vehicles were stolen in 2016, FBI data shows, a rate of 814 incidents per 100,000 residents. This is more than three times the national average of 236 incidents per 100,000 people.

Independence Safety Requirements

Drivers and front-seat passengers and those under 16 must wear seat belts, according to the Missouri Department of Transportation. Children must be in a rear-facing seat until age 1 or 20 pounds, and a child younger than 4 or under 40 pounds must be in a child restraint system. Children 4 through 7 weighing between 40 and 80 pounds are required to ride in a booster seat. Those under 21 are prohibited from texting and driving.

Independence Impaired Driving Laws

Drivers with a blood alcohol concentration of .08 percent or higher are charged with driving while intoxicated, according to the Missouri Department of Transportation. First offenses are punishable by loss of license for 30 days. A second offense carries a $1,000 fine, 1-year license revocation and up to a year in jail. A third offense brings up to a $5,000 fine and up to 7 years in jail. Regardless of your driving history, we can help you find cheap car insurance in Independence.

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  • Matrix Insurance

    EDIT

    Nelson Umana Matrix, auto, sr22, home, business, workers comp, general liability, kansas city, kansas, missouri, olathe, independence, mo, ks, best, cheap, cost, insurance, overland park, shawnee, grandview, belton, sugar creek.Sterling and 24 highway, in front of central bank, we are between little caesars and subway.


    What makes your specific agency stand out from your competition? We are quick and effective, no hassle insurance, we provide excellent customer service, and we have the lowest rates in town. With multiple locations in kansas and missouri. matrix, auto, sr22, home, business, workers comp, general liability, kansas city, kansas, missouri, olathe, independence, mo, ks, best, cheap, cost, insurance, overland park, shawnee, grandview, belton, sugar creek. sterling and 24 highway, in front of central bank, we are between little caesars and subway.


    • Discount and Special Program offered Auto Insurance Sr-22 Insurance Home Insurance Renters Insurance Workers Comp Insurance General Liability Insurance Commercial Auto

    • License Type

      P&c/l&h Agency

    • License Number

      8332661

    11201 Us-24 Independence Mo 64054
    Independence, MO 64054

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  • Auto Insurance Discounters

    EDIT

    James B Brummett Auto insurance discounters was established in 2001 with one simple goal in mind: to be your trusted source for great insurance at great prices. We've been serving pleased customers across missouri, kansas and oklahoma ever since. Our agents understand that insurance can be a confusing topic, with so many coverage options and policy prices out there. That's why we're here to do the work for you. As an independent insurance agency, auto insurance discounters works with a network of trusted insurance carriers to search for the best policy on your behalf. Our dedication to the job saves you both time and money!


    What makes your specific agency stand out from your competition? On top of great coverage, we pride ourselves in offering excellent customer service in order to make the experience of buying insurance simple and valuable. We're happy to explain the details of your policy so you fully understand your investment. discount and special program offered auto insurance sr-22 insurance motorcycle insurance commercial auto insurance boat insurance


    • Discount and Special Program offered Sr22 Insurance Motorcycle Insurance Boat Insurance Auto Insurance Commercial Insurance

    • License Type

      L&h/p&c Broker

    • License Number

      8013681

    1312 South Noland Road
    Independence, MO 64055

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  • Auto Insurance Discounters

    EDIT

    James Brummett Auto insurance discounters was established in 2001 with one simple goal in mind: to be your trusted source for great insurance at great prices. We've been serving pleased customers across missouri, kansas and oklahoma ever since. Our agents understand that insurance can be a confusing topic, with so many coverage options and policy prices out there. That's why we're here to do the work for you. as an independent insurance agency, auto insurance discounters works with a network of trusted insurance carriers to search for the best policy on your behalf. Our dedication to the job saves you both time and money!


    What makes your specific agency stand out from your competition? On top of great coverage, we pride ourselves in offering excellent customer service in order to make the experience of buying insurance simple and valuable. We're happy to explain the details of your policy so you fully understand your investment.


    • Discount and Special Program offered Auto Insurance Sr-22 Insurance Motorcycle Insurance Commercial Auto Insurance Boat Insurance

    • License Type

      L&h, P&c

      Broker

    • License Number

      286857

      8013681

    1312 South Noland Road
    Independence, MO 64055

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  • Auto Insurance Discounters

    1312 S Noland Rd
    Independence, MO 64055

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    Reviews

    Hello I went to this agency for a SR22 since I got caught without insurance and they file my papers with the state and my license was reinstated the next day my friend sent me to them and I would recommend you to go also. very nice people and helpful.
    Jay

    I switched all my families auto insurance through Auto Insurance Discounters. They searched several top rated insurance companies and found a company that find my needs and budget. Then a few months later they checked again to make certian I was at the best rate possible. I was with American Family for over 20 years and they never once called or offered to lower my rate. Even after I left they never called to see where or why I left. Auto Insurance Discounters now has all my ibsurance for my home, autos and and my business.

    Thanks Jimmy and Dominic and the whole staff. You are an awesome group of folks.

  • Budget For Less

    10808 E 23rd St S Ste C
    Independence, MO 64052

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    Reviews

  • Dingeldein Insurance Agency

    16012 E 23rd St S
    Independence, MO 64055

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    Reviews

    Great Rates from a Team of True Professionals.

  • James A Blau

    13905 E 39th St S
    Independence, MO 64055

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    Reviews

    I was a customer for many years, when he had a "Real" insurence agency, not this independent garbage like now. Found out they were ripping me off. Adding coverages I did not agree to. Then would not rectify. This guy is a **** in real life too. My advise is to run, run, run as far away as possible and find a nice and honest agent....

  • Jim Keal Insurance Agency

    11308 E 23rd St S
    Independence, MO 64052

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    Reviews

    Always answer my questions and return my phone calls. Good customer service and easy to deal with.

    Super insurance agent. Always is just a phone call away, fantastic. Once you use this company for insurance you will be hooked.

  • Kurt J Goeser Insurance Agency

    3600 S Noland Rd Ste A
    Independence, MO 64055

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    Reviews

    My husband and I were recently married and wanted to combine our insurance.
    We were referred to Chad Mitchell State Farm from a friend of ours. Chad's
    office was able to take care of us and make the insurance process simple to
    understand. He not only helped us to obtain better coverage for our cars,
    but also helped us out with our life insurance as well as our home
    insurance. Chad's office made the process very smooth for us.

  • Missouri Farm Bureau Insurance

    2112 S State Route 291 Ste B
    Independence, MO 64057

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    Reviews

    Farm Bureau is the best at customer service! They believe in their clients. They are
    willing to go above and beyond what any so called normal insurance co is willing to do. Their prices are fair to all classes of life and they never discriminiate. I advise the customers I deal with on my job to go to Farm Bureau on a daily basis. For true down to earth and fair prices, go to Farm Bureau. Independence office has the best
    agents!!!! Ronda Middleton

  • Phil Burress

    2400 S Lees Summit Rd Ste 140
    Independence, MO 64055

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    Reviews

    Great folks at this agency. Easy going, and answer all questions without judgement!

  • Stacey Schell Newland

    16207 E 23rd St S
    Independence, MO 64055

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    Reviews

    Stacey Schell-Newland and her staff are top notch.

    We moved our vehicle policies to Stacey Schell Newland - State Farm Insurance six months ago. We also were able to ADD renter's insurance and still pay less for all the policies combined than what we were previously paying for just our vehicles with another company. When you need help or just have a question, the staff at this office is QUICK to answer and always goes above and beyond the call of duty. Something that is so rare these days. Their service, quality, and great prices are unbeatable. I strongly recommend them.

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Auto body shops Independence, Missouri

Swapping your high heels for a pair of driving shoes can help you qualify for cheap car insurance by avoiding accidents and getting "safer driver" discounts.

It is easier to get cheap car insurance with a car that has high safety rating than one without one.

When you are looking for cheap car insurance, ask if the insurance company offers a policy where they forgive the first accident.

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